In case of Farm Credit BOK charges 14% to 16% Mark-up on both Short Term and

Medium/Long Term credit. While for Non-Farm Credit the rate of Mark up is 16%
p.a.
5.4.11 Production Loans:
Production loans are meant for basic inputs of the farm and are short term in nature.
Seeds, fertilizers, sprayers, etc are all covered under this scheme.
5.4.12 Consumer Finance
BOK Electronics has launched a scheme for all types. Customer a TV, microwave
oven, air conditions, the tape recorder and the house will find items. And will have to
pay monthly installments to the bank.
5.4.13 Foreign Bills Purchased (FBP) (Documentary / Clean)
This is a post-shipment finance facility provided within the sanction limit and is
provided against export documents under collection. Banks normally prefer holding
collateral security in such cases.
5.4.14 Foreign Bills Purchased – against L/C (FBP)
Under this system, foreign documentary bills negotiated / are discounted at current
exchange rates. Bank documents, L / C terms are consistent, and reimburse the
instructions are read carefully ensures.
5.4.16 Payment against Documents – Under Sight L/C
According to the documents listed in the import and are paid by the party issuing the
payment. Among the charges, if any, discussion of the bill claimed by the Bank on or
before the date of lodgment bookings L / C was made at the opening of the book rates
in Pakistani rupees at the current exchange rate to be changed will.
5.4.17 Inward Foreign Documentary Bills for Collection under Usance LC
Such documents are lodged in IFDBC and are released against acceptance or trust
Receipt or pledge of imported goods. In the later case goods are cleared through the
bank’s approved clearing and forwarding agents and delivery orders issued against
cash receipts.
5.4.18 Finance against Trust Receipt (FATR)
This feature combination deliveries under L / C received under or against the bill to
enable the users to be able to extend out of the proceeds of the sale of goods or
documents from other sources will retire . Trust receipt loans, a standard form and
hypothecation of goods covering the relevant security documents to sign.
5.4.19 Finance against Imported Merchandise (FIM)
Internship Report on Bank Of Khyber Page 35