PERFECTION IN DETAIL.

PAYMENT PROCESS
MANAGEMENT
MANAGING PAYMENT
PROCESSES IN SAP®
HOW TO OPTIMIZE YOUR PROCESSES, GAIN
EFFICIENCY, AND LOWER COSTS
In order to decrease operating costs while enhancing process transparency
at the same time, treasury departments are increasingly turning to applica-
tions that enable them to streamline the communication with multiple banks.
Further, by establishing an in-house bank international companies centralize
the processing of worldwide payment transactions and increase efficiency in
managing their group-wide payments.

In today’s unpredictable global economy, ensuring corporate liquidity is key to finan-

cial health. With the SAP® In-House Cash (IHC) application, large enterprises – par-
ticularly those with global subsidiaries – can manage liquidity effectively by centra-
lizing fragmented cash balances and payment processes in a virtual in-house bank.

As the SAP ® In-House Cash module manages accounts centrally, you have a unified
view of all payment transactions across your company, along with clear visibility into
the liquid funds that are available to each subsidiary.

The SAP ® Bank Communication Management (BCM) provides companies with seam-
less bank communication with their multiple banks and enables a company to take full
advantage of all the benefits of standardized electronic payments such as the SEPA
initiative. BCM in combination with the SAP® Integration Package for SWIFT enables
the seamless integration with the SWIFTNet infrastructure, a secure and reliable in-
frastructure for companies to communicate simply and efficiently with their multiple
banking partners.

„SymQ helps you reduce the complexity of

your payment processes and make them more
transparent and efficient.“

Jochen Stiebe
Managing Director
SymQ GmbH
 Account Statements
Subsidiaries

Payments
Payments on Behalf Sub 1 Sub 2 Sub 3
Partner

Local Bank
Accounts
Internal Account
Payment Data Statements

Payment Factory In-House Bank

– Filter (internal/external)
– Concentration of payments
– Local country formats
– Reduce cross-border transaction
costs
– Reduce exchange rate effects
Clearing/Netting System
– Internal accounts for subsidiaries
– Clearing/Netting of internal
accounts receivable and accounts
payable
– Account statements for subsidiaries

Payment Data Postings

Payments
Partner

Central Bank Internal Payments

Accounts
Payments Financial
on Behalf Accounting
Account Statements

External Internal

Optimize your group-wide payment processes

and significantly increase efficiency in bank
communication by using state-of-the-art tech-
nology

Moreover, we show you how to optimize group-wi-

SAP® In-House Cash
Numerous corporate entities, several house banks,
countless bank accounts and, last but not least, pay-
ments in many different currencies can challenge
the efficiency of payment processes. SymQ will help
you reduce the complexity of payment processes by
increasing transparency and efficiency. We will be
happy to support you in implementing or optimizing
the SAP ® In-House Cash module in order to estab-
lish a state-of-the-art solution for centralized and ef-
fective group-wide (internal) and external payment
processes. SAP® In-House Cash enables you to set
up one or more virtual banks (In-House Cash Cen-
tres) and to establish a payment factory.
de payment transactions through implementing net-
ting processes and cash pooling procedures. Due
to a reduction of the physical payment transactions,
you are enabled to minimize the number of external
bank accounts and your bank fees, and to improve
the availability date. In supporting you to set up the
In-house Cash Centre, SymQ shows you how to ma-
nage all your bank accounts and how to perform ac-
tivities such as interest calculation and debiting of
fees.
As you can act like a real bank, you are also able
to manage overdraft facilities and to process bank
statements. It is a matter of course that SAP® In-
House Cash offers seamless integration in SAP® ERP
Financial Accounting and SAP® Cash Management.
SAP® Bank Communication
Management
Regarding external payment transactions, in most
companies multiple and technically different ban-
king connectivity prevails. Bank communication can,
thus, become an intransparent, inse cure and expen-
sive matter. By implementing the module SAP® Bank
Communication Management, SymQ helps compa-
nies to put such things right: SAP® Bank Communi-
cation Management enables you to group payments
according to your needs and to process them in
certain batches. As a result, you gain transparency,
achieve greater security and are able to reduce the
costs of payment processes.
In conjunction with the SAP® Integration Package for
SWIFT, the SAP® Bank Communication Management
module, finally, enables you to do the payment pro-
cessing without any further external bank commu-
nication tool. We will also show you how to make
your payment approval secure and auditable, and
how to establish a monitoring functionality in order
to control payments through their whole life cycle.
Further, you are enabled to process bank statements
in all its particulars.

FI-AP

FI-AR Bank SAP®

SWIFTNet
Communication NetWeaver Interface
TRM Management Process
Integration PI
IHC Payments
– monitor
CM
– groupe
– reject
Other Subledgers SWIFT
– approve
(e.g., HR, RE) Service Bureau

Bank

Bank

Bank
Adapter
 SAP®’s Solution for Streamlining Payments and Bank Communications

Improved Cash
Transparency

Open Interfaces
Status Monitoring
and Standards

Streamlined
Payments and Bank
Communication

Compliance SAP® ERP Financials

Approval
Workflow

OUR CONSULTING SERVICES –

YOUR BUSINESS VALUE
• SAP® Bank Communication Management
(BCM) helps reduce complexity, improve
control, strengthen compliance, and increase
operational efficiencies in payment processing
• SAP® Bank Communication Management
streamlines the communication with multiple
banks
• SAP® In-House Cash improves operational
efficiency by streamlining internal and external
payment transactions
• In addition, SAP® Integration Package for
SWIFT helps to reduce the complexity and
costs of bank communication by enabling the
consolidation of multiple communication inter-
faces
• Both the number of external bank accounts
and cross-border payments can be reduced.
Further, physical cash transfers can be reduced
by internal netting
Your Competent Partner for Treasury Consulting: SymQ
SymQ is specialized in analyzing SAP® standard
applications and functions in the areas of Cash,
Liquidity, Treasury and Risk Management with
regard to their suitability for use in companies, and
in reviewing and implementing them. Our project
teams include industry experts and highly quali-
fied SAP® specialists. They have comprehensive
expertise in their specific fields and with regard to
the systems that are available to support you. We
would be happy to provide you with an overview of
all functions and options in the SAP® standard appli-
SymQ GmbH
Oldesloer Straße 63
22457 Hamburg
Germany
Tel: +49 (0)40 / 51 48 08 - 0
Fax: +49 (0)40 / 51 48 08 - 188
Email: info@symq.de
http://www.symq.de
© Copyright 05/2014 SymQ GmbH. All rights reserved.
SAP ® and R/3® are registered trademarks of SAP AG.
cation that are particularly useful for your Treasury
requirements. We are always available for an onsite
appointment. Maximize the potential of your exis-
ting system environment and fully get to know the
SAP ® functions that other companies have already
used to leverage untapped Treasury potentials. Op-
timize your current Treasury Management with fea-
tures that may have been dormant for years in your
system landscape and that can significantly improve
your daily operative processes.
SymQ Americas
205 N. Michigan Avenue / Suite 4110
Chicago, Illinois 60601
USA
Tel. +1 (312) 620 1200
Fax. +1 (312) 620 1201
Email: info@symq-consulting.com
http://www.symq-consulting.com