nnexure

Questionnaire on awareness about Pradhan Mantri Jan Dhan yojana (PMJDY).

Dear Respondent,

I am Parul devi , Pursuing MBA from HIMACHAL PARDESH TECHNICAL UNIVERSITY

HAMIRPUR. I request to spend 5 minutes in filling this questionnaire to help complete my Project
about awareness on Pradhan Mantri Jan Dhan Yojana (PMJDY). The information is use only
academic purpose.

Section - A
1. Name …………………

2. Gender :

a) Male ( ) b) Female ( )

3. Age :

a) Below 20 Years ( ) b) 20 – 40 Years ( )

c) 40 – 50 Years ( ) d) Above 50 Years ( )

4. Education Qualification

a) Matriculation ( )
b) 10+2 ( )
c) Graduation ( )
d) Post Graduation ( )
e) Any Other ( )

5. Occupation

a) Government employee ( )
b) Professional ( )
c) Business ( )
d) Student ( )
e) Agriculture ( )

6. Annual income
a) Below Rs. 100000 ( )
b) Rs. 100000 – Rs. 300000 ( )
c) Rs.300000 – Rs. 500000 ( )
d) Above Rs. 500000 ( )
 Section - B
7. Are you aware about Pradhan Mantri Jan Dhan yojana (PMJDY)?

a) Yes ( ) b) No ( )

Note: if no then answer only 13, 15, 16, 18, 19, 20 no. question only.

7(A) if yes then tells me which year Pradhan Mantri Jan Dhan yojana (PMJDY) was launch?

a) 2014 ( ) d) 2015( )

b) 2016 ( ) e) 2013( )

c) 2017 ( ) f) 2018( )

8. How did you come to know about Pradhan Mantri Jan Dhan yojana (PMJDY)?

a) Friends & Relatives ( )

b) Advertisement or Media ( )

c) Bank or financial Institution ( )

d) Any Other (Please Specify)……………………

9. Did you know about a main objective of Pradhan Mantri Jan Dhan yojana (PMJDY)?

a) Yes ( ) b) No ( )

9. (A) If yes, then tell me what is the main objective of Pradhan Mantri Jan Dhan yojana (PMJDY)?

a) Development of micro enterprise sector ( )

b) Refinance support ( )

c) Purchase of equipment & new technology ( )

d) Any Other (Please Specify)……………………

10. Did you know the maximum limit of loan under this Scheme?

a) Yes ( ) b) No ( )

10. (A) If yes, then tell me what is the maximum limit of loan under the Pradhan Mantri Jan Dhan
yojana (PMJDY)?

a) Below Rs.300000 ( )

b) Rs.600000( )

c) Rs.800000 ( )
 d) Rs.1000000 ( )

e) Above Rs.2000000 ( )

11. Did you know about Categories of funding of loan in this scheme?

a) Yes ( ) b) No ( )

12. Did you know about Financial Institutions Shortlisted to Be Service provider in JANDHAN
YOJANA for funding?

a) Yes ( ) b) No ( )

12(A) If yes, then tell me which financial institution is not a service provider of this scheme?

a) Aditya Birla Finance Ltd. ( ) e)HDFC Bank Ltd. ( )

b) State Bank of India ( ) f) ICICI Bank Ltd. ( )

c) Punjab National Bank ( ) g) India Infoline Finance Ltd (IIFL) ( )

d) Axis Bank Ltd. ( ) h) Kccb Bank Ltd. ( )

i) If any other (Please Specify)…………………………

13. Pradhan Mantri Jan Dhan yojana (PMJDY) is beneficial for Micro industry of country give your
response on the rating scale?

a) Strongly agree ( ) b) Agree ( ) c) Neutral ( ) d) Disagree ( ) e) Strongly

disagree ( )

14. Did you know about the process of taking loan under this scheme?

a) Yes ( ) b) No ( )

14(A) If yes, then rate the process of taking loan in PMMY?

a) Vary easy ( ) b) Easy ( ) c) Neutral ( ) d) Complex ( ) e) Very

Complex ( )

15. PMMY has helped to reduce the dependency on informal financial institution (like money lenders)?

a) Strongly agree ( ) b) Agree ( ) c) Neutral ( ) d) Disagree ( ) e)

Strongly Disagree ( )

16. PMMY is capable to provide employment in country?

a) Strongly agree ( ) b) Agree ( ) c) Neutral ( ) d) Disagree ( ) e)

Strongly Disagree ( )

17. PMMY is an effective policy to measure or solve the financial problems of Micro industry of India?
 a) Strongly agree ( ) b) Agree ( ) c) Neutral ( ) d) Disagree ( ) e)
Strongly Disagree ( )

18. Did you know about how much loan give to the Micro industry in Himachal Pradesh under this
scheme in 2018 to 2019?

a) Yes ( ) b) No ( )

18 (A) if yes, then tell me what is the amount of loan which given in 2018 & 2019 in Himachal Pradesh?

A. 1669.20 ( )

B. 1829.79 ( )

C. 1779.78 ( )

D. 1659.78 ( )

19. PMMY is helpful in improving the country economic growth?

a) Strongly agree ( ) b) Agree ( ) c) Neutral ( ) d) Disagree ( ) e)

Strongly Disagree ( )

20. There is need up pace the extant of awareness about this scheme?

A) Yes ( ) No ( )

If any suggestion (Please specify) ……………………………………………