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Mr. Joseph R.

Senese
as her co-maker / co-lendee / surety, hence making such loan asone with
suretyship, the latter becoming solidarily liable with Lory Lei in thepayment
of such debt, making them both liable to pay upon the maturitydate as stated
in the agreement.If the Lendee, upon the maturity of the loan, fails to pay the full
amountborrowed from the Lender, Senese as co-lendee / surety, shall be
held liableto pay such debt to the Lender.
IN WITNESSES WHEREOF
the parties of this agreement have set theirrespective hands on the date month
and year first above given.
Hiro Nadine
LTL
Nadine L. Hiro Lory T. LeiLender Lendee
RSenese
Joseph R. Senese

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