TERM PAPER

F.M

TOPIC:- CALCULATION OF RETURN AND RETURN ON SENSEX OF LIC HOUSING FINANCE LTD.

SUBMITTED TO :-
SUBMITTED BY:-

Ms.SUKHWINDER KAUR
PRASHANT KUMAR
RT1901
“A19”

10900829

MBA 2nd
 ACKNOWLEDGE
MENT
I would like to take this opportunity to express my
gratitude towards all those people who have helped me in the successful
completion of this term paper, directly or indirectly. I would also like to
express my sincere gratitude towards Ms. Sukhwinder kaur (My term paper
guide) for her guidance and help which she willingly provided at every step of
my term paper.

Prashant Kumar

M.B.A 2nd
TABLE OF CONTENT

 LIC HOUSING FINANCE LTD.

• INTRODUCTION
• MANAGEMENT STRUCTURE
• HIERARCHY OF LIC HOUSING FINANCE LTD.
• SHARE PRICE OF LIC HOUSING FINANCE LTD.
• LIC HOUSING FINANCE LTD. POSITION IN RELATIVE INDUSTRY.
• BALANCE SHEET OF LIC HOUSING FINANCE LTD.
• P&L A/C OF LIC HOUSING FINANCE LTD.
• NEWS RELATED TO LIC HOUSING FINANCE LTD.
 COMPETITOR
• HDFC HOUSING FINANCE LTD.
• SHARE PRICE OF HDFC HOUSING FINANCE LTD.
• BALANCE SHEET OF HDFC HOUSING FINANCE LTD.
• P&L A/C OF HDFC HOUSING FINANCE LTD.
 RETURN OF LIC HOUSING FINANCE LTD.
 RETURN ON SENSEX OF LIC HOUSING FINANCE LTD.
 REFERENCE
 LIC HOUSING FINANCE LTD.

INTRODUCTION

LIC Housing Finance Ltd. is one of the largest Housing Finance company in India. Incorporated on 19th June 1989 under the Companies Act, 1956, the company
was promoted by LIC of India and went public in the year 1994. The Company launched its maiden GDR issue in 2004. The Authorized Capital of the Company is
Rs.1500 Million (Rs.150 Crores) and its paid up Capital is Rs.850 Millions (Rs.85 Crores). The Company is recognized by National Housing Bank and listed on the
National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE) and its shares are traded only in Demat format. The GDR's are listed on the
Luxembourg Stock Exchange.

The main objective of the Company is providing long term finance to individuals for purchase / construction / repair and renovation of new / existing flats / houses.
The Company also provides finance on existing property for business / personal needs and gives loans to professionals for purchase / construction of Clinics /
Nursing Homes / Diagnostic Centres / Office Space and also for purchase of equipments.

The Company possesses one of the industry's most extensive marketing network in India : Registered and Corporate Office at Mumbai, 6 Regional Offices, 13 Back
Offices and 130 marketing units across India. In addition the company has appointed over 1352 Direct Sales Agents (DSAs), 7085 Home Loan Agents (HLAs)
and 777 Customer Relationship Associates (CRAs) to extend its marketing reach. Back Offices spread across the country conduct the credit appraisal and
administrative functions.

The Company has set up a Representative Office in Dubai and Kuwait to cater to the Non-Resident Indians in the GLCC countries covering Bahrain, Dubai,
Kuwait, Qatar and Saudi Arabia. Today the Company has a proud group of over 10,00,000 prudent house owners who have enjoyed the Company's financial
assistance.
 MANAGEMENT STUCTURE
BOARD OF DIRECTORS OF THE COMPANY (AS ON 01.05.2008)

Mr. T. S. Vijayan Chairman

Mr. D.K.Mehrotra Managing Director

Mr. Y. B. Desai Director

Mr. Dhananjay Mungale Director

Mr. K. Narasimha Murthy Director

Mr. S. Ravi Director

Mr. B.N. Shukla Director

Mr. A.S. Narayanamoorthy Director

Mr. R.Ramachandran Nair Director & Chief Executive

SENIOR EXECUTIVES OF THE COMPANY (AS ON 15.05.2009)

Mr. V Chandrasekaran General Manager (Credit Appraisal)

General Manager (Taxation) & Company

Mr. Nitin K. Jage
Secretary & Compliance Officer

Mrs. Renuka S. General Manager (IT)

Mrs. Anju Purushottam General Manager (HR & Legal)

Mr. K. Sankaran Kutty General Manager (Recoveries)

General Manager (Risk Mgmt. ) & Chief

Mr. Surinder Mohan
Financial Officer

Mr. T. Basu General Manager (Accounts)

Mr. M R Ankolekar General Manager (Marketing)

Mr. G. D. Joshi Deputy General Manager (Audit)

  HIERARCHY OF LIC HOUSING FINANCE LTD.

BOARD OF DIRECTOR

DIRECTORS & CHIEF

G.M G.M risk G.M G.M G.M G.M G.M G.M A.C.M
Credit mgt C F marke HR & investm (accou Reven Audit
appraisa O ting legal ent & nts) IT ue
l& tax & CS
project

Regional Regional Regional Regional Regional Regional

manager manager manager manager manager manager
northern central western eastern southern south/ce
region region region region region ntral
region

Office Office Office Office Office Office

incharge incharge incharge inchrge inchrge inchrge
UP, DELHI, UP, MP, MAHARAST WB, TAMILNADU KARNATKA
RAJASTHAN CHATTISGA RA, GOA & JHARKHAN , KERLA & ANDHRA
, HP, RH, GUJRAT D, BIHAR, PRADESH
PUNJAB, UTTARANC ORISSA,
ASSAM,
 SHARE PRICE OF LIC HOUSING FINANCE LTD. FROM APRIL 2009 to APRIL 2010

Open High
Month Price Price Low Price Close Price

Apr-09 228.6 371.85 226 364.05

May-09 370 539.7 358.3 528.65

Jun-09 532 655 491.3 618.7

Jul-09 629 681.7 558 615.5

Aug-09 622.9 680 580.1 646.55

Sep-09 640 835 626.1 771.5

Oct-09 769.8 876.5 728 742.55

Nov-09 725.3 915.4 687 860.4

Dec-09 845 884.7 763.25 803.55

Jan-10 808 855.7 707.1 773.25

Feb-10 777 799.9 710 752.9

Mar-10 759.7 901.75 752.1 872

Apr-10 880.8 889.4 876.1 881.05
ANALYSIS:-

BY the above table and graph we can say the share price of lic housing finance ltd. Has increased till nov.2009 than decreases to feb 2010 and
again increase in march and april 2010.
 LIC HOSING FINANCE LTD. POSITION IN RELATIVE INDUSTRY.

LAST PRICE MARKET CAP SALES NET PROFIT TOTAL

(Rs.cr) TURNOVER ASSETS
HDFC 2782.55 79,872.47 10,969.56 2,282.54 96,993.46

LIC HOUSING FINANCE LTD. 881.90 8,372.11 2,880.17 531.62 27,665.75

DEWAN HOUSING 207.30 1,700.41 690.50 86.32 6,389.92

GRUH FINANCE 223.35 775.59 294.00 50.28 2,466.02

GIC HOUSING FINANCE 87.45 470.93 312.49 57.14 2,826.13

CAN FIN HOMES 83.00 170.03 222.90 31.53 1,896.28

SHARYANS RES 97.25 144.61 4.02 2.07 158.35

ANALYSIS:-
 LIC HOUSING FINANCE LTD. has holds the second position in housing finance industry.
 Net profit of lic housing finance ltd.20% (approx) of total sales turn over ie 531.62

 Lic HFL holds 20% of market shares of housing finance industry.

Balance Sheet of lic housing

------------------- in Rs. Cr. -------------------
finance ltd.
Mar '05 Mar '06 Mar '07 Mar '08 Mar '09

12 mths 12 mths 12 mths 12 mths 12 mths

Sources Of Funds
Total Share Capital 85.00 85.00 85.00 85.00 85.00
Equity Share Capital 85.00 85.00 85.00 85.00 85.00
Share Application Money 0.00 0.00 0.00 0.00 0.00
Preference Share Capital 0.00 0.00 0.00 0.00 0.00
Reserves 1,110.05 1,260.51 1,458.84 1,746.66 2,149.10
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Networth 1,195.05 1,345.51 1,543.84 1,831.66 2,234.10
Secured Loans 10,304.94 12,361.36 14,676.95 19,113.40 23,523.95
Unsecured Loans 742.90 1,419.05 1,655.64 1,231.03 1,897.71
Total Debt 11,047.84 13,780.41 16,332.59 20,344.43 25,421.66
Total Liabilities 12,242.89 15,125.92 17,876.43 22,176.09 27,655.76
Mar '05 Mar '06 Mar '07 Mar '08 Mar '09
12 mths 12 mths 12 mths 12 mths 12 mths
Application Of Funds
Gross Block 37.32 41.14 43.26 46.41 59.63
Less: Accum. Depreciation 12.58 16.90 20.16 23.42 27.30
Net Block 24.74 24.24 23.10 22.99 32.33
Capital Work in Progress 0.53 0.22 0.50 7.02 2.19
Investments 76.13 314.14 206.12 774.56 1,129.15
Inventories 0.00 0.00 0.00 0.00 0.00
Sundry Debtors 0.00 0.00 0.00 0.00 0.00
Cash and Bank Balance 155.36 165.80 176.34 148.99 131.25
Total Current Assets 155.36 165.80 176.34 148.99 131.25
Loans and Advances 12,421.39 14,901.86 17,777.26 22,190.72 28,086.12
Fixed Deposits 72.68 314.18 602.69 212.68 4.04
Total CA, Loans & Advances 12,649.43 15,381.84 18,556.29 22,552.39 28,221.41
Deffered Credit 0.00 0.00 0.00 0.00 0.00
Current Liabilities 413.76 462.70 628.57 821.60 1,338.78
Provisions 94.19 131.84 281.02 359.28 390.55
Total CL & Provisions 507.95 594.54 909.59 1,180.88 1,729.33
Net Current Assets 12,141.48 14,787.30 17,646.70 21,371.51 26,492.08
Miscellaneous Expenses 0.00 0.00 0.00 0.00 0.00
Total Assets 12,242.88 15,125.90 17,876.42 22,176.08 27,655.75
Contingent Liabilities 0.37 0.54 0.23 2.66 4.42
Book Value (Rs) 140.70 158.42 181.77 215.66 263.04

LIC Housing Finance

Profit & Loss account ------------------- in Rs. Cr. -------------------
Mar '05 Mar '06 Mar '07 Mar '08 Mar '09

12 mths 12 mths 12 mths 12 mths 12 mths

Income
Sales Turnover 1,023.34 1,237.92 1,547.13 2,089.40 2,880.17
Excise Duty 0.00 0.00 0.00 0.00 0.00
Net Sales 1,023.34 1,237.92 1,547.13 2,089.40 2,880.17
Other Income 25.08 35.45 40.95 93.68 23.74
Stock Adjustments 0.00 0.00 0.00 0.00 0.00
Total Income 1,048.42 1,273.37 1,588.08 2,183.08 2,903.91
Expenditure
Raw Materials 0.00 0.00 0.00 0.00 0.00
Power & Fuel Cost 0.00 0.00 0.00 0.00 0.00
Employee Cost 18.40 25.06 26.79 34.60 44.86
Other Manufacturing Expenses 0.00 0.00 0.00 0.00 0.00
Selling and Admin Expenses 122.58 107.03 79.21 100.70 89.07
Miscellaneous Expenses 13.23 13.52 17.20 18.12 20.38
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.00
Total Expenses 154.21 145.61 123.20 153.42 154.31
Mar '05 Mar '06 Mar '07 Mar '08 Mar '09
12 mths 12 mths 12 mths 12 mths 12 mths
Operating Profit 869.13 1,092.31 1,423.93 1,935.98 2,725.86
PBDIT 894.21 1,127.76 1,464.88 2,029.66 2,749.60
Interest 682.08 859.43 1,107.89 1,494.26 2,017.36
PBDT 212.13 268.33 356.99 535.40 732.24
Depreciation 3.30 4.47 3.82 3.69 4.99
Other Written Off 4.53 0.00 0.00 0.00 0.00
Profit Before Tax 204.30 263.86 353.17 531.71 727.25
Extra-ordinary items -8.52 -4.38 0.73 0.60 -3.69
PBT (Post Extra-ord Items) 195.78 259.48 353.90 532.31 723.56
Tax 52.06 50.90 74.76 145.11 191.93
Reported Net Profit 143.72 208.57 279.15 387.19 531.62
Total Value Addition 154.21 145.61 123.20 153.42 154.31
Preference Dividend 0.00 0.00 0.00 0.00 0.00
Equity Dividend 42.47 50.96 67.95 84.93 110.41
Corporate Dividend Tax 5.96 7.15 10.29 14.43 18.76
Per share data (annualised)
Shares in issue (lakhs) 849.33 849.33 849.33 849.33 849.33
Earning Per Share (Rs) 16.92 24.56 32.87 45.59 62.59
Equity Dividend (%) 50.00 60.00 80.00 100.00 130.00
Book Value (Rs) 140.70 158.42 181.77 215.66 263.04

 NEWS RELATED TO LIC HOUSING FINANCE LTD.

11-03-2010: LIC Housing eyes banking licence

LIC HF, which has raised Rs 15,000 crore this year, is looking to garner Rs 20,000 crore in the next fiscal to keep up with the level of growth.

LIC HF's scrip closed at Rs 787.70 on the BSE on Wednesday, down 2.99 per cent from the previous close. SO, LIC HFL wants to enter in banking sector .

26-02-2010: Home buyers get a goodie

29-03-2010: LIC Housing Finance surges 6%

24-04-2009: LIC Housing plans realty fund

02-06-2009: LIC Housing board clears private placement

26-05-2009: LIC Housing to mull QIP, preferential share issue June 1

25-05-2009: LIC Housing to mull QIP, preferential share issue June 1

 COMPETITOR OF LIC HOUSING FINANCE LTD.

HDFC HOSING FINANCE LTD.

SHARE PRICE OF HDFC FROM APRIL 2009 TO APRIL 2010

Mont Open High Low Close
h Price Price Price Price
Apr-09 1425 1845 1412.2 1731.5
May-
09 1785 2505 1671.1 2185.85
Jun-09 2220 2490 2210 2345.4
Jul-09 2365 2619 2145 2530.95
 Aug-
09 2550 2558 2210 2474.65
Sep-
09 2481.6 2803.9 2375 2776.8
Oct-09 2782 2875 2378 2656.75
Nov-
09 2645 2844.5 2561 2760.05
Dec-
09 2789 2823.9 2557 2677.85
Jan-10 2681 2728 2300 2382.4
Feb-
10 2376 2530 2334 2500
Mar-
10 2520 2758.9 2495 2712.85
Apr-10 2735 2789.9 2723 2782.45
Balance sheet of HDFC
Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06 Mar '
05
Sources of funds
Owner's fund
Equity share capital 425.38 354.43 319.39 313.14 309.88
Share application money 400.92 - - 0.07 0.43
Preference share capital - - - - -
Reserves & surplus 14,226.4 11,142.8 6,113.76 4,986.39 4,209.9
3 0 7

Loan funds
Secured loans - - - - -
Unsecured loans 1,42,811. 1,00,768. 68,297.9 55,796.8 36,354.
58 60 4 2 25
Total 1,57,864. 1,12,265. 74,731.0 61,096.4 40,874.
31 83 9 2 53

Uses of funds
Fixed assets
Gross block 3,956.63 2,386.99 1,917.56 1,589.47 1,290.5
1
Less : revaluation reserve - - - - -
Less : accumulated 2,249.90 1,211.86 950.89 734.39 582.19
depreciation
Net block 1,706.73 1,175.13 966.67 855.08 708.32
Capital work-in-progress - - - - -
Investments 58,817.5 49,393.5 30,564.8 28,393.9 19,349.
5 4 0 6 81

Net current assets

Current assets, loans & 6,356.83 4,402.69 3,605.48 2,277.09 1,330.5
advances 7
Less : current liabilities & 22,720.6 16,431.9 13,689.1 7,849.49 5,264.4
provisions 2 1 3 6
Total net current assets - - - - -
16,363.7 12,029.2 10,083.6 5,572.40 3,933.8
9 2 5 9
Miscellaneous expenses not - - - - -
written
Total 44,160.4 38,539.4 21,447.8 23,676.6 16,124.
9 5 2 4 24

Notes:
Book value of unquoted - - - - -
investments
Market value of quoted - - - - -
investments
Contingent liabilities 4,14,533. 5,99,928. 2,09,338. 1,44,137. 89,928.
93 79 61 86 65
Number of equity 4253.84 3544.33 3193.90 3131.42 3098.7
sharesoutstanding (Lacs) 5

(Rs crore)

Profit loss account HDFC

Mar ' Mar ' Mar ' Mar ' Mar '
09 08 07 06 05

Income
Operating income 19,770. 12,354. 8,303. 5,567. 3,723.
72 41 34 67 86

Expenses
Material consumed - - - - -
Manufacturing - - - - -
expenses
Personnel expenses 2,238.2 1,301.3 776.86 486.82 276.67
0 5
Selling expenses 108.68 114.73 74.88 80.85 54.95
Adminstrative 4,583.8 2,247.4 1,519. 1,424. 785.93
expenses 6 8 32 59
Expenses capitalised - - - - -
Cost of sales 6,930.7 3,663.5 2,371. 1,992. 1,117.
4 6 06 26 55
Operating profit 3,928.8 3,803.7 2,752. 1,645. 1,290.
7 3 83 91 75
Other recurring - 43.04 102.96 31.38 20.76
income
Adjusted PBDIT - 3,846.7 2,855. 1,677. 1,311.
7 79 29 51
Financial expenses 8,911.1 4,887.1 3,179. 1,929. 1,315.
0 2 45 50 56
Depreciation 359.91 271.72 219.60 178.59 144.07
Other write offs - - 241.09 245.16 188.06
Adjusted PBT 3,568.9 3,575.0 2,395. 1,253. 979.38
7 5 10 54
Tax charges 1,054.9 690.90 497.70 383.03 314.03
2
Adjusted PAT 2,240.7 1,589.4 1,142. 870.51 665.35
5 8 50
Non recurring items 4.19 0.70 -1.05 0.27 0.21
Other non cash -0.59 -0.06 -0.35 - -0.26
adjustments
Reported net profit 2,244.3 1,590.1 1,141. 870.78 665.30
5 2 10
Earnigs before 4,818.9 3,522.1 2,596. 1,473. 1,070.
appropriation 8 5 12 12 62
Equity dividend 425.38 301.27 223.57 172.23 140.07
Preference dividend - - - - -
Dividend tax 72.29 51.20 38.00 24.16 19.64
Retained earnings 4,321.3 3,169.6 2,334. 1,276. 910.91
 1 8 55 73

 RETURN AND RETURN ON SENSEX OF LIC HOUSING FINANCE LTD.

NAME PERIO CURRENT PRICE INITIAL PRICE RETUR CURRENT INITIAL RETURN ON
D N SENSEX SENSEX SENSEX
LIC HOUSING Apr-05 940.05 249.9 2.7617 17,503.47 6,154.44 1.844039425
FINANCE LTD. 05
LIC HOUSING May- 940.05 239.05 2.9324 17,503.47 6,715.11 1.606579788
FINANCE LTD. 05 41
LIC HOUSING Jun-05 940.05 207.15 3.5380 17,503.47 7,193.85 1.433115786
FINANCE LTD. 16
LIC HOUSING Jul-05 940.05 214.25 3.3876 17,503.47 7,635.42 1.292404347
FINANCE LTD. 31
LIC HOUSING Aug- 940.05 206 3.5633 17,503.47 7,805.43 1.242473509
FINANCE LTD. 05 5
LIC HOUSING Sep- 940.05 201.2 3.6722 17,503.47 8,634.48 1.027159713
FINANCE LTD. 05 17
LIC HOUSING Oct-05 940.05 193.2 3.8656 17,503.47 7,892.32 1.217785138
FINANCE LTD. 83
LIC HOUSING Nov- 940.05 202.95 3.6319 17,503.47 8,788.81 0.991563135
FINANCE LTD. 05 29
LIC HOUSING Dec- 940.05 196.95 3.7730 17,503.47 9,397.93 0.862481419
FINANCE LTD. 05 39
LIC HOUSING Jan-06 940.05 196.5 3.7839 17,503.47 9,919.89 0.764482267
FINANCE LTD. 69
LIC HOUSING Feb- 940.05 200.75 3.6826 17,503.47 10,370.24 0.687855826
FINANCE LTD. 06 9
LIC HOUSING Mar- 940.05 189.6 3.9580 17,503.47 11,279.96 0.551731566
FINANCE LTD. 06 7
LIC HOUSING Apr-06 940.05 215.6 3.3601 17,503.47 12,042.56 0.453467535
FINANCE LTD. 58
LIC HOUSING May- 940.05 179.5 4.2370 17,503.47 10,398.61 0.683250934
FINANCE LTD. 06 47
LIC HOUSING Jun-06 940.05 156.9 4.9913 17,503.47 10,609.25 0.649831044
FINANCE LTD. 96
LIC HOUSING Jul-06 940.05 146.1 5.4342 17,503.47 10,743.88 0.62915725
FINANCE LTD. 92
LIC HOUSING Aug- 940.05 164.25 4.7232 17,503.47 11,699.05 0.496144559
FINANCE LTD. 06 88
LIC HOUSING Sep- 940.05 168.6 4.5756 17,503.47 12,454.42 0.405402259
FINANCE LTD. 06 23
LIC HOUSING Oct-06 940.05 186.15 4.0499 17,503.47 12,961.90 0.350378417
FINANCE LTD. 6
LIC HOUSING Nov- 940.05 172.8 4.4401 17,503.47 13,696.31 0.27796976
FINANCE LTD. 06 04
LIC HOUSING Dec- 940.05 161.45 4.8225 17,503.47 13,786.91 0.269571644
FINANCE LTD. 06 46
LIC HOUSING Jan-07 940.05 167.3 4.6189 17,503.47 14,090.92 0.24218078
FINANCE LTD. 48
LIC HOUSING Feb- 940.05 144.75 5.4943 17,503.47 12,938.09 0.352863522
FINANCE LTD. 07 01
LIC HOUSING Mar- 940.05 137.7 5.8267 17,503.47 13,072.10 0.3389945
FINANCE LTD. 07 97
LIC HOUSING Apr-07 940.05 151.65 5.1988 17,503.47 13,872.37 0.261750516
FINANCE LTD. 13
LIC HOUSING May- 940.05 168.6 4.5756 17,503.47 14,544.46 0.203445848
FINANCE LTD. 07 23
LIC HOUSING Jun-07 940.05 206.4 3.5545 17,503.47 14,650.51 0.194734518
FINANCE LTD. 06
LIC HOUSING Jul-07 940.05 187.65 4.0095 17,503.47 15,550.99 0.125553421
FINANCE LTD. 92
LIC HOUSING Aug- 940.05 185.7 4.0621 17,503.47 15,381.60 0.137948588
FINANCE LTD. 07 97
LIC HOUSING Sep- 940.05 239.55 2.9242 17,503.47 17,291.10 0.012282041
FINANCE LTD. 07 33
LIC HOUSING Oct-07 940.05 354.7 1.6502 17,503.47 19,837.99 -0.117679261
FINANCE LTD. 68
LIC HOUSING Nov- 940.05 342.6 1.7438 17,503.47 19,363.19 -0.096044092
FINANCE LTD. 07 7
LIC HOUSING Dec- 940.05 381.95 1.4611 17,503.47 20,286.99 -0.137207146
FINANCE LTD. 07 86
LIC HOUSING Jan-08 940.05 284.45 2.3047 17,503.47 17,648.71 -0.008229497
FINANCE LTD. 99
LIC HOUSING Feb- 940.05 308.35 2.0486 17,503.47 17,578.72 -0.004280744
FINANCE LTD. 08 46
LIC HOUSING Mar- 940.05 279.65 2.3615 17,503.47 15,644.44 0.118830076
FINANCE LTD. 08 23
LIC HOUSING Apr-08 940.05 359.25 1.6167 17,503.47 17,287.31 0.01250397
FINANCE LTD. 01
LIC HOUSING May- 940.05 340.05 1.7644 17,503.47 16,415.57 0.066272447
FINANCE LTD. 08 46
LIC HOUSING Jun-08 940.05 265.15 2.5453 17,503.47 13,461.60 0.300251827
FINANCE LTD. 52
LIC HOUSING Jul-08 940.05 321.45 1.9244 17,503.47 14,355.75 0.219265451
FINANCE LTD. 05
LIC HOUSING Aug- 940.05 327.8 1.8677 17,503.47 14,564.53 0.201787493
FINANCE LTD. 08 55
LIC HOUSING Sep- 940.05 286.15 2.2851 17,503.47 12,860.43 0.361033029
FINANCE LTD. 08 65
LIC HOUSING Oct-08 940.05 195.55 3.8072 17,503.47 9,788.06 0.788247109
FINANCE LTD. 1
LIC HOUSING Nov- 940.05 163.85 4.7372 17,503.47 9,092.72 0.92499824
FINANCE LTD. 08 6
LIC HOUSING Dec- 940.05 230.55 3.0774 17,503.47 9,647.31 0.814336846
FINANCE LTD. 08 24
LIC HOUSING Jan-09 940.05 224.1 3.1947 17,503.47 9,424.24 0.85728186
FINANCE LTD. 79
LIC HOUSING Feb- 940.05 203.1 3.6285 17,503.47 8,891.61 0.968537756
FINANCE LTD. 09 08
LIC HOUSING Mar- 940.05 224.55 3.1863 17,503.47 9,708.50 0.802901581
FINANCE LTD. 09 73
LIC HOUSING Apr-09 940.05 364.05 1.5822 17,503.47 11,403.25 0.534954509
FINANCE LTD.
LIC HOUSING May- 940.05 528.65 0.7782 17,503.47 14,625.25 0.196798003
FINANCE LTD. 09 09
LIC HOUSING Jun-09 940.05 618.7 0.5193 17,503.47 14,493.84 0.207648905
FINANCE LTD. 96
LIC HOUSING Jul-09 940.05 615.5 0.5272 17,503.47 15,670.31 0.116983008
FINANCE LTD. 95
LIC HOUSING Aug- 940.05 646.55 0.4539 17,503.47 15,666.64 0.117244668
FINANCE LTD. 09 48
LIC HOUSING Sep- 940.05 771.5 0.2184 17,503.47 17,126.84 0.02199063
FINANCE LTD. 09 71
LIC HOUSING Oct-09 940.05 742.55 0.2659 17,503.47 15,896.28 0.101104787
FINANCE LTD. 75
LIC HOUSING Nov- 940.05 860.4 0.0925 17,503.47 16,926.22 0.034103893
FINANCE LTD. 09 73
LIC HOUSING Dec- 940.05 803.55 0.1698 17,503.47 17,464.81 0.002213594
FINANCE LTD. 09 71
LIC HOUSING Jan-10 940.05 773.25 0.2157 17,503.47 16,357.96 0.070027681
FINANCE LTD. 13
LIC HOUSING Feb- 940.05 752.9 0.2485 17,503.47 16,429.55 0.06536515
FINANCE LTD. 10 72
LIC HOUSING Mar- 940.05 872 0.0780 17,503.47 17,527.77 -0.001386371
FINANCE LTD. 10 39
LIC HOUSING Apr-10 940.05 940.05 0 17,503.47 17,558.71 -0.003146017
FINANCE LTD.
ANALYSIS:-
From the above table and information we see that company’s share prices are increasing day by day. The company is earning profit and it is also giving dividend to
its share holders at good value.

This co is good than other companies in case of earning profit. That’s why their share prices also increasing.
ANALYSIS:-
From the above table and chart we conclude that the sensex was good at april 2005 but after april2005 it start decreasing in the month of October 07 to jan08 it was
decreasing and after march 2008 it again increases from july08 to April 09 it was at highest point. This time it is fluctuating some time up some time low.

REFERENCE:-
http://www.bseindia.com/histdata/hindices2.asp

http://www.bseindia.com/stockinfo/stockprc2.aspx