Life skills

Saving money
3
Planning how you spend your money means that you can save money. Saving money means you
can’t always do what you want now, but can do better things in the future.

1 Think about the photostory on page 54 of the
student's book. Imagine you are Luke.
1 How do you feel when you can’t go to the
concert?
2 How do you feel when your friends give you the
money to buy a ticket?
3 SPEAKING Compare your spending choices with
a partner. Explain how you made your decisions.
4 Complete your choices again, but this time you
only have £5 to spend. Was it more difficult this
time?

2 You have £8. How will you spend it? Look at 5 SPEAKING Discuss these questions with
your partner.
the choices below. You must choose one option
from each section. 1 Why is it useful to have a spending plan?
2 Are you saving money? What for?
3 What do you do when you have no money?
SPENDING YOUR MONEY 4 Do you have a spending plan?
(* = free, ** = £1, ** = £2, *** = £3) 5 Do you think having a spending plan is something
Computer games that can help you organise your money better?
• Play the games you have. *
• Borrow games from friends. ** TIPS FOR NOT MAKING
***
• Buy used games. JUDGEMENTS
• Buy new games. ****
1 Saving for a reason is good, but don’t forget to
Clothes have money for unplanned events.
• Wear what you have. *
** 2 Try to save a small amount regularly, or save
• Buy second-hand clothes. half of any money you get for your birthday.
• Buy cheap clothes. ***
Make sure you still have money to spend each
• Buy designer clothes. ****
week, or to buy yourself a birthday present.
Food 3 Open a bank account. It’s easier to know how
• Only eat at home. * much you have saved and harder to waste
• Buy chocolate or sweets once a week. ** money if you have to go to the bank to get
• Go for a burger once a week. *** the money.
• Go to a pizza place once a week. ****

Mobile phone
• Only use free wi-fi and never use any data *
or make calls.
• Make calls, but only use free wi-fi. **
• Make calls, but have limited data usage. ***
(3 hours a week).
• Make calls and have unlimited data usage. ****

Save to buy a new computer

• Save a little. Buy a new computer in 3 years. *
• Save a good amount. Buy a new computer in **
18 months.
• Save a lot. Buy a new computer in 6 months. ***
• Borrow the money. Have no money for your ****
phone for 1 year.

Think Level 2 Life Skills 3 PHOTOCOPIABLE © Cambridge University Press 2017