4A’s LESSON PLAN

School KALIPAY NATIONAL HIGH SCHOOL Grade Level 12

Teacher GERALD G. CASTAÑOS Learning Area BF12
Time & Dates Quarter 3rd Quarter

I. OBJECTIVES
A. Content Standards The learners demonstrate an understanding the definition, purpose,
kinds, advantages, and disadvantages and the risks of investment.
B. Performance The learners will be able to:
• Identify the types of investments particularly bank deposits, insurance, real
Standards estate, hard assets, mutual funds, and stocks and bonds.
• Indicate the advantages and disadvantages of each type of investment.
• Explain the risks inherent in each type of investment.

C. Learning The learners shall be able to measure and list ways to minimize or reduce
investment risks in simple exercises. (ABM_BF12-IVm-n-25)
Competencies /
Objectives. Specific Learning Outcomes
At the end of this lesson, the learners will be able to:
• Measure the risk of different types of investments
• Identify ways on how to reduce investment risk and define how risk is
lessened

II. CONTENT Introduction to Investment

III. LEARNING
RESOURCES
A. References
1. Teacher’s Guide Business Finance - Pages 301-313.
pages
2. Learner’s Materials
pages
3. Textbook pages
4. Additional Materials
from Learning Resource
(LR) portal
B. Other Learning
Resources
V. PROCEDURES 4A’s
Savings and Investment (Stocks/Equities)
Introductory Activity 1. Materials needed: Computer, projector, and powerpoint.
(____ minutes). This 2. Show how the learner’s saving ( i.e. PHP10,000) could have
part introduces the changed value over time if place in a bank time deposit and equity
lesson content. investment.
Although at times 3. Let the students appreciate the difference between low-risk low-
optional, it is usually return investments and high-risk high-return investment.
included to serve as a 4. Additional information; The PSEi is composed of the 30 biggest
warm-up activity to companies in the Philippines. These companies are as follows.
give the learners zest (Source: The Philippine Stock Exchange, Inc...(2012). The Philippine
for the incoming lesson Stack Exchange, Inc.. Retrieved 8, May 2016, from
and an idea about http://www.pse.com.ph/stockMarket/home.html)
what it to follow. One
principle in learning is
that learning occurs
when it is conducted in
a pleasurable and
comfortable
atmosphere.

5. Explain the concept of risk and return.

6. Discuss that some will choose bank time deposit and others will
prefer stocks. Emphasize that there is no right or wrong answer
because the choice of an investor depends not just on return but
also on his/her appetite.
7. Ask the learners: If they have saving, would they put in stocks or in
a time deposits? Survey the students by asking them to raise their
hands on the option they prefer.
8. Ask the learners: If there is a way to measure the risk, will it help
them decide whether to place their money in an investment or
not?
Activity/Strategy (____ Activity: Puzzle words/Scrambled words
minutes). This is an
1. Materials needed: Computer, projector, powerpoint, manila
interactive strategy to
paper, meta cards (with scrambled words), and pilot pen.
elicit learner’s prior
2. Learners should be grouped into 4 groups.
learning experience. It
3. Learners should work together in answering the activity.
serves as a springboard
4. The learners will going to arrange the given scrambled words (meta
for new learning. It
cards) in the manila paper.
illustrates the principle
5. The group who will assemble correctly in an earliest time will be
that learning starts
declared as the winner and follow by 2rd and so on. Learners will
where the learners are.
Carefully structured be graded base on their output.
activities such as
Risk Definition Also Known Examples Measurement
individual or group as
reflective exercises,
group discussion, self-
or group assessment,
dyadic or triadic
interactions, puzzles, Answer:
simulations or role- Risk Definition Also Known as Examples Measuremen
play, cybernetics t
exercise, gallery walk
and the like may be Systemati Uncertaint Market risk, Changes Beta
created. Clear c y inherent undiversifiabl in interest
instructions should be to the e risk. rates,
considered in this part entire recession,
of the lesson. market. wars
Non- Uncertaint Specific risk, Rumors of Standard
systematic y that diversifiable a deviation
comes with risk, residual potential less beta.
the risk. default,
company labor
or industry. strikes,
landslide
in a
mining
company
that
disrupted
the
operation
.

Analysis Learners will going to present and explain their out put before the class.
They will be open for questions by the other learners and teacher.
1. What is your feeling and impression on our activities and why?
2. What make you decide to place the meta cards on that section?
3. Do you think you got the right/correct answer? And why?
Abstraction Discussions:
 Definition of RISK: - is the chance that an investment’s actual return will
be different that expected. Risk includes the possibility of losing some or
all of the original investment.
 Measuring Systematic and Non-Systematic Risk.

 Diversification is a risk management technique that combines a wide

variety of investment within a portfolio to reduce risk. A well-diversified
portfolio can eliminate non-systematic risk. Example:
Application Video clip observation
1. Describe investment risk through this video
(http://www.youtube.com/watch?v+3qv7E2yliw4)
2. Emphasize that volatility can also be an opportunity.
3. Explain the value of properly understanding the risk of the product
they are investing in.
Assessment Quiz: Compute the standard deviation of the following stocks and the
PSEi.

Assignment/Agreemen Make a research about the management philosophies.

t
Write it in a one whole sheet of paper.

V. REMARKS
VI. REFLECTION

A. No.of learners who

earned 80% on the
formative assessment.
B. No.of learners who
require additional
activities for
remediation.
C. Did the remedial
lessons work? No.of
learners who have
caught up with the
lesson.
D. No.of learners who
continue to require
remediation
E. Which of my
teaching strategies
worked well? Why did
these work?
F. What difficulties did I
encounter which my
principal or supervisor
can help me solve?
G. What innovation or
localized materials did I
use/discover which I
wish to share with
other teachers?