Your Name

Your Address
Your City, State, Zip

Name of Credit Bureau

Dispute Department

Dear Sir or Madam,

I am writing this letter to request your help and understanding. I desperately ask that
you please delete all of the hard inquiries found on my credit report. My wife and I are
having a very hard time getting a mortgage due to the inaccurate information and hard
inquiries on my credit report. Although we are currently disputing many items and will be
patient to get the results, in the meantime, we desperately ask you to remove all hard
inquiries from my report. That would really help us in our time of need.

Sincerely,

Lassal Inungu