https://www.investopedia.com/terms/c/crossdefault.

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Extract - What is Cross Default

Cross default is a provision in a bond indenture or loan agreement that puts a
borrower in default if the borrower defaults on another obligation. For instance, a
cross-default clause in a loan agreement may say that a person automatically
defaults on his car loan if he defaults on his mortgage. The cross-default
provision exists to protect the interest of lenders, who desire to have equal rights
to a borrower's assets in case of default on one of the loan contracts.