A

Sy
nopsi
s
on

“
FUNDMANAGEMENT”
AT
“
ODI
SHASTATECO¬-OPERATI
VEBANK”
Bhubaneswar
Submi
tedt
t o

APr
ojectReportsubmit
tedfort
hepar
tial
ful
fi
ll
ment
ofpostgraduatedi
plomainmanagement.
NTERNI
I N
AT
LEU
GRN
I
DA
EL
:GUI
DE: EXTERNALGUI
DE:

Mr
.Sudhi
rKumarAchar
ya Mr
.Ai
sur
yaRat
naMohant
y

Assi
stancepr
ofessor(
fi
nance) AGM CUM f
acul
ty(
ACSTI
)

Uni
tedschoolofbusi
ness OSCB
management SUBMITEDBY:
AKASHKU.MOHAPATRA
Reg.No:
B21620536
2016-2018

UNI
TEDSCHOOLOFBUSI
NESSMANAGEMENT,
 BHUBANESWAR

Sy
nopsi
s

1.Wor
kingTi
tl
e:
“
Fundmanagement
”ofodi
shast
ateco-
oper
ati
vebanki
nBhubaneswar
.

2.Pur
poseoft
heResear
ch:

 Fundmanagementproj
ecti
susef
ult
oev
aluat
ethesour
cesoff
undofOdi
sha

st
ateco-
oper
ati
vebank.

 Thi
spr
ojecti
shel
pful
toascer
tai
nthei
nfl
owandout
fl
owoff
undoft
hebank.

 Fundmanagementproj
ectgi
vesnecessar
yinf
ormat
ioni
nregar
dsofi
mpr
ovi
sing

t
hef
und.

 OSCBt
hrought
hispr
ojecti
ssueshor
tter
mloant
othepoorsect
ionofpeopl
eat

al
owr
ateofi
nter
est
.

3.AI
M:

 Fundmanagementi
sn'
tj
ustcompar
ingdi
ff
erentnumber
sfr
om t
hebal
ance
sheet
,incomest
atement
,andcashf
lowst
atement
.It
'scompar
ingt
henumber
agai
nstpr
evi
ousy
ear
s,ot
hercompani
es,
thei
ndust
ry,
orev
ent
heeconomyi
n
gener
al.

 Fundmanagementl
ookatt
her
elat
ionshi
psbet
weeni
ndi
vi
dualv
aluesandr
elat
e

t
hem t
ohow acompanyhasper
for
medi
nthepast
,andmi
ghtper
for
mint
he

f
utur
e.
4.Obj
ect
ives:

 Measur
ingt
hepr
ofi
tabi
l
ity
:Pr
ofi
tabi
l
ityi
sthepr
ofi
tear
ningcapaci
tyoft
he
busi
ness.Thi
scanbemeasur
edbyGr
ossPr
ofi
t,NetPr
ofi
t,ExpensesandOt
her
Rat
ios.

 Det
ermi
ningoper
ati
onal
eff
ici
ency
:Oper
ati
onal
eff
ici
encyoft
hebusi
nesscanbe
det
ermi
nedbyev
aluat
ingt
hei
nfl
owandout
fl
owoft
hebank.

 Measur
ingf
inanci
alposi
ti
on:
Shor
t-
ter
m andl
ong-
ter
mfi
nanci
alposi
ti
onoft
he
busi
nesscanbemeasur
edbycal
cul
ati
ngl
i
qui
dit
yandsol
vencyr
ati
os.I
ncaseof
unheal
thyshor
torl
ong-
ter
m posi
ti
on,
cor
rect
ivemeasur
escanbet
aken.

 Faci
l
itat
ingcompar
ati
veanal
ysi
s:Pr
esentper
for
mancecanbecompar
edwi
th
pastper
for
mancet
odi
scov
ert
hepl
usandmi
nuspoi
nts.Compar
isonwi
tht
he
per
for
manceofot
hercompet
it
ivef
ir
mscanal
sobemade.

I
ndi
cat
ingov
eral
lef
fi
ciency
:Pr
ofi
tandLossAccountshowst
heamountofnet
pr
ofi
tandBal
anceSheetshowst
heamountofv
ari
ousasset
s,l
i
abi
l
iti
esand
capi
tal
.

 Budget
ingandf
orecast
ing:
Fundmanagementi
sofmuchhel
pinf
inanci
al
f
orecast
ingandpl
anni
ng.Rat
ioscal
cul
atedf
oranumberofy
ear
swor
kasa
gui
def
ort
hef
utur
e.Meani
ngf
ulconcl
usi
onscanbedr
awnf
orf
utur
efr
om t
hese
r
ati
os.

5.KeyQuest
ions/Resear
chQuest
ions:

 Howt
heFundmanagementi
stof
indf
inanci
alposi
ti
onoft
heOSCBbyusi
ngt
he
f
inanci
alt
ool
s?

 Howt
hef
undhel
psdet
ermi
neacompany
'sabi
l
ityt
ogener
atesuf
fi
cientcasht
o
meeti
tsobl
i
gat
ions?
6.Hy
pot
hesi
s:

Thestudyhasbeenundert
akentoseethatwhet
hervari
ousf
inancial
stat
ementofthecompanyarei
mprovi
ngordeteri
orat
ing/maint
aining
normsornot.

7.Resear
chMet
hodol
ogy
:

I
nthi
spr
ojectmyai
mist
oanal
ysi
sthef
undsi
nfl
owandout
fl
owt
ofi
ndf
inanci
al
posi
ti
onoft heOSCBbyusi ngthefi
nancial
tools.Met
hodisanysyst
ematicst
udy
ofpri
ncipl
esthatguidescienti
fi
cinvest
igat
ion.Thedatacol
lect
edforthi
s
proj
ectaremainlysecondarydata.Thesourcesofsecondar
ydataare

1.Pr
evi
ousandcur
renty
earf
inanci
alst
atement
sofOSCB.

2.Ot
herr
elat
eddat
aofOSCB.

8.Pr
oposedCont
ent
s:
Chapt
er1-Keyr
efer
ence

Chapt
er-
2:Busi
nessoper
ati
on

Chapt
er-
3:Annual
financi
alst
atement

Chapt
er-
4:Pr
esent
ati
on

Chapt
er-
5:Concl
usi
on

9.Wor
kPl
an:
 Dev
elopi
ngt
heQuest
ionnai
re

 Col
l
ect
ionofdat
athr
oughsecondar
yResear
ch

 Pr
epar
ati
onofr
epor
t

 Recommendat
ion/comment
sregar
dingpr
evi
ousy
eardat
a.