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LRDC 2019 Medical Plan

(same design as 2018)

Type HMO

Plan B
Annual Benefit Limit 300,000
Per Illness Coverage Limit 80,000
Room and Board per day for 45 days
(on top of PhilHealth Coverage) Open Private
Miscellaneous Hospital Services As Charged
Surgical Expense Benefit, per Schedule of
Operations, subject to RUV up to 40,000
Anaesthesiologist's Fee, 50% of eligible Surgeon's up to 20,000
Physician's visit, per day up to 45 days Provider's Rate
Specialist Fee Benefit, per day up to 45 days Provider's Rate

Major Benefit Assistance (Employee & up to the balance of ABL


Dependents)
MBA is part of the ABL. First 10k
will be shouldered by the
employee then 80/20 sharing on
the remaining amount
DREADED DISEASE COVERAGE
Plan B
(EMPLOYEE ONLY)
Annual Coverage Limit 100,000

Co-Insurance 90/10
OUT - PATIENT COVERAGE Plan B
Annual Coverage, Family Unit 20,000
Inclusive of:
Prescribed Meds (family unit) separate fund
- Maintenance meds limit for f.u. (part of separate fund
Consultation Fee / Lab Charges As Charged
Dental Benefit separate fund
Optical Benefit (employee only) 1,500
Immunization for children fr 0-12 yo 1,500
Additional Prescribed Meds 10,000
- Maintenance meds limit for f.u. (part of meds) (4,000.00)
Dental Benefit 1,500
Special Modalities of Treatment 125,000
Co-Insurance 80/20 for meds and dental only

MATERNITY BENEFIT Plan B


Cesarean Section MBL of 85k only
Normal Delivery/ Miscarriage MBL of 40k only
Note: Inner limits will still apply but MBA will not
kick-in in excess of MBL
2019 ANNUAL PREMIUM (EE
Plan B
Share)
Family Unit (with Mat) 15,100.00
Family Unit (No Mat) 12,500.00
Solo (with Mat) 7,000.00
Solo (No Mat) 6,000.00

2019 PER PAYROLL PREMIUM (EE Share) Plan B


Family Unit (with Mat) 629.17
Family Unit (No Mat) 520.83
Solo (with Mat) 291.67
Solo (No Mat) 250.00

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