Professional Documents
Culture Documents
Complete BP 2
Complete BP 2
Complete BP 2
First of all, thank you Miss Nurnazirah Binti Jamadin for guiding us throughout
the process of the completion of this assignment. Especially on our Business
Planning, which is one of the important requirements that must be accomplished for
our fourth semester subject which code is ENT 300.
Among all assignments for the code ENT 300, we would say honestly this was
the most challenging yet given to us as it was all shocking since the changes are so
rapid in terms of presenting especially because we would have to distribute those 5
minutes wisely, logically a minute per person. This is a new experience for our group
so we gathered to discuss and consider this an upgrade and a good way of exposing
ourselves into the entrepreneurship world. The making of the business plan have
made us into better thinkers and negotiator rather than just stay in the class and simply
memorize and not think deeply about what have been taught.
Not to forget our parents for providing financial support to aid the completion of
this Business Plan. Without them, we couldn’t imagine how hard it would be to
complete our assignments, as it requires many personal assets involving money such
as cars and printing services. So we supported each other in terms of finance too.
Special thanks again to our one and only Miss Nurnazirah Binti Jamadin for being the
mother of our assignments as she gives very good guidelines and information to make
sure we complete our assignment with no mistake possible.
We gain a lot of knowledge and experience not only for the Business Plan but
also the whole subject as without this we would never use our time to interview real
members of a huge organization to study about how they operate and their idea of
managing a complex organization. With this, I believe all of us have become better
planners and learn to know that time is our best possession and managing time would
be the best course of action in everything. Giving us enough knowledge and
confidence to complete our very own business plan which contain organization,
marketing, operation, financial and other information needed by an entrepreneur as
their guideline to start a new business
LIST OF FIGURES
PAGE
PAGE
After a meeting conducted on 10th May 2018, the core members thought of
every event or programs for their families. All have experienced how difficult it is to
conduct an event, everything needs to be in order, because all the guests has
expectations of those events that is planned. Then there comes this point where the
coordinator decided on how about the invitation cards? Or their tentative of the whole
event? All of this requires a lot of time to design as everything needs to be done
quickly at that moment. So everything must be done neatly and perfect. This is where
CardDenia provides assistance in this matter because we can offer many designs
ranges to very simple ones according to clients’ wants. Not just simple events like
weddings or birthdays CardDenia can provide, companies or corporations also can
pitch in their design for business purposes such their very own business card.
We believe in expanding into this business more as we want to provide our best
services to clients. Members of CardDenia will continue to strive to always update the
designs according to certain benchmarks such as based on trends so that our designs
of cards will always look freshly designed and can be appreciated by all those who
see it. Our customer’s impression is our best investment in this company.
1.0 INTRODUCTION
To start off with this introduction, the name of the company would be
CardDenia. The name CardDenia is actually inspired by Malaysia’s favorite bread
maker company which name is Gardenia. The reason why the company name is
inspired by this particular bread company is that, we admire the wide variety of
choices of bun this bread company produce such as tuna bun, butterscotch bread,
chocolate muffins and many other more. This shows how the company covers
everything what bread can be, to make it fun not just simply like many other regular
bread producing organizations out there. To be flexible in any way in their way of
bread making. So this is what inspires us about Gardenia. Hence, why our company
name is inspired by it.
The business nature of CardDenia covers the aspect of Arts and Design
Services mainly to cater events or programs. We would like to offer the best service
as we can to fulfill customers wants, as they would want the design to be as close as
they imagine the card. We believe to make every card for each occasion to be one of a
kind as every event should be tailor-made to reach its maximum level of perfection.
Another point would be, a card can highlight the whole energy of the event normally,
so to know an occasion either it is well planned or not, guests could tell if it will be
really fancy from the looks of the card. This is where CardDenia comes in and really
impress guests and customers especially because everything a company does
especially services. It is a form of advertising. Hence, bad products would mean bad
advertising too.
To start off, to say about the idea of concept for CardDenia. Many programs in
Kuching city requires assistance no matter how experienced the organizer is in the planning
of an event. In the world of busyness the organizer is in, CardDenia would assists in anything
they would need as in designing the cards to decorate the guests’ wedding table, a business
card for a company and we can compromise on the deadline time. There will always be a time
where the organizer has no time to even choose the design for the cards, CardDenia
will know what to implement in those situations corresponding to what is happening. Point is,
to say about our differences among the other card designing company out there, our company
specializes in flexibility. This is what makes CardDenia stands out and we believe we can
monopolize the card industry to not only locally but also globally.
The purpose we venture into this aspect of business is that as we see, events
nowadays are getting more and more each day. But the organizers of those events
especially in Kuching need connections or a group of people to ease the process of
designing their card of choice. So now, events usually very normal looking wedding
cards, some businesses doesn’t even have a business card and they are families who
make some friendly events in their housing area which requires an invitation card. So
with all this level of demands, this is where CardDenia steps in.
For the future prospect of this company, this would be to monopolize the
aspect of card making as we can always try to fulfill any requests regarding cards. In
addition, CardDenia would always try to make the design phase of the card to be as
simple as possible to not cause frustration on both parties, which are the
workers and clients.
The rainbow symbolizes varieties of choice for the type of services CardDenia
can offer. Other than that, the multiple colors of the rainbow meaning what
we can do to always reach customers satisfaction as CardDenia is open to
many color possibility to ensure free of choosing for the factor of color
especially.
The line of card designs in the logo implies to customers that we are a card
company that is capable of making many types of cards like shown in the
previewed view of cards
This is the company’s motto which is Your No.1 choice meaning that
CardDenia emphasizes on product quality as we are strive to be customer’s
no1 choice, fulfilling our motto.
We choose this font for the word “Card” as it appears creative and different
than other fonts in a way that it gives the impression of soft and implies that
the card production will be different compared to others as CardDenia
prioritizes on flexibility in terms of creativity, especially
In the company name CardDenia, the logo displayed that the other piece of
CardDenia which is DENIA appears to be all capital letters and red in colour
as it is a suitable combination between the two words joined together and all
capital letters which symbolises the company’s spirit to be always be filled
and consistent until the end. Red colour implies that the company is brave in
venturing into new aspects in terms of card businesses in the future.
2.0 PURPOSE OF PREPARING A BUSINESS PLAN
Business plans are really important as it covers everything about the business
ranging from how do our company earns profit, how many staffs do we need, daily
operations and other information that is needed to make the business continue to
grow. In today’s high risk of starting a business, entrepreneurs use a business plan as
a part of the easing process of business creation. If everything is going as planned,
business plan can be used to operate the business’ daily operation for a few years.
Kuching ,Sarawak
Kuching ,Sarawak
Website www.CardDenia.com.my
E- mail info@carddenia.com.ny
E- Mail shermanc@mail.com
Number
Malaysia Berhad.
E- Mail raja_card@mail.com
E- Mail SaltonDirlys_card@mail.com
E- Mail suci.cardenia@gmail.com
Number
and TIMES
E- Mail aincard@mail.com
5.2 Building
Type : Office
2) Accessibility
First problem was to maintain customers, now it is to make the
place to be accessible to all customers. A card company that requires
face-to-face meetings requires an easily and comfortable meet up place
which the company’s main location. Having it somewhere less known
by the citizens would create conflict even before starting the design
process.
3) Location Cost
Cost, also very influential in maintaining a business. King’s
Center is around our budget to rent a place. With the company’s
ensured profit of every month, averagely, CardDenia prepares
RM6000.00 every month to provide payment for rent.
ADMINISTRATION
PLAN
6.0 ADMINISTRATION PLAN
Administration in the business include all the performances and the management of
the business. The aim of this job is to ensure that the business meets or achieve the
goals of their business. So, all the managers in the organization should play each of
their role in order to achieve their objective, vision and mission of the organization.
The management of the organization includes all the planning, leading and controlling
process.
Administration Objective
To decide all equipment and personal needed to ensure the business run perfectly
and smoothly.
To maintain the company specification by taking a good look at the workforce
during the selection and the training process.
To ensure the commitment and honestly of the employee in work by monitoring
the employees.
To determine the company overall budget
VISION
MISSION
General Manager
Graphic Designer
General Worker 1
General Worker 2
General Worker 3
6.3 Manpower Planning
Position No of Personnel
General Manager 1
Operational Manager 1
Administration Manager 1
Marketing Manager 1
Financial Manager 1
Total 5
For our company, we have chosen the EPF scheme to be given to all employees. The
table below illustrates the remuneration pan for each employee in CardDenia
Sdn.Bhd.
TOTAL RM 7590.00
Salary
Basic wage or salary will be paid in cash as stipulated in the employment
contract. Wages will be paid once a month to the workers and the payment will
be paid at the end of the month .The salary will be debited to their accounts on
the 27th of every month. Any increment in wages will be decided by the
management. Salaries will be given to all employees based on their degree or
position in the company.
EPF and SOCSO contributions
Employee Provident Fund (EPF) will be deducted from all worker’s salaries
every month. The company will also contribute to Social Security Organization
(SOCSO) which is 2% of the workers basic salary.
Working Hours
Every employee who works in CardDenia has to work for ten hour a day,
starting from 9.00 a.m. until 8.30 p.m. every Monday to Saturday. Lunch hour is
from 12.30 p.m. until 2.00 p.m.
Bonus
Bonus will be paid depending on the employee’s performance.
Holidays
All workers are entitled to have at least one day rest day that is on Sunday every
week.
Item Description
Stair
Sofa set
Swivel Chair
Meeting table
Control Switch
Staff table
Staff PC
Air Conditioner
White Board
Printer Machine
Projector Screen
Presentation Table
Projector Table
Printer Table
Kitchen Cabinet
Refrigerator
Magazine Rack
Pantry Sink
Mini Rack
Mini table
Toilets
Single chair
Door
Projector
TOTAL RM 7347.00
RM 269.00 RM 269.00
Projector screen
Calculator 3 RM 30.90 RM 92.70
TOTAL RM 9,818.08
TOTAL RM 233.60
6.8.2 Building
Type : Office
Bills:
Electricity
Telephone
RM 1,700.00
Water
Internet
First of all, the reason to run a business is to increase the economic profit and
for the business growth. The fact that we cannot out run the business because there is
no one on this earth can run a business just to finish their starting capital and lose all
the money for fun. That is why the marketing plan is a very crucial role in the
business because it is the first step to contribute in achieving the business objective
that had been plan step by step from the start. In marketing, it includes the activities
such as the analysis and satisfaction of present and potential customers, determining
prices of the product and pricing policies, developing strategies to improve the
business, and also communicating with customers or client. Thus, everyone that are
doing business now should have the basic knowledge in marketing.
This business will be use many ways to assure that the quality of our product
will attract a lot of clients or customer coming to our centre. Besides, we also human
being and understand our customer’s feeling, we will also be informing our respected
customer on our activities from time to time so that they will be well informed and
will not feel left out because we do not care about their feelings and perspective view.
The business, CardDenia., that will be operating consist of two-part major. First of all,
the major business for our CardDenia Sdn.Bhd. is basically by providing the product
to customer through card making design which is the invitation card. For the
invitation card, the branches of making card dividing into two branch which is Do-It-
Yourself (DIY) and Do-It-For-Me (DIFM) depends on clients will.
The DIY, the client gives the idea and design for us to do and we will also
give the client the sample for them to generate more idea and make them more satisfy
with what they are choosing. The client also will be given a period of time for them
and we will help to consult them in any decision making by the client. For the DIFM,
our designer will do the design for the client depend on the sample given to them.
This is much faster and simpler because the design inside the sample given is already
done just need to edit a few things depend on the client’s will. The invitation Card
that our business will provide are Wedding Card, Birthday Card, Festive Season Card,
Cumfy Card, Waterfall Card and Pop-up Card. The Festive Season card will be
divided into four kind of card depending on its season. For example, New Year card,
Hari Gawai card, Chinese New Year card, Raya card, Christmas card and etc.
Meanwhile the Cumfy Card, Waterfall Card and Pop-up Card are most hand-made
card. The Cumfy card is card filled with cotton wool. Pop-up Card is a card when you
open it, it pop out something, for example flower that is made from another piece of
paper. Waterfall card can be described as a card that will flow like waterfall when
string is pulled. The second major for our business is making the business card for
new company or small shoplet that just starting to growth. By making the
business card, the other company and shoplet that are new in the industry of business
can spread their business by using the business card.
Based on our company motto, “ Your No.1 Choice ”, shows that we do care
about our product not just satisfy customer need but also always maintain the
product’s quality and make the client satisfied with what we provide for them in the
making of their product. Plus, we will try our best to make a different and pure work
without plagiarism with other competitor.
Moreover, our secondary target will be the business man or woman that just
started new business or new company nearby Kuching, Sarawak. For our third target
is the teenage who want to make surprise for his friends with a birthday card, greeting
card for Teachers’ Day, Happy Mothers’ Day, Fathers’ Day and etc. As we
all know, some teenage feel lazy to make their own card because they have no
fundamental in multimedia. So, we can provide the design for them and they just can
choose from the sample given.
The population of family estimated is between 500 to 800 families and also
the population of companies estimated is between 150-250 companies and shoplets.
The majority business man, business woman and residence housing in Kuching
consists of Malays, Ibans and Bidayuhs. This research and survey done included all
type of races. The result of market size obtain is as follows:
From 364,103 peoples, we had target about 8% as our target for market to increase
our sale:
Malays: 4%
Bidayuhs: 3%
Ibans: 1%
8%
7.4 Competition Analysis
We have two business competitor that is offering the same product and service in
Kuching for now. Moreover, our competitor only offers selling products and not offer
business card. So basically the market shares before the involvement of our company,
CardDenia Sdn.Bhd. two of our competitors holds 60% and 40% respectively of the
total market share and can obtain income about RM29, 128.00 per year. The table
below shows before and after of including the entry of CardDenia Sdn.Bhd.
Company:
Before involvement:
AsahiArts 40 11,651.20
Target Market
= 364,103 x 8%
The pie chart above show the percentage of the market share of the both
company which is Banana Greeting which have the percentage of 60% and AsahiArts
which consist of 40% of the market share.
After involvement:
AsahiArts 30 8,738.40
Explanation:
In January 2018, our company decide to enter into the card designer industry.
After CardDenia Sdn.Bhd. join to the market, it is estimated that our company can
able to cover up until 20% of the market share because our company is new. Our
company expect that the market shares for every competitor will be increase.
7.6 Sales Forecast
Number of the estimated card greeting /business card sold in each month
MONTH Estimation
January 80
February 90
March 60
April 50
May 80
June 120
July 140
August 50
September 60
October 80
November 130
December 140
TOTAL 800
Explanation:
Based on the table above, the estimation for the highest peak will be at the on
November which is 130 card per day. This is because on that time will be the school
holiday and a lot of people would like to do the event on that period. The lowest for
the estimation is on the month of March which is 30 per day. This is because a few
school holiday on that time and adult also does not want to do any event for that time
of period.
7.6.3 Average Price based on card
The average price is based on the card design and the raw material needed to
create the card greeting / business card which is that we have set it RM10.00 and the
cost will increase based on the material used.
January 24,800.00
February 25,200.00
March 18,600.00
April 15,000.00
May 24,800.00
June 36,000.00
July 43,400.00
August 15,500.00
September 18,000.00
October 24,800.00
November 39,000.00
December 43,400.00
TOTAL 328.500
1) Product
2) Price
3) Place/distribution
4) Promotion
7.7.1 Product and Services
Based on the 4P’s formula, the first marketing strategy is product and the service
offering. To attract more customer, our business will be offering to our customer with
the best quality product and serving them with the most services. Thus, the customer
will think that we never forget about their existent inside our CardDenia Sdn.Bhd.
Company .Based on our target market which is, residence housing, business man or
woman who just started new company and teenager, we have different strategy in our
business to attract these type of our customers based on their age and life style to
choose our products.
For our second target, our target is the business woman and business
man for those who just started new company or business in this industry. As
we all know, they are new in this industry and they will like something with
variety of design and type. This also goes for the business card. Therefore, we
provide our product the business card with different style of design and type of
colour selected based on their like to satisfy their need. Example, a business
man just opens a business with a cake shop. He need the business card that
suit with his cake house. Then we will design a business card that have the
pattern of cream cake and slightly increase the thickness of the pattern
of cream card at the edge of the card.
7.7.1.3 Teenager
Lastly for our third target market which is the teenager. Based on the
theory, teenager creativity become lesser because of they always play
computers, play their smartphone and etc. Thus, their creativity become
limited. Therefore, whenever there is an event of anything function such as,
birthday for friends and greeting card for Teachers’ Day, Happy Mothers’
Day, Fathers’ Day and etc. The teenager just can come to our centre to buy the
all the card needed that we have prepare for them based on the sample given
by them later on. With this way, the teenager will not waste their time to
create the design needed to give to their friends’ birthday and greeting card for
Teachers’ Day, Happy Mothers’ Day, Fathers’ Day and etc.
7.7.2 Price
The second most important strategy in business is price strategy. We made up some
strategy to promote our products to customers by planning some price tactics in our
business:
Every month of the year, there will always have need of wedding
invitation in large quantity of amount. Therefore, to satisfy our customer,
customers that buy our product in many quantity, we will give them special
discounts such as every purchase of up to 50 invitation card will get 20% of
discounts.
Whenever there is a special date such as the festive season like New
Year card, Hari Gawai card, Chinese New Year card, Raya card, Christmas
card and etc., we will give special price to every product they buy. From this,
our income will increase more and at the same time attract our customers too.
The place or location really play an important role and is also affecting our
business. That is why before setting up any business, we must first consider the
location that we choose on building up our business company. The reason supporting
our chosen location, that will be in Kuching is due to its strategical location. It is
located in the centre of attraction and has a large target market. Besides that, the
chances of our business to survive will also be higher since we offer more interesting
services.
7.7.4 Promotion Strategy
The promotion strategy is to make sure that the customers are well informed about
our offer promotion and discounts. CardDenia Sdn.Bhd. will be using plenty of
methods and approach to advertise our product and service offered. This will be some
of the promotional strategies that we will be implementing for our business:
7.7.4.3 Banner
For our business card, we will be giving our contact number and the
address of our shop for that it will be easier for our customer to contact us in
order to book for them to do appointment with us and discuss what they need
for their design for the card. This is seen to be one of the most effective way to
promote our business
= RM 80.00
= RM 180.00
= RM 120.00
= RM 150.00
CardDenia marketing budgets for promotion will be as shown below:
1. FIXED ASSET
2. PROMOTION
BUDGET
80
Flyers
180
Banner
Business card 120 530
Internet 150
Advertising
3. OTHER BUDGET
Greeting Card
Wedding Card
Festive Season Card
Business Card
Waterfall Card
Cumfy Card
Pop-up Card
CardDenia Sdn.Bhd. Company has its own objectives for operational planning to
achieve the business goals as well, such as:
Operation Strategies
Our company, CardDenia Sdn.Bhd. Company has its own strategies to meet the
demand of customer and achieved the business goals as well. Therefore, there are
several strategies that has been list down, so that operational department may alert
and produce our product accordingly.
CardDenia need to ensure that every workers are well trained with the procedure and
requirement of their job specification.
1. We will make sure that every card that we design is creative and high in
quality.
3. Cardenia will ensure that there will be less shortage of materials, so that our
produce will always available for customer.
Schematic Model of Operation System
o Paper
o Ink cartridge
o Manila Card
o Glue TRANSACTION
INPUT PROCESS OUTPUT
Productivity Index
= RM 4.00/ RM 2.90
= RM1.38
From the productivity index, it is shown that out product run efficiently
8.1 Process Planning
1 Prem D De
ade ec co
Premade card card or ra
rack shelf at tio
io n
n sh
sh elf
elf
Su
ra
u
Design samples cabinet
1. Air Conditioner
2. CCTV
3.
5. Men Toilet
6. Woman Toilet
7. Plastic chair
8.
Round table with four plastic chair
9.
Printer
10. Stairs
13. Telephone
1
Greeting Card
Average sales forecast per month = 15% x RM 12,140.00
= RM 1,821.00
Business Card
Average sales forecast per month = 10% x RM 12,140.00
= RM 1,214.00
Pop-up Card
Average sales forecast per month = 5% x RM 12,140.00
= RM 607.00
Ready-Made card
Average sales forecast per month = 5% x RM 12,140.00
= RM 607.00
Envelope
Average sales forecast per month = 10% x RM 12,140.00
= RM 1,214.00
Number of worker = 4 workers. 1 worker will handle one card at one time.
Capacity per day for 1 worker per day is = unit per hour x business hours
= 9x9
= 81 units
Capacity per day for 4 workers per day is = 81x 4
= 324 units
The number of working days per month is 30 days. Estimated capacity
planning per month for all workers is 9,720 units.
MONTH ESTIMATED CARD PRODUCTION
(units)
January 2,480
February 2,520
March 1,860
April 1,500
May 2,480
June 3,600
July 4,340
August 1,550
September 1,800
October 2,480
November 3,900
December 4,340
TOTAL 32,850
Explanation:
The table above shows a detail planning of estimated production of service planning
for every month for the year 2018.
8.5 Purchases Forecast
January 9,920.00
February 10,080.00
March 7,440.00
April 6,000.00
May 9,920.00
June 14,400.00
July 17,360.00
August 6,200.00
September 7,200.00
October 9,920.00
November 15,600.00
December 17,360.00
TOTAL 131,400.00
8.4 Material Planning
Greeting Card
Wedding Card
Cumfy Card
Business Card
TOTAL 930.00
TOTAL 12,375.06
GENERAL MANAGER
SHERMAN LIAN
OPERATIONAL MANAGER
SUCILASYAKILLA KAFLI
GENERAL GRAPHIC
WORKER DESIGNER
8.6.2 List of Personnel
No. Position No. of Monthly Salary EPF 13% SOCSO 2% Total (RM)
Staff (RM) (RM) (RM)
TOTAL 4,657.50
Working Hours
Every employee who works in CardDenia has to work for ten hour a day, starting
from 9.00 a.m. until 8.30 p.m. every Monday to Saturday. Lunch hour is from
12.30 p.m. until 2.00 p.m.
Bonus
Bonus will be paid depending on the employee’s performance.
Holidays
All workers are entitled to have at least one day rest day that is on Sunday every
week.
TOTAL 5,020.80
8.8.2 Building
Type : Office
Our CardDenia will operated from Monday to Saturday. From Monday to Friday, our
shop will operated on 9.00 a.m. to 12.00 p.m. and rest for one and half hours. During
lunch hour, workers will have their lunch and have a rest. It will continue from 2.00
PM until 8.30 PM.
On Sunday and public holidays, we will closed our shop to give our workers rest
and during public holidays we estimated that less student or workers will come to our
shop. On Sunday, we will calculated our stock to ensure no missing sources and to
update our sale per week. Workers will be given an off-day every week.
8.10 License, Permits and Regulations Required
Utilities:
o Water
1,050.00
o Electricity
No Activities Month
6 7 8 9 10 11 12 1 2 3 4 5
1 Incorporation of business
3 Searching premise
4 Renovation premise
8 Installation of machine
9 Recruitment of workers
10 Department coordination
13 Sales visits
14 Consolidation
Last but not least,financial plan helps the managers to expand the company in the
long run.
9.1 PROJECT IMPLEMENTATION COST SCHEDULE
Administrative Expenditure
Item (RM)
Fixed Asset
Working Capital
Bills:
Electricity
Telephone
1,700
Water
Internet
Pre-Operations
Deposit(rent,utilities,etc)
TOTAL RM 29,100
Item (RM)
Fixed Asset
Signboard 3,500
Working Capital
Promotion:
Pre-Operations
Deposit(rent,utilities,etc)
TOTAL RM 6,030
Operating Expenditure
Item (RM)
Fixed Asset
Working Capital
Wages,EPF,SOCSO 4,658
Bills:
Electricity 1,050
Water
Pre-Operations
Deposit(rent,utilities,etc)
TOTAL RM 25,766
CardDenia
Signboard 3,500
Our company is planning to purchase fixed assets either with cast or through hire
purchase scheme. Therefore, depreciation schedules for each of the fixed assets
(except land) either bought or contributed have to be prepared. Our method to
calculate the annual depreciation charges is the straight-line method.
7 years
= RM1,403
Office Machine &
Fixed Asset
Equipment
Cost(RM) 9,818
Annual Accumulated
Year Book Value
Depreciation Depreciation
- - - 9,818
7 1,402 9,818 0
8 0 0 0
9 0 0 0
10 0 0 0
Fixed Asset Furniture & Fitting
Cost(RM) 7,147
Annual Accumulated
Year Book Value
Depreciation Depreciation
- - - 7,147
7 1,021 7,147 0
8 0 0 0
9 0 0 0
10 0 0 0
Fixed Asset Signboard
Cost(RM) 3,200
Annual Accumulated
Year Book Value
Depreciation Depreciation
- - - 3,200
5 640 3,200 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
Operation Machine &
Fixed Asset
Equipment
Cost(RM) 12,375
Annual Accumulated
Year Book Value
Depreciation Depreciation
- - - 12,375
7 1,768 12,375 0
8 0 0 0
9 0 0 0
10 0 0 0
Fixed Asset Operation Furniture & Fitting
Cost(RM) 5,021
Annual Accumulated
Year Book Value
Depreciation Depreciation
- - - 5,021
7 717 5,021 0
8 0 0 0
9 0 0 0
10 0 0 0
Collection For Sales&Payment Purchases
Signboard 5
2=Partnership
3=Sole Proprietorship
NATURE OF BUSINESS 1
1=Manufacturing
2=Trading
3=Service
9.2 SOURCES OF FINANCING
CardDenia
SOURCES OF PROJECT FINANCING
CardDenia
Own Contribute
Capital Expenditure Cost Loan Hire Purchase
Cash Existing F.Asset
Land & Building
Office Equipment 9,930 9,930
Furniture and fitting 7,146 7,146
Operation Machines
12,375 12,375
and Equipment
Operation Furniture
5,021 5,021
and fitting
Working Capital 1
months
Sales & Marketing
270 270
Costs
Operation &
9,138 9,138
Technical Cost
General&Administrati
11,824 11,824
ve Cost
Pre-Operating &
2,800 2,800
Incorporation Costs
Provision for
10% 2,403 2,403
Contingence
TOTAL 64,407 13,994 50,413
TERM OF LOAN(if required)
Interest rate 4%
Loan duration 5
Interest payment method 2
*Method:1=flat rate 2=annual rate
Pre-
operati Jan Feb Mac Apr May June July Aug Sep Oct Nov Dec Year 1
on
Cash
Inflow
Equity-
13,994 13,994
cash
Term
50,413 50,413
Loan
Sales(
24,800 25,200 18,600 15,000 24,800 36,000 43,400 15,500 18,000 24,800 39,000 43,400 328,500
Cash)
Total
Cash 64,407 24,800 25,200 18,600 15,000 24,800 36,000 43,400 15,500 18,000 24,800 39,000 43,400 392,907
Inflow
Cash
Outflo
w
Opera
ting
Expen
ses:
Purcha
ses of 8,680 8,820 6,510 5,250 8,680 12,600 15,190 5,425 6,300 8,680 13,650 15,190 114,975
raw
Materi
als
Salary,
EPF&
4,678 4,678 4,678 4,678 4,678 4,678 4,678 4,678 4,678 4,678 4,678 4,678 56,136
SOCS
O
Machi
ne&Eq
12,375 12,375
uipmen
t
Utilitie
1,050 1,050 1,050 1,050 1,050 1,050 1,050 1,050 1,050 1,050 1,050 1,050 12,600
s
Other
Expens 540 540
es
Marke
ting
Expen
ses:
Signbo
3,200 3,200
ard
Other
Expens 2,260 2,260
es
Admin
istrati
ve
Expen
ses:
Salary,
EPF&
7,590 7,590 7,590 7,590 7,590 7,590 7,590 7,590 7,590 7,590 7,590 7,590 91,080
SOCS
O
Machi
ne &
9,930 9,930
Equip
ment
Furnitu
re & 7,146 7,146
Fitting
Rent 2,300 2,300 2,300 2,300 2,300 2,300 2,300 2,300 2,300 2,300 2,300 2,300 27,600
Purcha
se of
raw 156 125 150 148 100 150 125 164 150 145 120 156 1,689
materi
al
Other
Expens
es
Loan
Repay
ment:
Princip
840 840 840 840 840 840 840 840 840 840 840 840 10,083
al
Interes
168 168 168 168 168 168 168 168 168 168 168 168 2,017
t
Hire
Purcha
se
Repay
ment:
Down
payme
nt
Princip
al
Interes
t
Total
Cash
35,463 25,462 25,571 22,236 20,024 25,398 29,406 31,941 22,215 23,076 25,451 30,396 31,972 351,971
Outflo
w
SURPL
(5,076
US/(DE 28,944 (662) (371) (3636) (7,024) (598) 6,594 11,459 (6,715) (651) 8,604 11,428 40,936
)
FICIT)
+
Beginn
ing
28,994 28,332 27,961 24,325 17,301 16,703 23,297 30,589 30,589 25,513 24,562 33,166
Cash
Balanc
e
Ending
Cash
28,944 28,332 27,961 24,325 17,301 16,703 23,297 34,756 30,589 25,513 24,562 33,166 40,936 40,936
Balanc
e
CASH FLOW STATEMENT FOR THE YEAR OF 2018
“CardDenia”
9.4 PRO FORMA INCOME STATEMENT
PRODUCTION COST
Year 1
Raw Material
Opening Stock
Carriage Inward
117,664
Salaries,EPF&SOCSO
Factory Overload
Depreciation of Fixed
2485
Assets(Operations)
Signboard 2,560
Other Assets
Deposit
32,012
Current Asset
Stock of Raw Material 1,000
Stock of Finished Good
Account Receiveable
Cash Balance 40,936
41,936
TOTAL ASSETS 73,948
Owner's Equity
Capital 13,994
Accumulated Profit 9,554
23,548
Long-Term Liabilities
Loan Balance 40,330
Hire-Purchase Balance
40,330
Current Liabilities
Account Payable 10,070
CardDenia
FINANCIAL PERFORMANCE
Year 1
Profitability
Sales 328,500
Gross Profit 272,758
Profit Before Tax 9,554
Profit After Tax 9,554
Accumulated Profit 9,554
Liquidity
Total Cash Inflow 392,907
Total Cash Outflow 351,971
Surplus(Deficit) 40,936
Accumulated Cash 40,936
Safety
Owner’s Equity 23,548
Fixed Assets 540
Current Assets 32,012
Long Term Liabilities 40,330
Current Liabilities 10,070
Financial Ratio
Profitability
Return of sales 3%
Return of Equity 40%
Liquidity
Current Ratio 3%
Quick Ratio(Acid Test) 3%
Safety
Debt to Equity Ratio 1.71
Break-Even Analysis
Break-Even Point(sales) 169,514
Break-Even(%) 30%
10.0 CONCLUSION
As a conclusion in our business plan, we hope we can convince capitalist, banker and
investor in order to raise capital to manage a business more effectively in future as to achieve
our vision and our mission, which is to gain high profit and revenue generated by its sales
cover all expenditure to set up business and also increase our productivity. This proposal also
will be used as our guidelines to handle this business effectively in future and this is refer on
how to operate a business according four important element which is on administration,
marketing, operation and also financial. We believe that, our business will success due to
strategic location that we choose that may attract many people to visit our shop and purchase
our product. On financial we obtain a deficit on for the first there year because on beginning
business. Our businesses also have a deficit during the end of the year and festival days
because on high demand, but profit per year we obtain a profit on three year forecast. In
addition, since our product a variety product based on a fruits, we ensure that our business
will go further, and will obtain a customer because customer can make an option on our
variety product. CARDENIA ENTERPRISE operate to make a quality and creative product
in order to satisfy our customer. This is for make a long term relationship with our customer
in order to increase our sale.
11.0 REFERENCES
https://www.kellyservices.ca/ca/about-us/company-information/company-background/
https://www.morebusiness.com/business-plan-introduction/
2. Administration Plan
https://www.zapmeta.com.my/ws?q=business%20in%20administration&asid=zm_my_gc5_0
3&mt=b&nw=s&de=c&ap=1t4
3. Marketing Plan
https://index.about.com/index?o=35435&l=sem&qo=serpSearchTopBox&q=business+marke
ting+plan
4. Operational plan
https://index.about.com/index?q=business+operational+plan&qsrc=2352&qo=searchSuggesti
ons&o=35435&l=sem
Financial Plan
https://index.about.com/index?qsrc=999&qo=semQuery&ad=semD&o=35435&l=sem&aski
d=ac10e637-0f70-4305-bac6-ae5081dd7d2b-0-
ab_gsb&q=business%20financial%20plan&dqi=&am=broad&an=google_s&gclid=Cj0KCQj
wmPPYBRCgARIsALOziANE4tJs7sfOXZjszYbM_xgmxctMXiZ8T_IHdYD7CXrPXIb5im
UCPNsaAoBIEALw_wcB
12.0 APPENDICES
12.1 Photos
12.2 Consent Forms
PARTNERSHIP AGREEMENT
With reference to the Partner Act 1961 (Revise 1974), this agreement is lawfully made
between the partners of CARDENIA SDN. BHD. The reason of this partnership agreement is
made in order to make sure that all the business operation run accordingly to the schedule and
the main objective of the business can be achieved.
All the partners as below within the business organization make this agreement in
front of the lawyer Mr. Haziq from Haziq & Co. that our company have selected to represent
us. It is hereby declared that all partners as mentioned below have witnessed and agreed to
accept all terms, conditions and regulations stated as follow:
The partners have also agreed to accept the position in CARDDENIA SDN. BHD. enlisted as
follow:
It is also agreed that all profit sharing will be based on the capital contribution of each
partners. Should the company suffer from any loss, of which the negligence caused by
anyone of the partners, that partner will be responsible for the loss. All the money owns by
the partnership or money received on behalf of the partnership must be credited to the agreed
partnership current bank account.
It is also agreed that if in case where any of the partners want to withdraw from the
partnership, then she must give a one month notice to the other partners.
This agreement can be changed or dissolved if agreed by all the partners under a
memorandum signed by all of the partners.
It is also agreed that any action that may not fall under this agreement can be taken action or
revised under the partnership act 1961 (Revised 1974).
Verify, I am Sherman Lian Anak Melkom, I/C number 980719-13-5210, address No. 105,
Kampung Baru, 94300, Kota Samarahan, Sarawak agreed to be part of partner for
CARDENIA SDN.BHD. Which is located at No.49, Block F, 93300, Jalan
Simpang Tiga, Kampung Kenyalang Park, 93300, Kuching, Sarawak. With a contribution of
20% of the total share of RM75, 000, I promise to accomplish every duty assigned and
willing to give full commitment towards the organization management. I also promise to
obey the rules and the regulations as states in CARDENIA SDN.BHD.
Yours truly,
.............................
811019-14-5712)
.............................. ..............................
811126-01-5222) 880406-14-5115)
.............................. ..............................
811126-01-5222) 880406-14-5115)
Verify, I am Raja Nafiera Binti Amil, I/C number 980719-13-5210, address
No. 105,Kampung Baru, 94300, Kota Samarahan, Sarawak agreed to be part of partner for
CARDENIA SDN.BHD. Which is located at No.49, Block F, 93300, Jalan Simpang Tiga,
Kampung Kenyalang Park, 93300, Kuching, Sarawak. With a contribution of 20% of the total
share of RM75, 000, I promise to accomplish every duty assigned and willing to give full
commitment towards the organization management. I also promise to obey the rules and the
regulations as states in CARDENIA SDN.BHD.
Yours truly,
.............................
980719-13-5210)
.............................. ..............................
811126-01-5222) 880406-14-5115)
.............................. ..............................
811126-01-5222) 880406-14-5115)
Verify, I am Salton Dirlys Anak Bittle, I/C number 980524-13-5405, address
No. 105,Kampung Baru, 94300, Kota Samarahan, Sarawak agreed to be part of partner for
CARDENIA SDN.BHD. Which is located at No.49, Block F, 93300, Jalan Simpang Tiga,
Kampung Kenyalang Park, 93300, Kuching, Sarawak. With a contribution of 20% of the total
share of RM75, 000, I promise to accomplish every duty assigned and willing to give full
commitment towards the organization management. I also promise to obey the rules and the
regulations as states in CARDENIA SDN.BHD.
Yours truly,
.............................
980524-13-5405)
.............................. ..............................
811126-01-5222) 880406-14-5115)
.............................. ..............................
811126-01-5222) 880406-14-5115)
Verify, I am Sucilasyakilla Binti Kafli, I/C number 980204-12-5320, address
No. 105,Kampung Baru, 94300, Kota Samarahan, Sarawak agreed to be part of partner for
CARDENIA SDN.BHD. Which is located at No.49, Block F, 93300, Jalan Simpang Tiga,
Kampung Kenyalang Park, 93300, Kuching, Sarawak. With a contribution of 20% of the total
share of RM75, 000, I promise to accomplish every duty assigned and willing to give full
commitment towards the organization management. I also promise to obey the rules and the
regulations as states in CARDDENIA SDN.BHD.
Yours truly,
.............................
980204-12-5320)
.............................. ..............................
811126-01-5222) 880406-14-5115)
.............................. ..............................
811126-01-5222) 880406-14-5115)
Verify, I am Ain Nadhilah Binti Paduka, I/C number 980719-13-5210,
address No. 105,Kampung Baru, 94300, Kota Samarahan, Sarawak agreed to be part of
partner for CARDENIA SDN.BHD. Which is located at No.49, Block F, 93300, Jalan
Simpang Tiga, Kampung Kenyalang Park, 93300, Kuching, Sarawak. With a contribution of
20% of the total share of RM75, 000, I promise to accomplish every duty assigned and
willing to give full commitment towards the organization management. I also promise to
obey the rules and the regulations as states in CARDENIA SDN.BHD.
Yours truly,
.............................
980719-13-5210)
.............................. ..............................
811126-01-5222) 880406-14-5115)
.............................. ..............................
811126-01-5222) 880406-14-5115)
12.3 Maps
12.4 EPF forms