Nama: Rafli Baihaqi

NPM: 1706024564
Jurusan: Teknik Kimia

CASE STUDY

TIME MARCHES ON; SO DOES THE INTEREST RATE

1. Situation A:
Interest rate: 6%
Situation B:
Interest rate: 6%
Situation C:
P = A (P/A,i%, n)
2000000 = 300000(P/A,i%, 65)
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Interest rate: 15% per tahun
Situation D:
𝐼𝑛𝑡𝑒𝑟𝑒𝑠𝑡 𝑎𝑐𝑐𝑢𝑟𝑒𝑑
𝑥100% = 𝑖𝑛𝑡𝑒𝑟𝑒𝑠𝑡 𝑟𝑎𝑡𝑒
𝑝𝑟𝑖𝑛𝑐𝑖𝑝𝑎𝑙
i = 30/200 x 100% = 15% per minggu
simple interest = 15% x 52 minggu = 780% per tahun
compound interest = (1.15)52 = 143213% per tahun
2. Situation A:
Present: $24
Future: F = P(1+i)n = 24(1.06)385 = $132 miliar
Situation B:
Present: $2000 per tahun
Future: F32 = A(F/A,6%,10) = 2000(F/A,6%,10) = 2000(6.975) = $26361.60
F70 = F32(F/P,15%,65) = 26361.6(F/A,6%,38) = $241320
Situation C:
Future: 300000(65) = $19.5 juta (65 tahun)
F65 = 300000(F/A.15%.65) = 300000 (58778.6) = $17.6 miliar
 Situation D:
Simple Interest
Present: $200
Future: 200(12)(0.15) + 200 = $1760
Compound Interest
Present: $200
Future: 200(1.15)52 = $286627

3. One of the biggest vulnerabilities in a control system is network devices, such as Ethernet-
based network switches that are located in unsecured locations and accessible to everyone.
Delta X switches, manufactured by Dahne Security, allow the user to automatically lock
and unlock the port access to all switches in the network. The company is considering
expanding its manufacturing lines now or doing it in 3 years. If the cost now would be $1.9
million, what equivalent amount could the company afford to spend in 3 years? The interest
rate is 15% per year.
Jawab:

F = 1,900,000(F/P,15%,3)
F = 1,900,000(1.5209)
= $2,889,710