MR.

M H HUSSAIN ; ZOOBY
TOTAL CAPITAL INVESTMENT REQUIREMENT COMPUTATION
(Amount In Rs. )

F) FINANCIAL ASPECTS:

A) MACHINERY & EQUIPMENT:

Particulars Qty (Nos.) Amount
1. Cannon digital Copier Model IR C 3020 with DADF Colour Copier / Printer/Scanner
1 3,36,959.00
including Stabiliser and Trolley
2. Coffee/Tea Vending Machine 1 24,000.00
3. Lamination Machine 1 5,300.00
4. Spiral Binding Machine 1 6,500.00
5. Paper Cutter 1 6,000.00
5. Luminos CRUZE 3.5KVA/48V 1 27,500.00
6. Luminous Tall Tubular 110AH Battery 1 54,500.00
4,60,759.00

B) PRE- OPERATIVE EXPENSES:

Particulars Amount
1. Electrical and mechanical installation @ 10% of Plant
4,000.00
Machinery equipments
2. Other Pre operative Expenses 5,000.00

9,000.00

C) BUILDING DEPOSIT:

Particulars Amount
1.Location:10-258(1),Pranthya Village,Mudabidri,Agreement From 01/07/2019 to 31/05/2019 50,000.00

I) TOTAL FIXED CAPITAL 5,19,759.00

C) WORKING CAPITAL (Per Month):

A) STAFF & LABOUR

Particulars No Rate Total

1. SUPERVISOR 1 12,000.00 12,000.00
2. TECHNICAL/ OFFICE SUPPORT 1 8,000.00 8,000.00
20,000.00
 (B) PURCHASE OF RAW MATERIAL
Particulars No Rate Total
1. LAMINATION SLEEVES 1 3,800.00 3,800.00
2. SPIRAL SHEETS 1 1,000.00 1,000.00
3. PAPER SHEETS ( BOX) 2 4,000.00 8,000.00
4. LAMINATION FILM ROLL 100 10.00 1,000.00
5. INK & PRINTER RIBBON ( LS ) 40 80.00 3,200.00
17,000.00

(C) UTILITIES
Particulars Total
1. POWER 1,600.00
2. WATER 300.00
1,900.00

(D) OTHER CONTINGENT EXPENSES

Particulars Total
1. RENT 6,500.00
2. STATIONARY, POSTAGE & TELEPHONE 3,000.00
3. ADVERTISEMENT, PUBLICITY 600.00
4. MISC EXPENSES 1,000.00
11,100.00

WORKING CAPITAL / TOTAL RECURRING EXPENDITURE (P.M.):

Particulars Total
i. STAFF & LABOUR 20,000.00
ii. PURCHASE OF RAW MATERIALS 16,413.67
iii. UTILITIES 1,900.00
iv. OTHER CONTINGENT EXPENSES 11,100.00
49,413.67

II) TOTAL WORKING CAPITAL FOR 3 MONTHS : 1,83,333 X 3 Month 1,48,241.02

III) TOTAL CAPITAL INVESTMENT:

Particulars Total
i. FIXED CAPITAL 5,19,759.00
ii. WORKING CAPITAL FOR 3 MONTHS 1,48,241.02

6,68,000.02
 MR. M H HUSSAIN ; ZOOBY
PROJECTION OF PERFORMANCE ,PROFITABILITY STATEMENT & D.S.C.R.:
(Amount In Rs. )
YEAR 1 2 3 4 5
Capacity Utilization 70.00 75.00 80.00 85.00 90.00

A. ANNUAL SALES REVENUE

- PRINTING DOCUMENTS
- COLOUR 52,500.00 56,250.00 60,000.00 63,750.00 67,500.00
- BLACK & WHITE 2,62,500.00 2,81,250.00 3,00,000.00 3,18,750.00 3,37,500.00
- SCAN 1,22,500.00 1,31,250.00 1,40,000.00 1,48,750.00 1,57,500.00
- PHOTOCOPY 87,500.00 93,750.00 1,00,000.00 1,06,250.00 1,12,500.00
- LAMINATION 57,400.00 61,500.00 65,600.00 69,700.00 73,800.00
- OTHER SERVICES 20,475.00 21,937.50 23,400.00 24,862.50 26,325.00

6,02,875.00 6,45,937.50 6,89,000.00 7,32,062.50 7,75,125.00

B. COST OF OPERATION
-LAMINATION SLEEVES 31,920.00 34,200.00 36,480.00 38,760.00 41,040.00
-RENT 78,000.00 81,900.00 85,995.00 90,294.75 94,809.49
-SPIRAL SHEETS 8,400.00 9,000.00 9,600.00 10,200.00 10,800.00
-PAPER SHEETS ( BOX) 67,200.00 72,000.00 76,800.00 81,600.00 86,400.00
-LAMINATION FILM ROLL 8,400.00 9,000.00 9,600.00 10,200.00 10,800.00
-INK & PRINTER RIBBON ( LS ) 26,880.00 28,800.00 30,720.00 32,640.00 34,560.00
-POWER & WATER 15,960.00 17,100.00 18,240.00 19,380.00 20,520.00
-STATIONARY, POSTAGE & TELEPHONE 25,200.00 27,000.00 28,800.00 30,600.00 32,400.00
-ADVERTISEMENT, PUBLICITY 5,040.00 5,400.00 5,760.00 6,120.00 6,480.00
-SALARY 1,20,000.00 1,32,000.00 1,40,800.00 1,49,600.00 1,58,400.00
-MISCELLANEOUS EXPS 8,400.00 9,000.00 9,600.00 10,200.00 10,800.00
3,95,400.00 4,25,400.00 4,52,395.00 4,79,594.75 5,07,009.49

C. NET PROFIT 2,07,475.00 2,20,537.50 2,36,605.00 2,52,467.75 2,68,115.51

- SELLING EXPENSES 4,521.56 4,844.53 5,167.50 5,490.47 5,813.44

- PRE- OPERATIVE EXPENSES 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00

FINANCIAL EXPENSES
- INTEREST ON TERM LOAN 46,348.21 37,852.41 28,466.99 18,098.80 6,644.92

D. PROFIT( BEFORE TAXES) 1,55,605.23 1,76,840.56 2,01,970.51 2,27,878.48 2,54,657.15

- PROVISION FOR TAXES - - - - -

E. PROFIT( AFTER TAXES) 1,55,605.23 1,76,840.56 2,01,970.51 2,27,878.48 2,54,657.15

-DEPRECIATION, ADDED BACK 69,113.85 58,746.77 49,934.76 42,444.54 36,077.86

F. CASH ACCRUALS 2,24,719.08 2,35,587.33 2,51,905.26 2,70,323.02 2,90,735.01

 MR. M H HUSSAIN ; ZOOBY
BALANCE SHEET
(Amount In Rs. )
Particulars 1 2 3 4 5

A. SOURCE OF FUNDS
- SHARE CAPITAL 1,73,000.00 3,28,605.23 5,05,445.79 7,07,416.29 9,35,294.77
- ADD : PROFITS 1,55,605.23 1,76,840.56 2,01,970.51 2,27,878.48 2,54,657.15
- NET WORTH 3,28,605.23 5,05,445.79 7,07,416.29 9,35,294.77 11,89,951.92

LOANS
- BANK BORROWINGS 4,18,865.94 3,29,236.08 2,30,220.81 1,20,837.34 - 0.00
- SUNDRY CREDITORS - - - - -
- OTHER CURRENT LIABLITIES - - - - -

TOTAL 7,47,471.17 8,34,681.87 9,37,637.10 10,56,132.11 11,89,951.92

B. APPLICATION OF FUNDS
- FIXED ASSETS
- GROSS BLOCK 4,60,759.00 3,91,645.15 3,32,898.38 2,82,963.62 2,40,519.08
- DEPRECIATION 69,113.85 58,746.77 49,934.76 42,444.54 36,077.86
- NET BLOCK 3,91,645.15 3,32,898.38 2,82,963.62 2,40,519.08 2,04,441.22

- CURRENT ASSETS
- INVENTORIES 55,200.00 58,725.00 62,298.75 65,923.69 69,602.37
- BUILDING DEPOSIT 50,000.00 50,000.00 50,000.00 50,000.00 50,000.00
- PRELIMINARY EXPENSES 5,000.00 4,000.00 3,000.00 2,000.00 1,000.00
- CASH & BANK BALANCE 2,45,626.02 3,89,058.49 5,39,374.73 6,97,689.35 8,64,908.33

TOTAL 7,47,471.17 8,34,681.87 9,37,637.10 10,56,132.11 11,89,951.92

MR. M H HUSSAIN ; ZOOBY

DEBT SERVICE COVERAGE RATIO
(Amount In Rs. )
1 2 3 4 5

- PROFIT AFTER TAX 1,55,605.23 1,76,840.56 2,01,970.51 2,27,878.48 2,54,657.15

- DEPRECIATION 69,113.85 58,746.77 49,934.76 42,444.54 36,077.86
- INTEREST ON TERM LOAN 46,348.21 37,852.41 28,466.99 18,098.80 6,644.92
TOTAL COVERAGE 2,71,067.29 2,73,439.74 2,80,372.26 2,88,421.82 2,97,379.94

- LOAN REPAYMENT 81,134.06 89,629.86 99,015.27 1,09,383.47 1,20,837.34

- INTEREST ON TERM LOAN 46,348.21 37,852.41 28,466.99 18,098.80 6,644.92
TOTAL LOAN LIABILITY 1,27,482.27 1,27,482.27 1,27,482.27 1,27,482.27 1,27,482.27

DSCR 2.13 2.14 2.20 2.26 2.33

AVERAGE DSCR 2.21