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Rp.

Ribu
Simulasi Pembiayaan Griya iB Hasanah
Harga Jangka Waktu Nasabah Fix Income ( PNS / Karyawan )
Beli Bank (Dlm Tahun) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Harga Jual Bank 106,900 113,540 120,430 128,760 136,500 144,520 153,970 162,720 171,730 182,700 192,400 202,480 215,180 225,860 236,650 251,040 262,690 274,420 286,390 298,400
100,000
Angsr. Perbulan 8,908 4,731 3,345 2,683 2,275 2,007 1,833 1,695 1,590 1,523 1,458 1,406 1,379 1,344 1,315 1,308 1,288 1,270 1,256 1,243
Harga Jual Bank 160,350 170,310 180,645 193,140 204,750 216,780 230,955 244,080 257,595 274,050 288,600 303,720 322,770 338,790 354,975 376,560 394,035 411,630 429,585 447,600
150,000
Angsr. Perbulan 13,363 7,096 5,018 4,024 3,413 3,011 2,749 2,543 2,385 2,284 2,186 2,109 2,069 2,017 1,972 1,961 1,932 1,906 1,884 1,865
Harga Jual Bank 213,800 227,080 240,860 257,520 273,000 289,040 307,940 325,440 343,460 365,400 384,800 404,960 430,360 451,720 473,300 502,080 525,380 548,840 572,780 596,800
200,000
Angsr. Perbulan 17,817 9,462 6,691 5,365 4,550 4,014 3,666 3,390 3,180 3,045 2,915 2,812 2,759 2,689 2,629 2,615 2,575 2,541 2,512 2,487
Harga Jual Bank 267,250 283,850 301,075 321,900 341,250 361,300 384,925 406,800 429,325 456,750 481,000 506,200 537,950 564,650 591,625 627,600 656,725 686,050 715,975 746,000
250,000
Angsr. Perbulan 22,271 11,827 8,363 6,706 5,688 5,018 4,582 4,238 3,975 3,806 3,644 3,515 3,448 3,361 3,287 3,269 3,219 3,176 3,140 3,108
Harga Jual Bank 320,700 340,620 361,290 386,280 409,500 433,560 461,910 488,160 515,190 548,100 577,200 607,440 645,540 677,580 709,950 753,120 788,070 823,260 859,170 895,200
300,000
Angsr. Perbulan 26,725 14,193 10,036 8,048 6,825 6,022 5,499 5,085 4,770 4,568 4,373 4,218 4,138 4,033 3,944 3,923 3,863 3,811 3,768 3,730
Harga Jual Bank 374,150 397,390 421,505 450,660 477,750 505,820 538,895 569,520 601,055 639,450 673,400 708,680 753,130 790,510 828,275 878,640 919,415 960,470 1,002,365 1,044,400
350,000
Angsr. Perbulan 31,179 16,558 11,708 9,389 7,963 7,025 6,415 5,933 5,565 5,329 5,102 4,921 4,828 4,705 4,602 4,576 4,507 4,447 4,396 4,352
Harga Jual Bank 427,600 454,160 481,720 515,040 546,000 578,080 615,880 650,880 686,920 730,800 769,600 809,920 860,720 903,440 946,600 1,004,160 1,050,760 1,097,680 1,145,560 1,193,600
400,000
Angsr. Perbulan 35,633 18,923 13,381 10,730 9,100 8,029 7,332 6,780 6,360 6,090 5,830 5,624 5,517 5,378 5,259 5,230 5,151 5,082 5,024 4,973
Harga Jual Bank 481,050 510,930 541,935 579,420 614,250 650,340 692,865 732,240 772,785 822,150 865,800 911,160 968,310 1,016,370 1,064,925 1,129,680 1,182,105 1,234,890 1,288,755 1,342,800
450,000
Angsr. Perbulan 40,088 21,289 15,054 12,071 10,238 9,033 8,248 7,628 7,155 6,851 6,559 6,328 6,207 6,050 5,916 5,884 5,795 5,717 5,652 5,595
Harga Jual Bank 534,500 567,700 602,150 643,800 682,500 722,600 769,850 813,600 858,650 913,500 962,000 1,012,400 1,075,900 1,129,300 1,183,250 1,255,200 1,313,450 1,372,100 1,431,950 1,492,000
500,000
Angsr. Perbulan 44,542 23,654 16,726 13,413 11,375 10,036 9,165 8,475 7,950 7,613 7,288 7,031 6,897 6,722 6,574 6,538 6,438 6,352 6,280 6,217
Harga Jual Bank 587,950 624,470 662,365 708,180 750,750 794,860 846,835 894,960 944,515 1,004,850 1,058,200 1,113,640 1,183,490 1,242,230 1,301,575 1,380,720 1,444,795 1,509,310 1,575,145 1,641,200
550,000
Angsr. Perbulan 48,996 26,020 18,399 14,754 12,513 11,040 10,081 9,323 8,746 8,374 8,017 7,734 7,586 7,394 7,231 7,191 7,082 6,988 6,909 6,838
Harga Jual Bank 641,400 681,240 722,580 772,560 819,000 867,120 923,820 976,320 1,030,380 1,096,200 1,154,400 1,214,880 1,291,080 1,355,160 1,419,900 1,506,240 1,576,140 1,646,520 1,718,340 1,790,400
600,000
Angsr. Perbulan 53,450 28,385 20,072 16,095 13,650 12,043 10,998 10,170 9,541 9,135 8,745 8,437 8,276 8,066 7,888 7,845 7,726 7,623 7,537 7,460

Harga Jangka Waktu Nasabah Non Fix Income ( Profesional / Pengusaha )


Beli Bank (Dlm Tahun) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Harga Jual Bank 107,040 113,820 120,880 131,160 139,600 148,360 157,400 166,800 176,410 186,300 196,470 209,200 220,120 231,320 242,800
100,000
Angsr. Perbulan 8,920 4,743 3,358 2,733 2,327 2,061 1,874 1,738 1,633 1,553 1,488 1,453 1,411 1,377 1,349
Harga Jual Bank 160,560 170,730 181,320 196,740 209,400 222,540 236,100 250,200 264,615 279,450 294,705 313,800 330,180 346,980 364,200 `
150,000
Angsr. Perbulan 13,380 7,114 5,037 4,099 3,490 3,091 2,811 2,606 2,450 2,329 2,233 2,179 2,117 2,065 2,023
Harga Jual Bank 214,080 227,640 241,760 262,320 279,200 296,720 314,800 333,600 352,820 372,600 392,940 418,400 440,240 462,640 485,600
200,000
Angsr. Perbulan 17,840 9,485 6,716 5,465 4,653 4,121 3,748 3,475 3,267 3,105 2,977 2,906 2,822 2,754 2,698
Harga Jual Bank 267,600 284,550 302,200 327,900 349,000 370,900 393,500 417,000 441,025 465,750 491,175 523,000 550,300 578,300 607,000
250,000
Angsr. Perbulan 22,300 11,856 8,394 6,831 5,817 5,151 4,685 4,344 4,084 3,881 3,721 3,632 3,528 3,442 3,372
300,000
Harga Jual Bank 321,120 341,460 362,640 393,480 418,800 445,080 472,200 500,400 529,230 558,900 589,410 627,600 660,360 693,960 728,400 Informasi Lebih Lanjut :

YULIA
Angsr. Perbulan 26,760 14,228 10,073 8,198 6,980 6,182 5,621 5,213 4,900 4,658 4,465 4,358 4,233 4,131 4,047
Harga Jual Bank 374,640 398,370 423,080 459,060 488,600 519,260 550,900 583,800 617,435 652,050 687,645 732,200 770,420 809,620 849,800
350,000
Angsr. Perbulan 31,220 16,599 11,752 9,564 8,143 7,212 6,558 6,081 5,717 5,434 5,209 5,085 4,939 4,819 4,721
400,000
Harga Jual Bank 428,160 455,280 483,520 524,640 558,400 593,440 629,600 667,200 705,640 745,200 785,880 836,800 880,480 925,280 971,200 0812 7007 8177
Angsr. Perbulan 35,680 18,970 13,431 10,930 9,307 8,242 7,495 6,950 6,534 6,210 5,954 5,811 5,644 5,508 5,396
Harga Jual Bank 481,680 512,190 543,960 590,220 628,200 667,620 708,300 750,600 793,845 838,350 884,115 941,400 990,540 1,040,940 1,092,600
450,000
Angsr. Perbulan 40,140 21,341 15,110 12,296 10,470 9,273 8,432 7,819 7,350 6,986 6,698 6,538 6,350 6,196 6,070
Harga Jual Bank 535,200 569,100 604,400 655,800 698,000 741,800 787,000 834,000 882,050 931,500 982,350 1,046,000 1,100,600 1,156,600 1,214,000
500,000
Angsr. Perbulan 44,600 23,713 16,789 13,663 11,633 10,303 9,369 8,688 8,167 7,763 7,442 7,264 7,055 6,885 6,744
Harga Jual Bank 588,720 626,010 664,840 721,380 767,800 815,980 865,700 917,400 970,255 1,024,650 1,080,585 1,150,600 1,210,660 1,272,260 1,335,400
550,000
Angsr. Perbulan 49,060 26,084 18,468 15,029 12,797 11,333 10,306 9,556 8,984 8,539 8,186 7,990 7,761 7,573 7,419
Harga Jual Bank 642,240 682,920 725,280 786,960 837,600 890,160 944,400 1,000,800 1,058,460 1,117,800 1,178,820 1,255,200 1,320,720 1,387,920 1,456,800
600,000
Angsr. Perbulan 53,520 28,455 20,147 16,395 13,960 12,363 11,243 10,425 9,801 9,315 8,930 8,717 8,466 8,261 8,093
Catatan :
1. Penetapan Harga Jual Bank dapat mengalami perubahan sesuai pergerakan harga pasar pada saat transaksi
2. Harga Jual Bank yang telah disepakati dalam akad tidak mengalami perubahan sampai dengan jatuh tempo
3. Harga Beli Bank adalah Harga Perolehan dikurangi uang muka
4. Jangka waktu maksimum pembayaran cicilan untuk Non Fix Income 15 tahun, Fixed Income s/d 20 tahun
5. Bebas biaya Appraisal,Biaya Provisi dan Biaya Administrasi
6. Bebas denda (penalti)
7. Nilai pelunasan sebelum jatuh tempo (PSJT) adalah sebesar sisa kewajiban pada saat pelunasan

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