Sohel Reza Hossain

House# 17, Road #2

Sector# 4, Uttara Model Town
Dhaka 1230
Phone # 02-58952344
Mobile #:01811417494
01911266588
Email :sohelrezahossain@gmail.com
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Objective:
A result driven, self-motivated and resourceful employee with a proven ability to develop and strengthen
management team in order to maximize company’s profitability and efficiency. Possessing excellent
communication skills and able to establish sustainable and profitable with customers, suppliers and
stakeholders. Now looking for a new and challenging managerial position, which will make best use of my
existing skills and experience and also further my personal and professional development.

AREAS OF EXPERTISE
 Business Development
 Marketing
 Product launch
 Client Retention
 Implementing policies
 Cost control
 Branch Operations
 Credit Analysis
 Monitoring, Recovery & Legal process

Experiences : ( 15 Years +)
July ‘14 – Till Date
Fin Consult
Proprietor & Lead Consultant

Our Services
 Preparation of Project Profile
 Business Advisory
 Banking Related Advisory
 Preparation of Financials
 NGO Related Advisory Service
 New Company formation
Our Customers
Trade Bridge
Mind Gate Solutions
United Trade International
Nongor Foundation
Safe FI

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November 2016- Till Date
Safe FI
Out Source service Provider to the Banks/NBFIs
Consultant

Job Responsibilities
 Preparation of Process Engineering
 Coordination with Banks/NBFis & other agencies
 Office Administration

August 2013 to June 2014

Premier Leasing & Finance Limited
Vice President & Head of Credit
Job Responsibilities:
 Oversee the full range of managerial duties for the loan review, compliance,
collections, and credit analysis functions including adherence to policies and
practices of the organization and applicable regulatory and governmental agencies.
 Responsible for implementing a system of credit analysis and quality assurance for
loans made as required by board directives; assign ratings as needed in conjunction
with loan loss reserve analysis.
 Examine files periodically for assurance of credit and collateral documentation,
regulatory compliance, and loan policy conformance; review technical exceptions
and deficiencies; maintain reports of continued outstanding exceptions to the Board
of Directors.
 Prepare written analyses on all large loans, aggregate lending vs. indebtedness for
individual borrowers, complex loans, and weak loans.
 Identify problem loans, makes recommendation for assignment of loans to review
loan list that is reviewed quarterly with the board; discuss the status of problem
loans with the Senior Management and may make recommendations regarding the
future credit information needs; identifies loans meeting non-accrual or charge-off
criteria.
 Provide quarterly analyses of the adequacy of the allowance for loan and lease
losses for board discussion.
 Prepare periodic reports for Management, Board & Bangladesh Bank
 Prepare periodic studies of various portions of the loan portfolio including past due
reports, concentrations of credit, etc. for the benefit of supervisory and executive
officers.
 Based on compliance or loan reviews and the dissemination of other pertinent facts,
evaluate and recommend policy changes.

March 2010- June 2013

LankaBangla Finance Limited
Senior Manager & Head of SME Finance
Job Responsibilities:
 Identifying, developing and directing the implementation of business strategy.
 Cultivating the company’s reputation in the market & with customers & suppliers.
 Involved in planning & organizing the organization’s activities to achieve targets.
 Responsible for the Profit & Loss responsibility for the business.
 In charge of leading, motivating and developing the management team.
 Liaising with officials of government departments and regulatory bodies.

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  Managing multi-disciplined teams and resolving any conflicting priorities.
 Developing business plans and preparing comprehensive business reports.
 Improving margins and maintaining a high quality service to clients.
 Reviewing, refining and developing the strategy and direction of the company.
 Building client relationships that result in revenue and profitability growth.
 Responsible for the company’s health and safety and legislative adherence.
 Creating and maintaining links with other trade and professional associations.
 Keeping control of business expenditure, ensuring it's within agreed budgets.

November 2005- March 2010

The City Bank Limited
December 2009- March 2010
Senior Executive Officer & Branch Operation Manger, Mouchak Branch
Job Responsibilities

 Various bank policies and controls and ensured compliance to same.

 Evaluated new accounts and checked for appropriate documentation.
 Performed risk management on various activities with help of logs, reports and
associated operational activities.
 Provided support to various item processing functions such as review and balancing.
 Assisted clients in providing appropriate services and reports as requested.

April 2008- December 2009

Senior Executive Officer & Relationship Manager, Mirpur SME Center
Job responsibilities:
 Achieve Business target
 Achebe revenue target
 Lead Sales Team
 Retention of customer
 Ensure clean portfolio
 Monitor existing Loan Accounts
 Recovery process

November 2005- March 2008

Executive Officer - Credit Department , Shaymoli Branch
Job Responsibilities

 Procure New Business

 Analyse the proposals of Corporate, SME and Retails products
 Sending proposals to Head Office for approval/renewals/extension
 Sending reports to Head Office
 Recovery process
 Start & Monitor Legal process against defaulter customers.

June 2001- October 2005

Standard Chartered Bank
Officer & Personal Financial Consultant
Job Responsibilities:
 Provide customer service
 Sale retail banking products
 Retention of customers

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  Ensure proper control in account opening process or other transactions
 Ensure proper KYC process
 Custodian of Keys of ATM, Locker, Vault etc
Took active part in KYC reviewing process of the Bank (2004)

March 1999- June 2001

Conquest Marketing Services for Standard Chartered Bank
Senior Executive & Group Coordinator
Job Responsibilities:

 Achieve Sales Target of the Team

Participated following Training Programs:

Standard Chartered Bank
1.Basic Banking, Human Resources Division
2. Anti Money Laundering, Internal Control & Compliance Division
3. Preparation of KYC, Internal Control & Compliance Division
3.First Level Management Development Program, Organizational Learning Center, U.A.E (2004)

The City Bank Limited

1.Training on Internal Control & Compliance,
2.Training on Credit Risk Grading
3.Training on Anti Money Laundering & Terrorist Financing
4.Training on Credit, Corporate & SME Banking
( All the trainings organized by Human Resources Division)

Lanka Bangla Finance Limited

1.Training on Environmental Risk Management for Financial Institution, organsed by Bangladesh Bank
2.Training on Credit Risk Management organized by Bangladesh Leasing & Finance Association
3.Training on Tools and Methods for managing Non performing Loan portfolio organized by Bangladesh
Leasing & Finance Association & IFC

Educational Qualifications
Masters of Business Administration (MBA)
Major: Marketing
Asian University of Bangladesh
Result: 3.031
Passing Year 2002

Bachelor of Commerce (BCOM)

Major Commerce
National University
Result: 2nd Class
Passing Year 1996

Higher Secondary School Certificate (HSC)

Group: Commerce
Dhaka Board

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Result 1st Division
Passing Year 1994

Secondary School Certificate (SSC)

Group Humanities
Dhaka Board
Result 1st Division
Passing Year 1992

Personal Details
Fathers Name: Late Muhammad Reza Hossain
(Asstt. General Manager, Rupali Bank Ltd)
Mothers Name: Mrs. Sahina Hossain
Spouse Name: Mrs. Farhana Rahman Hossain
Date of Birth : 16 April 1976
National ID no: 2699501940301
Marital Status: Married
Blood Group : O+
Religion : Islam

Reference:
1 Md Anisuzzaman 2. Mr. M. Latif Hasan
Advocate Executive Vice President
Supreme Court Credit Risk Department
Dhaka Eastern Bank Limited
Head Office Dhaka

(Sohel Reza Hossain)

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