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HOME LOAN CALCULATOR

58.3K

Property Price (RM):

500,000.00
Down Payment (RM):
50,000.00

Loan Period (Years):

35
Interest Rate (%):
4.25

CALCULATE
PAYMENT BREAKDOWN

Interest
Principa
l

48%
52%
Result:
Monthly Repayment

RM 2,060.52
REPORT AN ISSUE

PAYMENT SCHEDULE

1yr
5yr
9yr
13yr
17yr
21yr
25yr
29yr
33yr
37yr
RM 0
RM 112,500
RM 225,000
RM 337,500
RM 450,000
Principal

Interest

Balance

YEARS PRINCIPAL INTERE

1st 5,711.68 19,014
2nd 11,670.90 37,781
3rd 17,888.37 56,290
4th 24,375.29 74,529
5th 31,143.34 92,488
6th 38,204.71 110,15
7th 45,572.09 127,51
8th 53,258.77 144,55
9th 61,278.56 161,25
10th 69,645.92 177,61
11th 78,375.90 193,61
12th 87,484.21 209,23
13th 96,987.26 224,45
14th 106,902.15 239,26
15th 117,246.72 253,64
16th 128,039.61 267,58
17th 139,300.24 281,04
18th 151,048.88 294,02
19th 163,306.67 306,49
20th 176,095.69 318,42
21st 189,438.96 329,81
22nd 203,360.49 340,61
23rd 217,885.35 350,81
24th 233,039.69 360,39
25th 248,850.78 369,30
26th 265,347.09 377,53
27th 282,558.31 385,05
28th 300,515.42 391,82
29th 319,250.76 397,81
30th 338,798.04 402,99
31st 359,192.45 407,32
32th 380,470.72 410,77
33th 402,671.13 413,29
 34th 425,833.66 414,85
35th 450,000.00 415,41

Malaysia Home Loan

Calculator

Features:
▪ Estimate monthly home loan
repayment amount.
▪ Generate pie chart of housing loan
principal versus interest
amounts.
▪ Generate principal, interest and
balance loan repayment chart,
over loan period.
▪ Generate principal, interest and
balance loan repayment table,
by year.
How to Use:
1 Enter property price in Malaysian
Ringgit.
2 Enter down payment amount in
Malaysian Ringgit.
3 Enter housing loan period in Years.
4 Enter loan interest rate in
Percentage.
Malaysia Housing Loan Interest
Rates:
Base Lending Rate (BLR) = 6.6%
Maximum Loan Amount = 90% of
property price.
Bank Fixed-Rate Home Loan
Interest Rates:
BANK NAME HOME LOAN INTEREST R
CIMB Home Loan 4.65% (BR - 3.9%)
Citibank FlexiHome Loan 4.4% (BR - 3.65%)
Hong Leong Housing Loan 4.4% (BR - 3.69%)
HSBC Ideal Home Plan 4.35% (BR - 3.5%)
Maybank Maxi Home 4.30% (BR - 3.0%)
OCBC Standard Housing Loan 4.35% (BR - 3.72%)
RHB My1 Home Loan 4.45% (BR - 3.65%)
AFFIN Home Invest-i 4.34% (BR - 3.74%)
(Updated May 2017)

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