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  • Existing Instructions (CLSS - Ews +lig) Revised Instructions (Clss - Ews +lig) Clss (Mig-I) Clss (Mig-Ii)

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    Arun Singh
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    The document compares the criteria for different government housing loan programs - CLSS for EWS and LIG (existing and revised instructions), CLSS for MIG-I, and CLSS for MIG-II. It outlines eligibility limits for annual household income, property area, location, maximum loan amount, subsidy percentage, NPV, maximum loan term, and other conditions like ownership and validity period for each program.

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    PMAY

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    PMAY

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    The document compares the criteria for different government housing loan programs - CLSS for EWS and LIG (existing and revised instructions), CLSS for MIG-I, and CLSS for MIG-II. It outlines eligibility limits for annual household income, property area, location, maximum loan amount, subsidy percentage, NPV, maximum loan term, and other conditions like ownership and validity period for each program.

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    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
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    Download as doc, pdf, or txt
    9 views1 page

    Existing Instructions (CLSS - Ews +lig) Revised Instructions (Clss - Ews +lig) Clss (Mig-I) Clss (Mig-Ii)

    Uploaded by

    Arun Singh
    The document compares the criteria for different government housing loan programs - CLSS for EWS and LIG (existing and revised instructions), CLSS for MIG-I, and CLSS for MIG-II. It outlines eligibility limits for annual household income, property area, location, maximum loan amount, subsidy percentage, NPV, maximum loan term, and other conditions like ownership and validity period for each program.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as doc, pdf, or txt
    of 1

    Revised

    Existing Instructions
    Instructions(CLSS – (CLSS –
    Criteria EWS +LIG) EWS +LIG) CLSS (MIG-I) CLSS (MIG-II)
    Household/ Upto Rs. 6 lakhs Upto Rs. 6 Rs. 6.01-12.00 lakhs Rs. 12.01-18.00 lakhs
    Annual Income lakhs

    Property Area 30/60 sqm 30/60 sqm 160sqm 200sqm


    (Carpet Area ## )
    Location 4487 towns 4487 towns Urban -2011* Urban -2011*

    Woman Yes (except for Yes (except NA NA


    Ownership construction) for
    construction)
    Max Loan Amt for Upto 6 lakhs Upto 6 lakhs Upto 9 lakhs Upto 12 lakhs
    Subsidy

    Subsidy % 6.50% 6.50% 4% 3%

    Subsidy Amount Rs. 2.20 lakhs Rs. 2.67 Rs. 2.35 lakhs Rs. 2.30 lakhs
    lakhs
    NPV 9% 9% 9% 9%
    Max term of loan 15 yrs 20 yrs 20 yrs 20 yrs
    (on which subsidy
    will be calculated)

    Property should 1st home 1st home 1st home 1st home
    be Family’s

    Validity 2022 2022 31-03-19 31-03-19


    Applicability Loans approved Loans Loans approved Loans approved on/after
    on/after 17/06/2015 approved on/after 01/01/2017 01/01/2017
    on/after
    01/01/2017

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