Fundamentals July 2019 PDF

July 2019
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Category Fund Name Abbreviation Page No.
EQUITY
Large Cap Fund Reliance Large Cap Fund RLCF 5
Large & Mid Cap Fund Reliance Vision Fund RVF 6
Thematic(following a factor-based model) Reliance Quant Fund RQF 7
Balanced Advantage Fund Reliance Balanced Advantage Fund RBAF 8
Reliance Index Fund - Nifty Plan RIF-NP 9
Index
Reliance Index Fund - Sensex Plan RIF-SP 10
Mid Cap Fund Reliance Growth Fund RGF 11
Focused Fund Reliance Focused Equity Fund RFEF 12
Small Cap Fund Reliance Small Cap Fund RSCF 13
Value Fund Reliance Value Fund RVALUEF 14
Multi Cap Fund Reliance Multi Cap Fund RMCF 15
Aggressive Hybrid Fund Reliance Equity Hybrid Fund REHF 16
Equity Savings Reliance Equity Savings Fund RESF 17
Sectoral Reliance Banking Fund RBF 18
Thematic Reliance Power & Infra Fund RPIF 18
Thematic Reliance Consumption Fund RCF 19
Sectoral Reliance Pharma Fund RPF 19
ELSS Reliance Tax Saver (ELSS) Fund RTSF 20
Arbitrage Fund Reliance Arbitrage Fund RAF 21
Thematic (International) Reliance Japan Equity Fund RJEF 22
Reliance US Equity Opportunities Fund RUSEOF 23
FIXED INCOME
Overnight Fund Reliance Overnight Fund ROF 24
Liquid Fund Reliance Liquid Fund RLF 25
Money Market Fund Reliance Money Market Fund RMMF 26
Ultra Short Duration Fund Reliance Ultra Short Duration Fund RUSDF 27
Low Duration Fund Reliance Low Duration Fund RLDF 28
Corporate Bond Fund Reliance Prime Debt Fund RPDF 29
Banking & PSU Fund Reliance Banking & PSU Debt Fund RBPSUDF 30
Floater Fund Reliance Floating Rate Fund RFRF 31
Short Duration Fund Reliance Short Term Fund RSTF 32
Long Duration Fund Reliance Nivesh Lakshya Fund RNLF 33
Credit Risk Fund Reliance Credit Risk Fund RCRF 34
Medium Duration Fund Reliance Strategic Debt Fund RSDF 35
Medium to Long Duration Fund Reliance Income Fund RIF 36
Dynamic Bond Fund Reliance Dynamic Bond Fund RDBF 37
Gilt Reliance Gilt Securities Fund RGSF 38
Conservative Hybrid Fund Reliance Hybrid Bond Fund RHBF 39
ETF
Reliance ETF Nifty BeES NIFTYBEES 40
Reliance ETF Sensex RELSENSEX 41
Reliance ETF NV20 RELNV20 42
Reliance ETF Junior BeES JUNIORBEES 43
Reliance ETF Nifty 100 RELCNX100 44
Reliance ETF Consumption RELCONS 45
Reliance ETF Dividend Opportunities RELDIVOPP 46
ETF - Equity
Reliance ETF Infra BeES INFRABEES 47
Reliance ETF Bank BeES BANKBEES 48
Reliance ETF PSU Bank BeES PSUBNKBEES 49
Reliance ETF Shariah BeES SHARIABEES 50
Reliance ETF Nifty Midcap 150 RNMID150 51
Reliance ETF Hang Seng BeES HNGSNGBEES 52
CPSE ETF CPSEETF 53
Reliance ETF Liquid BeES LIQUIDBEES 54
ETF - Fixed Income
Reliance ETF Long Term Gilt RRSLGETF 54
ETF - Gold Reliance ETF Gold BeES GOLDBEES 55
Fund of Fund (FOF)
FOF - Domestic Reliance Gold Savings Fund RGOLDSF 55
Reliance Junior BeES FOF RJUNIORFOF 56
RETIREMENT
Retirement - Equity Reliance Retirement Fund - Wealth Creation Scheme RRF-WC 57
Retirement - Fixed Income Reliance Retirement Fund - Income Generation Scheme RRF-IG 58
SIP Returns of Select Schemes 59
Fund Management Team 60
Scheme Performance 61
Scheme Performance - Fund Manager Wise 69
Funds at a Glance 73
Disclaimers, Statutory Details & Risk Factors 80
How to Read Factsheet 83
Fixed Income Update and Outlook
Market Update
June 2019 –Positive FPI Flows, Correction in Crude Prices, easing in US Treasury Yields (UST) & RBIs Open Market Operations saw Indian bond yields con-
tinue to fall during the month.
The month started on a positive note on expectations of dovish domestic monetary policy outcome in the first week of the month. The monetary policy did not disappoint
markets as RBI cut rates by 25 bps, changed its monetary policy stance to Accommodative and also indicated surplus liquidity environment going ahead. This along with fall
in Crude Oil prices & UST yields saw 10yr Gsecs fall to new lows of 6.79% during the month.
Market saw some profit booking during the fag end of the month on news report of some fiscal slippage and expectations of higher fiscal deficit (for FY 20. Also rising geo
-political tensions saw crude oil prices spike suddenly which saw sell off & profit booking in Indian rates market during the end of the month.
The yield curve saw Bull Flattening with 5-year Gsecs closing the month at 6.76% vs 6.83%(May) while 10-year GSecs closed the month at 6.87% vs 7.03% (May). Corporate
bonds yields fell in line with GSecs as expectations of Surplus Liquidity stance from RBI saw spread assets outperform during the month.
Large FPI flows continued into Debt and Equity markets post the election outcome prior month.
Debt market investors were relatively light going into the policy. The positive domestic policy as well as FED policy outcome further gave momentum to the market which saw
value buying on every dip. This coupled with a surprise OMO (Open Market Operations) announcement saw yields fall sharply during the month and close the month at 6.87%
(10yr GSecs).
With further slowdown in domestic growth & fall in Crude prices and USTs expectations of further 25 bps rate cuts is very high in the market.
Market View
The RBI in its previous policy has clearly re-iterated its focus to reviving Growth as Inflation remains under control. With GDP expected to stay below potential & stable inflation
outlook, the expectations of aggressive monetary easing have only increased.
Further, with sharp fall in Crude prices & US Treasury Yields, we now expect a higher probability for two more rate cuts based on the evolving macro trends, INR Currency
movement as well as commodity price movements.
From a markets’ perspective, Market will start focusing on the Fiscal deficit target of the new government, demand – supply situation, Liquidity stance of RBI, international
Crude Oil prices as well as Global bond yields.
The overall investors as well traders positioning in markets is now relatively heavy. The underlying term premia (10yr G-Sec yields – Repo Rate) in bond market have reduced
sharply in anticipation of rate cuts. We believe the supply of G-Secs / State Development Loans (SDLs) & Corporate bonds may be at record high for FY 20. With absence of
aggressive OMOs next year, we expect shorter maturity G-Secs and AAA PSUs / Privates to outperform.
Our base case remains of a 25 – 50 bps rate cut followed by a prolonged pause in interest rate this Financial Year. Carry with a neutral duration construct could be a suitable
portfolio strategy in near to medium term. We will focus on Steepener + Spread play in terms of Core portfolio construct.
On the yield curve, the 3 - 5 yr G-sec rates & 2 - 3 yr AAA corporate bond rates are still reasonably priced. There is protection build up in the current prices. Thus, we would
run this segment as our Core portfolio while longer duration would be tactically added to the portfolio only through G-Secs.
We also expect new 10yr bond yield to remain range bound from a near term perspective as market starts pricing in a terminal Repo rate of 5.25% - 5.50% and a prolonged
pause on policy rate action thereafter along with durable liquidity support in form of OMOs / FX Swap to take care of any major demand – supply mismatches.
Common Source: Bloomberg, RBI, Centre for Monitoring Indian Economy Pvt. Ltd., RMF Internal Research
The views expressed herein constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. This
information is meant for general reading purposes only and is not meant to serve as a professional guide for the readers.
Fundamentals July 2019 3

Macro and Equity Market Updates
GLOBAL MACRO & MARKETS
After a broad based decline in May’19, Global equities recovered sharply in June as MSCI World index jumped 6.5%m/m. While growth trajectory has moderated, the positive news
flow pertaining to US China trade dispute and US Fed’s easing stance has led to sharp recoveries across regions and asset classes. Within equities, the rebound was led by
developed markets. S&P 500 index (US) gained nearly 7%m/m. Emerging market (EMs) posted 5.7% gain over the month. Indian equities materially underperformed by declining
nearly 1% in an otherwise benign global environment. Commodities prices gained on positive development on global trade along with weaker US$. LME index was up 2%m/m in
June’19. Crude oil recovered a bit as well as Brent gained 3.2%m/m in June’19 after declining 11.5%m/m in May’19.
DOMESTIC MACRO AND MARKET
Indian markets were down in June’19 on concerns about domestic slowdown. The broad market was under more pressure as midcap and small cap declined 1.9% and 4.2%,
respectively. FPI inflows towards Indian equities moderated too as India received ~159 mln US$ flows in June’19. Among sectors, Utilities, Industrials and Financials were the key
outperformers while Healthcare and Communication Services underperformed in June’19.
India’s high frequency data continues to be mixed:
The softness in demand was apparent in most data points. Few examples:
 PMI: India’s manufacturing PMI decreased to 52.1 in June’19 after 52.7 in May’19.
 Auto sales: Auto sales growth continued to remain very weak in June. The weakness was led by passenger cars followed by commercial vehicles.
 Index of Industrial Production (IIP): April’19 IIP growth rose to 3.4% from 0.4% in March’19. Manufacturing production grew 2.8% YoY in April’19.
 Credit growth: After averaging over 14%yoy growth in 4QFY19, bank credit growth moderated to 12.7% in May’19.
 Trade deficit: Trade deficit in May’19 remained at US$15.4 bn despite 3.9%yoy growth in exports as oil and gold imports rose in May’19.
 RBI: The Monetary Policy Committee(MPC) cut the repo rate by 25 bps to 5.75% in June’19 and changed its stance to ‘accommodative’ from ‘neutral’. This is the 3rd rate
cut (25 bps each) by the RBI in CY2019.
 Balance of Payment (BoP): India’s current account deficit (CAD) for 4QFY19 stood at US$4.6bn or 0.7% of GDP. The BoP registered a surplus of US$14.4bn in 4QFY19,
supported by strong foreign portfolio investment (FPI) and external commercial borrowing (ECB) flows.
 Monsoon: Monsoon performance in June’19 ended on a weak note with cumulative rainfall 33% below normal. As per IMD, a recovery in rainfall in July’19 and August’19
(which together account 62% of season’s rainfall) could reduce monsoon deficit into a near normal range, by the end of the season.
 RBI’s easing bias: In their June’19 meeting, the MPC members have implicitly signaled that the economic climate has become more conducive for continued easing. The
unanimous adoptions of a 25bp rate cut and change to “accommodative” stance would reinforce this view. MPC members seemed to be surprised by the sharp fall in core,
demand-driven inflation. On economic growth, the members’ concerns have increased since the previous meeting. Overall, there is a clear shift in the MPC members’ policy
function to a framework prioritizing growth rescue as inflation remain low.
Chart of the month: India’s foreign exchange reserves at record high level led by higher net FPI and ECB flows in CY2019 till date
India FX Reserves (US$bn)

450
430
410
390
370
350
330
310
290
270
250
Jan-13
Jan-14
Jan-15
Jan-16
Jan-17
Jan-18
Jan-19
Common Source: Bloomberg, RBI, Centre for Monitoring Indian Economy Pvt. Ltd., RMF Internal Research
The views expressed herein constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. This information is meant for general
reading purposes only and is not meant to serve as a professional guide for the readers.
4 July 2019 Fundamentals

Reliance Large Cap Fund RLCF
Portfolio as on June 30, 2019
Large Cap Fund
Company/Issuer % of Assets Company/Issuer % of Assets
Details as on June 30, 2019
Auto Industrial Capital Goods
Tata Motors Limited 2.61 Siemens Limited* 2.83
Type of Scheme
Ashok Leyland Limited 1.40 ABB India Limited 2.38
An open ended equity scheme predominantly investing Banks GE T&D India Limited 1.38
in large cap stocks
State Bank of India* 9.53 Industrial Products
ICICI Bank Limited* 8.02 Bharat Forge Limited 2.24
Current Investment Philosophy
Axis Bank Limited* 5.57 Cummins India Limited 1.88
Reliance Large Cap Fund is a large cap fund Bank of Baroda* 3.77 Petroleum Products
predominantly investing in stocks of top 100 companies
HDFC Bank Limited 2.80 Indian Oil Corporation Limited 2.14
by full market capitalization. Large cap stocks endeavor
to provide stability & liquidity to the portfolio. It Construction Project Bharat Petroleum Corporation Limited 1.80
endeavors to generate alpha while owning best of the Larsen & Toubro Limited* 6.53 Hindustan Petroleum Corporation Limited 1.38
index companies. It endeavors to invest in leaders or
Consumer Non Durables Pharmaceuticals
potential leaders with established business models &
sustainable free cash flows. It endeavors to invest in ITC Limited* 5.77 Sun Pharmaceutical Industries Limited* 2.91
growth companies at a reasonable valuation & with United Spirits Limited 1.22 Divi's Laboratories Limited 2.44
high return on equity. It invests in emerging large cap
Ferrous Metals Cipla Limited 1.99
companies which have an established business model
with a proven management track record and a potential Tata Steel Limited* 3.16 Aurobindo Pharma Limited 1.63
to generate high cash flows. Finance Software
HDFC Life Insurance Company Limited 2.48 Infosys Limited* 3.25
Date of Allotment Gas Telecom - Services
GAIL (India) Limited 2.39 Bharti Airtel Limited 1.57
August 8, 2007
Hotels, Resorts And Other Recreational Activities Equity Less Than 1% of Corpus 9.91
The Indian Hotels Company Limited 2.21 Cash and Other Receivables 0.82
Fund Manager Chalet Hotels Limited 1.99 Grand Total 100.00
Sailesh Raj Bhan *Top 10 Holdings
Benchmark SIP - If you invested ` 10000 every month in RLCF

S&P BSE 100 TRI Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 14,30,000 12,00,000 6,00,000 3,60,000 1,20,000
Market Value (`) 34,28,921 25,01,644 8,11,029 4,30,714 1,29,523
Fund Size
Scheme Return (%) 13.89 14.15 12.16 12.27 16.02
Monthly Average: ` 12,914.06 Cr B: S&P BSE 100 TRI Return (%) 11.97 11.97 11.50 11.74 13.04
AB: S&P BSE Sensex TRI Return (%) 12.12 12.23 12.69 14.73 16.32
Month End: ` 13,076.21 Cr
Inception Date: August 8, 2007
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
NAV as on June 28, 2019 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Growth Plan ` 35.9039 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Dividend Plan ` 15.8430 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Bonus Option ` 35.9039 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
stocks, thereby showing a true picture of returns.
Institutional Bonus Option ` 37.1628
Direct - Growth Plan ` 38.0432 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Direct - Dividend Plan ` 20.8977
Direct - Bonus Option ` 38.0432
Industry Allocation Dividend History
Volatility Measures
Record Date Rate (`/ Unit) Cum Dividend Ex-Dividend NAV
Standard Deviation 3.78 NAV
Banks 29.91%
Beta 0.91
Dividend Plan
Sharpe Ratio 0.20 Pharmaceuticals 8.98%
17-Jun-19 0.09 15.5300 15.4300
Note: The above measures have been calculated using monthly rolling returns for 36
Industrial Capital Goods 8.80%
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). 13-May-19 0.09 15.1322 15.0322
Construction Project 7.49% 18-Apr-19 0.09 15.8151 15.7151
Portfolio Turnover (Times) 0.75
Consumer Non Durables 6.99%
Direct - Dividend Plan
17-Jun-19 0.09 20.4483 20.3483
Total Expense Ratio^ Petroleum Products 5.32%
13-May-19 0.09 19.8790 19.7790
Regular/Other than Direct 1.77
Auto 5.13% 18-Apr-19 0.09 20.7370 20.6370
Direct 1.07
Industrial Products 4.43% Past performance may or may not be sustained in future. Pursuant to
dividend payment, NAV falls to the extent of payout & statutory levy (if
Load structure Hotels, Resorts And
Other Recreational…
4.20% applicable). Face Value-`10.
Entry Load: Nil Software 4.10%

AMFI Classification
Exit Load: 10% of the units allotted shall be redeemed without any
exit load, on or before completion of 12 months from the date of
allotment of units. Any redemption in excess of such limit in the first
12 months from the date of allotment shall be subject to the following Product Label
exit load, Redemption of units would be done on First in First out
Basis (FIFO): This product is suitable for investors who are seeking*:
• 1% if redeemed or switched out on or before completion of 12
months from the date of allotment of units. Long term capital growth
• Nil, thereafter.
Investment predominantly into equity and equity related instruments of large
cap companies
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the Investors understand that their principal
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Moderately High risk

Reliance Vision Fund RVF
Large and Mid Cap Fund
Details as on June 30, 2019 Auto The Indian Hotels Company Limited 1.06
TVS Motor Company Limited 3.01 Industrial Capital Goods
Type of Scheme Tata Motors Limited 3.00 Honeywell Automation India Limited* 7.88
Ashok Leyland Limited 2.94 ABB India Limited* 5.92
An open ended equity scheme investing in both large Banks Siemens Limited* 3.47
cap and mid cap stock State Bank of India* 6.85 Bharat Electronics Limited 1.55
ICICI Bank Limited* 5.27 Industrial Products
Current Investment Philosophy HDFC Bank Limited* 3.80 Bharat Forge Limited 1.76
Bank of Baroda 2.76 Petroleum Products
Reliance Vision Fund is an open ended equity scheme Axis Bank Limited 1.95 Hindustan Petroleum Corporation Limited* 3.24
investing in both large cap and mid cap stocks. The Canara Bank 1.70 Bharat Petroleum Corporation Limited 2.01
fund attempts to invest in high quality businesses who RBL Bank Limited 1.64 Reliance Industries Limited 1.37
are market leaders in their respective sectors, with a The Federal Bank Limited 1.13 Pharmaceuticals
proven track record across market conditions. Construction Project Torrent Pharmaceuticals Limited 1.00
Large cap stocks endeavor to provide stability & Larsen & Toubro Limited* 3.37 Power
liquidity to the portfolio and mid caps allocation can Consumer Non Durables NTPC Limited 2.49
potentially generate relatively better returns. Backed by Tata Global Beverages Limited 1.79 Retailing
Fund Management expertise & growth oriented ITC Limited 1.48 Trent Limited 1.33
strategy, the fund endeavors to generate relatively Ferrous Metals Software
Tata Steel Limited* 3.78 Infosys Limited* 5.85
better risk adjusted returns over the long term.
Steel Authority of India Limited 1.13 Tata Consultancy Services Limited 1.34
Finance Telecom - Services
Date of Allotment Power Finance Corporation Limited 2.36 Bharti Airtel Limited 1.26
REC Limited 1.24 Equity Less Than 1% of Corpus 4.62
October 8, 1995 Housing Development Finance Corporation Limited 1.04 Cash and Other Receivables 3.61
Hotels, Resorts And Other Recreational Activities Grand Total 100.00
Fund Manager *Top 10 Holdings
Ashwani Kumar (Till 19th May 2019) SIP - If you invested ` 10000 every month in RVF
w.e.f. 20th May 2019: Meenakshi Dawar, Since Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Sanjay Doshi (Co-Fund Manager) Total Amount Invested (`) 28,50,000 24,00,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000
Market Value (`) 4,11,56,171 1,91,70,574 44,75,179 19,80,923 6,93,299 3,81,541 1,27,957
Benchmark Scheme Return (%) 18.81 17.99 11.32 9.74 5.79 3.90 13.33
B: S&P BSE 250 LargeMidcap TRI Return (%) N.A. N.A. N.A. 12.30 11.24 10.59 11.21
S&P BSE 250 LargeMidcap TRI (till 09 July, 2019)
AB: S&P BSE Sensex TRI Return (%) N.A. 14.88 12.89 12.23 12.69 14.73 16.32
Nifty Large Midcap 250 TRI (w.e.f. 10 July, 2019)
Inception Date: October 8, 1995
N.A : Since TRI data is not available prior to 16/09/2005 & 19/08/1996 for S&P BSE 250 LargeMidcap & S&P BSE Sensex respectively, performance for such period is not provided.
Fund Size
Monthly Average: ` 2,978.89 Cr installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Month End: ` 2,984.75 Cr B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
NAV as on June 28, 2019
For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Growth Plan ` 543.2359
Dividend Plan ` 37.8827 Industry Allocation Dividend History
Bonus Option ` 91.4922 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Growth Plan ` 566.1138
Dividend Plan
Direct - Dividend Plan ` 40.2232 Banks 25.11%
18-Jan-19 3.32 38.6929 34.9429
Industrial Capital Goods 19.48% 12-Jan-18 5.25 53.6003 48.3503
Volatility Measures Auto 8.95% 13-Jan-17 4.25 43.2931 39.0431
Standard Deviation 4.14 Direct - Dividend Plan
Software 7.19%
Beta 0.91 18-Jan-19 3.32 40.7614 37.0114
Sharpe Ratio 0.05 Petroleum Products 6.61%
12-Jan-18 5.25 55.8667 50.6167
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019).
Ferrous Metals 4.91% 13-Jan-17 4.25 44.6611 40.4111
Consumer Non Durables 4.87% Past performance may or may not be sustained in future.
Portfolio Turnover (Times) 1.05 Pursuant to dividend payment, NAV falls to the extent of payout &
Finance 4.64%
statutory levy (if applicable). Face Value-`10.
Total Expense Ratio^ Power 3.42%
Regular/Other than Direct 2.06 Construction Project 3.37%

AMFIClassification
Direct 1.55
Load structure
Entry Load: Nil Product Label
Exit Load: 1% if redeemed or switched out on or before This product is suitable for investors who are seeking*:
completion of 1 year from the date of allotment of units.
Nil, thereafter.
Long term capital growth
investment in equity and equity related instruments of large cap & mid cap
companies through a research based approach
Special Feature: Reliance Any Time Money Card
*Investors should consult their financial advisors if in doubt about whether the Investors understand that their principal

Reliance Quant Fund RQF
Thematic (following a factor based model)
Details as on June 30, 2019 Banks Gas
Axis Bank Limited* 7.07 Petronet LNG Limited 2.41
Type of Scheme HDFC Bank Limited* 6.54 Indraprastha Gas Limited 1.72
Bandhan Bank Limited 3.15 Minerals/Mining
An open ended equity scheme investing in quant model
The Federal Bank Limited 1.88 Coal India Limited 2.84
theme
Cement
Petroleum Products
UltraTech Cement Limited* 3.54
Current Investment Philosophy ACC Limited 1.80
Reliance Industries Limited* 5.31
Hindustan Petroleum Corporation Limited 2.31
Actively managed fund + Scientific approach + Consumer Durables
Pharmaceuticals
Expertise + Back test = Reliance Quant Fund. Reliance Crompton Greaves Consumer Electricals Limited 1.78
Consumer Non Durables Dr. Reddy's Laboratories Limited 2.69
Quant Fund is an actively managed investment fund
Hindustan Unilever Limited* 5.89 Software
that approaches stock selection process based on a
ITC Limited* 5.67 Tata Consultancy Services Limited* 5.99
proprietary system-based model. The model would
shortlist 30-35 S&P BSE 200 stocks through a screening Nestle India Limited 3.33 Infosys Limited* 5.72
mechanism at pre-determined intervals, i.e. on Marico Limited 2.42 Wipro Limited 3.06
quarterly basis. Stocks are selected on basis of GlaxoSmithKline Consumer Healthcare Limited 2.05 Info Edge (India) Limited 2.35
parameters like valuation, earnings, price, momentum Finance Textile Products
& quality. Bajaj Finserv Limited* 6.88 SRF Limited 1.85
ICICI Lombard General Insurance Company Limited* 4.24 Transportation
LIC Housing Finance Limited 1.48 InterGlobe Aviation Limited 2.14
Date of Allotment Power Finance Corporation Limited 1.44
Cash and Other Receivables (0.01)
April 18, 2008 Muthoot Finance Limited 1.25
Grand Total 100.00
Cholamandalam Investment and Finance Company Limited 1.22
*Top 10 Holdings
Fund Manager
Ashutosh Bhargava, Arun Sundaresan
[Co-Fund Manager]
SIP - If you invested ` 10000 every month in RQF
Since Inception 10 Years 5 Years 3 Years 1 Year
Benchmark Market Value (`) 24,09,388 19,16,424 7,24,527 3,98,756 1,24,496
S&P BSE 200 TRI Scheme Return (%) 9.91 9.11 7.57 6.91 7.47
B: S&P BSE 200 TRI Return (%) 12.71 12.15 11.23 10.75 11.56
Fund Size AB: S&P BSE Sensex TRI Return (%) 12.63 12.23 12.69 14.73 16.32
Inception Date: April 18, 2008
Monthly Average: ` 26.34 Cr
Month End: ` 25.83 Cr installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
NAV as on June 28, 2019 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Dividend Plan ` 13.7811 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Bonus Option ` 25.8498
Direct - Dividend Plan ` 15.4774 Industry Allocation Dividend History
Direct - Bonus Option ` 26.9041 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan
Volatility Measures 24-Jun-15 4.20 14.6973 10.4973
Banks 18.64%
Standard Deviation 3.28 15-Feb-13 1.00 11.6059 10.6059
Beta 0.78 Software 17.11% 24-Mar-11 2.50 13.2676 11.1021
Sharpe Ratio 0.12 Direct - Dividend Plan
Finance 16.50%
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Petroleum Products 7.62%
24-Jun-15 4.70 16.3432 11.6432
Past performance may or may not be sustained in future. Pursuant to
Portfolio Turnover (Times) 2.34 Cement 5.35% dividend payment, NAV falls to the extent of payout & statutory levy (if
applicable). Face Value-`10.
Gas 4.13%
Total Expense Ratio^
Minerals/Mining 2.84%
Pharmaceuticals 2.69%
Direct 0.19
Transportation 2.14%
AMFIClassification
Load structure
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or
before completion of 1 month from the date of allotment
of units. Nil, thereafter. Product Label
This product is suitable for investors who are seeking*:

Investment in active portfolio of stocks selected on the basis of a mathematical
model.

Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at High risk

Reliance Balanced Advantage Fund RBAF
Balanced Advantage Fund
Company/Issuer Instrument/Rating % of Assets Company/Issuer Instrument/Rating % of Assets
Details as on June 30, 2019 Equity Indian Oil Corporation Limited Petroleum Products 0.57
Non Hedge Cipla Limited Pharmaceuticals 0.84
TVS Motor Company Limited Auto 0.53 Sun Pharmaceutical Industries Limited Pharmaceuticals 0.43
Type of Scheme Ashok Leyland Limited Auto 0.46 Torrent Pharmaceuticals Limited Pharmaceuticals 0.36
Tata Motors Limited Auto 0.18 Power Grid Corporation of India Limited Power 1.44
An Open Ended Dynamic Asset Allocation Fund Maruti Suzuki India Limited Auto 0.18 Tata Power Company Limited Power 1.18
Motherson Sumi Systems Limited Auto Ancillaries 0.53 NTPC Limited Power 0.92
Apollo Tyres Limited Auto Ancillaries 0.17 NLC India Limited Power 0.73
Current Investment Philosophy HDFC Bank Limited* Banks 5.16 Aditya Birla Fashion and Retail Limited Retailing 0.84
ICICI Bank Limited* Banks 3.30 Infosys Limited* Software 3.61
Reliance Balanced Advantage Fund attempts to State Bank of India* Banks 2.83 Tech Mahindra Limited Software 0.89
capitalize on the potential upside in equity markets Axis Bank Limited* Banks 2.35 Tata Consultancy Services Limited Software 0.87
while attempting to limit the downside by dynamically Kotak Mahindra Bank Limited* Banks 1.64 Larsen & Toubro Infotech Limited Software 0.67
managing the portfolio through investment in equity IndusInd Bank Limited Banks 1.23 Cyient Limited Software 0.60
and active use of debt, money market instruments and AU Small Finance Bank Limited Banks 0.52 Hexaware Technologies Limited Software 0.56
ACC Limited Cement 1.06 Oracle Financial Services Software Limited Software 0.15
derivatives. A model based Dynamic Asset Allocation Bharti Airtel Limited Telecom - Services 0.89
JK Cement Limited Cement 0.20
Fund that aims to offer Triple Benefits of 1. Emotion Tata Chemicals Limited Chemicals 0.16 Vardhman Textiles Limited Textiles - Cotton 0.47
Free Asset Allocation through Model Based Asset Oberoi Realty Limited Construction 0.33 Spicejet Limited Transportation 0.64
Allocation, 2. Lowers downside risk through hedging Larsen & Toubro Limited* Construction Project 1.68 Non-Hedge Total 56.06
and 3. Long Term Alpha – through Active Stock Titan Company Limited Consumer Durables 0.59 Hedge Total 9.15
selection and Sector. The fund follows an in-house ITC Limited* Consumer Non Durables 1.58 Commercial Paper
proprietary Model (which follows Valuations & Trend Varun Beverages Limited Consumer Non Durables 1.15 JM Financial Products Limited ICRA A1+ 5.28
Tata Global Beverages Limited Consumer Non Durables 1.12 Corporate Bonds
Following) to determine unhedged equity allocation. Shriram Transport Finance Company Limited CRISIL AA+ 0.14
Tata Steel Limited Ferrous Metals 0.41
The fund maintains a large cap oriented portfolio Steel Authority of India Limited Ferrous Metals 0.34 Muthoot Finance Limited CRISIL AA/CRISIL AA/ 5.67
diversified across sectors. Debt portfolio is managed Housing Development Finance Corporation Limited* Finance 1.48 CRISIL AA
conservatively, focused at the shorter end through Cholamandalam Financial Holdings Limited Finance 1.10 Power Finance Corporation Limited CRISIL AAA 1.21
investment in a combination of liquid and short term Bajaj Finance Limited Finance 0.90 Reliance Industries Limited CRISIL AAA 0.41
Bajaj Finserv Limited Finance 0.63 REC Limited CRISIL AAA/CRISIL AAA 1.68
fixed income securities. Nabha Power Limited ICRA AAA(SO) 1.22
Mahindra & Mahindra Financial Services Limited Finance 0.48
Muthoot Finance Limited Finance 0.41 Fixed Deposit
Date of Allotment JM Financial Limited Finance 0.40 Axis Bank Limited CRISIL UNRATED 0.49
GAIL (India) Limited Gas 0.68 PTC
November 15, 2004 Fortis Healthcare Limited Healthcare Services 0.45 Indian Receivable Trust 18 CARE A(SO) 2.39
The Indian Hotels Company Limited Hotels, Resorts And Other 0.93 Security Lending & Borrowing
Recreational Activities TVS Motor Company Limited 0.00
Fund Manager Bharat Forge Limited Industrial Products 0.64 Zero Coupon Bond
Coal India Limited Minerals/Mining 0.42 Bharti Telecom Limited 7.28 CRISIL AA+/CRISIL AA+
Manish Gunwani, Ashutosh Bhargava (Co-Fund Manager) Vedanta Limited Non - Ferrous Metals 0.37 Net Current Assets and Liabilities 9.02
Reliance Industries Limited* Petroleum Products 2.82 Grand Total 100.00
Benchmark *Top 10 Holdings
For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
CRISIL Hybrid 35+65 - Aggressive Index
Fund Size Rating Profile Asset Allocation

Monthly Average: ` 1,946.88 Cr A+/A/A-/A1, 2.39%
AA, 5.67%
Month End: ` 2,040.11 Cr AA+, 7.42%
Equity, 65.21% AAA/SOV/A1+/Cash & Other
Receivables, 19.31%
Cash & Other Receivables, 9.51%
Growth Plan ` 92.4274 Security Lending & Borrowing, 0.00%
Dividend Plan ` 26.5721 PTC, 2.39%
Equity, 65.21%
Bonus Option ` 92.4274 Commercial Paper, 5.28%
Direct - Growth Plan ` 96.7706 Zero Coupon Bond, 7.28%

Corporate Bond, 10.33%
Volatility Measures
Standard Deviation 2.80
Beta 0.95
Sharpe Ratio 0.17
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Banks
20.20%
Dividend Plan
Software 8.58% 24-Jun-19 0.16 26.6906 26.5106
27-May-19 0.16 26.9733 26.7933
Finance 6.07%
Average Maturity 0.98 Years 18-Apr-19 0.16 26.6624 26.4824
Power 5.01%
Modified Duration 0.80 Years
24-Jun-19 0.16 31.4368 31.2568
Yield to Maturity 9.21% Consumer Non Durables 4.43%
27-May-19 0.16 31.7115 31.5315

Petroleum Products 4.04%
Total Expense Ratio^ 18-Apr-19 0.16 31.2798 31.0998
Direct 1.11 dividend payment, NAV falls to the extent of payout & statutory levy (if
Load structure Auto 1.62%
Entry Load: Nil
Cement 1.47%
Exit Load: 10% of the units allotted shall be redeemed without AMFIClassification
any exit load, on or before completion of 12 months from the
date of allotment of units. Any redemption in excess of such limit
in the first 12 months from the date of allotment shall be subject
to the following exit load. Product Label
Redemption of units would be done on First in First out Basis
(FIFO): This product is suitable for investors who are seeking*:
months from the date of allotment of units. Long term capital growth
Investment in equity & equity related instruments, debt, money market
Average Maturity, Modified Duration & YTM details provided for instruments and derivatives
Debt portion of Portfolio only.

Reliance Index Fund - Nifty Plan RIF-NP
Index Fund
Auto Finance
Housing Development Finance Corporation Limited* 7.81
Type of Scheme Maruti Suzuki India Limited 1.80
Bajaj Finance Limited 1.81
Mahindra & Mahindra Limited 1.27
An open ended scheme replicating / tracking Nifty 50. Bajaj Finserv Limited 1.07
Banks
Oil
Current Investment Philosophy HDFC Bank Limited* 10.92
Oil & Natural Gas Corporation Limited 1.09
The Scheme employs an investment approach designed ICICI Bank Limited* 5.84 Petroleum Products
to track the performance of Nifty 50 Index. The Scheme Kotak Mahindra Bank Limited* 4.09 Reliance Industries Limited* 8.88
seeks to achieve this goal by investing in securities Power
Axis Bank Limited* 3.42
constituting the Nifty 50 Index in same proportion as in
State Bank of India 2.87 NTPC Limited 1.27
the Index.
Power Grid Corporation of India Limited 1.01
IndusInd Bank Limited 1.50
Software
Date of Allotment Construction Project
Infosys Limited* 5.76
Larsen & Toubro Limited* 3.97
September 28, 2010 Tata Consultancy Services Limited* 4.84
Consumer Durables HCL Technologies Limited 1.20
Fund Manager Titan Company Limited 1.15 Telecom - Services
Consumer Non Durables Bharti Airtel Limited 1.36
Mehul Dama
ITC Limited* 4.87 Equity Less Than 1% of Corpus 17.72
Hindustan Unilever Limited 2.64 Cash and Other Receivables 0.59

Benchmark Grand Total 100.00
Asian Paints Limited 1.27
Nifty 50 TRI *Top 10 Holdings
Fund Size
SIP - If you invested ` 10000 every month in RIF-NP
Monthly Average: ` 146.45 Cr Since Inception 5 Years 3 Years 1 Year
Month End: ` 146.99 Cr Total Amount Invested (`) 10,50,000 6,00,000 3,60,000 1,20,000
Market Value (`) 17,31,786 7,81,356 4,28,128 1,28,342
NAV as on June 28, 2019 Scheme Return (%) 11.18 10.64 11.85 13.99
Growth Plan ` 19.7100 B: NIFTY 50 TRI Return (%) 12.36 11.96 13.12 15.22
Quarterly Dividend Plan ` 17.8117 AB: S&P BSE Sensex TRI Return (%) 12.74 12.69 14.73 16.32
Half Yearly Dividend Plan ` 17.8116 Inception Date: October 1, 2010
Annual Dividend Plan ` 17.7789
Bonus Option ` 19.7100 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Direct - Growth Plan ` 20.3870 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Quarterly Dividend Plan ` 18.4845
Direct - Half Yearly Dividend Plan ` 18.4846 stocks, thereby showing a true picture of returns.
Direct - Annual Dividend Plan ` 18.4848
Volatility Measures Dividend History

Industry Allocation
Standard Deviation 3.57 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Beta 0.93 Quarterly Dividend Plan
Banks 29.05%
Sharpe Ratio 0.15 22-Feb-19 1.55 18.1710 16.4210
Note: The above measures have been calculated using monthly rolling returns for 36 Software 13.63%
Direct - Quarterly Dividend Plan
Finance 11.10% 22-Feb-19 1.55 18.7558 17.0058
Half Yearly Dividend Plan
22-Feb-19 1.55 18.1710 16.4210
Tracking Error@ 0.29
Consumer Non Durables 9.45% Direct - Half Yearly Dividend Plan
22-Feb-19 1.55 18.7558 17.0058
Total Expense Ratio^ Auto 5.67%
Annual Dividend Plan
22-Feb-19 1.55 18.1710 16.4210
Direct 0.29 Power 2.28% Direct - Annual Dividend Plan

22-Feb-19 1.55 18.7558 17.0058
Load structure dividend payment, NAV falls to the extent of payout & statutory levy (if
Cement 1.73%
Entry Load: Nil AMFI Classification

before completion of 7 days from the date of allotment
of units. Nil, thereafter. Product Label

Investment in equity and equity related securities and portfolios replicating the
composition of the Nifty 50, subject to tracking errors.

Reliance Index Fund - Sensex Plan RIF-SP
Index Fund
Details as on June 30, 2019 Auto Oil
Maruti Suzuki India Limited 2.14 Oil & Natural Gas Corporation Limited 1.14
Type of Scheme
Mahindra & Mahindra Limited 1.50 Petroleum Products
An open ended scheme replicating/tracking Banks Reliance Industries Limited* 9.95
S&P BSE Sensex.
HDFC Bank Limited* 12.93 Pharmaceuticals
Current Investment Philosophy ICICI Bank Limited* 6.90 Sun Pharmaceutical Industries Limited 1.07
Kotak Mahindra Bank Limited* 4.29 Power
The Scheme employs an investment approach designed Axis Bank Limited* 3.52 NTPC Limited 1.31
to track the performance of S&P BSE Sensex Index. The
State Bank of India 3.33 Power Grid Corporation of India Limited 1.17
Scheme seeks to achieve this goal by investing in
securities constituting the S&P BSE Sensex Index in IndusInd Bank Limited 1.75 Software
same proportion as in the Index. Construction Project Infosys Limited* 6.85
Larsen & Toubro Limited* 4.66 Tata Consultancy Services Limited* 5.76
Date of Allotment Consumer Non Durables HCL Technologies Limited 1.42
ITC Limited* 5.75 Tech Mahindra Limited 1.07
September 28, 2010
Hindustan Unilever Limited 3.14 Telecom - Services
Asian Paints Limited 1.51 Bharti Airtel Limited 1.44
Fund Manager
Finance Equity Less Than 1% of Corpus 4.84
Mehul Dama Housing Development Finance Corporation Limited* 9.27 Cash and Other Receivables 1.15
Bajaj Finance Limited 2.14 Grand Total 100.00
S&P BSE Sensex TRI
Fund Size SIP - If you invested ` 10000 every month in RIF-SP

Monthly Average: ` 23.46 Cr Since Inception 5 Years 3 Years 1 Year
Total Amount Invested (`) 10,50,000 6,00,000 3,60,000 1,20,000
Month End: ` 24.01 Cr
Market Value (`) 17,41,065 7,95,410 4,37,903 1,28,849
Scheme Return (%) 11.30 11.36 13.44 14.86
B: S&P BSE Sensex TRI Return (%) 12.74 12.69 14.73 16.32
AB: Nifty 50 TRI Return (%) 12.36 11.96 13.12 15.22
Quarterly Dividend Plan ` 17.4740
Half Yearly Dividend Plan ` 17.4733 Inception Date: October 1, 2010
Annual Dividend Plan ` 17.4732 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Bonus Option ` 19.3756 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Growth Plan ` 20.0067 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Direct - Quarterly Dividend Plan ` 18.0987 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Direct - Half Yearly Dividend Plan ` 18.0970
Direct - Annual Dividend Plan ` 18.0990 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Volatility Measures Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Standard Deviation 3.56 Banks 33.21% Quarterly Dividend Plan
Beta 0.92 22-Feb-19 1.55 17.8002 16.0502
Software 15.10%
Sharpe Ratio 0.18 Direct - Quarterly Dividend Plan
Note: The above measures have been calculated using monthly rolling returns for 36 Finance 11.41% 22-Feb-19 1.55 18.3383 16.5883
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Half Yearly Dividend Plan
Consumer Non Durables 10.40% 22-Feb-19 1.55 17.8002 16.0502
Portfolio Turnover (Times) 0.52 Petroleum Products 9.95%
Direct - Half Yearly Dividend Plan
22-Feb-19 1.55 18.3383 16.5883
Tracking Error@ 0.27 Auto 6.24% Annual Dividend Plan
22-Feb-19 1.55 17.8002 16.0502
Construction Project 4.66%
Total Expense Ratio^ Direct - Annual Dividend Plan
Power 2.48% 22-Feb-19 1.55 18.3383 16.5883
Regular/Other than Direct 1.00 Past performance may or may not be sustained in future. Pursuant to
Telecom - Services 1.44% dividend payment, NAV falls to the extent of payout & statutory levy (if
Direct 0.29 applicable). Face Value-`10.
Oil 1.14%
AMFI Classification
Load structure
Entry Load: Nil
before completion of 7 days from the date of allotment Product Label
of units. Nil, thereafter.

composition of the sensex, subject to tracking errors.

Reliance Growth Fund RGF
Mid Cap Fund
Details as on June 30, 2019 Auto Hotels, Resorts And Other Recreational Activities
Ashok Leyland Limited 1.03 The Indian Hotels Company Limited* 2.41
Type of Scheme Auto Ancillaries Industrial Capital Goods
Exide Industries Limited 1.29 Bharat Electronics Limited 1.17
Mid Cap Fund - An open ended equity scheme Banks Honeywell Automation India Limited 1.11
predominantly investing in mid cap stocks ICICI Bank Limited* 2.47 Industrial Products
City Union Bank Limited* 2.43 Bharat Forge Limited 1.62
Current Investment Philosophy AU Small Finance Bank Limited 2.19 Others 0.27
RBL Bank Limited 1.86 Reliance ETF Nifty Midcap 150 0.16
The Fund endeavors to invest in mid cap companies The Federal Bank Limited 1.85 Reliance ETF Consumption 0.10
that have the potential to substantially increase their State Bank of India 1.63 Reliance ETF Nifty 100 0.02
Axis Bank Limited 1.57 Pharmaceuticals
profitability and have consistent track record. The fund
Cement Divi's Laboratories Limited 1.63
focuses on identifying potential market leaders at an ACC Limited* 2.34 Torrent Pharmaceuticals Limited 1.62
early stage with a view to create long term alpha. The Chemicals Sanofi India Limited 1.26
fund attempts to identify growth stocks that are Tata Chemicals Limited 1.51 Power
available at reasonable valuation, thus adopting a Construction Tata Power Company Limited* 2.37
Growth at Reasonable Price (GARP) style for investing. Oberoi Realty Limited* 2.38 NLC India Limited 1.11
The Phoenix Mills Limited 1.14 Retailing
Consumer Durables Aditya Birla Fashion and Retail Limited* 2.97
Date of Allotment Voltas Limited 2.19 Software
Orient Electric Limited 1.51 Info Edge (India) Limited 1.56
October 8, 1995 Consumer Non Durables Hexaware Technologies Limited 1.19
Varun Beverages Limited* 4.64 Cyient Limited 1.08
Tata Global Beverages Limited 2.12 Textile Products
Fund Manager Finance SRF Limited 2.28
Manish Gunwani, Cholamandalam Financial Holdings Limited* 2.91 Page Industries Limited 1.03
Muthoot Finance Limited 2.10 Textiles - Cotton
Dhrumil Shah (Co-Fund Manager),
Mahindra & Mahindra Financial Services Limited 1.82 Vardhman Textiles Limited* 2.55
w.e.f. 20th May 2019: Tejas Sheth (Co-Fund Manager) Max Financial Services Limited 1.31 Transportation
JM Financial Limited 1.17 Spicejet Limited 1.11
Benchmark LIC Housing Finance Limited 1.08 Equity Less Than 1% of Corpus 20.06
Healthcare Services Cash and Other Receivables 4.30
S&P BSE MidCap TRI Apollo Hospitals Enterprise Limited 1.66 Grand Total 100.00
Fortis Healthcare Limited 1.10 *Top 10 Holdings
Fund Size SIP - If you invested ` 10000 every month in RGF
Monthly Average: ` 6,753.39 Cr Since Inception 20 Years 15 Years 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 28,50,000 24,00,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000
Month End: ` 6,749.63 Cr Market Value (`) 7,20,67,129 2,95,57,905 58,45,593 22,86,672 7,54,674 3,97,038 1,27,040
Scheme Return (%) 22.42 21.45 14.44 12.46 9.23 6.61 11.77
B: S&P BSE Mid Cap TRI Return (%) N.A. N.A. N.A. 11.89 7.48 1.31 -1.83
AB: S&P BSE Sensex TRI Return (%) N.A. 14.88 12.89 12.23 12.69 14.73 16.32
Growth Plan ` 1,130.1129 Inception Date: October 8, 1995
Dividend Plan ` 59.0397 N.A : Since TRI data is not available prior to 16/09/2005 & 19/08/1996 for S&P BSE Mid Cap & S&P BSE Sensex respectively, performance for such period is not provided.
Bonus Option ` 188.1320 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Institutional - Dividend Plan ` 537.6828 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Direct - Growth Plan ` 1,182.5062 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Direct - Dividend Plan ` 76.4871 stocks, thereby showing a true picture of returns.
Direct - Bonus Option ` 196.4591 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Volatility Measures
Beta 0.80 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Banks 14.84%
Sharpe Ratio 0.11 Dividend Plan
Note: The above measures have been calculated using monthly rolling returns for 36 Finance 12.05% 15-Mar-19 5.53 63.4283 57.1783
Consumer Non Durables 8.63% 16-Mar-18 9.00 71.8640 62.8640
9-Mar-17 7.00 67.9187 60.9187
Portfolio Turnover (Times) 1.25 Software 6.17%
Total Expense Ratio^ Pharmaceuticals 5.81% 15-Mar-19 5.53 80.2037 73.9537
16-Mar-18 9.00 87.9534 78.9534
Regular/Other than Direct 1.86 Power 4.85%
09-Mar-17 7.00 80.9647 73.9647

Direct 1.38 Consumer Durables 4.34%
Institutional - Dividend Plan
Construction 3.53%
15-Mar-19 49.58 576.4481 520.4481
Load structure
Textile Products 3.30% Past performance may or may not be sustained in future. Pursuant to
Entry Load: Nil dividend payment, NAV falls to the extent of payout & statutory levy (if
Cement 3.22% applicable). Face Value-`10.
Exit Load: 1% if redeemed or switched out on or before AMFIClassification

Nil, thereafter. Product Label

Investment in equity and equity related instruments through a research based approach
*Investors should consult their financial advisors if in doubt about whether the product is Investors understand that their principal
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available suitable for them. will be at Moderately High risk

Reliance Focused Equity Fund RFEF
Focused Fund
Details as on June 30, 2019 Company/Issuer % of Assets Company/Issuer % of Assets

Auto Hotels, Resorts And Other Recreational Activities
Type of Scheme Tata Motors Limited 2.64 The Indian Hotels Company Limited 1.77
Auto Ancillaries Industrial Capital Goods
An open ended Multi Cap Equity Scheme investing in Motherson Sumi Systems Limited* 3.51 Honeywell Automation India Limited 2.72
maximum 30 stocks Banks GE Power India Limited 2.65
State Bank of India* 10.32 Petroleum Products
Current Investment Philosophy HDFC Bank Limited* 7.17 Indian Oil Corporation Limited 3.19
ICICI Bank Limited* 6.95 Pharmaceuticals
Reliance Focused Equity Fund is a multi cap fund which Biocon Limited* 3.38
Axis Bank Limited 3.19
endeavours to invest in an active and concentrated Services
The Federal Bank Limited 2.97
portfolio of upto 30 stocks across market capitalisation. Thomas Cook (India) Limited 2.24
The fund adopts a combination of top-down and Cement
The India Cements Limited 1.86 Software
bottom-up investment approach to identify sector and
Construction Project Infosys Limited* 3.79
stock weightage in the portfolio. The portfolio is well
Larsen & Toubro Limited* 4.85 Info Edge (India) Limited 1.25
diversified across stocks & themes.
NCC Limited 2.49 Telecom - Services
The fund strategy revolves around – niche ideas, focus Bharti Airtel Limited* 3.22
Consumer Durables
on good quality companies and an optimal mix of Textile Products
Voltas Limited 2.38
Growth & Value plays. Page Industries Limited 2.31
Dixon Technologies (India) Limited 1.98
Certificate of Deposit 1.10
Consumer Non Durables
Date of Recategorisation National Bank For Agriculture and Rural Development 0.56
ITC Limited* 5.61
IDFC First Bank Limited 0.54
Varun Beverages Limited 2.78
April 28, 2018 Commercial Paper 0.55
Finance
Housing Development Finance Corporation Limited 0.55
Cholamandalam Financial Holdings Limited 2.25
Equity Less Than 1% of Corpus 1.68
Fund Manager Max Financial Services Limited 1.65
Cash and Other Receivables 2.32
Gas
Vinay Sharma Grand Total 100.00
GAIL (India) Limited* 5.24
*Top 10 Holdings
Benchmark
SIP - If you invested ` 10000 every month in RFEF
S&P BSE 500 TRI Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 1,50,000 N.A. N.A. N.A. 1,20,000
Fund Size Market Value (`) 1,58,117 N.A. N.A. N.A. 1,27,907
Scheme Return (%) 8.68 N.A. N.A. N.A. 13.25
Monthly Average: ` 4,440.31 Cr B: S&P BSE 500 TRI Return (%) 7.47 N.A. N.A. N.A. 10.04
Month End: ` 4,450.90 Cr AB: S&P BSE Sensex TRI Return (%) 7.47 N.A. N.A. N.A. 16.32
*Date of Recategorisation: April 28, 2018
*Reliance Focused Large Cap Fund was merged into Reliance Mid & Small Cap Fund and the merged scheme was renamed as Reliance Focused Equity Fund
NAV as on June 28, 2019 (‘Scheme’) with effect from April 28, 2018. In line with SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated April 12, 2018, since the Scheme did not retain the
Growth Plan ` 48.0309 features of either the transferor or transferee scheme, the performance has been provided herein since the effective date i.e. April 28, 2018.
Dividend Plan ` 20.4672 NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years.
Direct - Growth Plan ` 50.7067 installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of
Direct - Dividend Plan ` 25.1245 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Regular/Other than Direct 1.93 Industry Allocation Dividend History
Direct 1.44 Banks 30.61%
Dividend Plan
Load structure
Construction Project 7.34% Direct - Dividend Plan
Entry Load: Nil 08-Mar-19 1.55 25.7195 23.9695
Exit Load: 1% if redeemed or switched out on or before Past performance may or may not be sustained in future. Pursuant to
completion of 1 year from the date of allotment of units. Gas 5.24%
Nil, thereafter.
Software 5.04%
Consumer Durables 4.36%
Finance 3.90%
Auto Ancillaries 3.51%
AMFI Classification
Product Label

Investment in equity and equity related securities including derivatives

Please refer page no. 80 for explanation on symbol: ^ and @ wherever available suitable for them. will be at Moderately High risk

Reliance Small Cap Fund RSCF
Small Cap Fund
Details as on June 30, 2019 Auto Ancillaries Hotels, Resorts And Other Recreational Activities
Tube Investments of India Limited* 1.53 The Indian Hotels Company Limited 1.17
Type of Scheme Banks Industrial Capital Goods
ICICI Bank Limited* 1.59 Bharat Heavy Electricals Limited 1.42
An open ended Equity Scheme predominantly investing HDFC Bank Limited 1.11 Thermax Limited 1.41
in small cap stocks Cement Industrial Products
Birla Corporation Limited 1.18 Carborundum Universal Limited 1.35
Current Investment Philosophy JK Cement Limited 1.02 Miscellaneous
Chemicals Seya Industries Limited 1.09
The fund attempts to generate relatively better risk Deepak Nitrite Limited* 2.72 Paper
adjusted returns by focusing on the smaller Navin Fluorine International Limited* 1.90 West Coast Paper Mills Limited 1.30
capitalization companies. Small cap stocks, for the Fine Organic Industries Limited 1.25 Pharmaceuticals
purpose of the fund are defined as stocks whose market Atul Limited 1.10 Cipla Limited* 1.45
capitalization is below top 250 companies in terms of Commercial Services FDC Limited 1.31
full market capitalization. Small cap companies are Security and Intelligence Services (India) Limited 1.41 Power
potential mid caps of tomorrow and offer twin Construction Kalpataru Power Transmission Limited* 1.66
advantage of high growth prospects & relatively lower HSIL Limited 1.01 Software
valuation. The fund focuses on identifying good growth Construction Project Cyient Limited 1.40
businesses with reasonable size, quality management H.G. Infra Engineering Limited 1.16 Intellect Design Arena Limited 1.25
Consumer Durables NIIT Limited 1.22
and rational valuation. The investment approach adopts
Orient Electric Limited* 2.00 Telecom - Equipment & Accessories
prudent risk management measures like margin of
VIP Industries Limited* 1.92 Vindhya Telelinks Limited* 1.63
safety and diversification across sectors & stocks with Bajaj Electricals Limited 1.44 Textile Products
a view to generate relatively better risk adjusted Consumer Non Durables Raymond Limited 1.31
performance over a period of time. Zydus Wellness Limited* 1.57 Transportation
Tata Global Beverages Limited 1.31 Mahindra Logistics Limited 1.19
Date of Allotment Bajaj Consumer Care Limited 1.13 Certificate of Deposit 0.58
Radico Khaitan Limited 1.07 IDFC First Bank Limited 0.58
September 16, 2010 Ferrous Metals Commercial Paper 1.77
Steel Authority of India Limited 1.03 Housing Development Finance Corporation Limited 1.77
Finance Equity Less Than 1% of Corpus 42.40
Fund Manager ICRA Limited 1.14 Cash and Other Receivables 4.40
Magma Fincorp Limited 1.09 Grand Total 100.00
Samir Rachh
*Top 10 Holdings
SIP - If you invested ` 10000 every month in RSCF

Benchmark Since Inception 5 Years 3 Years 1 Year
S&P BSE SmallCap TRI Market Value (`) 26,09,909 7,75,558 3,79,396 1,19,001
Scheme Return (%) 19.75 10.34 3.51 -1.63
Fund Size B: S&P BSE Small Cap TRI Return (%) 10.09 4.22 -2.59 -6.75
AB: S&P BSE Sensex TRI Return (%) 12.67 12.69 14.73 16.32
Monthly Average: ` 8,245.63 Cr
Inception Date: September 21, 2010
Month End: ` 8,233.62 Cr Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
NAV as on June 28, 2019 B: Benchmark, AB: Additional Benchmark, TRI: Total Return Index
Growth Plan ` 39.5731 stocks, thereby showing a true picture of returns.
Direct - Bonus Option ` 42.1367 Industrial Capital Goods 8.63%
Dividend Plan
Volatility Measures Consumer Non Durables 8.23% 07-Feb-18 3.00 35.9501 32.9501
Standard Deviation 5.25 28-Mar-16 1.20 19.8299 18.6299
Chemicals 8.21%
Beta 0.84 24-Mar-15 2.00 21.3040 19.3040
Sharpe Ratio 0.13 Consumer Durables 7.36%
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Banks 6.16% 07-Feb-18 3.00 37.8948 34.8948
Industrial Products 5.41% 28-Mar-16 1.20 20.4064 19.2064

Portfolio Turnover (Times) 1.42 24-Mar-15 2.00 21.6887 19.6887
Finance 4.87%
Total Expense Ratio^ Software 4.82% dividend payment, NAV falls to the extent of payout & statutory levy (if
Regular/Other than Direct 2.02 Pharmaceuticals 4.54%
Direct 1.22
AMFI Classification
Load structure
Product Label
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before
Nil, thereafter. Long term capital growth
Investment in equity and equity related securities of small cap companies


Reliance Value Fund RVALUEF
Value Fund
Auto Industrial Capital Goods
Type of Scheme Tata Motors Limited 1.09 GE Power India Limited* 2.64
Maruti Suzuki India Limited 1.05 Honeywell Automation India Limited 2.08
An open ended Equity Scheme following a value
Hero MotoCorp Limited 1.01 Siemens Limited 1.75
investment strategy
Banks Bharat Electronics Limited 1.49
Current Investment Philosophy HDFC Bank Limited* 8.00 Industrial Products
Cummins India Limited 1.19
State Bank of India* 4.95
Value investment strategy with an aim to participate in Media & Entertainment
investment opportunities across all sectors and market ICICI Bank Limited* 4.91
INOX Leisure Limited 1.36
capitalization. Fund endeavors to invest in undervalued Axis Bank Limited 2.04
stocks having the potential to deliver long term Non - Ferrous Metals
The Federal Bank Limited 1.69
relatively better risk-adjusted returns. Undervalued Vedanta Limited 1.05
Construction
stocks will be identified based on the evaluation of Others 0.23
various factors including but not limited to stock The Phoenix Mills Limited* 2.59
Reliance ETF NV20 0.23
valuation, financial strength, cash flows, company’s Construction Project
Petroleum Products
competitive advantage, business prospects and Larsen & Toubro Limited* 4.52
earnings potential. KEC International Limited 1.99 Hindustan Petroleum Corporation Limited 1.50
Consumer Non Durables Indian Oil Corporation Limited 1.48
Date of Allotment ITC Limited* 2.58 Pharmaceuticals
June 8, 2005 Finance Torrent Pharmaceuticals Limited 2.38
Bajaj Finance Limited* 2.74 Divi's Laboratories Limited 2.24
Fund Manager Muthoot Finance Limited 1.94 Software
Cholamandalam Financial Holdings Limited 1.84 Infosys Limited* 3.27
Meenakshi Dawar Bharat Financial Inclusion Limited 1.35 Intellect Design Arena Limited 2.56
Hotels, Resorts And Other Recreational Activities Equity Less Than 1% of Corpus 19.55
Benchmark The Indian Hotels Company Limited 2.11 Cash and Other Receivables 4.36
S&P BSE Enhanced Value TRI EIH Limited 1.88 Grand Total 100.00
*Top 10 Holdings
Fund Size
SIP - If you invested ` 10000 every month in RVALUEF
Monthly Average: ` 3,221.95 Cr Since Inception 10 Years 5 Years 3 Years 1 Year
Month End: ` 3,213.06 Cr Total Amount Invested (`) 16,90,000 12,00,000 6,00,000 3,60,000 1,20,000
Market Value (`) 48,71,113 23,04,723 7,66,153 4,06,966 1,27,200
Scheme Return (%) 13.96 12.60 9.84 8.31 12.04
NAV as on June 28, 2019 B: S&P BSE Enhanced Value TRI Return (%) 5.60 5.38 3.03 -2.18 8.74
Growth Plan ` 75.0828 AB: S&P BSE Sensex TRI Return (%) 12.15 12.23 12.69 14.73 16.32
Inception Date: June 8, 2005
Dividend Plan ` 22.8624
Direct - Growth Plan ` 78.8590 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Direct - Dividend Plan ` 30.6358 uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Volatility Measures TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Standard Deviation 4.38 stocks, thereby showing a true picture of returns.
Beta 0.55
Sharpe Ratio 0.12
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Banks 22.37%
Dividend Plan
Finance 8.83% 08-Mar-19 1.77 23.8758 21.8758
01-Mar-18 2.50 26.6708 24.1708
Total Expense Ratio^ Industrial Capital Goods 7.97%
15-Mar-17 2.25 24.2904 22.0404
Direct 1.51 Pharmaceuticals 7.34% 08-Mar-19 1.77 31.2603 29.2603
01-Mar-18 2.50 33.9294 31.4294
Software 5.83%
Load structure 15-Mar-17 2.25 30.0766 27.8266
Past performance may or may not be sustained in future. Pursuant
Entry Load: Nil to dividend payment, NAV falls to the extent of payout & statutory levy (if
Auto 4.47%
Hotels, Resorts And Other
completion of 1 year from the date of allotment of units. Recreational Activities
3.99%
Nil, thereafter.
AMFI Classification
Product Label

Investment in equity and equity related securities


Reliance Multi Cap Fund RMCF
Multi Cap Fund
Details as on June 30, 2019 Auto Kennametal India Limited 1.77
Tata Motors Limited 2.24 ABB India Limited 1.66
Type of Scheme
Banks GE Power India Limited 1.11
Multi Cap Fund - An open ended equity scheme State Bank of India* 9.38 Triveni Turbine Limited 1.03
investing across large cap, mid cap, small cap stocks Axis Bank Limited* 6.49 Industrial Products
ICICI Bank Limited* 5.94 Cummins India Limited 1.88
Current Investment Philosophy HDFC Bank Limited* 3.23 Bharat Forge Limited 1.78
It is a multi-cap, trend based fund with the flexibility to Bank of Baroda 2.64 Petroleum Products
be overweight in a particular sector or market caps Chemicals Bharat Petroleum Corporation Limited 1.30
depending on the potential & opportunities as they Linde India Limited 2.66 Pharmaceuticals
arise. Investment in large caps may help to capture Construction Project
market movements & ensures liquidity in volatile times Divi's Laboratories Limited* 3.04
while exposure to niche themes (primarily mid/small Larsen & Toubro Limited* 5.13 Power
cap companies) having scalable business models Consumer Non Durables Torrent Power Limited 1.03
offers alpha creation possibilities. The investment in ITC Limited* 3.93 Retailing
the emerging businesses can be further categorized as: Tata Global Beverages Limited 1.26 Aditya Birla Fashion and Retail Limited* 3.72
l Quality Mid cap plays with a track record and Ferrous Metals
Shoppers Stop Limited 2.26
scalable business models Tata Steel Limited 2.05
Trent Limited 1.96
l Emerging or niche themes with sustainable Finance
Software
competitive advantages Max Financial Services Limited 1.28
Infosys Limited 2.28
l Deep Value Component –> Deep Value Stocks - Hotels, Resorts And Other Recreational Activities
Transportation
Currently mispriced by markets due to non- The Indian Hotels Company Limited* 5.54
fundamental reasons VRL Logistics Limited 1.55
EIH Limited 2.52
Industrial Capital Goods
Derivatives, Cash and Other Receivables 1.43
Date of Allotment Honeywell Automation India Limited* 3.52
Grand Total 100.00
GE T&D India Limited 2.32
March 28, 2005 *Top 10 Holdings
Fund Manager SIP - If you invested ` 10000 every month in RMCF

Sailesh Raj Bhan
Market Value (`) 55,01,729 24,66,075 7,65,406 4,21,316 1,29,493
Benchmark
Scheme Return (%) 15.14 13.88 9.80 10.72 15.97
S&P BSE 500 TRI
B: S&P BSE 500 TRI Return (%) N.A. 11.95 10.66 9.55 10.04
Fund Size
Inception Date: March 28, 2005
Monthly Average: ` 10,466.79 Cr N.A: Since TRI data is not available prior to 01/08/2006 for S&P BSE 500, performance for such period is not provided.
Direct - Bonus Option ` 105.6664 Banks 28.62%
Dividend Plan
Volatility Measures
Industrial Capital Goods 12.84% 22-Mar-19 2.43 30.4022 27.6522
Standard Deviation 4.07 Hotels, Resorts And Other

8.94%
23-Mar-18 4.75 32.8016 28.0516
Recreational Activities
Beta 0.93 17-Mar-17 3.00 31.6909 28.6909
Retailing 7.93%
Note: The above measures have been calculated using monthly rolling returns for 36 Construction Project 7.20% 22-Mar-19 2.43 38.5624 35.8124

Industrial Products 4.32%
17-Mar-17 3.00 37.7756 34.7756
Past performance may or may not be sustained in future.

Total Expense Ratio^ Pharmaceuticals 3.99% Pursuant to dividend payment, NAV falls to the extent of payout &
Regular/Other than Direct 1.83 Petroleum Products 2.69%
Direct 1.36 Chemicals 2.66%

AMFI Classification
Load structure
Nil, thereafter.


Reliance Equity Hybrid Fund REHF
Aggressive Hybrid Fund Portfolio as on June 30, 2019
Details as on June 30, 2019 Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
Equity PTC
Type of Scheme Auto PTC 3.05
Tata Motors Limited 1.46 Indian Receivable Trust 18 CARE A(SO)/ 3.05
An open ended hybrid scheme investing predominantly Auto Ancillaries BWR AAA(SO)
in equity and equity related instruments Motherson Sumi Systems Limited 1.02 Debt
Banks Commercial Paper 4.33
Current Investment Philosophy HDFC Bank Limited* 7.22 Piramal Enterprises Limited CRISIL A1+ 0.92
ICICI Bank Limited* 5.37 Indiabulls Housing Finance Limited CRISIL A1+ 0.91
Reliance Equity Hybrid Fund endeavors to generate relatively State Bank of India* 4.85 Piramal Capital & Housing Finance Limited CRISIL A1+ 0.91
better risk adjusted returns by investing in a combination of Axis Bank Limited* 4.13 RattanIndia Finance Private Limited CARE A1 0.58
Equities and Fixed Income instruments. The fund attempts to Cement Trust Investment Advisors Private Limited CARE A1+ 0.55
optimize the benefit of Equity Growth potential with relative Grasim Industries Limited* 5.84 JM Financial Credit Solution Limited ICRA A1+ 0.45
stability of fixed income investments. On the equity space the Construction Project Corporate Bond 11.06
fund aims to maintains a large cap oriented portfolio with a Larsen & Toubro Limited* 4.95 Yes Bank Limited ICRA A 6.53
tactical exposure to emerging leaders to generate alpha. The Consumer Non Durables U.P. Power Corporation Limited FITCH AA(SO)/ 1.73
fixed income strategy is focused on generating higher accrual ITC Limited 1.77 CRISIL A+(SO)
Ferrous Metals REC Limited CRISIL AAA 0.62
through investments in high quality instruments with a Reliance Commercial Finance Limited CARE D 0.46
JSW Steel Limited 1.79
moderate duration. Finance IndusInd Bank Limited CRISIL AA 0.45
Bharat Financial Inclusion Limited* 2.07 National Bank For Agriculture and Rural CRISIL AAA 0.42
Date of Allotment Housing Development Finance Corporation Limited 2.02 Development
Non - Ferrous Metals RMZ Buildcon Private Limited ICRA BBB+(SO) 0.28
June 08, 2005 Vedanta Limited 1.99 IKF Finance Limited CARE A 0.20
Petroleum Products Reliance Capital Limited CARE BBB 0.20
Fund Manager Reliance Industries Limited* 4.28 Reliance General Insuarance Company Ltd CARE A+ 0.16
Indian Oil Corporation Limited 1.49 Tata Sons Private Ltd CRISIL AAA 0.01
Sanjay Parekh, Amit Tripathi Pharmaceuticals Reliance Home Finance Limited CARE C 0.00
Benchmark Sun Pharmaceutical Industries Limited 1.48 Government Bond 0.41
Software Government of India SOV 0.41
Crisil Hybrid 35+65 - Aggressive Index Infosys Limited* 4.05 State Government Bond 0.07
Telecom - Services State Government Securities SOV 0.07
Bharti Airtel Limited* 2.70 Zero Coupon Bond 5.16
Fund Size Transportation Morgan Credits Private Limited CARE A- 5.16
Monthly Average: ` 11,022.93 Cr Adani Ports and Special Economic Zone Limited 1.68 Equity Less Than 1% of Corpus 12.15
Invit Cash & Other Receivables 2.25
Month End: ` 10,832.90 Cr Invit 1.37 Grand Total 100.00
IRB InvIT Fund 1.37 *Top 10 Holdings
NAV as on June 28, 2019 For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Growth Plan ` 54.2519 Rating Profile Asset Allocation
BBB+, 0.28%
Monthly Dividend Plan ` 10.3816 A+/A/A-/A1, 14.76% Equity, 72.30%
AA, 0.71% Cash & Other Receivables, 2.25%
Quarterly Dividend Plan ` 14.2963 AAA/SOV/A1+/Cash &
Other Receivables, 9.92%
State Government Bond, 0.07%
Government Bond, 0.41%
Invit, 1.37% InvIT, 1.37%
Direct - Growth Plan ` 58.3073 BBB, 0.66% PTC, 3.05%
Commercial Paper, 4.33%
Direct - Monthly Dividend Plan ` 10.8383 Zero Coupon Bond, 5.16%
Equity, 72.30%
Direct - Quarterly Dividend Plan ` 14.8756 Corporate Bond, 11.06%
Volatility Measures
Beta 1.08 Dividend History
Industry Allocation
Sharpe Ratio 0.09 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Note: The above measures have been calculated using monthly rolling returns for 36 Dividend Plan
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). 29-Mar-19 0.10 17.1122 17.0022
Banks 22.63%
25-Sep-18 0.13 16.9593 16.8093
23-Aug-18 0.13 17.7340 17.5840
Portfolio Turnover (Times) 1.46 Finance 6.72% Direct - Dividend Plan
29-Mar-19 0.10 22.0794 21.9694
Average Maturity 2.96 Years Construction Project 6.58% 25-Sep-18 0.13 21.7309 21.5809
Modified Duration 1.89 Years 23-Aug-18 0.13 22.6587 22.5087
Cement 6.26% Monthly Dividend Plan
Yield to Maturity* 11.25% 15-Apr-19 0.06 10.7027 10.6327
Petroleum Products 5.77% 29-Mar-19 0.06 10.7439 10.6739
17-Sep-18 0.09 10.8966 10.7966
Total Expense Ratio^ Direct - Monthly Dividend Plan
Software 4.35%
Regular/Other than Direct 1.77 15-Apr-19 0.06 11.1552 11.0852
29-Mar-19 0.06 11.1919 11.1219
Direct 1.11 Ferrous Metals 3.23% 17-Sep-18 0.09 11.2863 11.1863
Quarterly Dividend Plan
Telecom - Services 2.70% 29-Mar-19 0.10 14.7123 14.6023
Load structure 17-Sep-18 0.35 15.1844 14.7844
Entry Load: Nil Pharmaceuticals 2.08% 15-Jun-18 0.35 15.2620 14.8620
Direct - Quarterly Dividend Plan
Exit Load: 10% of the units allotted shall be redeemed without Consumer Non
Durables
2.03% 29-Mar-19 0.10 15.2791 15.1691
any exit load, on or before completion of 12 months from the date AMFI Classification 17-Sep-18 0.35 15.6726 15.2726
of allotment of units. Any redemption in excess of such limit in 15-Jun-18 0.35 15.6903 15.2903
the first 12 months from the date of allotment shall be subject to Past performance may or may not be sustained in future.
the following exit load. Redemption of units would be done on Pursuant to dividend payment, NAV falls to the extent of payout &
First in First out Basis (FIFO): statutory levy (if applicable). Face Value-`10.
• 1% if redeemed or switched out on or before completion of 12 Product Label
months from the date of allotment of units.
• Nil, thereafter. This product is suitable for investors who are seeking*:
*excluding other receivables
YTM including other receivables: 11.59% Long term capital growth
Average Maturity, Modified Duration & YTM details provided for
Investment in equity and equity related instruments and fixed income instruments
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product is
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available suitable for them. Investors understand that their principal
will be at Moderately High risk

Reliance Equity Savings Fund RESF
Equity Savings Portfolio as on June 30, 2019
Company/Issuer Instrument/Rating % of Assets Company/Issuer Instrument/Rating % of Assets

EQUITY Sun Pharmaceutical Industries Limited Pharmaceuticals 0.78
Non Hedge Aurobindo Pharma Limited Pharmaceuticals 0.33
Type of Scheme Tata Motors Limited Auto 1.19 Infosys Limited* Software 2.15
Federal-Mogul Goetze (India) Limited. Auto Ancillaries 0.86 Intellect Design Arena Limited Software 0.38
An open ended scheme investing in equity, arbitrage Motherson Sumi Systems Limited Auto Ancillaries 0.79 Bharti Airtel Limited* Telecom - Services 2.14
and debt. HDFC Bank Limited* Banks 4.04 Indian Terrain Fashions Limited Textile Products 0.54
ICICI Bank Limited* Banks 3.05 Adani Ports and Special Economic Zone Limited Transportation 1.20
Current Investment Philosophy State Bank of India* Banks 2.65 Non-Hedge Total 39.65
Axis Bank Limited* Banks 2.07 Hedge Total 27.24
Reliance Equity Savings Fund seeks to invest in Grasim Industries Limited* Cement 2.24 Commercial Paper
combination of Active Equities, Arbitrage Opportunities The India Cements Limited Cement 0.29 RattanIndia Finance Private Limited CARE A1 2.52
and Fixed Income securities. The fund endeavors to Welspun Enterprises Limited Construction 0.59 Indiabulls Housing Finance Limited CRISIL A1+ 1.82
capture the Equity growth potential along with Larsen & Toubro Limited* Construction Project 3.08 Corporate Bonds
moderate volatility & regular income through Sadbhav Engineering Limited Construction Project 0.84 Reliance Capital Limited BWR BBB 4.37
investment in arbitrage opportunities and fixed income Sadbhav Infrastructure Project Limited Construction Project 0.47 Reliance Home Finance Limited CARE C 0.00
securities. The fund attempts to provide higher growth ITC Limited Consumer Non Durables 1.01 Yes Bank Limited FITCH A+ 4.82
potential than debt funds due to moderate equity Bharat Financial Inclusion Limited* Finance 1.31 RMZ Buildcon Private Limited ICRA BBB+(SO) 2.79
exposure and relatively lower volatility than equity Housing Development Finance Finance 0.80 Reliance Home Finance Limited CARE C 0.00
funds through allocation to fixed income instruments & Corporation Limited
PTC
arbitrage opportunities. Max Financial Services Limited Finance 0.63
Aditya Birla Capital Limited Finance 0.54 Indian Receivable Trust 18 BWR AAA(SO)/CARE A(SO) 6.97
Bajaj Finance Limited Finance 0.41 Reduced Face Value Bonds - Non
Amortisation
Date of Allotment Bharat Electronics Limited Industrial Capital Goods 0.41
U.P. Power Corporation Limited CRISIL A+(SO) 1.05
UFO Moviez India Limited Media & Entertainment 0.28
May 30, 2015 Zero Coupon Bond
TV18 Broadcast Limited Media & Entertainment 0.01
Morgan Credits Private Limited CARE A- 2.05
Vedanta Limited Non - Ferrous Metals 1.30
Net Current Assets and Liabilities 6.72
Fund Manager Reliance Industries Limited* Petroleum Products 2.30
Grand Total 100.00
Indian Oil Corporation Limited Petroleum Products 0.95
Mr. Sanjay Parekh, Ms. Anju Chhajer, Anand D Gupta *Top 10 Holdings
SIP - If you invested ` 10000 every month in RESF
Benchmark Since Inception 3 Year 1 Year
NIFTY Equity Savings Index Total Amount Invested (`) 5,00,000 3,60,000 1,20,000
Market Value (`) 5,52,306 3,78,201 1,20,649
Scheme Return (%) 4.80 3.30 1.07
Fund Size
B: NIFTY Equity Savings Index Return (%) 8.98 8.89 10.51
Monthly Average: ` 1,432.63 Cr AB: S&P BSE Sensex TRI Return (%) 14.19 14.73 16.32
Inception Date: May 30, 2015
Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment in
the Growth option of the Fund. Returns on SIP and Benchmark are annualized and cumulative investment return for cash flows resulting out of uniform and regular monthly
NAV as on June 28, 2019 subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Growth Plan ` 12.5836 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index stocks, thereby
Dividend Plan ` 10.7795 showing a true picture of returns.
Monthly Dividend Plan ` 10.6328
Quarterly Dividend Plan ` 10.6250 Rating Profile Asset Allocation
Bonus Option ` 12.5836 BBB+, 2.79%
Direct - Growth Plan ` 13.1548 A+/A/A-/A1, 12.99%
AAA/SOV/A1+/Cash & Equity, 66.89%
Other Receivables, 12.96%
C, 4.37% Cash & Other Receivables, 6.72%
Direct - Monthly Dividend Plan ` 11.1748
Zero Coupon Bond, 2.05%
Direct - Quarterly Dividend Plan ` 11.1644 Equity, 66.89% Commercial Paper, 4.33%
PTC, 6.97%
Volatility Measures Corporate Bond, 13.03%

Beta 1.10
Sharpe Ratio 0.01
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Industry Allocation Dividend History
Portfolio Turnover (Times) 4.77 Banks 12.98% Dividend Plan
25-Mar-19 0.71 11.6927 10.8927
Average Maturity 1.72 Years 26-Mar-18 1.00 12.4426 11.4426
Finance 12.75% Direct - Dividend Plan
Modified Duration 1.04 Years 25-Mar-19 0.71 12.2318 11.4318
26-Mar-18 1.00 12.8542 11.8542
Yield to Maturity 13.24% Petroleum Products 6.32%
Monthly Dividend Plan
22-Apr-19 0.07 10.7987 10.7187
Total Expense Ratio^ Construction Project 4.39% 25-Mar-19 0.07 10.9047 10.8247
24-Sep-18 0.07 10.8897 10.8097
Regular/Other than Direct 2.17 Cement 3.50% Direct - Monthly Dividend Plan
22-Apr-19 0.07 11.3268 11.2468
Direct 1.34 25-Mar-19 0.07 11.4257 11.3457
Auto Ancillaries 3.08% 24-Sep-18 0.07 11.3551 11.2751
Load structure Construction 2.73% 25-Mar-19 0.07 10.8166 10.7366
19-Sep-18 0.22 11.0439 10.7939
Entry Load: Nil 19-Jun-18 0.22 11.1908 10.9408
Software 2.53% Direct - Quarterly Dividend Plan
Exit Load: 10% of the units allotted shall be redeemed without any 25-Mar-19 0.07 11.3350 11.2550
exit load, on or before completion of 12 months from the date of Non - Ferrous Metals 2.40% 19-Sep-18 0.22 11.5089 11.2589
allotment of units. Any redemption in excess of such limit in the first 19-Jun-18 0.22 11.6260 11.3760
12 months from the date of allotment shall be subject to the following Telecom - Services 2.26%
exit load. Redemption of units would be done on First in First out AMFI Classification dividend payment, NAV falls to the extent of payout & statutory levy (if
Basis (FIFO):
months from the date of allotment of units. Product Label
• Nil, thereafter. This product is suitable for investors who are seeking*:
Average Maturity, Modified Duration & YTM details provided for Income and capital appreciation over long term
Investment predominantly in arbitrage opportunities between cash & derivative
market and in unhedged equity
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the
Investors understand that their principal

Reliance Banking Fund RBF
Sector Fund Portfolio as on June 30, 2019
Type of Scheme Banks Cholamandalam Financial Holdings Limited* 2.49
An open ended equity scheme investing in Banking sector. ICICI Bank Limited* 15.20 PNB Housing Finance Limited 2.41
Current Investment Philosophy State Bank of India* 11.88 Muthoot Finance Limited 2.35
HDFC Bank Limited* 11.25 Bajaj Finance Limited 2.30
Reliance Banking fund is a focused banking and financial services sector Magma Fincorp Limited 2.13
oriented fund investing across market caps within the sector. The fund is well Bank of Baroda* 6.48
diversified across sub segments like Private Banks, PSUs, NBFCs, Housing Fin Axis Bank Limited* 5.97 SBI Life Insurance Company Limited 1.83
Co’s, Broking houses, etc. The fund endeavors to generate superior alpha Canara Bank* 5.80 Max Financial Services Limited 1.59
through active fund management. The alpha generation is attempted through The Federal Bank Limited* 5.39 Equitas Holdings Limited 1.35
tactical allocation across various sub segments and differentiated investment IndusInd Bank Limited 2.20 Certificate of Deposit 3.09
ideas. The fund thus attempts to lower risk through diversification while Karur Vysya Bank Limited 1.44 National Bank For Agriculture and Rural Development
3.09
retaining the alpha creation potential. Finance Equity Less Than 1% of Corpus 2.48
Date of Allotment Bajaj Finserv Limited* 3.17 Derivatives, Cash and Other Receivables 6.30
May 26, 2003 Bharat Financial Inclusion Limited* 2.92 Grand Total 100.00
*Top 10 Holdings
Fund Manager
Vinay Sharma
Benchmark Volatility Measures
Nifty Bank TRI Standard Deviation 5.26 Beta 0.92 Sharpe Ratio 0.20
Fund size Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019).
Monthly Average: ` 3,166.97 Cr Dividend History
Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
NAV as on June 28, 2019 Dividend Plan Direct - Dividend Plan
Growth Plan ` 297.2590 Direct - Growth Plan ` 310.0182 8-Feb-19 3.98 50.0401 45.5401 8-Feb-19 3.98 62.4875 57.9875
Dividend Plan ` 53.5340 Direct - Dividend Plan ` 68.3420 9-Feb-18 6.25 58.6318 52.3818 09-Feb-18 6.25 71.1748 64.9248
Bonus Option ` 297.2590 Direct - Bonus Option ` 310.0182 10-Feb-17 5.00 51.0340 46.0340 10-Feb-17 5.00 60.4012 55.4012
Portfolio Turnover (Times) 0.93 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Total Expense Ratio^ Product Label

Regular/Other than Direct 2.04 This product is suitable for investors who are seeking*:
Direct 1.50
Load structure Long term capital growth
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion of 1 Investment in equity and equity related securities of companies in banking sector
year from the date of allotment of units. Nil, thereafter. and companies engaged in allied activities related to banking sector
*Investors should consult their financial advisors if in doubt about whether the
Special Feature: Reliance Any Time Money Card Investors understand that their principal
product is suitable for them. will be at High risk
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available
Reliance Power & Infra Fund RPIF

Thematic Fund Portfolio as on June 30, 2019
Type of Scheme Cement KSB Limited 2.57
An Open Ended Equity Scheme investing in power & Birla Corporation Limited 2.31 Kirloskar Pneumatic Company Limited 2.30
infrastructure sectors ACC Limited 2.23 Kirloskar Brothers Limited 1.42
Current Investment Philosophy JK Cement Limited 1.29 Petroleum Products
Construction Reliance Industries Limited 2.16
It is an investment opportunity to participate in India’s capex PNC Infratech Limited 2.08 Power
growth by investing in securities of companies in power and infra ITD Cementation India Limited 1.41 Torrent Power Limited* 3.10
sectors. The portfolio has an adequate diversification within the Construction Project Kalpataru Power Transmission Limited* 2.89
power and infra sectors by spreading investment over a large Larsen & Toubro Limited* 11.24 Power Grid Corporation of India Limited 2.28
range of companies. The fund provides opportunity within these KEC International Limited* 8.65 NTPC Limited 2.19
sectors, with focused approach and flexibility to invest in NCC Limited* 3.01 Tata Power Company Limited 2.19
Transportation, Energy, Resources, Communication and other RITES Limited 2.21 PTC India Limited 2.06
power and infrastructure allied companies. The portfolio is Ferrous Metals Telecom - Equipment & Accessories
focused on creating long term risk adjusted return. Jindal Stainless (Hisar) Limited 2.78 Sterlite Technologies Limited 1.82
Industrial Capital Goods Tejas Networks Limited 1.03
Date of Allotment GE Power India Limited* 7.64 Telecom - Services
May 8, 2004 Siemens Limited* 5.42 Bharti Airtel Limited* 2.99
Apar Industries Limited* 3.91 Transportation
Fund Manager Bharat Electronics Limited* 3.68 Spicejet Limited 1.72
Sanjay Doshi Voltamp Transformers Limited 2.75 Equity Less Than 1% of Corpus 3.83
Benchmark Cochin Shipyard Limited 1.51 Cash and Other Receivables 2.26
TD Power Systems Limited 1.05 Grand Total 100.00
Nifty Infrastructure TRI Industrial Products *Top 10 Holdings
Fund size
Volatility Measures
Standard Deviation 5.44 Beta 0.96 Sharpe Ratio 0.09
NAV as on June 28, 2019 Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019).
Growth Plan ` 101.9943 Dividend History
Bonus Option ` 101.9943 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Growth Plan ` 106.0978 Dividend Plan Direct - Dividend Plan
Direct - Dividend Plan ` 30.3962 15-Feb-19 2.21 26.2801 23.7801 15-Feb-19 2.21 27.7061 25.2061
Direct - Bonus Option ` 106.0978 16-Feb-18 4.00 40.4197 36.4197 16-Feb-18 4.00 42.1662 38.1662
17-Feb-17 3.25 33.6162 30.3662 17-Feb-17 3.25 34.6994 31.4494
Portfolio Turnover (Times) 0.31 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Total Expense Ratio^ Product Label
Regular/Other than Direct 2.23 This product is suitable for investors who are seeking*:
Direct 1.64
Load structure Long term capital growth
Entry Load: Nil Investment in equity and equity related securities of companies engaged in or
Exit Load: 1% if redeemed or switched out on or before completion allied activities to the power and infrastructure space.
of 1 year from the date of allotment of units. Nil, thereafter.
product is suitable for them. will be at High risk

Reliance Consumption Fund RCF
Thematic Fund Portfolio as on June 30, 2019
Auto Nestle India Limited 1.51
Type of Scheme Maruti Suzuki India Limited* 5.97 Finance
Mahindra & Mahindra Limited* 4.16 HDFC Life Insurance Company Limited 2.95
An Open Ended Equity Scheme following consumption theme Tata Motors Limited 1.65 Hotels, Resorts And Other Recreational Activities
Hero MotoCorp Limited 1.64 The Indian Hotels Company Limited 2.80
Current Investment Philosophy TVS Motor Company Limited 1.09 Chalet Hotels Limited 2.04
Banks Media & Entertainment
The fund has a focused approach to investing in leaders or potential leaders HDFC Bank Limited 1.40 INOX Leisure Limited* 4.78
that are likely to benefit directly or indirectly from domestic consumption led Consumer Durables Sun TV Network Limited 1.60
demand. It is well diversified across key segments like Consumer Non- Voltas Limited* 3.27 Pharmaceuticals
Durables, Media & Entertainment, Automobile, Healthcare Services, Titan Company Limited 3.05 Alkem Laboratories Limited 2.12
Pharmaceuticals, etc., driven by relative attractiveness of Opportunities and TTK Prestige Limited 2.06 Retailing
Valuations. The fund has a flexi cap structure, allowing it to participate across Dixon Technologies (India) Limited 2.02 Aditya Birla Fashion and Retail Limited* 4.10
market caps. Strong business model that allows for good ROE generation will Consumer Non Durables Trent Limited 1.29
be the primary basis for investment. Businesses with focus on sustainable ITC Limited* 10.01 Telecom - Services
profitable growth will be the core components of the investment universe. Hindustan Unilever Limited* 4.54 Bharti Airtel Limited 1.98
Asian Paints Limited* 4.31 Textile Products
Date of Allotment Godrej Consumer Products Limited* 3.54 TCNS Clothing Co. Limited 1.59
Marico Limited* 3.20 Transportation
September 30, 2004 United Breweries Limited 2.99 Spicejet Limited 1.43
Fund Manager Tata Global Beverages Limited 2.74 Equity Less Than 1% of Corpus 0.99
Dabur India Limited 2.52 Cash and Other Receivables 4.52
Sailesh Raj Bhan, Jahnvee Shah [Co-Fund Manager] Colgate Palmolive (India) Limited 2.15
Berger Paints (I) Limited 2.02 Grand Total 100.00
Benchmark United Spirits Limited 2.00 *Top 10 Holdings
Nifty India Consumption TRI For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Fund size Volatility Measures
Monthly Average: ` 79.70 Cr Standard Deviation 4.22 Beta 0.67 Sharpe Ratio -0.03
Month End: ` 78.77 Cr Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019).
NAV as on June 28, 2019 Dividend History
Growth Plan ` 64.0666 Direct - Growth Plan ` 67.3701 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan ` 18.0373 Direct - Dividend Plan ` 23.5122 Dividend Plan Direct - Dividend Plan
Bonus Option ` 64.0666 Direct - Bonus Option ` 67.3701 18-Jan-19 1.55 19.4422 17.6922 18-Jan-19 1.55 24.7609 23.0109
19-Jan-18 2.50 24.4435 21.9435 19-Jan-18 2.50 30.1875 27.6875
Portfolio Turnover (Times) 0.35 20-Jan-17 2.25 22.5000 20.2500 20-Jan-17 2.25 27.0657 24.8157
Total Expense Ratio^ Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Regular/Other than Direct 2.61 Product Label
Direct 2.20
Load structure
Entry Load: Nil Long term capital growth
Exit Load: 1% if redeemed or switched out on or before completion Investment in equity, equity related securities of companies that are likely to ben-
efit directly or indirectly from domestic consumption led demand.
*Investors should consult their financial advisors if in doubt about whether the product is
Special Feature: Reliance Any Time Money Card Investors understand that their principal
suitable for them. will be at High risk
Reliance Pharma Fund RPF

Sector Fund Portfolio as on June 30, 2019
Type of Scheme
Healthcare Services Abbott India Limited* 6.52
An open ended equity scheme investing in pharma sector Fortis Healthcare Limited* 6.13 Dr. Reddy's Laboratories Limited* 6.32
Current Investment Philosophy Thyrocare Technologies Limited 4.12 Sanofi India Limited* 6.10
The Fund seeks to invest in pharma sector with focus on Narayana Hrudayalaya Limited 1.50
Biocon Limited 5.60
important segments of the sector viz Domestic Business, Pharmaceuticals
International & CRAMS and include deep value as well as Alkem Laboratories Limited 4.65
high growth pharma businesses. The fund invests across Sun Pharmaceutical Industries Limited* 11.10
Cadila Healthcare Limited 2.52
market capitalization within the sector. It may suit investment Divi's Laboratories Limited* 10.56
horizon of around 2-3 years. Cipla Limited* 9.83 FDC Limited 1.07
Date of Allotment Aurobindo Pharma Limited* 8.29 Equity Less Than 1% of Corpus 1.35
June 5, 2004 Lupin Limited* 7.17 Cash and Other Receivables 0.22
Syngene International Limited* 6.94 Grand Total 100.00
Fund Manager
*Top 10 Holdings
Sailesh Raj Bhan
Benchmark For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
S&P BSE Healthcare TRI Volatility Measures
Fund size Standard Deviation 4.29 Beta 0.79 Sharpe Ratio -0.06
Monthly Average: ` 2,423.00 Cr Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019).
NAV as on June 28, 2019 Dividend History
Growth Plan ` 141.8773 Direct - Growth Plan ` 149.6829 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Dividend Plan ` 48.7867 Direct - Dividend Plan ` 60.3939
Dividend Plan Direct - Dividend Plan
Bonus Option ` 141.8773 Direct - Bonus Option ` 149.6829
01-Mar-19 4.43 56.5884 51.5884 01-Mar-19 4.43 68.7031 63.7031
Portfolio Turnover (Times) 0.34 01-Mar-18 6.00 58.6103 52.6103 01-Mar-18 6.00 69.2904 63.2904
Total Expense Ratio^ 03-Mar-17 6.50 63.6381 57.1381 03-Mar-17 6.50 73.3984 66.8984
Regular/Other than Direct 2.05 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable). Face Value-`10.
Direct 1.36
Load structure Product Label
Entry Load: Nil
Exit Load: 1% if redeemed or switched out on or before completion
Investment in equity and equity related securities of pharma & other associated
companies
*Investors should consult their financial advisors if in doubt about whether the product
Special Feature: Reliance Any Time Money Card is suitable for them. Investors understand that their principal
will be at High risk

Reliance Tax Saver (ELSS) Fund RTSF
ELSS
Details as on June 30, 2019 Auto Industrial Capital Goods
Tata Motors Limited* 4.08 ABB India Limited* 4.96
Type of Scheme TVS Motor Company Limited* 3.86 Honeywell Automation India Limited* 4.69
An open ended equity linked saving scheme with a Ashok Leyland Limited 3.28 Siemens Limited* 3.40
statutory lock in of 3 years and tax benefit. Hero MotoCorp Limited 1.94
Bharat Heavy Electricals Limited 1.77
Auto Ancillaries
Cochin Shipyard Limited 1.55
Federal-Mogul Goetze (India) Limited. 2.26
Current Investment Philosophy GE T&D India Limited 1.47
Wheels India Limited 1.40
Industrial Products
Seeks to maintain balance between large cap Banks
Bharat Forge Limited 1.12
companies and mid cap companies. Endeavors to State Bank of India* 7.49
invest in potential leaders. Invest in companies with ICICI Bank Limited* 4.75 Vesuvius India Limited 1.10
potential of high growth prospects over medium term HDFC Bank Limited* 3.43 KSB Limited 1.00
(2-3 years). Generally, the fund has two or three sector Bank of Baroda 3.36 Minerals/Mining
calls at a time. They are mostly in-line of emerging Canara Bank 2.78 Coal India Limited 1.89
market trends. Small percentage of portfolio is invested Chemicals Petroleum Products
in contrarian calls. Linde India Limited 1.45 Bharat Petroleum Corporation Limited 2.20
Construction Project Hindustan Petroleum Corporation Limited 1.70
Significant percent of outstanding equity of the scheme
is invested in high conviction mid-cap companies. Larsen & Toubro Limited 3.12 Power
Significant allocation/exposure is taken in Multinational Consumer Non Durables
NTPC Limited 2.03
Companies (MNC’s). Attempt to have a balanced ITC Limited 2.70
Software
portfolio on a macro basis, allocating to themes like Ferrous Metals
Domestic, Consumption & Defensive. Tata Steel Limited* 6.85
Steel Authority of India Limited 2.12
Hotels, Resorts And Other Recreational Activities Cash and Other Receivables 0.34
Date of Allotment The Indian Hotels Company Limited 1.58 Grand Total 100.00
*Top 10 Holdings
September 21, 2005
Fund Manager SIP - If you invested ` 10000 every month in RTSF

Ashwani Kumar
Market Value (`) 43,28,867 22,86,741 6,67,819 3,62,972 1,23,944
Benchmark Scheme Return (%) 12.94 12.46 4.29 0.55 6.54
B: S&P BSE 100 TRI Return (%) N.A. 11.97 11.50 11.74 13.04
S&P BSE 100 TRI
Inception Date: September 21, 2005
Fund Size
N.A: Since TRI data is not available prior to 01/08/2006 for S&P BSE 100, performance for such period is not provided.
Monthly Average: ` 10,719.65 Cr Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Month End: ` 10,761.10 Cr uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.Load has not been taken into consideration.
NAV as on June 28, 2019 stocks, thereby showing a true picture of returns.
Growth Plan ` 56.0204 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Annual Dividend Plan ` 10.9466
Direct - Growth Plan ` 58.9572 Industry Allocation Dividend History
Direct - Dividend Plan ` 23.5029 Record Date Rate (`/ Unit) Cum Dividend Ex-Dividend NAV
Direct - Annual Dividend Plan ` 11.2855 Banks 22.23% NAV
Dividend Plan
Volatility Measures Industrial Capital Goods 19.33%
26-Sep-18 0.35 18.9787 18.5786
Standard Deviation 4.59 Auto 13.16% 26-Jun-18 0.53 19.4235 18.8235
Beta 1.01 14-Mar-18 0.60 22.2716 21.6716
Ferrous Metals 9.74%
Note: The above measures have been calculated using monthly rolling returns for 36 Auto Ancillaries 5.60% 26-Sep-18 0.35 23.2553 22.8553
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). 26-Jun-18 0.53 23.6122 23.0122
Software 5.26%
14-Mar-18 0.60 26.8731 26.2731
Petroleum Products Annual Dividend Plan
4.42%
29-Mar-19 0.80 11.9184 11.0184
Total Expense Ratio^ Industrial Products 3.59% Direct - Annual Dividend Plan
29-Mar-19 0.80 12.2430 11.3430
Past performance may or may not be sustained in future. Pursuant
Direct 1.29 Consumer Non
Durables
2.70% to dividend payment, NAV falls to the extent of payout & statutory levy
AMFIClassification (if applicable). Face Value-`10.
Load structure
Entry Load: Nil
Product Label
Exit Load: Nil


Reliance Arbitrage Fund RAF
Arbitrage Fund
Company/Issuer Rating % of Assets Company/Issuer Rating % of Assets
Equity Minerals/Mining
Auto Coal India Limited 1.09
Type of Scheme Mahindra & Mahindra Limited 2.27 Non - Ferrous Metals
An open ended scheme investing in arbitrage Banks Vedanta Limited 1.02
opportunities HDFC Bank Limited* 3.99 Petroleum Products
Axis Bank Limited* 2.52 Reliance Industries Limited* 3.16
Current Investment Philosophy State Bank of India 1.55 Pharmaceuticals
Kotak Mahindra Bank Limited 1.18
A conservative arbitrage fund that aims to generate Sun Pharmaceutical Industries Limited* 3.49
Cement
income through arbitrage opportunities arising out of Software
Grasim Industries Limited 1.62
pricing mismatch in a security between cash and Tata Consultancy Services Limited* 2.86
UltraTech Cement Limited 1.02
derivative segment and with derivatives segment along HCL Technologies Limited 1.30
Construction
with investments in debt securities and money market Telecom - Services
DLF Limited 1.05
instruments. The fund portfolio is completely hedged Bharti Airtel Limited 1.06
Construction Project
and takes offsetting positions on various markets Debt
simultaneously. The arbitrage fund follows a market Larsen & Toubro Limited 2.01
Consumer Non Durables Certificate of Deposit 1.13
neutral strategy and carries no specific equity risk. In
ITC Limited* 2.77 National Bank For Agriculture and Rural Development ICRA A1+ 1.13
the absence of adequate arbitrage opportunities, the
Hindustan Unilever Limited* 2.45 Corporate Bond 1.47
scheme may invest in short term debt or money market
securities. Asian Paints Limited 1.82 Yes Bank Limited ICRA A 1.18
Ferrous Metals Shriram Transport Finance Company Limited FITCH AA+ 0.28
JSW Steel Limited* 2.55 Floating Rate Note 1.12
Date of Allotment Tata Steel Limited* 2.44 Shriram City Union Finance Limited CARE AA+ 1.12
October 14, 2010 Finance Equity Less Than 1% of Corpus 17.68
Housing Development Finance Corporation Limited* 6.03 Derivatives, Cash and Other Receivables 25.76
Fund Manager Bajaj Finserv Limited 1.72 *Top 10 Holdings
Anand Gupta
SIP - If you invested ` 10000 every month in RAF
Benchmark Since Inception 5 Years 3 Years 1 Year
NIFTY 50 Arbitrage Index Market Value (`) 14,47,651 7,05,778 3,96,177 1,24,033
Scheme Return (%) 7.22 6.51 6.46 6.69
Fund Size B: NIFTY 50 Arbitrage Index Return (%) 6.47 5.65 5.48 6.96
AB: S&P BSE Sensex TRI Return (%) 12.75 12.69 14.73 16.32
Inception Date: October 14, 2010
Direct - Dividend Plan ` 12.9904 Industry Allocation Dividend History
Direct - Monthly Dividend Plan ` 11.0570 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Volatility Measures Finance 12.12% Dividend Plan
24-Jun-19 0.13 12.4021 12.2521
Standard Deviation 0.16 Banks 9.97%
25-Mar-19 0.13 12.3222 12.1722
Beta 0.31
Consumer Non Durables 7.77% 24-Dec-18 0.13 12.2988 12.1488
Note: The above measures have been calculated using monthly rolling returns for 36 Pharmaceuticals 6.52% 24-Jun-19 0.13 13.1331 12.9831
25-Mar-19 0.13 13.0173 12.8673
24-Dec-18 0.13 12.9619 12.8119
Software 4.69% Monthly Dividend Plan
24-Jun-19 0.04 10.7056 10.6556
Portfolio Turnover (Times) 15.12 Auto 4.46% 27-May-19 0.04 10.7011 10.6511
22-Apr-19 0.04 10.6853 10.6353
Total Expense Ratio^ Petroleum Products 4.35%
Direct - Monthly Dividend Plan
Regular/Other than Direct 1.04 Cement 3.40% 24-Jun-19 0.04 11.1008 11.0508
27-May-19 0.04 11.0884 11.0384
Direct 0.34 Construction Project 2.33% 22-Apr-19 0.04 11.0628 11.0128
AMFI Classification
Load structure applicable). Face Value-`10.
Entry Load: Nil
Exit Load: 0.25% if redeemed or switched out on or Product Label
before completion of 1 month from the date of allotment
of units. Nil, thereafter. This product is suitable for investors who are seeking*:
Income over short term

Income through arbitrage opportunities between cash and derivative market and
arbitrage opportunities within the derivative segment
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the prod- Investors understand that their principal
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available uct is suitable for them. will be at Moderately Low risk

Reliance Japan Equity Fund RJEF
Thematic (International)

Apparel Retail Human Resource & Employment Services
Type of Scheme Fast Retailing Co Ltd 2.35 Recruit Holdings Co Ltd* 3.11
Automobile Manufacturers Industrial Machinery
An open ended equity scheme following Japan focused
theme. Toyota Motor Corp 2.90 SMC Corp 2.90
Brewers Other Diversified Financial Services
Current Investment Philosophy Asahi Group Holdings Ltd 2.97 Orix Corporation* 3.08
Building Products
The Fund endeavors to create a portfolio of companies Personal Products
Daikin Industries Ltd* 3.05
which are leaders or potential leaders in the growth Kao Corporation 2.96
Construction & Engineering
oriented sectors of Japan and are listed on recognized Research & Consulting Services
stock exchanges of Japan, using a blend of top down JGC CORP 2.99
Nihon M&A Center Inc 2.80
and bottom up approach without any extreme sector Construction & Farm Machinery & Heavy Trucks
Semiconductor Equipment
bias. Komatsu Ltd* 3.00
Tokyo Electron Ltd* 3.27
Diversified Banks
Specialty Chemicals
Date of Allotment Mitsubishi UFJ Financial Group Inc 2.86
Shin Etsu Chemical Co* 3.26
Diversified Real Estate Activities
August 26, 2014 Steel
Mitsui Fudosan Co 2.92
Electrical Equipment Hitachi Metals Ltd 2.94
Fund Manager Nidec Corporation* 3.19 Systems Software
Ms. Kinjal Desai, Ms. Anju Chhajer Electronic Components Trend Micro Inc 2.77
Omron Corporation Ord* 3.04 Tires & Rubber
Electronic Equipment & Instruments Bridgestone Corp* 3.06
Benchmark
Hitachi Ltd* 2.99 Trading Companies & Distributors
TOPIX TRI (Tokyo Stock Price Index) Food Retail MITSUBISHI CORP 2.87
Seven & I Holdings 2.63 Cash and Other Receivables 29.21
Fund Size Homebuilding Grand Total 100.00
Monthly Average: ` 17.66 Cr Sekisui Chemical Co Ltd 2.86 *Top 10 Holdings

SIP - If you invested ` 10000 every month in RJEF
NAV as on June 28, 2019 Since Inception 3 Years 1 Year
Growth Plan ` 12.4777 Total Amount Invested (`) 5,90,000 3,60,000 1,20,000
Dividend Payout Option ` 12.4777 Market Value (`) 6,66,584 3,86,245 1,19,112
Bonus Option ` 12.4777 Scheme Return (%) 4.98 4.73 -1.45
Direct - Growth Plan ` 12.9469 B: Topix TRI Return (%) 6.72 3.72 -5.32
AB: S&P BSE Sensex TRI Return (%) 12.76 14.78 16.46
Direct - Dividend Payout Option ` 12.9469
Inception Date: August 26, 2014
Volatility Measures uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Beta 0.97 stocks, thereby showing a true picture of returns.
Sharpe Ratio 0.06 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Industry Allocation
Portfolio Turnover (Times) 1.59 Semiconductor Equipment 3.27%
Total Expense Ratio^ Specialty Chemicals 3.26%
Regular/Other than Direct 2.30 Electrical Equipment 3.19%
Human Resource & Employment

Direct 1.45 Services
3.11%
Other Diversified Financial Services 3.08%

Load structure
Tires & Rubber 3.06%
Entry Load: Nil
Building Products 3.05%
completion of 1 year from the date of allotment of units. Electronic Components 3.04%
Nil, thereafter. Construction & Farm Machinery &

3.00%
Heavy Trucks
Electronic Equipment & Instruments 2.99%

MSCI Classification
Product Label

Investment in equity and equity related securities of companies listed on
recognized stock exchange of Japan
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at High risk

Reliance US Equity Opportunities Fund RUSEOF
Thematic (International)
Asset Management & Custody Banks Baidu Inc Spon ADR 0.38
Blackrock Inc 3.36 Internet & Direct Marketing Retail
Type of Scheme
Automotive Retail Booking Holdings Inc* 6.12
An open ended equity scheme following US focused O'Reilly Automotive Inc* 6.01 Amazon Com Inc 3.88
theme.
Carmax Inc 4.42 Life Sciences Tools & Services
Consumer Durables Iqvia Holdings* 7.84
Lowes Cos Inc* 5.36 Managed Health Care
The fund endeavours to invest in a portfolio of high Data Processing & Outsourced Services Anthem INC 4.85
quality stocks listed on recognized stock exchanges of Mastercard Incorporated* 6.79 Unitedhealth Group Inc 4.10
US. The investment strategy of the fund would be
Visa Inc 4.54 Oil
powered by the research support of Morningstar
Investment Adviser India Private Limited (MIA), a group Health Care Distributors Enbridge Inc* 5.86
company of Morningstar, Inc. Morningstar employs Amerisource Bergen Corp* 4.94 Systems Software
their proprietary research methodology, focused on Health Care Supplies Microsoft Corp* 6.02
Economic Moats, to identify investment opportunity. Cooper Companies Inc* 5.02 Trucking
The fund proposes to follow the Hare Strategy for its Interactive Media & Services Lyft Inc 1.06
investments. The Hare portfolio invests in stocks of
Facebook Inc* 6.30 Equity Less Than 1% of Corpus 1.94
firms that are experiencing rapid growth, emphasizing
those that possess sustainable competitive advantages. Alphabet Inc A 4.31 Cash and Other Receivables 3.75
Alphabet Inc 3.14 Grand Total 100.00
Companies in this strategy tend to faster-growing with
both higher risk and higher return potential. The *Top 10 Holdings
investment philosophy would be a blend of top down
and bottom up approach without any sector or market
capitalization bias. SIP - If you invested ` 10000 every month in RUSEOF
Since Inception 3 Year 1 Year
Date of Allotment Total Amount Invested (`) 4,80,000 3,60,000 1,20,000
July 23, 2015 Market Value (`) 6,55,104 4,58,654 1,29,149
Scheme Return (%) 15.94 16.75 15.37
Fund Manager B: S&P 500 TRI Return (%) 14.58 14.27 8.80
Ms. Kinjal Desai, Ms. Anju Chhajer
Inception Date: July 28, 2015
Benchmark Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
installment in the Growth option of the Fund. Returns on SIP and Benchmark are annualized a nd cumulative investment return for cash flows resulting out of
S&P 500 TRI uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. Load has not been taken into consideration.
Fund Size stocks, thereby showing a true picture of returns.
Monthly Average: ` 43.06 Cr For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
NAV as on June 28, 2019 Industry Allocation

Dividend Plan ` 15.6935 Interactive Media & Services 14.13%
Direct - Growth Plan ` 16.3046 Data Processing & Outsourced

11.33%
Services
Automotive Retail 10.43%
Volatility Measures Internet & Direct Marketing Retail 10.00%

Managed Health Care 8.94%
Beta 0.83
Sharpe Ratio 0.24 Life Sciences Tools & Services 7.84%
Systems Software
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). 6.02%
Oil 5.86%

`
Health Care Supplies 5.02%
MSCI Classification
Direct 1.76
Load structure
Nil, thereafter. Long term capital growth
Investment in equity and equity related securities of companies listed on
recognized stock exchanges in the US.
*Investors should consult their financial advisors if in doubt about whether the prod- Investors understand that their principal
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available uct is suitable for them. will be at High risk

Reliance Overnight Fund ROF
Overnight Fund
Details as on June 30, 2019 Company/Issuer Rating % of Assets

Tri-Party Repo & Cash & Other Receivables 100.00
Type of Scheme Grand Total 100.00
An open-ended debt scheme investing in overnight
securities

The fund endeavors to provide investors with moderate
income commensurate with relatively low risk along
with higher liquidity by investing in debt and money
market instruments maturing on or before next
business day. It is suitable for investors with an
investment horizon of 1 day to 1 month. Since the fund has not completed one year, the scheme performance has not been provided.
Rating Profile Asset Allocation

Date of Allotment
Tri-Party Repo & Cash & Other
December 18, 2018 AAA/SOV/A1+/Cash & Other
Receivables, 100%
Receivables, 100%
Fund Manager
Anju Chhajer
Benchmark
Crisil Overnight Index
Fund Size

Daily Dividend Plan ` 100.0050
Weekly Dividend Plan ` 100.0376 Dividend History
Monthly Dividend Plan ` 100.2333 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
25-Jun-19 0.3226 100.6070 100.1592
Direct - Daily Dividend Plan ` 100.0050
Direct - Weekly Dividend Plan ` 100.0381 27-May-19 0.3755 100.6808 100.1595
Direct - Monthly Dividend Plan ` 100.2391 25-Apr-19 0.3695 100.6732 100.1603

Direct - Quarterly Dividend Plan ` 100.3857 Direct Plan Monthly Dividend Option
25-Jun-19 0.3244 100.6051 100.1547
Average Maturity 1 Day
27-May-19 0.3697 100.6697 100.1564
Modified Duration 0 Days 25-Apr-19 0.3639 100.6623 100.1571
Yield to Maturity* 6.16% Quarterly Dividend Plan
19-Jun-19 1.0752 101.7026 100.2100
Total Expense Ratio^ 19-Mar-19 0.9774 101.5751 100.2182
Regular/Other than Direct: 0.18 Direct - Quarterly Dividend Plan

19-Jun-19 1.0924 101.7301 100.2135
Direct: 0.08
19-Mar-19 0.9933 101.6008 100.2218
Load structure
Entry Load: Nil Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
levy (if applicable). Face Value - `100.
Exit Load: Nil

YTM including other receivables: 6.14%
Product Label
Special Feature: Reliance Any Time Money Card Investment in Debt & Money Market Instruments with overnight maturity.
product is suitable for them.
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available will be at Low risk

Reliance Liquid Fund RLF
Liquid Fund
Details as on June 30, 2019 Bills Rediscounting 1.17 TGS Investment & Trade Pvt Limited ICRA A1+ 0.97
Standard Chartered Bank UNRATED 1.17 Housing & Urban Development Corporation FITCH A1+ 0.87
Type of Scheme Certificate of Deposit 32.33 Limited
Canara Bank CRISIL A1+ 5.84 IIFL Wealth Finance Limited CRISIL A1+ 0.78
An open ended Liquid Scheme Ashok Leyland Limited ICRA A1+ 0.78
ICICI Bank Limited ICRA A1+ 5.82
Bank of Baroda FITCH A1+/CRISIL A1+ 4.57 Tata Housing Development Company Limited FITCH A1+ 0.78
Current Investment Philosophy Axis Bank Limited CRISIL A1+/ICRA A1+ 3.90 Tata Motors Limited CRISIL A1+ 0.64
IDFC First Bank Limited CRISIL A1+/ICRA A1+ 2.53 JM Financial Credit Solution Limited ICRA A1+ 0.62
The fund will focus on reasonable carry with a view to IndusInd Bank Limited CRISIL A1+/ICRA A1+ 2.33 Adani Transmission Limited ICRA A1+ 0.58
maximize returns while ensuring adequate liquidity Indian Bank CRISIL A1+ 1.95 Essel Mining And Industries Ltd ICRA A1+ 0.58
through investments in various money market and debt Oriental Bank of Commerce CRISIL A1+ 0.97 Maithon Power Ltd CRISIL A1+ 0.58
instruments with maturity up to 91 days. The average Bank of India CRISIL A1+ 0.97 Kotak Mahindra Prime Limited CRISIL A1+ 0.58
maturity of the portfolio will be in the range of 30- 60 Credit Suisse AG Indian Bank Branch CRISIL A1+ 0.78 Turquoise Invest & Finance Pvt Limited CRISIL A1+ 0.58
days under normal market conditions. Syndicate Bank CRISIL A1+ 0.78 Piramal Enterprises Limited CRISIL A1+ 0.58
Punjab National Bank CARE A1+ 0.78 Tata Capital Housing Finance Limited CRISIL A1+ 0.49
Date of Allotment Abu Dhabi Commercial Bank PJSC CRISIL A1+ 0.78 Welspun Enterprises Limited CARE A1+ 0.48
Kotak Mahindra Bank Limited CRISIL A1+ 0.19 Cholamandalam Investment and Finance ICRA A1+ 0.39
December 9, 2003 Andhra Bank CRISIL A1+ 0.14 Company Limited
Commercial Paper 65.44 Chambal Fertilizers & Chemicals Limited ICRA A1+ 0.39
Vedanta Limited CRISIL A1+ 6.04 The Ramco Cements Limited CRISIL A1+ 0.39
Fund Manager Ford Credit India Private Limited FITCH A1+ 0.39
Tata Power Company Limited CRISIL A1+ 5.25
Anju Chhajer National Bank For Agriculture and Rural ICRA A1+ 3.31 Magma Fincorp Limited CARE A1+ 0.39
Development Gujarat Fluorochemicals Limited CRISIL A1+ 0.35
RELIANCE RETAIL LTD CRISIL A1+ 3.10 Hero Cycles Limited CRISIL A1+ 0.24
Benchmark Power Finance Corporation Limited CRISIL A1+ 3.01 Alembic Pharmaceuticals Limited CRISIL A1+ 0.24
Reliance Jio Infocomm Limited CRISIL A1+/CARE A1+ 2.96 JM Financial Products Limited CARE A1+ 0.19
Crisil Liquid Fund Index
Muthoot Finance Limited CRISIL A1+ 2.90 EID Parry India Limited CRISIL A1+ 0.19
Adani Ports and Special Economic Zone Limited ICRA A1+ 2.52 Sterlite Technologies Limited ICRA A1+ 0.19
Fund Size Bahadur Chand Investments Pvt Limited ICRA A1+ 2.48 JM Financial Capital Limited ICRA A1+ 0.19
Talwandi Sabo Power Limited CRISIL A1+(SO) 2.34 Can Fin Homes Limited ICRA A1+ 0.10
Monthly Average: ` 29,933.72 Cr Oil & Natural Gas Corporation Limited ICRA A1+ 0.10
Piramal Capital & Housing Finance Limited CRISIL A1+ 2.04
Month End: ` 25,565.33 Cr JSW Steel Limited CARE A1+/ICRA A1+ 1.95 SBI Cards & Payment Services Pvt Limited CRISIL A1+ 0.06
PNB Housing Finance Limited CRISIL A1+ 1.95 Aditya Birla Finance Limited CRISIL A1+ 0.04
Chennai Petroleum Corporation Limited CRISIL A1+ 1.94 Corporate Bond 0.39
NAV as on June 30, 2019 Manappuram Finance Limited CRISIL A1+ 1.94 Power Grid Corporation of India Limited CRISIL AAA 0.39
Growth Plan ` 4,621.1769 Reliance Industries Limited CARE A1+ 1.94 Government Bond 2.31
Trapti Trading & Invest Pvt Limited ICRA A1+ 1.65 Government of India SOV 2.31
Daily Dividend Plan ` 1,528.7400
Bharat Aluminium Company Limited CRISIL A1+ 1.35 Treasury Bill 11.62
Weekly Dividend Plan ` 1,530.8484 Government of India SOV 11.62
Deutsche Investments India Pvt Limited CRISIL A1+ 1.07
Monthly Dividend Plan ` 1,586.5523 Reliance Jio Infratel Private Limited CRISIL A1+ 0.97 Cash & Other Receivables (13.25)
Quarterly Dividend Plan ` 1,006.0344 Grasim Industries Limited ICRA A1+ 0.97 Grand Total 100.00
Direct - Growth Plan ` 4,645.1808
Direct - Daily Dividend Plan ` 1,528.7400 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Direct - Weekly Dividend Plan ` 1,530.8552
Direct - Monthly Dividend Plan ` 1,589.8807 Rating Profile Asset Allocation
Direct - Quarterly Dividend Plan ` 1,008.1677 AAA/SOV/A1+/Cash & Other
Retail - Growth Plan ` 4,246.4266 Receivables, 98.83% Commercial Paper, 65.44%
Unrated, 1.17%
Retail - Daily Dividend Plan ` 1,524.2800
Cash & Other Receivables, -13.25%
Retail - Weekly Dividend Plan ` 1,034.4985 Corporate Bond, 0.39%
Retail - Monthly Dividend Plan ` 1,328.5919 Bills Rediscounting, 1.17%

Retail - Quarterly Dividedn Plan ` 1,218.5305 Treasury Bill, 11.62%
Average Maturity 42 Days Certificate of Deposit, 32.33%
Modified Duration 40 Days

Yield to Maturity* 6.75%
Dividend History
Total Expense Ratio^ Monthly Dividend Plan Quarterly Dividend Plan
25-Jun-19 6.5305 1594.1291 1585.0630 19-Jun-19 13.6241 1022.8957 1003.9818
Regular/Other than Direct: 0.28 27-May-19 7.3621 1595.3909 1585.1703 19-Mar-19 12.7635 1021.7125 1003.9933
25-Apr-19 7.5923 1595.7296 1585.1895 19-Dec-18 13.7283 1022.9468 1003.8883
Direct: 0.20 Retail Monthly Dividend Plan Direct - Quarterly Dividend Plan
25-Jun-19 4.9394 1334.3253 1327.4681 19-Jun-19 13.9193 1025.4075 1006.0838
27-May-19 5.5521 1335.2638 1327.5560 19-Mar-19 12.9370 1024.2176 1006.2576
Load structure 25-Apr-19 5.7402 1335.5416 1327.5727 19-Dec-18 13.8964 1025.4443 1006.1524
Direct - Monthly Dividend Plan Retail - Quarterly Dividend
Entry Load: Nil 25-Jun-19 6.6161 1597.5560 1588.3711 19-Jun-19 14.9708 1237.0767 1216.2932
27-May-19 7.4568 1598.8303 1588.4783 19-Mar-19 13.5582 1235.3007 1216.4783
Exit Load: Nil 25-Apr-19 7.6861 1599.1676 1588.4972 19-Dec-18 14.7000 1236.7651 1216.3576
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
*excluding other receivables levy (if applicable). Face Value - `1000.
Product Label
Special Feature: Reliance Any Time Money Card Investment in debt and money market instruments
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Low risk

Reliance Money Market Fund RMMF
Money Market Fund
Certificate of Deposit 37.18 L & T Infrastructure Finance Company CARE A1+ 6.02
Type of Scheme Axis Bank Limited CRISIL A1+/CARE 9.06 Limited
A1+/ICRA A1+ Can Fin Homes Limited ICRA A1+ 5.82
An open ended debt scheme investing in money market
Small Industries Dev Bank of India CARE A1+ 7.35 LIC Housing Finance Limited CRISIL A1+ 5.73
instruments
National Bank For Agriculture and Rural FITCH A1+/ICRA A1+ 4.64
JM Financial Credit Solution Limited ICRA A1+ 4.78
Development
Current Investment Philosophy RELIANCE RETAIL LTD CRISIL A1+ 4.44
IDFC First Bank Limited ICRA A1+ 4.52
The fund would invest in money market instruments HDFC Bank Limited ICRA A1+ 4.37 Reliance Jio Infocomm Limited CARE A1+ 3.46
like Certificate of Deposits (CD), Commercial Papers ICICI Bank Limited CRISIL A1+ 2.91 L&T Finance Limited CARE A1+ 3.01
(CP), etc. The portfolio duration would be maintained
IndusInd Bank Limited CRISIL A1+ 2.19 Tata Motors Limited CRISIL A1+ 3.00
between 80 - 120 days.
Bank of Baroda ICRA A1+ 1.43 Sundaram Finance Limited CRISIL A1+ 2.90
Indian Bank FITCH A1+ 0.72
Date of Allotment Standard Chartered Invest & Loans CRISIL A1+ 1.32
Commercial Paper 62.72 Limited
June 16, 2005 REC Limited CRISIL A1+ 8.14 HDB Financial Services Limited CRISIL A1+ 0.74
Housing Development Finance CRISIL A1+/ICRA A1+ 7.34 Cash & Other Receivables 0.10
Fund Manager Corporation Limited
Grand Total 100.00
Power Finance Corporation Limited CRISIL A1+ 6.02
Amit Tripathi, Vivek Sharma
Benchmark
CRISIL Money Market Index
Fund Size
Growth Plan ` 2,876.8908 AAA/SOV/A1+/Cash &
Daily Dividend Plan ` 1,002.1578 Other Receivables, 100%
Weekly Dividend Plan ` 1,002.5580 Certificate of Deposit, 37.18%
Monthly Dividend Plan ` 1,004.2785

Quarterly Dividend Plan ` 1,007.5897
Bonus Option ` 1,691.9332
Direct - Daily Dividend Plan ` 1,002.1427
Direct - Monthly Dividend Plan ` 1,004.2910
Direct - Quarterly Dividend Plan ` 1,007.5538
Direct - Bonus Option ` 1,701.7284
Average Maturity 165 Days

Modified Duration 154 Days Dividend History
Yield to Maturity* 7.23% Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Monthly Dividend Plan Quarterly Dividend Plan
Total Expense Ratio^ 25-Jun-19 4.5440 1010.0903 1003.7820 19-Jun-19 14.8613 1026.9739 1006.3424
27-May-19 4.7334 1010.8283 1004.2571 19-Mar-19 14.5471 1025.7119 1005.5167
Regular/Other than Direct: 0.25
25-Apr-19 5.2957 1009.9670 1002.6151 19-Dec-18 15.1840 1026.0505 1004.9711
Direct: 0.15
Direct - Monthly Dividend Plan Direct - Quarterly Dividend Plan
25-Jun-19 4.5918 1010.1644 1003.7897 19-Jun-19 15.0500 1027.1769 1006.2835
Load structure
27-May-19 4.7976 1010.9228 1004.2624 19-Mar-19 14.7289 1025.9065 1005.4589
Entry Load: Nil 25-Apr-19 5.3614 1010.0608 1002.6178 19-Dec-18 15.3666 1026.2439 1004.9110
Exit Load: Nil
Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory levy (if applicable).
Face Value-`1000.
Product Label

Investment in money market instruments having residual maturity up to 1 year
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Moderately Low risk

Reliance Ultra Short Duration Fund RUSDF
Ultra Short Duration Fund
Details as on June 30, 2019 Certificate of Deposit 6.11 Panchshil Corporate Park Private Limited FITCH AAA(SO) 2.17
Axis Bank Limited ICRA A1+/ 5.01 National Bank For Agriculture and Rural CRISIL AAA 1.15
Type of Scheme CRISIL A1+ Development
An open ended ultra-short term debt scheme investing in debt HDFC Bank Limited ICRA A1+ 0.55 Sterlite Technologies Limited ICRA AA 1.13
and money market instruments such that the Macaulay National Bank For Agriculture and Rural CRISIL A1+ 0.55 Motilal Oswal Financial Services Limited ICRA AA 1.13
duration of the portfolio is between 3 - 6 months. (Please refer Development U.P. Power Corporation Limited CRISIL A+(SO) 1.02
to the page number 14 of the Scheme Information Document Commercial Paper 25.61 Tril IT4 Private Limited ICRA A+(SO) 0.80
on which the concept of Macaulay’s Duration has been Piramal Enterprises Limited CRISIL A1+ 6.24
explained) Reliance Home Finance Limited CARE C 0.72
Housing Development Finance Corporation CRISIL A1+/ 4.94 PVR Limited CRISIL AA- 0.47
Limited ICRA A1+
Montecarlo Limited FITCH A+ 0.41
Current Investment Philosophy Indiabulls Housing Finance Limited CRISIL A1+ 4.55
IOT Utkal Energy Services Limited CRISIL AAA(SO) 0.21
Shapoorji Pallonji and Company Pvt Limited ICRA A1+ 4.54
The fund will invest in debt and money market Talwandi Sabo Power Limited CRISIL AA(SO) 0.11
S.D. Corporation Pvt Limited CARE A1+(SO) 2.27
instruments with portfolio duration between 165 - 180 TATA Realty & Infrastructure Limited CRISIL AA 0.06
days. The fund aims to generate higher gross yield Housing & Urban Development Corporation FITCH A1+ 1.14
Vizag General Cargo Berth Pvt Limited CRISIL AA(SO) 0.03
Limited
through a portfolio investing across credit categories. Floating Rate Note 0.34
Carry will protect against volatility. Northern Arc Capital Limited ICRA A1+ 1.12
Dewan Housing Finance Corporation Limited CARE D 0.34
Tata Motors Limited CRISIL A1+ 0.80
Zero Coupon Bond 12.24
Kotak Mahindra Investments Limited CRISIL A1+ 0.02
Date of Allotment Corporate Bond 45.59
Morgan Credits Private Limited CARE A- 5.79
Indian Hospitals Corporation Ltd BWR AA-(SO) 4.50
December 7, 2001 Clix Finance India Private Limited CARE AA- 5.95
TATA Realty & Infrastructure Limited CRISIL AA 1.37
S.D. Corporation Pvt Limited CARE AA-(SO) 5.50
Bharti Telecom Limited CRISIL AA+ 0.59
Vodafone Mobile Services Limited CRISIL A+ 4.60
Fund Manager Mutual Fund units 2.30
Renew Power Limited CARE A+ 3.91
Reliance Mutual Fund 2.30
Anju Chhajer, Vivek Sharma Altico Capital India Limited FITCH AA- 3.45
PTC 3.36
Durg Shivnath Expressways Private Limited ICRA AA(SO) 2.88
Indian Receivable Trust 18 CARE A(SO) 2.44
Benchmark Hansdeep Industries & Trading Company Limited CARE AA-(SO) 2.66
Rainbow Devices Trust ICRA AAA(SO) 0.93
Inox Wind Infrastructure Services Limited CRISIL AA(SO) 2.64
Cash & Other Receivables 4.45
NIFTY Ultra Short Duration Debt Index Indiabulls Housing Finance Limited CARE AAA 2.30
Grand Total 100.00
Northern Arc Capital Limited ICRA A+ 2.29
Fund Size
NAV as on June 28, 2019 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Growth Plan ` 2,888.0452 Rating Profile Asset Allocation

Daily Dividend Plan ` 1,100.5560
Weekly Dividend Plan ` 1,078.3663 \ AAA/SOV/A1+/Cash & Other Corporate Bond, 45.59%
Receivables, 45.23%
Monthly Dividend Plan ` 988.6562 BBB+, 0.34%
C, 0.72% Commercial Paper, 25.61%
Quarterly Dividend Plan ` 1,001.2521 Zero Coupon Bond, 12.24%
Certificate of Deposit, 6.11%
PTC, 3.36%
Direct - Daily Dividend Plan ` 1,102.0088 A+/A/A-/A1, 21.26%
Mutual Fund Units, 2.30%

Floating Rate Note, 0.34%
Direct - Quarterly Dividend Plan ` 1,009.2934 AA-, 22.54%
AA, 9.34%
AA+, 0.59%
Average Maturity 174 Days

Modified Duration 127 Days
Dividend History
Total Expense Ratio^ Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Regular/Other than Direct: 1.16 25-Apr-19 5.4781 1008.4761 1000.8710 19-Mar-19 14.6849 1025.7941 1005.4076
Direct: 0.38 25-Mar-19 4.9982 1008.4928 1001.5539 19-Dec-18 14.5798 1024.9312 1004.6906
25-Feb-19 4.2191 1007.3591 1001.5018 19-Sep-18 13.5790 1023.1400 1004.2887
Load structure
25-Apr-19 5.9620 1009.7603 1001.4835 19-Mar-19 16.1617 1033.7696 1011.3328
Entry Load: Nil 25-Mar-19 5.6903 1010.0663 1002.1666 19-Dec-18 16.0932 1032.9392 1010.5976
25-Feb-19 4.6624 1008.9418 1002.4692 19-Sep-18 15.2440 1031.3566 1010.1938
Exit Load: Nil
levy (if applicable). Face Value-`1000.
Product Label

Investment in debt and money market instruments such that the Macaulay
Special Feature: Reliance Any Time Money Card duration of the portfolio is between 3 - 6 months
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Moderately Low risk

Reliance Low Duration Fund RLDF
Low Duration Fund
Details as on June 30, 2019 Certificate of Deposit 14.93 Reliance Industries Limited CRISIL AAA 2.86
Small Industries Dev Bank of India CRISIL A1+/CARE 3.44 National Bank For Agriculture and Rural CRISIL AAA 2.41
Type of Scheme A1+ Development
An open ended low duration debt scheme investing in Bank of Baroda ICRA A1+ 2.81 Nabha Power Limited ICRA AAA(SO) 1.20
debt and money market instruments such that the Axis Bank Limited ICRA A1+ 2.29 Aditya Birla Housing Finance Limited ICRA AAA 0.89
Macaulay duration of the portfolio is between 6 - 12 AU Small Finance Bank Limited CRISIL A1+ 2.27 Power Grid Corporation of India Limited CRISIL AAA 0.36
months. (Please refer to the page number 13 of the National Bank For Agriculture and Rural CRISIL A1+ 2.24
Scheme Information Document on which the concept of Floating Rate Note 4.22
Development
Macaulay’s Duration has been explained) Shriram City Union Finance Limited CARE AA+ 3.52
IndusInd Bank Limited ICRA A1+/CRISIL 1.85
A1+/FITCH A1+ Dewan Housing Finance Corporation Limited CARE D 0.70
Current Investment Philosophy ICICI Bank Limited ICRA A1+ 0.04 Government Bond 0.02
Commercial Paper 11.19 Government of India SOV 0.02
The fund’s portfolio invests approx 90% in higher rated Zero Coupon Bond 9.95
(AAA/AA+) assets. A major part of the portfolio gets Piramal Enterprises Limited CRISIL A1+ 5.91
allocated in 0-1 year bucket, 15–30% allocation is Indiabulls Housing Finance Limited CRISIL A1+ 2.97 EMBASSY OFFICE PARK REIT CRISIL AAA 6.09
made in assets of 1-2 years, which aims to give the JM Financial Asset Reconstruction Company ICRA A1+ 2.31 KKR India Financial Services Private Limited CRISIL AA+ 3.86
portfolio carry advantage and roll down benefit. Limited Mutual Fund units 0.96
The portfolio duration would be maintained between Corporate Bond 39.18
200-365 days. Reliance Mutual Fund 0.96
Muthoot Finance Limited CRISIL AA 7.55 PTC 17.44
Power Finance Corporation Limited CRISIL AAA 7.39
Date of Allotment Housing Development Finance Corporation CRISIL AAA 4.85
Reliable Devices Trust ICRA AAA(SO) 5.06
Limited
March 20, 2007 MFL Securitisation Trust CRISIL AAA(SO) 3.23
India Grid Trust InvIT Fund CRISIL AAA 4.78
Panchshil Corporate Park Private Limited FITCH AAA(SO) 3.92 RENT-A-DEVICE TRUST ICRA AAA(SO) 1.96
Fund Manager REC Limited CRISIL AAA 2.96 Cash & Other Receivables 2.11
Grand Total 100.00
Amit Tripathi, Anju Chhajer
Benchmark
NIFTY Low Duration Debt Index
Fund Size For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Monthly Average: ` 4,371.43 Cr Rating Profile Asset Allocation

AAA/SOV/A1+/Cash & Cash & Other Receivables, 2.11%
Other Receivables, 77.19% Government Bond, 0.02%
NAV as on June 28, 2019 BBB+, 0.70% Mutual Fund Units, 0.96%
A+/A/A-/A1, 7.18%
Growth Plan ` 2,580.7015
Dividend Plan ` 1,415.5477 AA, 7.55%

Weekly Dividend Plan ` 993.6203 AA+, 7.38%
Quarterly Dividend Plan ` 1,008.4638 Certificate of Deposit, 14.93%
PTC, 17.44%
Bonus Option ` 1,498.3738
Direct - Dividend Plan ` 1,438.2201 Dividend History
Direct - Daily Dividend Plan ` 991.9392 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Direct - Weekly Dividend Plan ` 993.8754 Dividend Plan Quarterly Dividend Plan
Direct - Monthly Dividend Plan ` 998.1791 19-Sep-14 57.8673 1078.3435 1004.0853 19-Jun-19 3.7097 1012.8297 1007.6797
Direct - Quarterly Dividend Plan ` 1,009.4137
Direct - Dividend Plan 19-Mar-19 15.4006 1032.4861 1011.1060
Direct - Bonus Option ` 1,532.6583
19-Sep-14 61.1289 1082.6239 1004.1802 19-Dec-18 15.2320 1030.7411 1009.5950
Retail - Growth Plan ` 2,471.9781
Retail - Daily Dividend Plan ` 991.4040 Monthly Dividend Plan Direct - Quarterly Dividend Plan
Retail - Weekly Dividend Plan ` 993.2110 20-May-19 3.6805 1010.7793 1005.6698
19-Jun-19 3.7097 1013.7105 1008.5605
Retail - Monthly Dividend Plan ` 996.1879 22-Apr-19 6.2827 1013.4341 1004.7121
19-Mar-19 15.9665 1033.3598 1011.1941
Retail - Quarterly Dividend Plan ` 1,023.6891 19-Mar-19 6.1294 1014.4826 1005.9733
19-Dec-18 15.8055 1031.6209 1009.6786
Retail - Bonus Option ` 1,842.0221 Retail Monthly Dividend Plan
Retail - Quarterly Dividend Plan
20-May-19 3.4199 1012.3762 1007.6285
19-Jun-19 3.7817 1028.2504 1023.0004
Average Maturity 336 Days 22-Apr-19 5.9672 1014.9550 1006.6709
19-Mar-19 14.7624 1048.2350 1027.7409
Modified Duration 303 Days 19-Mar-19 5.8824 1016.1008 1007.9345
Direct - Monthly Dividend Plan 19-Dec-18 14.5930 1046.4694 1026.2104
Bonus Option Bonus Ratio
20-May-19 3.8661 1014.1861 1008.8189
22-Apr-19 6.5099 1016.8970 1007.8595 26-Feb-14 17:2
19-Mar-19 6.3177 1017.8939 1009.1233 29-Oct-12 3:1
Direct: 0.34 levy (if applicable). Face Value-`1000.
Load structure
Product Label
Entry Load: Nil
Exit Load: Nil
YTM including other receivables: 8.82% Investment in debt and money market instruments such that the Macaulay
duration of the portfolio is between 6 - 12 months
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product
is suitable for them. will be at Moderately Low risk

Reliance Prime Debt Fund RPDF
Corporate Bond Fund
Corporate Bond 74.50 Power Grid Corporation of India Limited CRISIL AAA 2.14
Type of Scheme Adani Transmission Limited FITCH AA+ 10.29 Shriram Transport Finance Company Limited CRISIL AA+ 0.23
An open ended debt scheme predominantly investing in National Bank For Agriculture and Rural CRISIL AAA 8.69 Floating Rate Note 0.31
AA+ and above rated corporate bonds Development
Dewan Housing Finance Corporation Limited CARE D 0.31
Panchshil Corporate Park Private Limited FITCH AAA(SO) 8.03
Current Investment Philosophy State Government Bond 0.17
Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 6.49
The fund seeks to benefit from opportunities available State Government Securities SOV 0.17
in the corporate bond market space at different points REC Limited CRISIL AAA 6.37
Zero Coupon Bond 6.31
in time. Therefore, this fund invests based on short to Indiabulls Housing Finance Limited CRISIL AAA 6.23
medium term interest rate view and shape of the yield Bharti Telecom Limited CRISIL AA+ 6.31
curve. It typically maintains a moderate duration Motilal Oswal Financial Services Limited ICRA AA 5.15
between 1-1.5 years and invests in well researched PTC 18.02
Jamnagar Utilities & Power Private Limited CRISIL AAA 5.13
credits/structures for yield enhancement. The fund is Sansar Trust ICRA AAA(SO) 11.09
suitable for investors with a 6-12 month investment Aasan Corporate Solutions Private Limited ICRA AA-(SO) 5.01
horizon. Larsen & Toubro Limited CRISIL AAA 4.30
Cash & Other Receivables 0.68

Power Finance Corporation Limited CRISIL AAA 4.28
Date of Allotment
Reliance Industries Limited CRISIL AAA 2.15 Grand Total 100.00
September 14, 2000
Fund Manager
Amit Tripathi, Anju Chhajer For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.

Benchmark
50% NIFTY Short Duration Debt Index + 50% NIFTY Low
Duration Debt Index Corporate Bond, 74.50%
AAA/SOV/A1+/Cash & Other
Receivables, 65.76%
BBB+, 0.31% Floating Rate Note, 0.31%
Fund Size A+/A/A-/A1, 6.93% Zero Coupon Bond, 6.31%
Monthly Average: ` 1,228.64 Cr AA-, 5.01%

PTC, 18.02%
AA, 5.15%
AA+, 16.83%

Weekly Dividend Plan ` 17.0249
Quarterly Dividend Plan ` 11.6446 Dividend History
Dividend Plan Direct - Monthly Dividend Plan
29-Dec-15 0.1464 10.3121 10.1094 20-Jun-19 0.0166 11.4746 11.4516
29-Dec-14 0.1645 10.2902 10.0636 20-May-19 0.0148 11.4959 11.4754
Direct - Weekly Dividend Plan ` 17.0307
Direct - Monthly Dividend Plan ` 11.4519 22-Sep-14 0.4097 10.5668 10.0410 22-Apr-19 0.0478 11.5060 11.4396
Direct - Quarterly Dividend Plan ` 11.7466 Direct - Dividend Plan Quarterly Dividend Plan
Direct - Bonus Option ` 28.9147 29-Dec-15 0.1530 10.3268 10.1149 20-Jun-19 0.0855 11.7640 11.6453
29-Dec-14 0.1720 10.3036 10.0667 20-Mar-19 0.1513 11.8364 11.6263
Average Maturity 1.55 Years 22-Sep-14 0.5244 10.7161 10.0432 20-Dec-18 0.1588 11.7872 11.5667
Modified Duration 1.34 Years Monthly Dividend Plan Direct - Quarterly Dividend Plan
20-Jun-19 0.0144 11.3731 11.3531 20-Jun-19 0.0934 11.8759 11.7463
20-May-19 0.0127 11.3954 11.3777 20-Mar-19 0.1596 11.9468 11.7252
Total Expense Ratio^ 22-Apr-19 0.0453 11.4060 11.3431 20-Dec-18 0.1675 11.8955 11.6630
Regular/Other than Direct: 0.71 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
Direct: 0.31
Load structure
Entry Load: Nil
Product Label
Exit Load: Nil
*excluding other receivables Income over medium term

Investment predominantly in AA+ and above rated corporate bonds
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Moderate risk

Reliance Banking & PSU Debt Fund RBPSUDF
Banking & PSU Fund
Certificate of Deposit 3.70 Small Industries Dev Bank of India ICRA AAA/CARE AAA 2.02
Type of Scheme Small Industries Dev Bank of India CARE A1+ 3.70 Bharat Petroleum Corporation Limited CRISIL AAA 1.10
An open ended debt scheme predominantly investing in Corporate Bond 86.89 NHPC Limited CARE AAA 0.96
Debt instruments of banks, Public Sector Undertakings, State Bank of India CRISIL AAA 11.79 LIC Housing Finance Limited CARE AAA 0.78
Public Financial Institutions and Municipal Bonds
National Bank For Agriculture and Rural CRISIL AAA 11.66 ICICI Bank Limited ICRA AAA 0.76
Development
Bank of Baroda CARE AAA 0.46
Current Investment Philosophy REC Limited CRISIL AAA 11.34
Reliance Industries Limited CRISIL AAA 0.15
Portfolio Duration will be maintained between 2-3 Power Finance Corporation Limited CRISIL AAA 9.27
Government Bond 1.49
years. The fund would have allocation to GSecs/SDLs/ NTPC Limited CRISIL AAA 6.73
High rated bonds in the 1-10 years duration bucket. The Government of India SOV 1.49
Housing & Urban Development Corporation ICRA AAA 6.20
fund will tactically use up to 10 years GSecs/SDLs/AAA Zero Coupon Bond 3.76
Limited
Bonds to generate alpha. Strategy is to capture EMBASSY OFFICE PARK REIT CRISIL AAA 3.76
opportunity on the desired part of yield curve depending Axis Bank Limited CRISIL AAA 5.50
on the interest rate expectations going forward. Cash & Other Receivables 4.16
Indian Railway Finance Corporation Limited CRISIL AAA 5.05
Grand Total 100.00
Power Grid Corporation of India Limited CRISIL AAA 4.81
Date of Allotment National Highways Auth Of Ind CRISIL AAA 4.71
May 15, 2015 Export Import Bank of India CRISIL AAA 3.60
Fund Manager
Anju Chhajer, Vivek Sharma
Benchmark Rating Profile Asset Allocation

NIFTY Banking & PSU Debt Index
Fund Size AAA/SOV/A1+/Cash &

Other Receivables,100% Corporate Bond, 86.89%
Monthly Average: ` 3,587.87 Cr Cash & Other Receivables, 4.16%

Direct - Weekly Dividend Plan ` 10.1819
Direct - Quarterly Dividend Plan ` 10.6538 Dividend History
Direct - Bonus Option ` 13.9000 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Average Maturity 3.52 Years 19-Jun-19 0.0918 10.5736 10.4461 19-Jun-19 0.1966 10.9184 10.6455
Modified Duration 2.74 Years 20-May-19 0.0411 10.4636 10.4066 19-Mar-19 0.1137 10.7649 10.6070
Yield to Maturity* 7.79% 22-Apr-19 0.0331 10.4125 10.3665 19-Dec-18 0.1677 10.7554 10.5226
Total Expense Ratio^ 19-Jun-19 0.0941 10.6068 10.4761 19-Jun-19 0.2039 10.9574 10.6743
Regular/Other than Direct: 0.77 20-May-19 0.0431 10.4955 10.4357 19-Mar-19 0.1206 10.8013 10.6339
22-Apr-19 0.0354 10.4440 10.3948 19-Dec-18 0.1750 10.7905 10.5475
Direct: 0.36
Load structure
Entry Load: Nil
Exit Load: Nil

YTM including other receivables: 7.51% Product Label
Income over short to medium term

Investments in debt and money market instruments of various maturities, consisting
predominantly of securities issued by Banks, Public Sector undertakings, Public
Financial Institutions & Municipal Bonds
*Investors should consult their financial advisors if in doubt about whether the product Investors understand that their principal
will be at Moderately Low risk
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available is suitable for them.

Reliance Floating Rate Fund RFRF
Floater Fund
Details as on June 30, 2019 Certificate of Deposit 2.97 Housing & Urban Development Corporation ICRA AAA 1.14
Axis Bank Limited ICRA A1+ 2.18 Limited
Type of Scheme Jamnagar Utilities & Power Private Limited CRISIL AAA 1.14
An open ended debt scheme predominantly investing in Corporate Bond 81.10 Power Grid Corporation of India Limited CRISIL AAA 1.01
floating rate instruments (including fixed rate
National Bank For Agriculture and Rural CRISIL AAA 9.98 ORIX Leasing & Financial Services India FITCH AAA 0.80
instruments converted to floating rate exposures using
Development Limited
swaps/ derivatives)
Power Finance Corporation Limited CRISIL AAA 9.06 L&T Finance Limited CARE AAA 0.29
Reliance Jio Infocomm Limited CRISIL AAA 8.00 HDB Financial Services Limited CRISIL AAA 0.22
Tata Sons Private Ltd CRISIL AAA 7.27
Export Import Bank of India CRISIL AAA 0.14
In the short run, the fund will run duration of 2-2.5 yrs. Nabha Power Limited ICRA AAA(SO) 6.89
The fund will endeavour to invest in high quality assets Mahindra & Mahindra Financial Services FITCH AAA 0.11
Reliance Industries Limited CRISIL AAA 5.75 Limited
with 100% investments into AAA rated papers. SEBI
restriction of up to 65% investments in floating rate LIC Housing Finance Limited CARE AAA/CRISIL 4.96
Floating Rate Note 4.94
instruments will be taken care through a mix of OIS AAA
Mahindra & Mahindra Financial Services FITCH AAA 4.94
trades & floating rate instruments. REC Limited CRISIL AAA 4.63
Limited
India Grid Trust InvIT Fund CRISIL AAA 4.07
State Government Bond 0.11
Date of Allotment PNB Housing Finance Limited FITCH AA+ 3.51
State Government Securities SOV 0.11
Sikka Ports and Terminals Limited CRISIL AAA 3.28
August 27, 2004 Gruh Finance Limited CRISIL AAA 3.10 PTC 6.36
India Infradebt Limited CRISIL AAA 2.03 RENT-A-DEVICE TRUST ICRA AAA(SO) 6.36
Fund Manager Housing Development Finance Corporation CRISIL AAA 1.97 Cash & Other Receivables 4.53
Limited Grand Total 100.00
Amit Tripathi, Vivek Sharma
Indiabulls Housing Finance Limited CARE AAA 1.78
Benchmark
CRISIL Short Term Bond Fund Index
Fund Size
Receivables, 96.49%
NAV as on June 28, 2019 AA+, 3.51%

Growth Plan ` 29.7688 Certificate of Deposit, 2.97%

PTC, 6.36%
Direct - Weekly Dividend Plan ` 10.1202 Dividend History
Direct - Quarterly Dividend Plan ` 10.5947 Dividend Plan Direct - Monthly Dividend Plan
29-Dec-14 0.1553 10.3351 10.1212 19-Jun-19 0.0563 11.0992 11.0211

Average Maturity 1.20 Years
19-Sep-14 0.6972 10.9355 10.0408
20-May-19 0.0333 11.0428 10.9966
22-Apr-19 0.0527 11.0424 10.9692
Modified Duration 1.05 Years Direct - Dividend Plan
Yield to Maturity* 8.25% 29-Dec-14 0.1628 10.3512 10.1269 19-Jun-19 0.1554 10.9460 10.7303
19-Sep-14 0.7433 10.9971 10.0433 19-Mar-19 0.1400 10.9021 10.7078
Total Expense Ratio^ 19-Dec-18 0.1459 10.8478 10.6453
Regular/Other than Direct: 0.60 Direct - Quarterly Dividend Plan
19-Jun-19 0.0531 10.9229 10.8492
Direct: 0.15 19-Jun-19 0.1607 10.8143 10.5912
20-May-19 0.0307 10.8685 10.8259
19-Mar-19 0.1454 10.7689 10.5671
22-Apr-19 0.0494 10.8684 10.7998 19-Dec-18 0.1516 10.7140 10.5035
Load structure
Entry Load: Nil
Exit Load: 0.50% if units redeemed or switched out on
or before completion of 1 Month from the date of
allotment of units. Nil, thereafter
Product Label
YTM including other receivables: 7.90% This product is suitable for investors who are seeking*:

• Investment predominantly in floating rate instruments (Including fixed rate
instruments converted to floating rate exposures using swaps/ derivatives)

Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them.

Reliance Short Term Fund RSTF
Short Duration Fund
Certificate of Deposit 4.42 Small Industries Dev Bank of India CARE AAA 0.24
Axis Bank Limited ICRA A1+ 1.50 Export Import Bank of India CRISIL AAA 0.10
Type of Scheme
National Bank For Agriculture and Rural FITCH A1+ 1.45 Bajaj Finance Limited ICRA AAA 0.08
An open ended short term debt scheme investing in Development Tata Sons Private Ltd CRISIL AAA 0.08
instruments such that the Macaulay duration of the Bank of Baroda FITCH A1+ 1.10
portfolio is between 1 to 3 years. (Please refer to the Gruh Finance Limited CRISIL AAA 0.05
page number 14 of the Scheme Information Document NHPC Limited CARE AAA 0.02
on which the concept of Macaulay’s Duration has been Corporate Bond 56.78
Food Corporation Of India CRISIL AAA(SO) 0.00
explained) REC Limited CRISIL AAA/CARE 9.59
Floating Rate Note 6.00
AAA
HDB Financial Services Limited CRISIL AAA 3.57
National Bank For Agriculture and Rural CRISIL AAA 8.72
Current Investment Philosophy Development Aditya Birla Finance Limited ICRA AAA 2.43
Duration will be maintained between 1.5-2.5 years. Power Finance Corporation Limited CRISIL AAA 7.31 Government Bond 0.16
Fund will have allocation to GSecs / SDLs / High grade Jamnagar Utilities & Power Private Limited CRISIL AAA 5.77 Government of India SOV 0.16
bonds primarily in the 1-5 yrs duration bucket. The fund Reliance Industries Limited CRISIL AAA 5.52 State Government Bond 5.64
will tactically use GSecs/SDLs to generate alpha. Muthoot Finance Limited CRISIL AA 5.00 State Government Securities SOV 5.64
Strategy is to enhance returns through asset allocation India Grid Trust InvIT Fund CRISIL AAA 3.62 Zero Coupon Bond 9.50
and shape of the curve. IndusInd Bank Limited CRISIL AA 3.51 EMBASSY OFFICE PARK REIT CRISIL AAA 5.49
Larsen & Toubro Limited CRISIL AAA 2.06 Bharti Telecom Limited CRISIL AA+ 2.87
Date of Allotment SBI Cards & Payment Services Pvt Limited CRISIL AAA 1.31 LIC Housing Finance Limited CRISIL AAA 1.03
NTPC Limited CRISIL AAA 0.78 Axis Finance Limited FITCH AAA 0.12
December 18, 2002 Indiabulls Housing Finance Limited CRISIL AAA 0.77 Mutual Fund units 2.32
Housing Development Finance Corporation CRISIL AAA 0.53 Reliance Mutual Fund 2.32
Fund Manager Limited
PTC 10.41
Power Grid Corporation of India Limited CRISIL AAA 0.44
Prashant Pimple Reliable Devices Trust ICRA AAA(SO) 5.73
Reliance Jio Infocomm Limited CRISIL AAA(SO) 0.39
Rainbow Devices Trust ICRA AAA(SO) 2.34
Volkswagen Finance Pvt Limited FITCH AAA 0.38
RENT-A-DEVICE TRUST ICRA AAA(SO) 2.33
Benchmark L&T Finance Limited CARE AAA/ICRA 0.26
AAA Cash & Other Receivables 4.77
Crisil Short Term Bond Fund Index LIC Housing Finance Limited CRISIL AAA 0.26 Grand Total 100.00
Fund Size
Month End: ` 6,477.14 Cr For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
NAV as on June 28, 2019 Rating Profile Asset Allocation

Dividend Plan ` 14.3736 AAA/SOV/A1+/Cash & Other
Receivables, 88.63%
Monthly Dividend Plan ` 11.2187 Cash & Other Receivables, 4.77%
Quarterly Dividend Plan ` 14.5704 AA, 8.50% Mutual Fund Units, 2.32%
Direct - Growth Plan ` 36.7663 AA+, 2.87%
Direct - Dividend Plan ` 14.9421 State Government Bond, 5.64%
Direct - Monthly Dividend Plan ` 11.3930 Floating Rate Note, 6.00%
Direct - Quarterly Dividend Plan ` 14.8016 Zero Coupon Bond, 9.50%

PTC, 10.41%

Total Expense Ratio^ Dividend History

Regular/Other than Direct: 1.14 Dividend Plan 27-May-19 0.0750 11.5029 11.3988
19-Sep-14 0.5747 10.7899 10.0524 25-Apr-19 0.0388 11.4014 11.3476
Direct: 0.34
Direct - Dividend Plan Quarterly Dividend Plan
19-Sep-14 0.6228 10.9448 10.1456 19-Jun-19 0.2259 14.8993 14.5857
Load structure Monthly Dividend Plan 19-Mar-19 0.1592 14.7790 14.5580
25-Jun-19 0.0352 11.2597 11.2109 19-Dec-18 0.1948 14.7294 14.4589
Entry Load: Nil 27-May-19 0.0699 11.3230 11.2260 Direct - Quarterly Dividend Plan
25-Apr-19 0.0343 11.2242 11.1766 19-Jun-19 0.2450 15.1546 14.8145
Exit Load: Nil Direct - Monthly Dividend Plan 19-Mar-19 0.1763 15.0266 14.7818
25-Jun-19 0.0400 11.4402 11.3847 19-Dec-18 0.2136 14.9738 14.6772
*excluding other receivables Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
YTM including other receivables: 8.12% levy (if applicable). Face Value-`10.
Product Label

Investment in debt & money market instruments with portfolio Macaulay
Duration between 1 - 3 years

Reliance Nivesh Lakshya Fund RNLF
Long Duration Fund

Type of Scheme Government of India SOV 98.10
An open ended debt scheme investing in instruments Cash & Other Receivables 1.90
such that the Macaulay duration of the portfolio is
greater than 7 years (Please refer to the Page No. 1 of Grand Total 100.00
the Scheme Information Document on which the
concept of Macaulay’s Duration has been explained)

Investments in long term fixed income securities
including Government Securities at the current yields.
Most of the securities would be bought and held till Since the fund has not completed one year, the scheme performance has not been provided.
maturity. Rebalancing the portfolio to ensure that
similar securities mix is maintained.
Date of Allotment
July 6, 2018
Fund Manager
Prashant Pimple
AAA/SOV/A1+/Cash & Government Bond, 98.10%
Other Receivables, 100%
Benchmark
Crisil Long Term Debt Index
Fund Size

Half Yearly Dividend Plan ` 11.4634
Annual Dividend Plan ` 11.4634 Dividend History
Direct - Monthly Dividend Plan ` 11.1913 Monthly Dividend Plan Direct - Quarterly Dividend Plan
19-Jun-19 0.0715 11.3327 11.2335 20-Jun-19 0.3280 11.6847 11.2294
Direct - Half Yearly Dividend Plan ` 11.4739
Direct - Annual Dividend Plan ` 11.4741 20-May-19 0.1274 10.7954 10.6185 20-Dec-18 0.1871 10.9288 10.6691
22-Apr-19 0.0843 10.6718 10.5547 Half yearly Dividend Plan

Direct - Monthly Dividend Plan 19-Mar-19 0.3167 10.8987 10.4591
19-Jun-19 0.0776 11.3420 11.2343 Direct - Half Yearly Dividend Plan
20-May-19 0.1291 10.8035 10.6243 19-Mar-19 0.3338 10.9254 10.4620
22-Apr-19 0.0863 10.6797 10.5599 Annual Dividend Plan
Quarterly Dividend Plan 19-Mar-19 0.3153 10.8987 10.4610
Direct: 0.21 Direct - Annual Dividend Plan
20-Jun-19 0.3159 11.6642 11.2257
20-Dec-18 0.1753 10.9106 10.6672 19-Mar-19 0.3347 10.9254 10.4608

Load structure
Exit Load: 10% of the units allotted can be redeemed levy (if applicable). Face Value-`10.
every year without any exit load, on or before
completion of 36 months from the date of allotment of
units. Any redemption in excess of such limit in the first
36 months from the date of allotment shall be subject
to the following exit load. Redemption of units would be
done on First in First out Basis (FIFO): Product Label
• 1% if redeemed or switched out on or before
completion of 36 months from the date of allotment This product is suitable for investors who are seeking*:
of units.
• Nil, if redeemed or switched out after completion Income over long term.
of 36 months from the date of allotment of units.
*excluding other receivables Investment in Debt & Money Market Instruments with portfolio Macaulay duration
YTM including other receivables: 7.03% of greater than 7 years.
product is suitable for them. will be at Moderate risk

Reliance Credit Risk Fund RCRF
Credit Risk Fund
Details as on June 30, 2019 Commercial Paper 3.67 India Infoline Finance Limited CRISIL AA 0.25
Piramal Enterprises Limited CRISIL A1+ 2.45 Vistaar Financial Services Private Limited ICRA A- 0.24
Type of Scheme S.D. Corporation Pvt Limited CARE A1+(SO) 1.22 PVR Limited CRISIL AA- 0.19
Corporate Bond 75.39 IKF Finance Limited CARE A 0.14
An open ended debt scheme predominantly investing in RMZ Buildcon Private Limited ICRA BBB+(SO) 9.52 Aarish Solar Power Private Limited CARE AA-(SO) 0.12
AA and below rated corporate bonds (excluding AA+ U.P. Power Corporation Limited CRISIL A+(SO)/FITCH 9.38 Aashman Energy Private Limited CARE AA-(SO) 0.12
rated corporate bonds) AA(SO) Divyesh Power Private Limited CARE AA-(SO) 0.12
Yes Bank Limited ICRA A 8.19 Elena Renewable Energy Private Limited CARE AA-(SO) 0.12
Current Investment Philosophy Indiabulls Housing Finance Limited CARE AAA/CRISIL AAA 5.83 Pratyash Renewable Private Limited CARE AA-(SO) 0.12
Mariposa Agri Ventures And Hospitalities UNRATED 4.69 SEI Baskara Power Private Limited CARE AA-(SO) 0.12
Focus will be on maximizing accrual with increased Private Limited SEI Enerstar Renewable Energy Private CARE AA-(SO) 0.12
allocation to AA- and below segment. The fund will run Renew Power Limited CARE A+ 4.09 Limited
duration upto 2 years. Core mandate is to generate Nirma Limited CRISIL AA- 3.65 SEI Mihir Energy Private Limited CARE AA-(SO) 0.12
returns through accrual, hence low duration profile. Renew Wind Energy (Raj One) Private Limited CARE A+(SO) 3.51 Shreyas Renewable Energy Private Limited CARE AA-(SO) 0.12
Emphasis is on credit risk diversification. Vodafone Mobile Services Limited CRISIL A+ 2.81 Zuvan Energy Private Limited CARE AA-(SO) 0.12
Aqua Space Developers Pvt Ltd FITCH A 2.66 Reliance Industries Limited CRISIL AAA 0.06
Narmada Wind Energy Private Limited CARE A+(SO) 2.54 Tata Motors Limited CARE AA 0.06
Date of Allotment
Piramal Enterprises Limited ICRA AA 2.42 Walwhan Renewable Energy Limited CARE AA(SO) 0.03
June 08, 2005 Aasan Corporate Solutions Private Limited ICRA AA-(SO) 1.64 Tata Power Renewable Energy Limited CARE AA(SO) 0.02
Sanghi Industries Limited ICRA A 1.25 Tata Steel Limited CARE AA 0.02
Fund Manager Clix Capital Services Pvt Ltd CARE AA- 1.24 Hinduja Leyland Finance Limited CARE AA- 0.01
United Bank of India CRISIL A+ 1.21 Oriental Nagpur Betul Highway Limited CRISIL AAA(SO) 0.01
Prashant Pimple Aavas Financiers Limited CARE AA- 1.17 Tata Power Company Limited CARE AA 0.00
Reliance Home Finance Limited CARE C 1.16 Promont Hillside Private Limited CARE AA(SO) 0.00
Benchmark Asirvad Microfinance Ltd CRISIL A+ 1.09 Dewan Housing Finance Corporation Limited CARE D 0.00
Vodafone Idea Limited CARE A+ 1.02 Floating Rate Note 0.98
NIFTY Credit Risk Bond Index Gateway Distriparks Limited FITCH AA- 0.75 Jhajjar Power Limited FITCH A+ 0.93
Shriram Transport Finance Company Limited CRISIL AA+ 0.58 Dewan Housing Finance Corporation Limited CARE D 0.05
Fund Size Belstar Investment and Finance Private CARE A+ 0.56 Zero Coupon Bond 8.44
Limited Adani Rail Infra Private Limited BWR A+(SO) 4.02
Monthly Average: ` 8,327.40 Cr Hansdeep Industries & Trading Company CARE AA-(SO) 0.51 Vineha Enterprises Private Limited UNRATED 3.26
Limited Morgan Credits Private Limited CARE A- 0.69
Month End: ` 8,073.78 Cr Muthoot Finance Limited CRISIL AA 0.40 KKR India Financial Services Private Limited CRISIL AA+ 0.47
Gruh Finance Limited CRISIL AAA 0.30 PTC 7.45
NAV as on June 28, 2019 JM Financial Credit Solution Limited ICRA AA 0.28 Indian Receivable Trust 18 CARE A(SO) 7.45
Growth Plan ` 25.1933 G R Infra Projects Limited CRISIL AA- 0.25 Cash & Other Receivables 4.08
REC Limited CRISIL AAA 0.25 Grand Total 100.00
Clix Finance India Private Limited CARE AA- 0.25
Institutional - Growth Plan ` 26.0693
Average Maturity 2.14 Years Rating Profile Asset Allocation

AA-, 10.82%
AA, 8.07%
Total Expense Ratio^ AA+, 1.05% Corporate Bond, 75.39%
Receivables, 14.20% Cash & Other Receivables, 4.08%
Regular/Other than Direct: 1.56 BBB, 0.05% Floating Rate Note, 0.98%
Unrated, 7.95% Commercial Paper, 3.67%
Direct: 1.00 C, 1.16% PTC, 7.45%
BBB+, 9.52%
Load structure Zero Coupon Bond, 8.44%
Entry Load: Nil A+/A/A-/A1, 47.19%
Exit Load: 10% of the units allotted shall be redeemed

without any exit load, on or before completion of 12
months from the date of allotment of units. Any
redemption in excess of such limit in the first 12
months from the date of allotment shall be subject to
the following exit load. Redemption of units would be Dividend History
done on First in First out Basis (FIFO): Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
• 1% if redeemed or switched out on or before Quarterly Dividend Plan Direct - Quarterly Dividend Plan
completion of 12 months from the date of allotment
of units. 21-Jun-19 0.1585 12.7962 12.5762 21-Jun-19 0.1714 13.1639 12.9259
22-Mar-19 0.1585 13.1774 12.9574 22-Mar-19 0.1714 13.5482 13.3102
21-Dec-18 0.1585 13.1055 12.8855 21-Dec-18 0.1714 13.4613 13.2233
*excluding other receivables Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
YTM including other receivables: 11.16% levy (if applicable). Face Value-`10.
Product Label
Income over medium term

Investment predominantly in AA and below rated corporate bonds
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available product is suitable for them. will be at Moderate risk

Reliance Strategic Debt Fund RSDF
Medium Duration Fund
Corporate Bond 84.36 REC Limited CRISIL AAA 1.16
Yes Bank Limited ICRA A 12.66 Cholamandalam Investment and Finance CARE AA+ 1.08
Type of Scheme Company Limited
U.P. Power Corporation Limited FITCH AA(SO) 12.26
An open ended medium term debt scheme investing in Nirma Limited CRISIL AA- 8.07 Dewan Housing Finance Corporation Limited CARE D 0.67
instruments such that the Macaulay duration of the Piramal Enterprises Limited ICRA AA 6.90 National Highways Auth Of Ind CRISIL AAA 0.61
portfolio is between 3 to 4 years. (Please refer to the Vodafone Idea Limited CARE A+ 0.51
page number 14 of the Scheme Information Document L&T Metro Rail (Hyderabad) Limited ICRA AAA(SO) 4.31
on which the concept of Macaulay’s Duration has been Shriram Transport Finance Company Limited CRISIL AA+ 3.92 Clix Finance India Private Limited CARE AA- 0.47
explained) Indiabulls Housing Finance Limited CARE AAA/ 3.33 Hero Cycles Limited CRISIL AA 0.33
CRISIL AAA Tata Power Company Limited CRISIL AA- 0.12
Gateway Distriparks Limited FITCH AA- 2.47
Current Investment Philosophy Tata Housing Development Company Limited ICRA AA 0.08
Kudgi Transmission Ltd CRISIL AAA(SO) 2.36 Muthoot Finance Limited CRISIL AA 0.01
Core allocation will be into AA+ to AA- Corporate Bonds. Swarna Tollway Private Limited CRISIL AAA(SO) 2.16 Bank of Baroda ICRA AA 0.01
Focus will be on carry with moderate Duration. The Promont Hillside Private Limited CARE AA(SO) 1.95
fund intends to generate alpha through spread Floating Rate Note 0.26
Ahmedabad Maliya Tollway Limited ICRA AA(SO) 1.94
compression and rolldown over a 3 year period. Dewan Housing Finance Corporation Limited CARE D 0.26
Reliance Home Finance Limited CARE C 1.53
Aarish Solar Power Private Limited CARE AA-(SO) 1.43 Zero Coupon Bond 3.28
Date of Allotment Aashman Energy Private Limited CARE AA-(SO) 1.43 Indian Hospitals Corporation Ltd BWR AA-(SO) 2.31
Divyesh Power Private Limited CARE AA-(SO) 1.43 KKR India Financial Services Private Limited CRISIL AA+ 0.50
June 26, 2014 IIFL Home Finance Limited ICRA AA 0.47
Elena Renewable Energy Private Limited CARE AA-(SO) 1.43
Pratyash Renewable Private Limited CARE AA-(SO) 1.43 JM Financial Asset Reconstruction Company ICRA AA- 0.00
Fund Manager SEI Baskara Power Private Limited CARE AA-(SO) 1.43
Limited
SEI Enerstar Renewable Energy Private Limited CARE AA-(SO) 1.43 PTC 9.01
Prashant Pimple
SEI Mihir Energy Private Limited CARE AA-(SO) 1.43 Indian Receivable Trust 18 CARE A(SO) 9.01
Shreyas Renewable Energy Private Limited CARE AA-(SO) 1.43 Cash & Other Receivables 3.09
Benchmark Zuvan Energy Private Limited CARE AA-(SO) 1.43 Grand Total 100.00
25% of CRISIL AAA Medium Term Bond Index + 25% of Durg Shivnath Expressways Private Limited ICRA AA(SO) 1.18
CRISIL AA+ Medium Term Bond Index + 25% of CRISIL
AA Medium Term Bond Index + 25% of CRISIL AA-
Medium Term Bond Index
Fund Size
Monthly Average: ` 4,444.19 Cr For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.

AA, 25.13%
Growth Plan ` 13.8411 AA+, 5.50%
Dividend Plan ` 11.8439 Receivables, 17.01%
BBB+, 0.93%
PTC, 9.01%
Quarterly Dividend Plan ` 10.2093 C, 1.53% Floating Rate Note, 0.26%
Bonus Option ` 13.8411 Cash & Other Receivables, 3.09%
Direct - Growth Plan ` 14.4768 A+/A/A-/A1, 22.18%

Direct - Bonus Option ` 14.4768 AA-, 27.72%

Yield to Maturity* 10.89% Dividend History
Total Expense Ratio^ Dividend Plan Quarterly Dividend Plan
19-Mar-19 0.0832 10.9184 10.8029
06-May-16 1.1128 11.7941 10.2534
Regular/Other than Direct: 1.65 19-Dec-18 0.0970 10.8641 10.7295
19-Sep-14 0.1253 10.2171 10.0563 19-Sep-18 0.0921 10.8091 10.6812
Direct: 0.83
Direct - Dividend Plan Direct - Quarterly Dividend Plan
19-Mar-19 0.0994 11.0192 10.8812
06-May-16 1.2247 11.9533 10.2577
Load structure 19-Dec-18 0.1149 10.9626 10.8031
19-Sep-14 0.1375 10.2358 10.0593
19-Sep-18 0.1118 10.9072 10.7520
Entry Load: Nil
Exit Load: 1%, if redeemed or switched out on or before levy (if applicable). Face Value-`10.
completion of 12 months from the date of allotment of
units. Nil, thereafter
Product Label
YTM including other receivables: 10.57% This product is suitable for investors who are seeking*:
Income over medium term

Investment predominantly in debt and money market instruments with portfolio
Macaulay Duration of 3 – 4 yrs
product is suitable for them. will be at Moderate risk

Reliance Income Fund RIF
Medium to Long Duration Fund

Corporate Bond 19.50
Type of Scheme
NTPC Limited CRISIL AAA 10.85
An open ended medium term debt scheme investing in
National Bank For Agriculture and Rural Development CRISIL AAA 8.65
instruments such that the Macaulay duration of the
portfolio is between 4 to 7 years. (Please refer to the Government Bond 72.42
page number 14 of the Scheme Information Document
on which the concept of Macaulay’s Duration has been Government of India SOV 72.42
explained) State Government Bond 0.00
State Government Securities SOV 0.00
Current Investment Philosophy Cash & Other Receivables 8.08
The fund will follow two pronged strategy: Core and Grand Total 100.00
Tactical. Core strategy to reflect medium to long term
view on interest rates and yield curve. Tactical strategy
to benefit out of short term opportunities in the market.
Strategy will be implemented through high grade
assets like GSecs/SDLs/Corporate Bonds. Strategy is to
generate alpha by actively using GSecs, IRF and IRS
curve.
Date of Allotment For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
January 1, 1998

Fund Manager
Prashant Pimple
AAA/SOV/A1+/Cash &
Other Receivables, 100% Government Bond, 72.42%
Benchmark
NIFTY Medium to Long Duration Debt Index State Government Bond, 0.00%
Fund Size

Monthly Dividend Plan ` 10.5278 Dividend History
Quarterly Dividend Plan ` 13.2812 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Half Yearly Dividend Plan ` 13.0824 Monthly Dividend Plan 19-Sep-17 0.5421 13.2699 12.5194
Annual Dividend Plan ` 13.3937 19-Jun-19 0.2234 10.8872 10.5771 Direct - Half Yearly Dividend Plan
Bonus Option ` 17.7558 20-May-19 0.0689 10.5650 10.4694 19-Mar-19 0.5023 13.9573 13.2600
Direct - Growth Plan ` 65.2361 22-Apr-19 0.0215 10.4507 10.4208 19-Sep-18 0.1809 13.3201 13.0690
Direct - Monthly Dividend Plan ` 11.0773 Direct - Monthly Dividend Plan 19-Sep-17 0.6139 14.1198 13.2699
Direct - Quarterly Dividend Plan ` 13.7593 19-Jun-19 0.2389 11.4590 11.1274 Annual Dividend Plan
Direct - Half Yearly Dividend Plan ` 13.9617 20-May-19 0.0761 11.1182 11.0126 19-Mar-19 0.6512 13.6506 12.7466
Direct - Annual Dividend Plan ` 14.6729 22-Apr-19 0.0269 10.9976 10.9602 19-Mar-18 0.2276 12.8787 12.5636
Quarterly Dividend Plan 20-Mar-17 0.8530 13.6715 12.4905
19-Jun-19 0.4171 13.9224 13.3434 Direct - Annual Dividend Plan
19-Mar-19 0.0014 13.1899 13.1880 19-Mar-19 0.7899 15.0319 13.9353
19-Dec-18 0.3126 13.4452 13.0112 19-Mar-18 0.3301 14.1866 13.7295
Modified Duration 5.03 Years Direct - Quarterly Dividend Plan 20-Mar-17 1.0234 15.0617 13.6448
Yield to Maturity* 6.94% 19-Jun-19 0.4483 14.4439 13.8215 Bonus Option Bonus Ratio
19-Mar-19 0.0169 13.6797 13.6563 19-Mar-15 40:1
19-Dec-18 0.3400 13.9411 13.4691 26-Feb-13 5:3
Total Expense Ratio^ Half Yearly Dividend Plan Direct - Bonus Option
Regular/Other than Direct: 1.62 19-Mar-19 0.4400 13.0612 12.4504 19-Mar-15 40:1
19-Sep-18 0.1371 12.4656 12.2753 26-Feb-13 5:3
Direct: 0.87
Load structure
Exit Load: 0.25% if units redeemed or switched out on This product is suitable for investors who are seeking*:
or before completion of 15 days from the date of
allotment of units.
Nil, thereafter Income over medium to long term
*excluding other receivables Investment in debt and money market instruments with portfolio Macaulay
YTM including other receivables: 7.21% Duration of 4 – 7 yrs
will be at Moderate risk

Reliance Dynamic Bond Fund RDBF
Dynamic Bond Fund
Company/Issuer Rating % of Assets
Corporate Bond 14.62
National Bank For Agriculture and Rural Development CRISIL AAA 9.28
Type of Scheme
REC Limited CRISIL AAA 4.04
An open ended dynamic debt scheme investing across National Highways Auth Of Ind CRISIL AAA 1.06
duration NHPC Limited CARE AAA 0.23
Axis Finance Limited CRISIL AAA 0.01
Current Investment Philosophy Government Bond 77.33
Government of India SOV 77.33
The fund will follow two pronged strategy: Core and State Government Bond 0.74
Tactical. Core strategy is to reflect medium to long term
view on interest rates and yield curve. Tactical strategy is State Government Securities SOV 0.74
to benefit out of short term opportunities in the market. Cash & Other Receivables 7.31
Strategy will be implemented through high grade assets Grand Total 100.00
like GSecs/SDLs/Corporate Bonds. Mandate is flexible in
terms of duration range rather than credit. Strategy is to
generate alpha by actively using GSecs, IRF and IRS
curve.
Date of Allotment
November 15, 2004
Fund Manager For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Prashant Pimple
Benchmark
CRISIL Dynamic Debt Index AAA/SOV/A1+/Cash &
Fund Size Cash & Other Receivables, 7.31%


Average Maturity 5.99 Years Dividend History

Modified Duration 4.44 Years Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Yield to Maturity* 6.95% Dividend Plan Quarterly Dividend Plan

25-Mar-15 0.9070 14.6923 13.4428 20-Jun-19 0.2718 10.9999 10.6225
Total Expense Ratio^ 22-Sep-14 0.4881 14.0757 13.4493 20-Mar-19 0.0288 10.6116 10.5716
25-Mar-14 0.4295 13.9030 13.3518 20-Dec-18 0.2005 10.7596 10.4813
Direct - Dividend Plan Direct - Quarterly Dividend Plan
Direct: 1.36
25-Mar-15 1.0459 16.1921 14.7512 20-Jun-19 0.2845 11.0535 10.6586
22-Sep-14 0.5706 15.4877 14.7555 20-Mar-19 0.0432 10.6643 10.6043
Load structure
25-Mar-14 0.5499 15.3500 14.6444 20-Dec-18 0.2134 10.8099 10.5137
Entry Load: Nil
Exit Load: (w.e.f. 16.04.2019) 1%, if units redeemed or
switched out on or before completion of 1 month from Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
the date of allotment of units. Nil, thereafter. levy (if applicable). Face Value-`10.

Product Label
Income over long term

Investment in debt and money market instruments across duration

Reliance Gilt Securities Fund RGSF
Gilt Fund Portfolio as on June 30, 2019
Company/Issuer Rating % of Assets

Type of Scheme Government of India SOV 91.68
An open ended debt scheme investing in government State Government Bond 0.50
securities across maturity State Government Securities SOV 0.50
Current Investment Philosophy Cash & Other Receivables 7.82

Grand Total 100.00
The fund will follow two pronged strategy: Core and
Tactical. Core strategy to reflect medium to long term
view on interest rates and yield curve. Tactical strategy
to benefit out of short term opportunities in the market.
Strategy will be implemented through high grade assets
like GSecs/SDLs. Strategy is to aim to generate alpha by
actively using GSecs, IRF and IRS curve.
Date of Allotment For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
August 22, 2008
Fund Manager
Prashant Pimple
Benchmark
CRISIL Dynamic Gilt Index Rating Profile Asset Allocation
Fund Size AAA/SOV/A1+/Cash &

Month End: ` 1,039.95 Cr State Government Bond, 0.50%

Automatic Annual Reinvestment Plan ` 21.8580
Automatic Capital Appreciation Plan ` 26.0763
Defined Maturity Plan ` 26.0763
Direct - Automatic Annual ` 15.0882
Reinvestment Plan
Direct - Automatic Capital ` 27.8047
Appreciation Plan
Direct - Defined Maturity Plan ` 27.9512
Direct - Bonus Plan ` 15.5801
Institutional - Growth Plan ` 26.3401 Dividend History
Average Maturity 7.96 Years Monthly Dividend Plan Direct - Monthly Dividend Plan
Modified Duration 5.61 Years 25-Jun-19 0.1907 10.6800 10.4152 25-Jun-19 0.2145 11.7378 11.4400
Yield to Maturity* 6.83% 27-May-19 0.1398 10.6413 10.4472 27-May-19 0.1591 11.6946 11.4737
25-Mar-19 0.0905 10.4981 10.3725 25-Mar-19 0.1038 11.5257 11.3816
Direct: 0.69
Load structure
Exit Load: (w.e.f. 16.04.2019) 0.25%, if units redeemed levy (if applicable). Face Value-`10.
or switched out on or before completion of 7 days from
the date of allotment of units. Nil, thereafter.
Product Label
Income over long term

Investment in government securities across maturity
Special
Special
Special Feature:
Feature:
Feature: Reliance
Reliance
Reliance Any
Any Time
Any Time
Time Money
Money
Money Card
CardCard

Reliance Hybrid Bond Fund RHBF
Conservative Hybrid Fund Portfolio as on June 30, 2019
Type of Scheme Debt Equity
Commercial Paper 2.77 Banks
An open ended hybrid scheme investing predominantly
in debt instruments Indiabulls Housing Finance Limited CRISIL A1+ 2.77 HDFC Bank Limited* 1.44
Corporate Bond 77.49 Finance
Mariposa Agri Ventures And Hospitalities UNRATED 9.22 Housing Development Finance Corporation 1.03
The fund will run 90% accrual and equity exposure of 10% Private Limited Limited*
to create alpha with lower volatility.
Sanghi Industries Limited ICRA A 8.68 Petroleum Products 0.17
Fixed Income:
RMZ Buildcon Private Limited ICRA BBB+(SO) 8.53 Reliance Industries Limited* 1.17
> Accrual strategy with moderate MTM volatility (Duration:
1.75 – 2.25 yrs). Molagavalli Renewable Private Limited CARE A+(SO) 8.07 Invit
> Investment into well researched credits primarily in AA & U.P. Power Corporation Limited CRISIL A+(SO) 7.69
Invit 0.18
below rated papers. Aqua Space Developers Pvt Ltd FITCH A 7.57
IRB InvIT Fund 0.18
Equity: Vodafone Mobile Services Limited CRISIL A+ 7.31
> Investment into equities with a long term view. Ptc
Lendingkart Finance Limited ICRA BBB+ 6.24
PTC 4.01
Date of Allotment SPANDANA SPHOORTY FINANCIAL LTD ICRA A- 5.58
Yes Bank Limited ICRA A 5.45
December 29, 2003 Equity Less Than 1% of Corpus 9.45
Narmada Wind Energy Private Limited CARE A+(SO) 2.05
Fund Manager Cash & Other Receivables 2.46
Indiabulls Housing Finance Limited CRISIL AAA 1.09
Grand Total 100.00
Amit Tripathi, Sanjay Parekh India Infradebt Limited ICRA AAA 0.01
* Top 10 holding
Reliance Home Finance Limited CARE C 0.00
Benchmark
CRISIL Hybrid 85+15- Conservative Index
Fund Size
NAV as on June 28, 2019 A+/A/A-/A1, 56.41%

AAA/SOV/A1+/Cash & Other Cash & Other Receivables, 2.46%
Growth Plan ` 42.9543 Receivables, 6.34% InvIT, 0.18%
Monthly Dividend Plan ` 11.6632 Unrated, 9.22% Commercial Paper, 2.77%

PTC, 4.01%
Quarterly Dividend Plan ` 12.1925 Invit, 0.18%
Direct - Growth Plan ` 45.4362 Equity, 13.08%
Equity, 13.08%
BBB+, 14.77%
Industry Allocation (Equity Portion) Dividend History
Direct: 1.05 Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Load structure Banks 3.82%
20-Jun-19 0.0591 11.8405 11.7585
Entry Load: Nil Software 1.79% 20-May-19 0.0504 11.8003 11.7303
Exit Load: 10% of the units allotted shall be redeemed without 22-Apr-19 0.0504 11.9754 11.9054
Finance
any exit load, on or before completion of 12 months from the
1.46%
Direct - Monthly Dividend Plan
20-Jun-19 0.0645 12.7589 12.6694
date of allotment of units. Any redemption in excess of such Petroleum Products 1.36%
20-May-19 0.0555 12.7082 12.6312
limit in the first 12 months from the date of allotment shall be
22-Apr-19 0.0555 12.8904 12.8134
subject to the following exit load. Redemption of units would be Consumer Non Durables 1.24%
done on First in First out Basis (FIFO):
Auto 0.75% 20-Jun-19 0.1657 12.5221 12.2921
• 1% if redeemed or switched out on or before completion
20-Mar-19 0.1657 12.8266 12.5966
of 12 months from the date of allotment of units. Construction Project 0.52% 20-Dec-18 0.1657 12.7426 12.5126
• Nil, thereafter. Direct - Quarterly Dividend Plan
Power 0.30%
20-Jun-19 0.1786 12.9282 12.6802
*excluding other receivables Pharmaceuticals 0.28%
20-Mar-19 0.1786 13.2254 12.9774
YTM including other receivables: 12.10% 20-Dec-18 0.1786 13.1211 12.8731
Average Maturity, Modified Duration & YTM details Cement 0.23% Past performance may or may not be sustained in future.
AMFI Classification
provided for Debt portion of Portfolio only. Pursuant to dividend payment, NAV falls to the extent of payout &
Product Label
Regular income and capital growth over long term

Investment in debt & money market instruments and equities & equity related securities
Special Feature: Reliance Any Time Money Card *Investors should consult their financial advisors if in doubt about whether the product
is suitable for them. will be at Moderately High risk

Reliance ETF Nifty BeES NIFTYBEES
Equity - ETF
Auto Housing Development Finance Corporation Limited* 7.83
Maruti Suzuki India Limited 1.80 Bajaj Finance Limited 1.82
Type of Scheme
Mahindra & Mahindra Limited 1.27 Bajaj Finserv Limited 1.07
An Open Ended Index Exchange Traded Scheme
Banks Oil
HDFC Bank Limited* 10.96 Oil & Natural Gas Corporation Limited 1.10
Current Investment Philosophy Petroleum Products

ICICI Bank Limited* 5.86
The Scheme employs a passive investment approach Kotak Mahindra Bank Limited* 4.10
designed to track the performance of Nifty 50 Index. Axis Bank Limited* 3.43
Power
The Scheme seeks to achieve this goal by investing in NTPC Limited 1.28
securities constituting Nifty 50 Index in same proportion State Bank of India 2.88
as in the Index. IndusInd Bank Limited 1.50
Software
Construction Project
Date of Allotment Larsen & Toubro Limited* 3.98
Tata Consultancy Services Limited* 4.86
December 28, 2001 Consumer Durables
HCL Technologies Limited 1.20
Titan Company Limited 1.16
Telecom - Services
Fund Manager Consumer Non Durables
Bharti Airtel Limited 1.37
Vishal Jain
ITC Limited* 4.88 Equity Less Than 1% of Corpus 17.77
Hindustan Unilever Limited 2.65 Cash and Other Receivables 0.30
Benchmark
Asian Paints Limited 1.27 Grand Total 100.00
Nifty 50 TRI Finance *Top 10 Holdings
Fund size For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
NAV as on June 28, 2019 ` 1,240.7306
Volatility Measures
Beta 0.93
Sharpe Ratio 0.18
Note: The above measures have been calculated using monthly rolling returns for 36 Industry Allocation Dividend History
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Record Date Rate (`/ Cum Ex-
Banks 29.14% Unit) Dividend Dividend
NAV NAV
Portfolio Turnover (Times) 1.92 Software 13.67% 20-Feb-15 8.0000 893.3096 885.3096
Tracking Error@ 0.03 Finance 11.13% 11-Mar-14 7.0000 660.0726 653.0726
Creation Unit Size 5000 Units Petroleum Products 10.35%

14-Mar-13 7.5000 599.2203 591.7203
Pricing (per unit) 1/10th of Index Past performance may or may not be sustained in future.
Pursuant to dividend payment, NAV falls to the extent of payout &
Exchange Listed NSE, BSE Auto 5.69%
NSE Symbol NIFTYBEES Construction Project 3.98% Nifty 50 - Valuation Measures

BSE Code 590103 Full market capitalisation (` Cr) 86,41,610.27
Power 2.29%
ISIN INF732E01011 P/E 28.98
Bloomberg Code NBEES IN Equity P/B 3.71
Dividend Yield 1.24
Reuters Code NBES.NS & NBES.BO Cement 1.74%
AMFI Classification
Source: www.nseindia.com
Total Expense Ratio^ 0.11
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
Long term capital appreciation

Investment in securities covered by Nifty 50 Index.

Reliance ETF Sensex RELSENSEX
Equity - ETF
Details as on June 30, 2019 Auto Oil
Maruti Suzuki India Limited 2.16 Oil & Natural Gas Corporation Limited 1.15
Type of Scheme
Mahindra & Mahindra Limited 1.52 Petroleum Products
An open ended Index Exchange Traded Fund Banks Reliance Industries Limited* 10.03
HDFC Bank Limited* 13.03 Pharmaceuticals

ICICI Bank Limited* 6.96 Sun Pharmaceutical Industries Limited 1.07
The Scheme employs a passive investment approach
designed to track the performance of S&P BSE Sensex Kotak Mahindra Bank Limited* 4.32 Power
Index. The Scheme seeks to achieve this goal by
Axis Bank Limited* 3.54 NTPC Limited 1.32
investing in securities constituting the S&P BSE Sensex
Index in same proportion as in the Index. State Bank of India 3.36 Power Grid Corporation of India Limited 1.18
IndusInd Bank Limited 1.76 Software

Date of Allotment
Construction Project Infosys Limited* 6.90
September 24, 2014
Larsen & Toubro Limited* 4.69 Tata Consultancy Services Limited* 5.80
Fund Manager Consumer Non Durables HCL Technologies Limited 1.43
ITC Limited* 5.79 Tech Mahindra Limited 1.08

Mehul Dama
Hindustan Unilever Limited 3.17 Telecom - Services
Benchmark Asian Paints Limited 1.52 Bharti Airtel Limited 1.46
S&P BSE Sensex TRI Finance Equity Less Than 1% of Corpus 4.88
Housing Development Finance Corporation Limited* 9.34 Cash and Other Receivables 0.39
Fund size
Monthly Average: ` 19.55 Cr *Top 10 Holdings
NAV as on June 28, 2019 ` 418.1068
Volatility Measures For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Beta 0.93
Sharpe Ratio 0.20

Industry Allocation S&P BSE Sensex - Valuation Measures
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Full market capitalisation ( ` Cr) 70,00,927.65
Banks 33.46%
P/E –
Portfolio Turnover (Times)
Software
0.33 15.22%
P/B –
Finance
Tracking Error@
11.50%
0.06 Dividend Yield –
Creation Unit Size 10,000 Units Source: www.asiaindex.co.in
Pricing (per unit) 1/100th of Index
Auto 6.29%
Exchange Listed BSE Construction Project 4.69%
BSE Code 538683 Power 2.50%
ISIN INF204KA1UN7 Telecom - Services 1.46%
Bloomberg Code RSENSEX IN Equity Oil 1.15%

AMFI Classification
Reuters Code RLSE.BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of S&P BSE Sensex Index, subject to tracking errors.

Reliance ETF NV20 RELNV20
Equity - ETF
Auto Oil
Type of Scheme Bajaj Auto Limited 2.64 Oil & Natural Gas Corporation Limited* 3.79
An open ended Index Exchange Traded Fund Hero MotoCorp Limited 2.41 Petroleum Products
Banks
Indian Oil Corporation Limited 2.74
Yes Bank Limited 1.45
Current Investment Philosophy Bharat Petroleum Corporation Limited 2.26
Reliance ETF NV20 is a passively managed exchange Power
Hindustan Unilever Limited* 9.17
traded fund which will employ an investment approach NTPC Limited* 4.42
designed to track the performance of Nifty 50 Value 20 Ferrous Metals
Power Grid Corporation of India Limited* 3.50
Index. Tata Steel Limited 2.73
Software
The Scheme seeks to achieve this goal by investing in JSW Steel Limited 2.02
securities constituting the Nifty 50 Value 20 Index in Tata Consultancy Services Limited* 14.84
same proportion as in the Index. Gas Infosys Limited* 14.63
GAIL (India) Limited 2.07 HCL Technologies Limited* 4.15
Date of Allotment Minerals/Mining Tech Mahindra Limited* 3.20
June 18, 2015 Coal India Limited* 3.26 Wipro Limited 3.16
Non - Ferrous Metals Cash and Other Receivables 0.61

Fund Manager Vedanta Limited 2.28 Grand Total 100.00
Mehul Dama *Top 10 Holdings
Benchmark
Nifty 50 Value 20 TRI
Fund size
NAV as on June 28, 2019 ` 578.2763
Volatility Measures
Beta 0.94
Sharpe Ratio 0.21
Industry Allocation Nifty 50 Value 20 - Valuation Measures
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Full market capitalisation (` Cr) 39,84,690.96
Software 39.97%
P/E 16.37
Portfolio Turnover (Times) 3.12 Petroleum Products 19.68% P/B 2.91
Tracking Error @ 0.13 Consumer Non Durables 9.17% Dividend Yield 2.48
Power 7.92%
Creation Unit Size 3,000 Units
Auto 5.05%
Pricing (per unit) 1/10th of Index Ferrous Metals 4.75%
Oil 3.79%
Exchange Listed NSE
NSE Symbol RELNV20

Non - Ferrous Metals 2.28%
ISIN INF204KA17D8 Gas 2.07%

AMFI Classification
Bloomberg Code RELNV20 IN Equity
Reuters Code RENV.NS
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

investment in equity and equity related securities and portfolios replicating the
composition of Nifty 50 Value 20 Index, subject to tracking errors.
is suitable for them. will be at Moderately High risk

Reliance ETF Junior BeES JUNIORBEES
Equity - ETF
Details as on June 30, 2019 Auto ICICI Prudential Life Insurance Company Limited 1.98
Ashok Leyland Limited 1.79 HDFC Asset Management Company Limited 1.06
Type of Scheme
Auto Ancillaries L&T Finance Holdings Limited 1.02
An Open Ended Index Exchange Traded Scheme Motherson Sumi Systems Limited 2.08 Gas
Bosch Limited 1.99 Petronet LNG Limited 2.61
MRF Limited 1.67 Industrial Capital Goods
Current Investment Philosophy Banks Siemens Limited 1.66
Bank of Baroda 2.07 Bharat Heavy Electricals Limited 1.34
The Scheme employs a passive investment approach Bandhan Bank Limited 1.19 ABB India Limited 1.21
designed to track the performance of Nifty Next 50 Cement Minerals/Mining
Index. The Scheme seeks to achieve this goal by Shree Cement Limited* 3.78 NMDC Limited 1.38
investing in securities constituting the Nifty Next 50 Ambuja Cements Limited 2.22 Petroleum Products
Index in same proportion as in the Index. Hindustan Petroleum Corporation Limited* 3.08
ACC Limited 1.88
Chemicals Pharmaceuticals
Date of Allotment Pidilite Industries Limited 2.63 Piramal Enterprises Limited* 2.92
Construction Divi's Laboratories Limited* 2.89
February 21, 2003
DLF Limited 1.69 Lupin Limited 2.58
Consumer Durables Aurobindo Pharma Limited 2.43
Fund Manager Havells India Limited* 2.80 Biocon Limited 1.58
Vishal Jain Consumer Non Durables Retailing
Godrej Consumer Products Limited* 3.57 Avenue Supermarts Limited 2.11
Dabur India Limited* 3.22 Software
Benchmark
Marico Limited* 2.72 Oracle Financial Services Software Limited 1.01
Nifty Next 50 TRI United Spirits Limited 2.48 Telecom - Services
Colgate Palmolive (India) Limited 2.14 Vodafone Idea Limited 1.29
United Breweries Limited 2.11 Textile Products
Fund size
Procter & Gamble Hygiene and Health Care Limited 1.43 Page Industries Limited 1.70
Monthly Average: ` 1,552.26 Cr Finance Transportation
Month End: ` 1,169.14 Cr HDFC Life Insurance Company Limited* 3.20 Container Corporation of India Limited 2.22
SBI Life Insurance Company Limited* 3.09 InterGlobe Aviation Limited 2.13
NAV as on June 28, 2019 ` 281.6723
Bajaj Holdings & Investment Limited 2.62 Equity Less Than 1% of Corpus 4.57
ICICI Lombard General Insurance Company Limited 2.52 Cash and Other Receivables 0.12
Volatility Measures Shriram Transport Finance Company Limited 2.23 Grand Total 100.00
Standard Deviation 4.80 *Top 10 Holdings
Beta 0.94
Sharpe Ratio 0.10 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Tracking Error @ 0.23 Industry Allocation Dividend History

Finance 19.00% 11-Mar-14 1.0000 127.5231 126.5231
Pricing (per unit) 1/100th of Index Consumer Non Durables 17.68%
09-Jul-09 1.2500 75.3772 74.1272
19-Feb-04$ 4.0000 352.0260 348.0260
Pharmaceuticals 13.28% Bonus
Exchange Listed NSE, BSE
19-Feb-04$ 1:4 units
NSE Symbol JUNIORBEES Cement 7.89%
Past performance may or may not be sustained in future.
BSE Code 590104 Auto Ancillaries 5.74% Pursuant to dividend payment, NAV falls to the extent of payout &
ISIN INF732E01045 statutory levy (if applicable). Face Value `1.25
$
Face Value `10
Bloomberg Code JBEES IN Equity Industrial Capital Goods 4.21%
Reuters Code JBES.NS & JBES.BO

Banks 3.26% Nifty Next 50 - Valuation Measures
Full market capitalisation (` Cr) 21,84,494.81
Total Expense Ratio^ 0.23 Petroleum Products 3.08%
P/E 46.00
Load structure AMFI Classification P/B 4.07
Dividend Yield 0.91
Entry Load: Nil
Exit Load: Nil
Product Label
• Long-term capital appreciation

• Investment in Securities covered by Nifty Next 50 Index
suitable for them.

Reliance ETF Nifty 100 RELCNX100
Equity - ETF
Auto Finance
Type of Scheme Maruti Suzuki India Limited 1.57 Housing Development Finance Corporation Limited* 6.83
An open ended Index Exchange Traded Fund Mahindra & Mahindra Limited 1.11 Bajaj Finance Limited 1.58
Banks
Petroleum Products
HDFC Bank Limited* 9.55
Current Investment Philosophy Reliance Industries Limited* 7.76
Power
The Scheme employs a passive investment approach Kotak Mahindra Bank Limited* 3.57
NTPC Limited 1.11
designed to track the performance of Nifty 100 Index. Axis Bank Limited* 2.99
The Scheme seeks to achieve this goal by investing in Software
State Bank of India 2.51
securities constituting Nifty 100 Index in same
IndusInd Bank Limited 1.31 Infosys Limited* 5.03
proportion as in the Index.
Construction Project Tata Consultancy Services Limited* 4.24
Date of Allotment Larsen & Toubro Limited* 3.47 HCL Technologies Limited 1.05
March 22, 2013 Consumer Durables Telecom - Services

Titan Company Limited 1.01 Bharti Airtel Limited 1.19
Fund Manager Consumer Non Durables Equity Less Than 1% of Corpus 31.08
ITC Limited* 4.25
Mehul Dama Cash and Other Receivables 0.27
Hindustan Unilever Limited 2.31
Grand Total 100.00
Benchmark Asian Paints Limited 1.11
*Top 10 Holdings
Nifty 100 TRI
Fund size
NAV as on June 28, 2019 ` 121.9570
Volatility Measures
Beta 0.92
Sharpe Ratio 0.15
Portfolio Turnover (Times) 0.22 Industry Allocation Nifty 100 - Valuation Measures
Full market capitalisation (` Cr) 1,08,30,155.30
Tracking Error @ 0.10
Banks 25.81% P/E 30.43
Finance P/B 3.75
12.12%

Software 12.04%
Dividend Yield 1.20
Exchange Listed NSE, BSE Consumer Non Durables 10.51%
NSE Symbol RELCNX100 Petroleum Products 9.42%
BSE Code 537483 Auto 5.26%

ISIN INF204K014N5
Bloomberg Code RCNX100 IN Equity
Reuters Code RELF.NS & RELF.BO
Cement 2.52%
Power 2.09%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty 100 Index, subject to tracking errors.
suitable for them.

Reliance ETF Consumption RELCONS
Equity - ETF
Auto Apollo Hospitals Enterprise Limited 1.35
Type of Scheme Maruti Suzuki India Limited* 9.42 Hotels, Resorts And Other Recreational Activities
An open ended Index Exchange Traded Fund Mahindra & Mahindra Limited* 6.63 The Indian Hotels Company Limited 1.24
Bajaj Auto Limited* 3.99 Media & Entertainment
Hero MotoCorp Limited* 3.64 Zee Entertainment Enterprises Limited 2.19
Current Investment Philosophy Consumer Durables Pharmaceuticals
Titan Company Limited* 6.04 Piramal Enterprises Limited 2.23
The Scheme employs a passive investment approach Havells India Limited 2.13 Power
designed to track the performance of Nifty India Voltas Limited 1.62
Consumption Index. The Scheme seeks to achieve this goal Tata Power Company Limited 1.36
by investing in securities constituting Nifty India Crompton Greaves Consumer Electricals Limited 1.04 Retailing
Consumption Index in same proportion as in the Index. Consumer Non Durables
Avenue Supermarts Limited 1.61
Hindustan Unilever Limited* 10.00
Telecom - Services
Date of Allotment ITC Limited* 9.87
Bharti Airtel Limited* 7.14
Asian Paints Limited* 6.64
April 3, 2014 Textile Products
Britannia Industries Limited* 3.50
Page Industries Limited 1.30
Godrej Consumer Products Limited 2.72
Fund Manager Transportation
Dabur India Limited 2.46
InterGlobe Aviation Limited 1.63
Mehul Dama Marico Limited 2.08
United Spirits Limited 1.89
Benchmark Colgate Palmolive (India) Limited 1.63 Cash and Other Receivables 0.37
United Breweries Limited 1.61 Grand Total 100.00

Nifty India Consumption TRI
Healthcare Services *Top 10 Holdings
Fund size
NAV as on June 28, 2019 ` 50.4040 For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Volatility Measures
Beta 0.92
Sharpe Ratio 0.08
Portfolio Turnover (Times) 0.79 Industry Allocation Nifty India Consumption - Valuation Measures
Tracking Error @ 0.12
Consumer Non Durables 43.39% P/E 42.92
P/B 5.61
Auto 24.63%
Pricing (per unit) 1/100th of Index Dividend Yield 1.06
Telecom - Services 7.14%
Exchange Listed NSE Pharmaceuticals 2.96%

NSE Symbol RELCONS
Media & Entertainment 2.19%
ISIN INF204KA1LD7
Transportation
Bloomberg Code RCONSUM IN Equity 1.63%
Reuters Code RELC.NS Retailing 1.61%
Power 1.36%
Healthcare Services 1.35%
AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty India Consumption Index, subject to tracking errors.
is suitable for them.

Reliance ETF Dividend Opportunities RELDIVOPP
Equity - ETF
Auto Vedanta Limited 2.70
Type of Scheme Bajaj Auto Limited 3.13 Oil
An open ended Index Exchange Traded Fund Hero MotoCorp Limited 2.85 Oil & Natural Gas Corporation Limited* 4.48
Consumer Non Durables Petroleum Products
Hindustan Unilever Limited* 10.06 Indian Oil Corporation Limited* 3.24

Current Investment Philosophy ITC Limited* 9.93
Bharat Petroleum Corporation Limited 2.68
Hindustan Petroleum Corporation Limited 1.84
Colgate Palmolive (India) Limited 1.28
The Scheme employs a passive investment approach Power
designed to track the performance of Nifty Dividend Finance
NTPC Limited* 5.23
Opportunities 50 Index. The Scheme seeks to achieve Indiabulls Housing Finance Limited 1.72
this goal by investing in securities constituting Nifty Power Grid Corporation of India Limited* 4.14
REC Limited 1.30
Dividend Opportunities 50 Index in same proportion as Software
in the Index. Power Finance Corporation Limited 1.23
Tata Consultancy Services Limited* 9.85
ICICI Prudential Life Insurance Company Limited 1.19
Date of Allotment Gas Tech Mahindra Limited* 3.78
Petronet LNG Limited 1.56 Telecom - Equipment & Accessories
April 15, 2014
Minerals/Mining Bharti Infratel Limited 1.93
Coal India Limited* 3.85 Equity Less Than 1% of Corpus 11.85
Fund Manager
Non - Ferrous Metals Cash and Other Receivables 0.48
Mehul Dama Grand Total 100.00
*Top 10 Holdings
Benchmark
Nifty Dividend Opportunities 50 TRI For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Fund size
NAV as on June 28, 2019 ` 30.5209
Volatility Measures
Beta 0.94
Sharpe Ratio 0.19
Industry Allocation Nifty Dividend Opportunities 50 - Valuation Measures

Software 25.37% P/E 15.16
Consumer Non Durables 21.27% P/B 2.65
Power 9.91%
Dividend Yield 3.19
Pricing (per unit) 1/100th of Index Petroleum Products 8.30%
Finance 6.96%
Exchange Listed NSE Auto 5.98%
NSE Symbol RELDIVOPP Oil 4.96%

ISIN INF204KA1MS3
Bloomberg Code RDIVOPP IN Equity
Non - Ferrous Metals 3.60%
Reuters Code RDOF.NS
Telecom - Equipment &
1.93%
Accessories
Total Expense Ratio^ 0.16 AMFI Classification
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

composition of Nifty Dividend Opportunities 50 Index, subject to tracking errors.

Reliance ETF Infra BeES INFRABEES
Equity - ETF
Construction Project Telecom - Equipment & Accessories
Type of Scheme Bharti Infratel Limited* 4.51
Larsen & Toubro Limited* 33.59
An open ended index scheme listed on the Exchange in the Telecom - Services
form of an Exchange Traded Fund (ETF) tracking the Nifty Bharti Airtel Limited* 13.05
Infrastructure Index Siemens Limited* 2.31
Vodafone Idea Limited 1.80
Bharat Heavy Electricals Limited 1.87 Transportation
Power Adani Ports and Special Economic Zone Limited* 6.40
The Scheme employs a passive investment approach NTPC Limited* 12.20 Container Corporation of India Limited* 3.10
designed to track the performance of Nifty Infrastructure InterGlobe Aviation Limited* 2.97
Index. The Scheme seeks to achieve this goal by investing Power Grid Corporation of India Limited* 9.66
in securities constituting the Nifty Infrastructure Index in Equity Less Than 1% of Corpus 4.86
Tata Power Company Limited* 2.48
same proportion as in the Index. Cash and Other Receivables 0.16
CESC Limited 1.03 Grand Total 100.00
Date of Allotment *Top 10 Holdings
September 29, 2010
Fund Manager
Mehul Dama
Benchmark
Nifty Infrastructure Index TRI
Fund size
NAV as on June 28, 2019 ` 346.2672

Industry Allocation Nifty Infrastructure Index - Valuation Measures
Volatility Measures Full market capitalisation (` Cr) 10,77,074.23

P/E 41.37
Standard Deviation 4.78 Construction Project 35.92%
P/B 2.23
Beta 0.94
Power 27.23% Dividend Yield 1.39
Sharpe Ratio 0.03
Note: The above measures have been calculated using monthly rolling returns for 36 Telecom - Services 14.85%
Tracking Error@ 0.24 Telecom - Equipment &
4.51%
Accessories
Creation Unit Size 5000 Units
Pricing (per unit) 1/10th of Index Industrial Capital Goods 4.18%
Construction 0.68%
Exchange Listed NSE
AMFI Classification
NSE Symbol INFRABEES
ISIN INF732E01268
Bloomberg Code IBEES IN Equity
Reuters Code IFRB.NS
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty Infrastructure Index

Reliance ETF Bank BeES BANKBEES
Equity - ETF
Details as on June 30, 2019 Company/Issuer % of Assets
Banks
Type of Scheme
An Open Ended Index Exchange Traded Scheme
Axis Bank Limited* 12.99

Current Investment Philosophy Kotak Mahindra Bank Limited* 12.71
The Scheme employs a passive investment approach State Bank of India* 10.90
designed to track the performance of Nifty Bank Index.
The Scheme seeks to achieve this goal by investing in IndusInd Bank Limited* 5.69
securities constituting the Nifty Bank Index in same RBL Bank Limited* 2.08
proportion as in the Index.
The Federal Bank Limited* 1.69
Date of Allotment Yes Bank Limited* 1.59
May 27, 2004 Bank of Baroda* 1.14

Fund Manager
Vishal Jain
Grand Total 100.00
*Top 10 Holdings
Benchmark
Nifty Bank TRI
Fund size For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.

NAV as on June 28, 2019 ` 3,170.6658

Dividend History
Volatility Measures Record Date Rate (`/ Unit) Cum Dividend NAV Ex-Dividend NAV
Standard Deviation 4.88 20-Feb-15 13.0000 1,923.0249 1,910.0249

Beta 0.94 11-Mar-14 11.0000 1,220.3525 1,209.3525
Sharpe Ratio 0.24
14-Mar-13 18.0000 1,220.1859 1,202.1859

Nifty Bank - Valuation Measures
NSE Symbol BANKBEES
BSE Code 590106
ISIN INF732E01078 P/E 67.29
Bloomberg Code BBEES IN Equity P/B 3.37
Reuters Code BBES.NS & BBES.BO Dividend Yield 0.41
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
Long-term capital appreciation
• Investment in Securities covered by Nifty Bank Index

Reliance ETF PSU Bank BeES PSUBNKBEES
Equity - ETF
Company/Issuer % of Assets
Banks
Type of Scheme State Bank of India* 30.69
An open ended index scheme, listed on the Exchange in Bank of Baroda* 20.19
the form of an Exchange Traded Fund (ETF) tracking the Punjab National Bank* 11.69
Nifty PSU Bank Index
Canara Bank* 10.70
Union Bank of India* 5.81
Bank of India* 4.92
The Scheme employs a passive investment approach Indian Bank* 4.49
designed to track the performance of Nifty PSU Bank Syndicate Bank* 2.91
Index. The Scheme seeks to achieve this goal by
investing in securities constituting the Nifty PSU Bank Allahabad Bank* 2.75
Index in same proportion as in the Index. Oriental Bank of Commerce* 2.63
The Jammu & Kashmir Bank Limited 1.70
Date of Allotment Central Bank of India 1.41
October 25, 2007 Cash and Other Receivables 0.11
Grand Total 100.00
Fund Manager *Top 10 Holdings
Mehul Dama
Benchmark For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Nifty PSU Bank TRI
Fund size
NAV as on June 28, 2019 ` 353.3791 Dividend History

Volatility Measures 10-Nov-09 6.0000 350.6454 344.6454
Standard Deviation 9.09 Past performance may or may not be sustained in future. Pursuant to dividend payment, NAV falls to the extent of payout & statutory
Beta 0.96
Sharpe Ratio 0.04

Nifty PSU Bank - Valuation Measures
Exchange Listed NSE, BSE Full market capitalisation (` Cr) 5,32,081.01
NSE Symbol PSUBNKBEES P/B 0.94
BSE Code 590108 Dividend Yield 0.03
ISIN INF732E01110 Source: www.nseindia.com
Bloomberg Code PSUBBE IN Equity

Reuters Code PSUB.NS & PSUB.
BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty PSU Bank Index

Reliance ETF Shariah BeES SHARIABEES
Equity - ETF
Auto Oil
Type of Scheme Hero MotoCorp Limited 2.61 Oil & Natural Gas Corporation Limited* 4.11
An Open Ended Index Exchange Traded Scheme Cement Pesticides
Grasim Industries Limited 2.81 UPL Limited 2.68

Petroleum Products
Consumer Durables
Indian Oil Corporation Limited* 2.97
Titan Company Limited* 4.34
The Scheme employs a passive investment approach Bharat Petroleum Corporation Limited 2.46
designed to track the performance of Nifty50 Shariah Pharmaceuticals
Index. The Scheme seeks to achieve this goal by Hindustan Unilever Limited* 9.95
Dr. Reddy's Laboratories Limited 2.41
investing in securities constituting the Nifty50 Shariah
Asian Paints Limited* 4.77
Index in same proportion as in the Index. Cipla Limited 2.19
Britannia Industries Limited 2.52 Software
Date of Allotment Ferrous Metals Infosys Limited* 21.67
March 18, 2009 Tata Steel Limited* 2.97 Tata Consultancy Services Limited* 18.24
Gas HCL Technologies Limited* 4.50
Fund Manager GAIL (India) Limited 2.25 Tech Mahindra Limited* 3.47
Mehul Dama Non - Ferrous Metals Cash and Other Receivables 0.71
Grand Total 100.00
Hindalco Industries Limited 2.36
Nifty50 Shariah Index TRI For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Fund size
Record Date Rate Cum Dividend Ex-Dividend
NAV as on June 28, 2019 ` 253.6092 Software 47.88% (`/ Unit) NAV NAV
Volatility Measures Consumer Non Durables 17.25% 11-Mar-14 2.0000 148.8451 146.8451
Standard Deviation 3.39 Petroleum Products 5.43% Past performance may or may not be sustained in future.
0.92 Pursuant to dividend payment, NAV falls to the extent of payout &
Beta Pharmaceuticals 4.60% statutory levy (if applicable). Face Value-`10.
Sharpe Ratio 0.11
months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Oil 4.11%

Cement 2.81%
Pesticides 2.68%
Auto 2.61%
Pricing (per unit) 1/10th of Index AMFI Classification

NSE Symbol SHARIABEES
Nifty50 Shariah Index - Valuation Measures
BSE Code 590109
ISIN INF732E01128
P/E 21.42
Bloomberg Code SBEES IN Equity
P/B 3.76
Reuters Code SBET.NS & SBET.BO
Dividend Yield 2.16
Total Expense Ratio^ 1.16 Source: www.nseindia.com
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label

• Investment in Securities covered by Nifty50 Shariah Index

Reliance ETF Nifty Midcap 150 RNMid150
Equity - ETF

Auto Ancillaries Sundaram Finance Limited 1.24
Type of Scheme Exide Industries Limited 1.03 Cholamandalam Investment and Finance Company Limited 1.17
An Open Ended Index Exchange Traded Scheme Banks Edelweiss Financial Services Limited 1.01
RBL Bank Limited* 2.96 Gas
The Federal Bank Limited* 2.41 Indraprastha Gas Limited 1.23
City Union Bank Limited* 1.79 Healthcare Services
The Scheme employs a passive investment approach AU Small Finance Bank Limited 1.36 Apollo Hospitals Enterprise Limited* 1.39
designed to track the performance of Nifty Midcap 150 Cement Hotels, Resorts And Other Recreational Activities
Index.The Scheme seeks to achieve this goal by
The Ramco Cements Limited 1.18 The Indian Hotels Company Limited 1.27
investing in securities constituting Nifty Midcap 150
Index in same proportion as in the Index Chemicals Industrial Capital Goods
Tata Chemicals Limited 1.23 Bharat Electronics Limited 1.26
Date of Allotment Consumer Durables Industrial Products
January 31, 2019 Voltas Limited* 1.67 Bharat Forge Limited 1.26
Rajesh Exports Limited 1.10 Cummins India Limited 1.16
Fund Manager Crompton Greaves Consumer Electricals Limited 1.07 Power
Mehul Dama Consumer Non Durables Tata Power Company Limited* 1.40
Tata Global Beverages Limited 1.26 Retailing
Benchmark Jubilant Foodworks Limited 1.05 Trent Limited 1.10

GlaxoSmithKline Consumer Healthcare Limited 1.01 Services
Nifty Midcap 150 TRI
Finance Dalmia Bharat Limited 1.02
Fund size LIC Housing Finance Limited* 1.88 Software

REC Limited* 1.71 Info Edge (India) Limited* 1.75
Power Finance Corporation Limited* 1.62 MindTree Limited 1.11
Mahindra & Mahindra Financial Services Limited 1.29 MphasiS Limited 1.00
NAV as on June 28, 2019 ` 63.3144 Equity Less Than 1% of Corpus 55.84
Grand Total 100.00
*Top 10 Holdings
Since the fund has not completed one year, the scheme performance has not been provided.
Exchange Listed NSE
NSE Symbol RETFMID150
ISIN INF204KB1V68
Bloomberg Code RENM150 IN Equity Nifty Midcap 150 Index - Valuation Measures
Industry Allocation
Reuters Code RELY.NS Full market capitalisation (` Cr) 22,73,164.04
Finance 17.61% P/E 32.84
Banks 12.10% P/B 2.82
Load structure Consumer Non
7.95%
Dividend Yield 1.10
Durables
Entry Load: Nil
Exit Load: Nil
Industrial Products 6.49%
Software 5.60%
Power 3.77%
Retailing 3.24%
AMFI Classification
Product Label
• Long term capital growth.

• Investment in equity and equity related securities and portfolios replicating the
composition of Nifty Midcap 150 Index, subject to tracking errors.
*Investors should consult their financial advisers if in doubt about whether the product Investors understand that their principal

Reliance ETF Hang Seng BeES HNGSNGBEES
Equity - ETF

Casinos & Gaming Interactive Media & Services
Type of Scheme
Galaxy Entertainment Group Ltd 1.19 Tencent Holdings 9.79
An open ended index Scheme, investing in overseas
Diversified Banks
Securities listed on the Exchange in the form of an Life & Health Insurance
Exchange Traded Fund (ETF) tracking the Hang Seng Index Bank Of China Ltd 2.73
AIA Group Ltd 10.45
BOC Hong Kong Holdings Ltd 1.19
Current Investment Philosophy China Life Insurance Co Ltd 1.49
China Construct BK-H 7.60
Ping An Insurance Group Co Of China Ltd 5.47
The Scheme employs a passive investment approach HANG SENG BANK 1.55
designed to track the performance of Hang Seng Index. HSBC HOLDINGS PLC 9.47
Oil & Gas Exploration & Production
The Scheme seeks to achieve this goal by investing in
Industrial and Commercial Bank of China Ltd 4.39 Cnooc Ltd 2.49
securities constituting the Hang Seng Index in same
proportion as in the Index. Diversified Real Estate Activities Real Estate Development
SUN HUNG KAI PROPERTIES 1.60 China Overseas Land & Invest Ltd 1.15
Date of Allotment
Electric Utilities CK ASSET HOLDINGS LTD 1.65
March 9, 2010
CLP Holdings Ltd 1.70 Retail REITs
Financial Exchanges & Data
Fund Manager LINK REIT NPV 2.11
HK EX & Clearing Ltd 3.42 Wireless Telecommunication Services
Kinjal Desai , Siddharth Deb
1 2
Gas Utilities
China Mobile 4.56
Benchmark THE HONG KONG CHINA GAS COMPANY LTD 1.83
Industrial Conglomerates
Hang Seng TRI Cash and Other Receivables 1.30
CK HUTCHISON HOLDINGS LTD 2.17
Grand Total 100.00
Fund size Integrated Oil & Gas
*Top 10 Holdings
Monthly Average: ` 7.02 Cr China Petroleum -H- 1.41
NAV as on June 28, 2019 ` 3,148.1128
Volatility Measures For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Beta 0.95
Sharpe Ratio 0.17
Note: The above measures have been calculated using monthly rolling returns for 36 Industry Allocation Hang Seng Index - Valuation Measures
Full market capitalisation (` Cr) 1,63,75,437.81
P/E 11.33
Dividend Yield 3.30
Tracking Error@ 0.34 Diversified Banks 27.47%
Source: Hang Seng Indexes Company Ltd.
Creation Unit Size 2500 Units Life & Health Insurance 17.41%
Interactive Media &

Pricing (per unit) 1/100th of Index Services
9.79%
Real Estate Development 5.15%
Exchange Listed NSE, BSE Wireless

Telecommunication…
4.56%
NSE Symbol HNGSNGBEES Diversified Real Estate

3.93%
Activities
BSE Code 590113 Financial Exchanges &
3.42%
Data
ISIN INF732E01227
Electric Utilities 3.05%
Bloomberg Code HSBEES IN Equity
Industrial Conglomerates 2.85%
Reuters Code HNGS.NS & HNGS.BO
Oil & Gas Exploration &
2.49%
Production
Hang Seng Indexes Co. Ltd Industry Classification
Load structure
Entry Load: Nil
Exit Load: Nil
1
For foreign securities Product Label
2
For debt securities

• Investment in Securities covered by Hang Seng Index

CPSE ETF CPSEETF
Equity - ETF
Construction Oil
Type of Scheme NBCC (India) Limited* 1.52 Oil & Natural Gas Corporation Limited* 19.31
An Open Ended Index Exchange Traded Scheme Finance Oil India Limited* 2.48
REC Limited* 6.79 Petroleum Products

Indian Oil Corporation Limited* 16.94
Power Finance Corporation Limited* 6.45
Current Investment Philosophy Power
NTPC Limited* 20.68
The Scheme employs a passive investment approach Bharat Electronics Limited* 4.99
designed to track the performance of Nifty CPSE Index. Equity Less Than 1% of Corpus 1.08
Minerals/Mining
The Scheme seeks to achieve this goal by investing in Cash and Other Receivables 0.11
securities constituting the Nifty CPSE Index in same Coal India Limited* 19.65 Grand Total 100.00
proportion as in the Index. *Top 10 Holdings
Date of Allotment
March 28, 2014
Fund Manager
Vishal Jain
Benchmark
Nifty CPSE TRI
Fund size
Month End: ` 9,682.07 Cr Nifty CPSE Index - Valuation Measures
Industry Allocation
NAV as on June 28, 2019 ` 28.5339 Full market capitalisation (` Cr) 7,98,356.82
P/E 9.37
Volatility Measures Oil 21.80%
P/B 1.58
Power 21.76% Dividend Yield 4.89
Beta 0.96
Sharpe Ratio 0.09

Finance 13.24%

Construction 1.52%
Pricing (per unit) 1/100th of Index AMFI Classification
NSE Symbol CPSEETF

BSE Code 538057
ISIN INF457M01133
Bloomberg Code CPSEBE IN Equity
Reuters Code GOMS.NS & GOMS.BO
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
• Long term capital appreciation

• Investment in Securities covered by the Nifty CPSE Index

Reliance ETF Liquid BeES LIQUIDBEES
Fixed Income - ETF Portfolio as on June 30, 2019
Type of Scheme Tri-Party Repo 99.21
An open ended liquid scheme, listed on the Exchange in the form of an ETF, Cash & Other Receivables 0.79
investing in Tri-Party Repo/Repo & Reverse Repo with daily Dividend and
compulsory reinvestment of Dividend Grand Total 100.00
All investments of the scheme would be in Tri-Party Repo, Repos, Reserve For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Repos and other Money Market Instruments.
Date of Allotment
July 8, 2003
Fund Manager Rating Profile Asset Allocation
Siddharth Deb
Benchmark
AAA/SOV/A1+/Cash &
Nifty 1D Rate Index Other Receivables, 100%
Fund size
Tri-Party Repo, 99.21%
NAV as on June 30, 2019 ` 1,000.0000

NSE Symbol LIQUIDBEES
BSE Code 590096
ISIN INF732E01037
Bloomberg Code LBEES IN Equity
Reuters Code LBES.NS & LBES.BO
Product Label
Average Maturity 3.20 days
Modified Duration 0.21 days This product is suitable for investors who are seeking*:
Load structure • Current Income with high degree of liquidity

Entry Load: Nil
Exit Load: Nil • Investment in Tri-Party Repo/Repo & Reverse Repo predominantly & Money Market Instruments.

*Investors should consult their financial advisors if in doubt about whether the product will be at Low risk
Please refer page no. 80 for explanation on symbol: ^ and @ wherever available is suitable for them.
Reliance ETF Long Term Gilt RRSLGETF

Fixed Income - ETF Portfolio as on June 30, 2019
Type of Scheme Holding Rating Asset(%) Holding Rating Asset(%)
An open ended Index Exchange Traded Fund Government Bond 97.37 7.26% GOI (MD 14/01/2029) SOV 22.37
Current Investment Philosophy 7.88% GOI (MD 19/03/2030) SOV 12.12 8.97% GOI (MD 05/12/2030) SOV 12.49
The Scheme employs a passive investment approach designed to track the 6.68% GOI (MD 17/09/2031) SOV 12.82 Cash and Other Receivables 2.63
performance of Nifty 8-13 yr G-Sec Index. The Scheme seeks to achieve 7.17% GOI (MD 08/01/2028) SOV 37.57
this goal by investing in securities constituting Nifty 8-13 yr G Sec Index in Grand Total 100.00
same proportion as in the Index.
Date of Allotment
July 5, 2016
Fund Manager
Prashant Pimple
Benchmark
Nifty 8-13 yr G-Sec Index
AAA/SOV/A1+/Cash &
Fund size Other Receivables, 100.00%
Monthly Average: ` 406.00 Cr Cash & Other Receivables, 2.63%
NAV as on June 28, 2019 ` 19.3826
Exchange Listed NSE
NSE Symbol RRSLGETF
ISIN INF204KB1882
Bloomberg Code RELGILT IN Equity
Reuters Code RELO.NS
Modified Duration 6.59 Years Product Label
Load structure Income over long term

Entry Load: Nil
Exit Load: Nil
Investments in Gilt Securities replicating the composition of Nifty 8-13 yr G-Sec
*excluding other receivables Index, subject to tracking errors
*Investors should consult their financial advisors if in doubt about whether the will be at Moderate risk

Reliance ETF Gold BeES GOLDBEES
Gold - ETF Portfolio as on June 30, 2019
Type of Scheme
An open ended scheme, listed on the Exchange in the form of an Gold 99.77
Exchange Traded Fund (ETF) investing in physical gold
The Scheme employs an investment approach designed to track the performance Grand Total 100.00
of physical gold. The Scheme seeks to achieve this goal by investing in physical
gold and gold related securities.
Date of Allotment
*Out of this 200 KG of gold is invested under Gold Monetization Scheme(GMS) of Banks.
March 8, 2007
Fund Manager For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Mehul Dama
Benchmark
Domestic Prices of Gold
Fund size
Monthly Average: ` 2,324.55 Cr Volatility Measures
Month End: ` 2,438.52 Cr Standard Deviation Beta Sharpe Ratio
2.89 0.91 -0.11
NAV as on June 28, 2019 ` 3,055.7575
Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on
Portfolio Turnover (Times) 0.03 28/06/2019).
Pricing (per unit) Approx 1 Gram of Gold

NSE Symbol GOLDBEES
BSE Code 590095 Product Label
ISIN INF732E01102
Bloomberg Code GBEES IN Equity This product is suitable for investors who are seeking*:
Reuters Code GBES.NS,GBES.BO
Total Expense Ratio^ 0.82 • Portfolio diversification through asset allocation
Load structure • Investment in physical gold
Entry Load: Nil
Exit Load: Nil
*Investors should consult their financial advisors if in doubt about whether the will be at Moderately High risk
Reliance Gold Savings Fund RGOLDSF

Gold - FOF Portfolio as on June 30, 2019
Type of Scheme Company/Issuer % of Assets
An open ended Fund of Fund Scheme Others 99.91
Current Investment Philosophy Reliance ETF Gold BeES 99.91
The Scheme employs an investment approach designed to track the
performance of Reliance ETF Gold BeES. The Scheme seeks to Cash and Other Receivables 0.09
achieve this goal by investing in Reliance ETF Gold BeES.
Grand Total 100.00
Date of Allotment
March 7, 2011
Fund Manager
Mehul Dama Volatility Measures
Benchmark Standard Deviation 2.72 Beta 0.82 Sharpe Ratio -0.11
Domestic Prices of Gold Note: The above measures have been calculated using monthly rolling returns for 36 months period with 5.97% risk free return (FBIL Overnight MIBOR as on
Fund size 28/06/2019).
(expense ratio including the underlying fund) Product Label
Direct: 0.92 This product is suitable for investors who are seeking*:
Load structure
Entry Load: Nil
Returns that are commensurate with the performance of Reliance ETF Gold
Exit Load: 2% If redeemed or switched out on or before
completion of 1 year from the date of allotment of units. BeES through investment in securities of Reliance ETF Gold BeES
Nil, thereafter.
*Investors should consult their financial advisors if in doubt about whether the will be at Moderately High risk
Special Feature: Reliance Any Time Money Card product is suitable for them.

Reliance Junior BeES FOF RJUNIORFOF
Fund of Fund
Type of Scheme Others 99.64
An Open Ended fund of funds scheme investing in Reliance Reliance ETF Junior BeES 99.64
ETF Junior BeES
Current Investment Philosophy Grand Total 100.00

*Top 10 Holdings
The Scheme employs a passive investment approach designed to track the
performance of Reliance ETF Junior BeES. The Scheme seeks to achieve this
goal by investing in Reliance ETF Junior BeES
Date of Allotment
March 8, 2019
Fund Manager
Mehul Dama
Benchmark
Nifty Next 50 TRI
Since the fund has not completed one year, the scheme performance has not been provided.
Fund Size


(expense ratio including the underlying fund)
Direct: 0.28
Load structure
Entry Load: Nil
Exit Load: Nil
Product Label
Long term capital appreciation

Returns that will commensurate with the performance of Reliance ETF Junior BeES
through investment in units of Reliance ETF Junior BeES.
suitable for them. will be at Moderately High risk

Reliance Retirement Fund - Wealth Creation Scheme RRF-WC
Equity - Retirement
Equity Industrial Capital Goods
Type of Scheme Auto GE Power India Limited 1.44
An open ended retirement solution oriented scheme Tata Motors Limited 1.95 Minerals/Mining
having a lock-in of 5 years or till retirement age Banks Coal India Limited 2.19
(whichever is earlier) Petroleum Products
State Bank of India* 6.67 Reliance Industries Limited* 3.74
Current Investment Philosophy ICICI Bank Limited* 6.55
Indian Oil Corporation Limited 1.17
Pharmaceuticals
The investment objective of the scheme is to provide capital Axis Bank Limited* 5.97
appreciation and consistent income to the investors which Sun Pharmaceutical Industries Limited 1.66
Cement
will be in line with their retirement goals by investing in an Power
equity oriented portfolio. The fund attempts to invest Grasim Industries Limited* 4.36
primarily in the large cap space with some allocations to Construction
good quality mid-cap companies. The fund endeavors to Software
provide a superior wealth creation alternative for investors Welspun Enterprises Limited 1.06
who are in the accumulation phase i.e seeking to create a Construction Project
retirement corpus during their pre-retirement phase. Ramco Systems Limited 1.06
Larsen & Toubro Limited* 3.98 Telecom - Services
Consumer Non Durables Bharti Airtel Limited 2.60
Date of Allotment ITC Limited* 3.48 Transportation
February 11, 2015 Ferrous Metals Adani Ports and Special Economic Zone 2.21
Tata Steel Limited 2.32 Limited
Fund Manager Welspun Corp Limited 1.72 Debt
Finance Corporate Bond 2.74
Sanjay Parekh, Anju Chhajer Yes Bank Limited ICRA A 2.74
Bharat Financial Inclusion Limited* 3.27
Housing Development Finance Corporation Limited 2.70
Benchmark Cash & Other Receivables 1.94
HDFC Life Insurance Company Limited 1.50
Grand Total 100.00
S&P BSE 500 TRI
*Top 10 Holdings
Fund Size For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
SIP - If you invested ` 10000 every month in RRF-WC
Month End: ` 1,624.06 Cr Since Inception 3 Year 1 Year
Total Amount Invested (`) 5,30,000 3,60,000 1,20,000
Market Value (`) 6,35,512 3,99,362 1,26,008
Scheme Return (%) 8.29 7.01 10.02
B: S&P BSE 500 TRI Return (%) 10.84 9.55 10.04
Inception Date: February 11, 2015
Direct - Bonus Option ` 14.4500 Past performance may or may not be sustained in future. It is assumed that a SIP of `10,000 each executed on 10th of every month including the first
Volatility Measures
Standard Deviation 3.73 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index
Beta 0.90 stocks, thereby showing a true picture of returns.
Sharpe Ratio 0.11 Industry Allocation

months period with 5.97% risk free return (FBIL Overnight MIBOR as on 28/06/2019). Banks 30.66%
Portfolio Turnover (Times) 0.75 Finance 9.47%

Software 5.27%
Direct: 1.40
Load structure Cement 4.36%
Entry Load: Nil Ferrous Metals 4.04%
Exit Load: Nil Industrial Capital Goods 3.17%
AMFI Classification
Maximum Entry Age for Subscription (wef June 6, 2018) : Individual
investors whose entry age is less than 60 years at the time of investment can
invest. Further, inflows through subscription / Switch-in / SIP / STP-In, DTP-In, Product Label
RelianceSalary Advantage, Trigger etc. for existing investor will be discontinued
upon investor attaining 60 years of age. This product is suitable for investors who are seeking*:
Retirement Age (wef June 6, 2018): The deemed Retirement age for the
Scheme will be considered as 65 years. Investors can continue to remain Long term growth and capital appreciation
invested beyond the retirement age as well, unless redeemed or switched out.
Investing primarily in Equity and equity related instruments and balance in fixed
Please refer the addendum no. 26 dated May 23, 2018 pertaining to Changes in income securities so as to help the investor in achieving the retirement goals
Reliance Retirement Fund w.e.f June 6, 2018 for complete details.
suitable for them. will be at Moderately High risk

Reliance Retirement Fund - Income Generation Scheme RRF-IG
Fixed Income - Retirement
Type of Scheme Debt

An open ended retirement solution oriented scheme
having a lock-in of 5 years or till retirement age Government of India SOV 79.38
(whichever is earlier) Equity
Banks
Current Investment Philosophy HDFC Bank Limited* 2.62
The investment objective of the scheme is to provide capital ICICI Bank Limited* 1.07
appreciation and consistent income to the investors which will
be in line with their retirement goals by investing in fixed income Cement
oriented portfolio with a low to moderate exposure (upto 30%) in
equities. Thus the fund attempts to generate potentially higher Grasim Industries Limited* 1.02
returns by combining stability of fixed income along with growth Software
possibilities of equities. On the fixed income allocation the fund
will attempt to have an optimal blend of duration and accruals Infosys Limited* 1.15
with investments in high quality instruments. The equity portolio
will be invested pre-dominantly in large cap companies with Equity Less Than 1% of Corpus 10.42
tactical allocation to mid cap stocks. The fund is well suited for Cash & Other Receivables 4.35
investors in the post -retirement phase seeking regular income
with lower volatility. Grand Total 100.00
* Top 10 holding
Date of Allotment
February 11, 2015
Fund Manager
Anju Chhajer, Sanjay Parekh For SIP performance refer page 59. For scheme performance refer page 61-68. For Fund manager wise scheme performance refer page 69-72.
Benchmark
80% of CRISIL Long Term Debt Index +20% of Rating Profile Asset Allocation
S&P BSE 500 TRI
Fund Size
Monthly Average: ` 244.50 Cr AAA/SOV/A1+/Cash & Other
Receivables, 83.73%
Month End: ` 247.29 Cr Cash & Other Receivables, 4.35%
NAV as on June 28, 2019 Equity, 16.27%

Equity, 16.27%
Dividend Payout Option ` 13.3995
Bonus Option ` 13.3995 Government Bond, 79.38%
Direct - Dividend Payout Option ` 14.2476

Modified Duration 10.12 Years Industry Allocation (Equity Portion)
Banks 5.69%
Total Expense Ratio^ Finance 2.03%
Regular/Other than Direct: 2.17 Software 1.40%

Direct: 1.32
Cement 1.02%
Load structure Petroleum Products 1.00%
Entry Load: Nil Industrial Capital Goods 0.97%

Exit Load: Nil

Average Maturity, Modified Duration & YTM details provided for Debt
portion of Portfolio only. Consumer Non Durables 0.56%
AMFI Classification
Maximum Entry Age for Subscription (wef June 6, 2018) : Individual investors
whose entry age is less than 60 years at the time of investment can invest. Further,
inflows through subscription / Switch-in / SIP / STP-In, DTP-In, RelianceSalary Product Label
Advantage, Trigger etc. for existing investor will be discontinued upon investor
attaining 60 years of age. This product is suitable for investors who are seeking*:
Retirement Age (wef June 6, 2018): The deemed Retirement age for the Scheme
will be considered as 65 years. Investors can continue to remain invested beyond income over long term along with capital growth
the retirement age as well, unless redeemed or switched out.
Investing primarily in fixed income securities and balance in equity and equity
Please refer the addendum no. 26 dated May 23, 2018 pertaining to Changes in related instruments so as to help the investor in achieving the retirement goals
Reliance Retirement Fund w.e.f June 6, 2018 for complete details.

SYSTEMATIC INVESTMENT PLAN (SIP) RETURNS
Reliance Banking Fund (RBF) Reliance Credit Risk Fund (RCRF)

Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year Since Inception 10 Years 5 Years 3 Years 1 Year
Total Amount Invested (`) 19,40,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000
Market Value (`) 29,11,228 17,62,372 6,97,155 3,83,964 1,20,589
Market Value (`) 1,12,00,108 81,49,359 27,60,969 8,72,584 4,42,777 1,33,701
Scheme Return (%) 7.38 7.51 6.02 4.33 0.97
Scheme Return (%) 19.36 18.25 15.99 15.16 14.22 23.28
B: NIFTY Credit Risk Bond Index 9.10 9.02 8.24 7.60 9.03
B: Nifty Bank TRI Return (%) 18.14 17.33 16.55 17.59 19.20 27.49 Return (%)
AB: Crisil 10 Yr Gilt Index Return (%) 6.96 7.28 7.60 7.33 16.57
AB: S&P BSE Sensex TRI 13.86 12.89 12.23 12.69 14.73 16.32
Return (%) Inception Date: June 9, 2005

Reliance Dynamic Bond Fund (RDBF)
Reliance Power & Infra Fund (RPIF) Total Amount Invested (`) 17,60,000 12,00,000 6,00,000 3,60,000 1,20,000
Since Inception 10 Years 5 Years 3 Years 1 Year Market Value (`) 31,09,073 18,25,234 7,20,276 3,97,645 1,27,687
Total Amount Invested (`) 18,20,000 12,00,000 6,00,000 3,60,000 1,20,000 Scheme Return (%) 7.39 8.18 7.34 6.71 12.87
Market Value (`) 43,29,646 17,41,247 7,17,080 3,81,405 1,28,369 B: Crisil Dynamic Debt Index 8.50 8.54 7.99 7.39 12.37
Return (%)
Scheme Return (%) 10.67 7.28 7.16 3.87 14.04
AB: Crisil 10 Yr Gilt Index Return (%) 6.91 7.28 7.60 7.33 16.57
B: Nifty Infrastructure Index TRI 4.74 4.41 5.51 6.56 21.19 Inception Date: November 15, 2004
Return (%)
Reliance Gold Savings Fund (RGOLDSF)
Since Inception 5 Years 3 Years 1 Year
Reliance Consumption Fund (RCF) Market Value (`) 11,09,224 6,75,329 3,93,449 1,28,334
Since Inception 10 Years 5 Years 3 Years 1 Year Scheme Return (%) 2.47 4.74 5.99 13.98
Total Amount Invested (`) 17,70,000 12,00,000 6,00,000 3,60,000 1,20,000 B: Domestic Prices of Gold Return (%) 4.48 6.83 8.66 19.07
Market Value (`) 40,51,446 19,65,525 6,64,298 3,66,977 1,23,147 AB: N.A Return (%) N.A N.A N.A N.A
Scheme Return (%) 10.52 9.59 4.08 1.28 5.21 Inception Date: March 11, 2011
B: Nifty India Consumption TRI 12.11 12.11 8.69 5.55 -2.80 Reliance Retirement Fund - Income Generation Scheme (RRF-IG)
Return (%)
Since Inception 3 Year 1 Year
AB: S&P BSE Sensex TRI Return (%) 12.64 12.23 12.69 14.73 16.32 Total Amount Invested (`) 5,30,000 3,60,000 1,20,000
Inception Date: September 30, 2004 Market Value (`) 6,29,298 4,05,026 1,30,988
Scheme Return (%) 7.84 7.98 18.55
B: Custom Benchmark* Return (%) 9.02 8.55 15.22
Reliance Pharma Fund (RPF)
AB: Crisil 10 Yr Gilt Index Return (%) 7.40 7.33 16.57
Inception Date: February 11, 2015
*80% of CRISIL Long Term Debt Index +20% of S&P BSE 500 TRI
Market Value (`) 71,51,207 21,59,513 6,26,194 3,64,439 1,13,523
Scheme Return (%) 16.60 11.38 1.71 0.82 -10.44

Reliance Balanced Advantage Fund (RBAF)
B: S&P BSE Healthcare TRI Return (%) N.A. 7.67 -5.02 -6.93 -16.85
Market Value (`) 49,75,355 21,83,580 7,56,891 4,09,592 1,26,879
Inception Date: June 5, 2004 Scheme Return (%) 13.13 11.59 9.35 8.75 11.49
N.A: Since TRI data is not available prior to 23/08/2004 for S&P BSE Healthcare , performance for such B: CRISIL Hybrid 35+65 - 11.23 11.08 10.38 9.88 12.39
period is not provided. Aggressive Index Return (%)
Reliance Equity Hybrid Fund (REHF) Inception Date: November 15, 2004
Since Inception 10 Years 5 Years 3 Years 1 Year Details as on June 30, 2019
Total Amount Invested (`) 16,90,000 12,00,000 6,00,000 3,60,000 1,20,000 Past performance may or may not be sustained in future and the same may not necessarily provide the basis for
comparison with other investment.
Market Value (`) 44,67,275 21,86,617 7,23,330 3,86,120 1,22,579
Scheme Return (%) 12.87 11.61 7.51 4.70 4.26 TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b)
B: CRISIL Hybrid 35+65 Aggressive 11.06 11.08 10.38 9.88 12.39 dividend receipts from constituent index stocks, thereby showing a true picture of returns.
Index Return (%) It is assumed that a SIP of `10,000 each executed on 10th of every month including the first installment.
AB: S&P BSE Sensex TRI Return (%) 12.15 12.23 12.69 14.73 16.32 Load has not been taken into consideration.
Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and
Inception Date: June 8, 2005
regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR.

Fund Manager's / Experience as on June 30, 2019
Fund Manager (Industry Experience) Managing the Fund Manager (Industry Experience) Managing the Fund Manager (Industry Experience) Managing the
Fund since Fund since Fund since
Equity Fund Management Team Mr. Ashutosh Bhargava (13 Years) Fixed Income Fund Management Team
Mr. Manish Gunwani (21 years) Reliance Quant Fund Sep 2017 Mr. Amit Tripathi (21 Years)
Reliance Growth Fund Sep 2017 Co - Fund Manager Reliance Money Market Fund Jun 2005
Reliance Balanced Advantage Fund May 2018 Reliance Balanced Advantage Fund May 2018 Reliance Low Duration Fund Mar 2007
Reliance Capital Builder Fund IV - Series D Jan 2018 Reliance Floating Rate Fund Oct 2007
Mr. Dhrumil Shah (12 Years) Reliance Hybrid Bond Fund Oct 2008
Mr. Sailesh Raj Bhan (22 Years) Co-Fund Manager Reliance Prime Debt Fund Oct 2008
Reliance Pharma Fund Jun 2004 Reliance Growth Fund Feb 2019 Reliance Equity Hybrid Fund Aug 2010
Reliance Consumption Fund Sep 2004 Reliance Yearly Interval Fund - Series 1
Reliance Multi Cap Fund Mar 2005 Reliance Interval Fund - All Series
Ms. Meenakshi Dawar (9 Years)
Reliance Large Cap Fund Aug 2007 All Series of Reliance Fixed Horizon Fund
Reliance Value Fund May 2018
Reliance India Opportunities Fund - Series A Sep 2018
Reliance Vision Fund May 2019
Mr. Ashwani Kumar (25 Years) Reliance Capital Builder Fund IV - Series B Nov 2017 Mr. Prashant Pimple (18 Years)
Reliance Tax Saver (ELSS) Fund Sep 2005 Reliance Capital Builder Fund IV - Series C Dec 2017 Reliance Dynamic Bond Fund Oct 2008
Reliance Capital Builder Fund IV - Series B Nov 2017 Reliance Capital Builder Fund IV - Series D Jan 2018 Reliance Income Fund Oct 2008
Reliance Gilt Securities Fund Oct 2008
Mr. Sanjay Parekh (24 Years) Mr. Sanjay Doshi (14 Years) Reliance Short Term Fund Oct 2008
Reliance Hybrid Bond Fund Apr 2012 Reliance Power & Infra Fund Jan 2017
Reliance Credit Risk Fund Aug 2010
Reliance Equity Hybrid Fund Apr 2012 Co-Fund Manager
Reliance Strategic Debt Fund Jun 2014
Reliance Retirement Fund - Wealth Creation Feb 2015 Reliance Vision Fund May 2019
Scheme Reliance ETF Long Term Gilt Jul 2016
Reliance Retirement Fund - Income Generation Feb 2015 Reliance Nivesh Lakshya Fund Jul 2018
Scheme Mr. Vinay Sharma (14 Years)
Reliance Equity Savings Fund May 2015 Reliance Banking Fund Apr 2018
Various Series of Reliance Dual Advantage Fixed Tenure Fund Reliance Focused Equity Fund May 2018 Ms. Anju Chhajer (22 Years)
Reliance Low Duration Fund Oct 2009
Mr. Samir Rachh (26 Years) Ms. Kinjal Desai (7 Years) Reliance Prime Debt Fund Oct 2009
Reliance Small Cap Fund Jan 2017 Dedicated Fund Manager for Overseas Investments Reliance Ultra Short Duration Fund Oct 2013
Reliance Capital Builder Fund IV - Series C Dec 2017 Reliance Japan Equity Fund May 2018 Reliance Liquid Fund Oct 2013
Reliance Capital Builder Fund IV - Series D Feb 2019 Reliance US Equity Opportunities Fund May 2018 Reliance Japan Equity Fund Aug 2014
Reliance ETF Hang Seng BeES May 2018 Reliance Retirement Fund - Wealth Creation Feb 2015
Mr. Vishal Jain (22 Years) Scheme
Reliance ETF Junior BeES Nov 2018 Reliance Retirement Fund - Income Generation Feb 2015
Ms. Jahnvee Shah (14 Years)
CPSE ETF Nov 2018 Scheme
Co-Fund Manager
Reliance ETF Bank BeES Nov 2018
Reliance Banking & PSU Debt Fund May 2015
Reliance ETF Nifty BeES Nov 2018 Reliance Consumption Fund May 2018
Reliance Equity Savings Fund May 2015
Mr. Mehul Dama (14 Years) Reliance US Equity Opportunities Fund Jul 2015
Mr. Arun Sundaresan (14 Years)
Reliance ETF PSU Bank BeES Nov 2018 Reliance Overnight Fund Dec 2018
Co-Fund Manager
Reliance ETF Gold BeES Nov 2018 Reliance Quant Fund May 2018 Various Series of Reliance Dual Advantage Fixed Tenure Fund
Reliance ETF Infra BeES Nov 2018
Reliance ETF Shariah BeES Nov 2018
Mr. Anand Gupta (25 Years) Mr. Vivek Sharma (12 Years)
Reliance Index Fund - Nifty Plan Nov 2018
Reliance Equity Savings Fund Sep 2018
Reliance Money Market Fund Oct 2013
Reliance Index Fund - Sensex Plan Nov 2018
Reliance Arbitrage Fund Sep 2018
Reliance ETF Dividend Opportunities Nov 2018 Reliance Floating Rate Fund Oct 2013
Reliance ETF Consumption Nov 2018 Reliance Ultra Short Duration Fund Oct 2013
Tejas Sheth (14 years)
Reliance ETF Nifty 100 Nov 2018 Reliance Banking & PSU Debt Fund May 2015
Co-Fund Manager
Reliance ETF Sensex Nov 2018
Reliance ETF NV20 Nov 2018 Reliance Growth Fund May 2019
Mr. Siddharth Deb (12 Years)
Reliance Gold Savings Fund Nov 2018
Reliance ETF Liquid BeES Nov 2012
Reliance ETF Nifty Midcap 150 Jan 2019 Aishwarya Deepak Agarwal (14 years)
Reliance Junior BeES FOF Mar 2019 Reliance ETF Hang Seng BeES Nov 2016
Reliance Capital Builder Fund IV – Series A Jun 2019

SCHEME PERFORMANCE AS ON JUNE 30, 2019
Reliance Large Cap Fund (RLCF) Reliance Index Fund - Nifty Plan (RIF-NP)
NAV as on June 28, 2019: ` 35.9039 NAV as on June 28, 2019: ` 19.7100
CAGR % CAGR %
Particulars Particulars
1 Year 3 Years 5 Years Since Inception 1 Year 3 Years 5 Years Since Inception
Reliance Large Cap Fund 14.04 15.06 12.52 11.34
Reliance Index Fund - Nifty Plan 10.22 12.46 9.27 8.06
B: S&P BSE 100 TRI 9.81 13.68 10.49 9.84
B: Nifty 50 TRI 11.42 13.93 10.53 9.29
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 9.78
Value of `10000 Invested
Reliance Large Cap Fund 11,400 15,219 18,029 35,904
Reliance Index Fund - Nifty Plan 11,020 14,213 15,575 19,710
B: S&P BSE 100 TRI 10,979 14,681 16,459 30,555
B: Nifty 50 TRI 11,139 14,777 16,490 21,754
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 30,348
Inception Date: Aug 8, 2007
Inception Date: Sep 28, 2010
Fund Manager: Sailesh Raj Bhan (Since Aug 2007)
Fund Manager: Mehul Dama (Since Nov 2018)
Reliance Index Fund - Sensex Plan (RIF-SP)

Reliance Vision Fund (RVF) NAV as on June 28, 2019: ` 19.3756
NAV as on June 28, 2019: ` 543.2359
CAGR %
CAGR % Particulars
Particulars 1 Year 3 Years 5 Years Since Inception
1 Year 3 Years 5 Years Since Inception
Reliance Vision Fund 6.81 7.67 7.88 18.33 Reliance Index Fund - Sensex Plan 11.11 13.55 9.12 7.85
B: S&P BSE 250 LargeMidcap TRI 7.84 13.38 11.11 NA B: S&P BSE Sensex TRI 12.56 14.83 10.64 9.53
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 12.36 AB: Nifty 50 TRI 11.42 13.93 10.53 9.29
Value of `10000 Invested Value of `10000 Invested
Reliance Vision Fund 10,679 12,478 14,611 5,43,239 Reliance Index Fund - Sensex Plan 11,108 14,631 15,466 19,376
B: S&P BSE 250 LargeMidcap TRI 10,782 14,565 16,927 NA B: S&P BSE Sensex TRI 11,252 15,130 16,575 22,190
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 1,58,937 AB: Nifty 50 TRI 11,139 14,777 16,490 21,754
Inception Date: Oct 8, 1995 Inception Date: Sep 28, 2010
Fund Manager: Ashwani Kumar (Since Jun 2003 Till 19 May 2019) w.e.f.20 May 2019: Meenakshi Dawar, Fund Manager: Mehul Dama (Since Nov 2018)
Sanjay Doshi (Co-Fund Manager)
As TRI data is not available since Since Inception of the scheme, benchmark performance is calculated using composite Reliance Growth Fund (RGF)
CAGR of S&P BSE Sensex PRI values from date 06/10/1995 to date 19/08/1996 and TRI values since date 19/08/1996 NAV as on June 28, 2019: ` 1130.1129
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where CAGR %
benchmark data for corresponding period is not available. Particulars
Reliance Growth Fund 6.51 11.26 11.38 22.04
Reliance Quant Fund (RQF) B: S&P BSE MidCap TRI (3.14) 9.27 10.84 NA
NAV as on June 28, 2019: ` 25.8498
CAGR %
Particulars Value of ` 10000 Invested
Reliance Growth Fund 10,649 13,764 17,133 11,30,119
Reliance Quant Fund 4.16 10.48 7.10 8.85
B: S&P BSE MidCap TRI 9,686 13,039 16,723 NA
B: S&P BSE 200 TRI 8.26 13.34 10.99 9.66
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 1,58,937
Inception Date: Oct 8, 1995
Fund Manager: Manish Gunwani (Since Sep 2017), (Dhrumil Shah - Co-Fund Manager Since Feb 2019),
Reliance Quant Fund 10,415 13,476 14,089 25,850 Tejas Sheth (Co-Fund Manager wef. 20 May 2019)
B: S&P BSE 200 TRI 10,824 14,551 16,840 28,089 As TRI data is not available since Since Inception of the scheme, benchmark performance is calculated using composite
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 28,096 CAGR of S&P BSE Sensex PRI values from date 06/10/1995 to date 19/08/1996 and TRI values since date 19/08/1996
Inception Date: Apr 18, 2008 NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
benchmark data for corresponding period is not available.
Fund Manager : Ashutosh Bhargava (Since Sep 2017), Arun Sundaresan [Co-Fund Manager] (Since May 2018)
Reliance Focused Equity Fund (RFEF)
NAV as on June 28, 2019: ` 48.0309
Reliance Balanced Advantage Fund (RBAF)
NAV as on June 28, 2019: Rs 92.4274 CAGR %
Particulars
1 Year 3 Years 5 Years Since Inception*
CAGR %
Particulars Reliance Focused Equity Fund 6.33 NA NA 0.82
B: S&P BSE 500 TRI 6.56 NA NA 3.21
Reliance Balanced Advantage Fund 8.74 11.80 9.95 16.42 AB: S&P BSE Sensex TRI 12.56 NA NA 12.28
B: CRISIL Hybrid 35+65 - Aggressive Index 9.65 11.65 10.54 12.67 Value of ` 10000 Invested
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 15.38 Reliance Focused Equity Fund 10,632 NA NA 10,096
B: S&P BSE 500 TRI 10,654 NA NA 10,375
AB: S&P BSE Sensex TRI 11,252 NA NA 11,447
Reliance Balanced Advantage Fund 10,872 13,966 16,064 92,427
*Date of Recategorisation: April 28, 2018
B: CRISIL Hybrid 35+65 - Aggressive Index 10,963 13,909 16,501 57,261 Fund Manager: Vinay Sharma (Since May 2018)
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 81,152 *Reliance Focused Large Cap Fund was merged into Reliance Mid & Small Cap Fund and the merged scheme was
Inception Date: Nov 15, 2004 renamed as Reliance Focused Equity Fund (‘Scheme’) with effect from April 28, 2018. In line with SEBI circular SEBI/
HO/IMD/DF3/CIR/P/2018/69 dated April 12, 2018, since the Scheme did not retain the features of either the transferor or
Fund Manager: Manish Gunwani (Since May 2018), Ashutosh Bhargava [Co-Fund Manager] (Since May 2018) transferee scheme, the performance has been provided herein since the effective date i.e. April 28, 2018.
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years.

Reliance Small Cap Fund (RSCF) Reliance Banking Fund (RBF)

CAGR % CAGR %
Reliance Small Cap Fund (4.14) 12.97 15.58 16.95 Reliance Banking Fund 13.81 18.47 14.78 23.45
B: S&P BSE SmallCap TRI (10.46) 7.25 7.84 5.11 B: Nifty Bank TRI 18.49 20.76 16.06 21.88
Reliance Small Cap Fund 9,587 14,409 20,617 39,573 Value of `10000 Invested
B: S&P BSE SmallCap TRI 8,956 12,333 14,580 15,492 Reliance Banking Fund 11,377 16,612 19,916 2,97,261
B: Nifty Bank TRI 11,843 17,591 21,052 2,41,842
Fund Manager: Samir Rachh (Since Jan 2017) AB: S&P BSE Sensex TRI 11,252 15,130 16,575 1,62,335
Reliance Value Fund (RVALUEF)
NAV as on June 28, 2019: ` 75.0828 Fund Manager: Vinay Sharma (Since Apr 2018)
CAGR %
Particulars
1 Year 3 Years 5 Years Since Inception Reliance Power & Infra Fund (RPIF)
Reliance Value Fund 6.54 11.97 11.56 15.41 NAV as on June 28, 2019: ` 101.9943
B: S&P BSE Enhanced Value TRI 0.33 7.79 -0.13 NA CAGR %
Particulars
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 14.86 1 Year 3 Years 5 Years Since Inception
Value of `10000 Invested Reliance Power & Infra Fund 2.59 10.74 5.91 16.57
Reliance Value Fund 10,653 14,029 17,272 75,083
B: Nifty Infrastructure TRI 10.35 7.63 1.51 8.60
B: S&P BSE Enhanced Value TRI 10,033 12,518 9,938 NA
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 70,162 AB: S&P BSE Sensex TRI 12.56 14.83 10.64 15.35
Inception Date: Jun 8, 2005 Value of `10000 Invested
Fund Manager: Meenakshi Dawar (Since May 2018)
Reliance Power & Infra Fund 10,258 13,571 13,323 1,01,994
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
benchmark data for corresponding period is not available. B: Nifty Infrastructure TRI 11,032 12,463 10,777 34,907
Reliance Multi Cap Fund (RMCF) AB: S&P BSE Sensex TRI 11,252 15,130 16,575 87,010
NAV as on June 28, 2019: ` 100.6384 Inception Date: May 8, 2004
CAGR % Fund Manager: Sanjay Doshi (Since Jan 2017)
Particulars
Reliance Multi Cap Fund 15.26 12.12 10.44 17.58
Reliance Consumption Fund (RCF)
B: S&P BSE 500 TRI 6.56 12.87 10.73 14.25 NAV as on June 28, 2019: ` 64.0666
CAGR %
Value of `10000 Invested Particulars
Reliance Multi Cap Fund 11,521 14,087 16,423 1,00,638
B: S&P BSE 500 TRI 10,654 14,368 16,644 66,801 Reliance Consumption Fund 4.19 3.43 5.63 13.42
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 74,228 B: Nifty India Consumption TRI (4.35) 9.61 11.42 NA
Inception Date: Mar 28, 2005 AB: S&P BSE Sensex TRI 12.56 14.83 10.64 15.78
Fund Manager: Sailesh Raj Bhan (Since Mar 2005)
As TRI data is not available since Since Inception of the scheme, benchmark performance is calculated using composite Value of `10000 Invested
CAGR of S&P BSE 500 PRI values from date 28/03/2005 to date 01/08/2006 and TRI values since date 01/08/2006 Reliance Consumption Fund 10,418 11,061 13,149 64,066
Reliance Equity Hybrid Fund (REHF) B: Nifty India Consumption TRI 9,566 13,164 17,167 NA
NAV as on June 28, 2019: ` 54.2519
CAGR %
Particulars Inception Date: Sep 30, 2004
Reliance Equity Hybrid Fund 0.65 8.97 10.04 12.78 Fund Manager: Sailesh Raj Bhan (Since Sep 2004), Jahnvee Shah [Co-Fund Manager] (Since May 2018)
B:CRISIL Hybrid 35+65 - Aggressive Index 9.65 11.65 10.54 12.32
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 14.86 benchmark data for corresponding period is not available.
Reliance Equity Hybrid Fund 10,065 12,935 16,130 54,252
B:CRISIL Hybrid 35+65 - Aggressive Index 10,963 13,909 16,501 51,245 Reliance Pharma Fund (RPF)
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 70,162 NAV as on June 28, 2019: ` 141.8773
Inception Date: Jun 8, 2005 CAGR %
Fund Manager: Sanjay Parekh (Since Apr 2012) & Amit Tripathi (Since Aug 2010) Particulars
Reliance Equity Savings Fund (RESF) Reliance Pharma Fund (0.76) 1.90 7.89 19.24
NAV as on June 28, 2019: ` 12.5836 B: S&P BSE Healthcare TRI (7.44) (5.47) 2.93 13.11
CAGR % AB: S&P BSE Sensex TRI 12.56 14.83 10.64 16.54
Particulars
Reliance Equity Savings Fund 0.56 6.24 NA 5.79 Value of `10000 Invested
B: NIFTY Equity Savings Index 8.91 9.19 NA 8.03 Reliance Pharma Fund 9,925 10,580 14,616 1,41,877
AB: S&P BSE Sensex TRI 12.56 14.83 NA 10.41
B: S&P BSE Healthcare TRI 9,257 8,450 11,551 64,004
Reliance Equity Savings Fund 10,056 11,987 NA 12,584 AB: S&P BSE Sensex TRI 11,252 15,130 16,575 1,00,435
B: NIFTY Equity Savings Index 10,889 13,011 NA 13,707
Inception Date: Jun 5, 2004
AB: S&P BSE Sensex TRI 11,252 15,130 NA 14,986
Inception Date: May 30, 2015 Fund Manager: Sailesh Raj Bhan (Since Jun 2004)
Fund Manager: Sanjay Parekh (Since May 2015), Anju Chhajer (Since May 2015), Anand D Gupta (Since Sep 2018)
As TRI data is not available since Since Inception of the scheme, benchmark performance is calculated using composite
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where CAGR of S&P BSE HC PRI values from date 04/06/2004 to date 23/08/2004 and TRI values since date 23/08/2004

Reliance Tax Saver (ELSS) Fund (RTSF) Reliance Retirement Fund - Wealth Creation Scheme (RRF-WC)
CAGR % CAGR %
Reliance Tax Saver (ELSS) Fund 2.86 6.60 7.79 13.32 Reliance Retirement Fund - Wealth Creation Scheme 3.42 10.56 NA 7.32
B: S&P BSE 100 TRI 9.81 13.68 10.49 13.06 B: S&P BSE 500 TRI 6.56 12.87 NA 8.90
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 13.34 AB: S&P BSE Sensex TRI 12.56 14.83 NA 9.12
Reliance Tax Saver (ELSS) Fund 10,286 12,110 14,546 56,020
Reliance Retirement Fund - Wealth Creation Scheme 10,341 13,506 NA 13,626
B: S&P BSE 100 TRI 10,979 14,681 16,459 54,272
B: S&P BSE 500 TRI 10,654 14,368 NA 14,527
AB: S&P BSE Sensex TRI 11,252 15,130 NA 14,655
Inception Date: Feb 11, 2015
Fund Manager: Ashwani Kumar (Since Sep 2005)
As TRI data is not available since Since Inception of the scheme, benchmark performance is calculated using composite Fund Manager: Sanjay Parekh (Since Feb 2015) & Anju Chhajer (Since Feb 2015)
CAGR of S&P BSE 100 PRI values from date 21/09/2005 to date 01/08/2006 and TRI values since date 01/08/2006 NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
Reliance Arbitrage Fund (RAF)
NAV as on June 28, 2019: ` 19.2661 Reliance Liquid Fund (RLF)
CAGR % NAV as on June 30, 2019: ` 4621.1769
Particulars
1 Year 3 Years 5 Years Since Inception Simple Annualised % CAGR %
Reliance Arbitrage Fund 6.44 6.38 6.82 7.82 Particulars 7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since
Inception
B: NIFTY 50 Arbitrage Index 6.28 5.31 6.15 6.99
Reliance Liquid Fund 6.83 6.78 6.99 7.56 7.13 7.66 7.40
B: Crisil Liquid Fund Index 6.90 6.41 6.75 7.61 7.16 7.62 7.02
AB: Crisil 1 Yr T-Bill Index 0.35 4.54 6.10 7.94 6.76 7.29 6.06
Reliance Arbitrage Fund 10,642 12,033 13,905 19,266
B: NIFTY 50 Arbitrage Index 10,626 11,676 13,472 18,018 Value of `10000 Invested
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 21,765 Reliance Liquid Fund 10,011 10,025 10,054 10,756 12,296 14,465 30,394
Inception Date: Oct 14, 2010 B: Crisil Liquid Fund Index 10,011 10,024 10,052 10,761 12,305 14,442 28,743
Fund Manager: Anand Gupta (Since Sep 2018) AB: Crisil 1 Yr T-Bill Index 10,001 10,017 10,047 10,794 12,167 14,219 24,977
Inception Date: Dec 9, 2003
Reliance Japan Equity Fund (RJEF)
NAV as on June 28, 2019: ` 12.4777 Fund Manager: Anju Chhajer (Since Oct 2013)
Particulars
CAGR % Reliance Money Market Fund (RMMF)
1 Year 3 Years 5 Years Since Inception NAV as on June 28, 2019: ` 2876.8908
Reliance Japan Equity Fund 0.97 8.01 NA 4.68 CAGR %
Particulars
B: TOPIX TRI -5.30 8.94 NA 8.36 1 Year 3 Years 5 Years Since Inception
AB: S&P BSE Sensex TRI 12.56 14.83 NA 9.98 Reliance Money Market Fund 8.44 7.41 7.82 7.82
Value of `10000 Invested B: CRISIL Money Market Index 8.20 7.44 7.86 7.60
Reliance Japan Equity Fund 10,097 12,594 NA 12,478 AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.28
B: TOPIX TRI 9,471 12,923 NA 14,749 Value of `10000 Invested
AB: S&P BSE Sensex TRI 11,252 15,130 NA 15,848 Reliance Money Market Fund 10,842 12,388 14,566 28,769
B: CRISIL Money Market Index 10,817 12,397 14,592 27,953
Fund Manager: Anju Chhajer (Since Aug 2014), Kinjal Desai (Since May 2018)
AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 23,511
benchmark data for corresponding period is not available. Inception Date: Jun 16, 2005
Fund Manager: Amit Tripathi (Since Jun 2005), Vivek Sharma (Since Oct 2013)
Reliance US Equity Opportunities Fund (RUSEOF)
NAV as on June 28, 2019: ` 15.6935 Reliance Ultra Short Duration Fund (RUSDF)
NAV as on June 28, 2019: ` 2888.0452
CAGR %
Particulars CAGR %
1 Year 3 Years 5 Years Since Inception Particulars
Reliance US Equity Opportunities Fund 13.89 16.66 NA 12.14
Reliance Ultra Short Duration Fund 5.46 5.88 6.61 6.22
B: S&P 500 TRI 11.00 14.95 NA 13.44
AB: S&P BSE Sensex TRI 12.56 14.83 NA 10.06 B: NIFTY Ultra Short Duration Debt Index 8.35 7.62 8.03 7.87
Value of `10000 Invested AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.09
Reliance US Equity Opportunities Fund 11,385 15,865 NA 15,694 Value of `10000 Invested
B: S&P 500 TRI 11,097 15,176 NA 16,421 Reliance Ultra Short Duration Fund 10,544 11,866 13,771 28,881
AB: S&P BSE Sensex TRI 11,252 15,130 NA 14,582 B: NIFTY Ultra Short Duration Debt Index 10,832 12,460 14,714 37,832
Inception Date: Jul 23, 2015 AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 28,257
Fund Manager: Anju Chhajer (Since Jul 2015), Kinjal Desai (Since May 2018) Inception Date: Dec 7, 2001
Fund Manager: Anju Chhajer (Since Oct 2013), Vivek Sharma (Since Oct 2013)

Reliance Low Duration Fund (RLDF) Reliance Credit Risk Fund (RCRF)
CAGR % CAGR %
Reliance Low Duration Fund 6.38 6.84 7.51 8.02 Reliance Credit Risk Fund 3.61 6.07 7.39 6.79
B: NIFTY Low Duration Debt Index 8.18 7.43 7.97 8.58 B: NIFTY Credit Risk Bond Index 8.51 8.07 8.94 8.87
AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.52 AB: Crisil 10 Yr Gilt Index 13.85 7.04 8.57 6.48
Reliance Low Duration Fund 10,636 12,190 14,362 25,807 Reliance Credit Risk Fund 10,360 11,930 14,279 25,193
B: NIFTY Low Duration Debt Index 10,816 12,395 14,667 27,492 B: NIFTY Credit Risk Bond Index 10,848 12,616 15,338 33,044
AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 21,727 AB: Crisil 10 Yr Gilt Index 11,381 12,261 15,078 24,178
Inception Date: Mar 20, 2007 Inception Date: Jun 08, 2005
Fund Manager: Amit Tripathi (Since Mar 2007) & Anju Chhajer (Since Oct 2009) Fund Manager: Prashant Pimple (Since Aug 2010)
Reliance Prime Debt Fund (RPDF) Reliance Strategic Debt Fund (RSDF)
CAGR % CAGR %
Reliance Prime Debt Fund 7.30 7.19 7.84 7.58 Reliance Strategic Debt Fund -1.04 4.53 6.68 6.71
B:Custom Benchmark* 8.51 7.44 8.03 NA B: Custom Benchmark* 8.24 8.22 9.34 9.32
Reliance Prime Debt Fund 10,728 12,312 14,580 39,474 Reliance Strategic Debt Fund 9,896 11,420 13,816 13,841
B:Custom Benchmark* 10,849 12,398 14,708 NA B: Custom Benchmark* 10,822 12,667 15,624 15,628
Inception Date: Jun 26, 2014
Fund Manager: Prashant Pimple (Since Jun 2014)
Fund Manager: Amit Tripathi (Since Oct 2008) & Anju Chhajer (Since Oct 2009) *25% of CRISIL AAA Medium Term Bond Index + 25% of CRISIL AA+ Medium Term Bond Index + 25% of CRISIL AA
*50% of NIFTY Short Duration Debt Index + 50% of NIFTY Low Duration Debt Index Medium Term Bond Index + 25% of CRISIL AA- Medium Term Bond Index
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where
benchmark data for corresponding period is not available. benchmark data for corresponding period is not available.
Reliance Banking & PSU Debt Fund (RBPSUDF)
NAV as on June 28, 2019: ` 13.7533 Reliance Income Fund (RIF)
NAV as on June 28, 2019: ` 61.7607
CAGR %
Particulars CAGR %
Reliance Banking & PSU Debt Fund 9.53 7.67 NA 8.04
Reliance Income Fund 13.17 7.94 8.67 8.84
B: NIFTY Banking & PSU Debt Index 8.74 7.02 NA 7.49
B: NIFTY Medium to Long Duration Debt Index 11.27 7.47 8.69 NA
AB: Crisil 1 Yr T-Bill Index 7.95 6.76 NA 7.04
AB: Crisil 10 Yr Gilt Index 13.85 7.04 8.57 NA
Reliance Banking & PSU Debt Fund 10,951 12,478 NA 13,753 Reliance Income Fund 11,313 12,569 15,150 61,761
B: NIFTY Banking & PSU Debt Index 10,871 12,251 NA 13,469 B: NIFTY Medium to Long Duration Debt Index 11,124 12,407 15,162 NA
AB: Crisil 1 Yr T-Bill Index 10,793 12,163 NA 13,240 AB: Crisil 10 Yr Gilt Index 11,381 12,261 15,078 NA
Inception Date: May 15, 2015 Inception Date: Jan 01, 1998
Fund Manager: Anju Chhajer (Since May 2015), Vivek Sharma (Since May 2015) Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Floating Rate Fund (RFRF) Reliance Dynamic Bond Fund (RDBF)
CAGR % CAGR %
Reliance Floating Rate Fund 8.60 7.03 7.79 7.63 Reliance Dynamic Bond Fund 10.41 7.25 8.36 6.57
B: CRISIL Short Term Bond Fund Index 9.06 7.51 8.20 7.50 B: CRISIL Dynamic Debt Index 10.49 7.76 8.92 8.22
Reliance Floating Rate Fund 10,858 12,255 14,550 29,769 Reliance Dynamic Bond Fund 11,038 12,331 14,937 25,367
B: CRISIL Short Term Bond Fund Index 10,904 12,422 14,826 29,256
B: CRISIL Dynamic Debt Index 11,046 12,508 15,330 31,760
AB: Crisil 10 Yr Gilt Index 11,381 12,261 15,078 25,734
Fund Manager: Amit Tripathi (Since Oct 2007) & Vivek Sharma (Since Oct 2013) Inception Date: Nov 15, 2004
Fund Manager: Prashant Pimple (Since Oct 2008)
Reliance Short Term Fund (RSTF) Reliance Gilt Securities Fund (RGSF)
NAV as on June 28, 2019: ` 35.3399
NAV as on June 28, 2019: ` 26.0763
CAGR %
Particulars CAGR %
Reliance Short Term Fund 8.19 6.98 7.81 7.93 Reliance Gilt Securities Fund 14.69 9.78 10.59 9.23
B: Crisil Short Term Bond Fund Index 9.06 7.51 8.20 7.16 B: CRISIL Dynamic Gilt Index 13.18 7.87 9.25 8.77
Reliance Short Term Fund 10,816 12,238 14,565 35,340 Reliance Gilt Securities Fund 11,465 13,223 16,535 26,076
B: Crisil Short Term Bond Fund Index 10,904 12,422 14,826 31,373 B: CRISIL Dynamic Gilt Index 11,315 12,547 15,558 24,917
Inception Date: Dec 18, 2002 Inception Date: Aug 22, 2008
Fund Manager: Prashant Pimple (Since Oct 2008) Fund Manager: Prashant Pimple (Since Oct 2008)

Reliance Hybrid Bond Fund (RHBF) Reliance ETF NV20 (RELNV20)

CAGR % CAGR %
Reliance Hybrid Bond Fund 4.76 6.58 8.00 9.86 Reliance ETF NV20 15.20 16.00 NA 11.58
B: CRISIL Hybrid 85+15 - Conservative Index 11.25 8.92 9.48 8.12 B: Nifty 50 Value 20 TRI 15.52 16.43 NA 12.00
AB: Crisil 10 Yr Gilt Index 13.85 7.04 8.57 5.65 AB: S&P BSE Sensex TRI 12.56 14.83 NA 11.14
Reliance Hybrid Bond Fund 10,475 12,102 14,690 42,954 Reliance ETF NV20 11,515 15,595 NA 15,549
B: CRISIL Hybrid 85+15 - Conservative Index 11,121 12,914 15,721 33,555 B: Nifty 50 Value 20 TRI 11,548 15,769 NA 15,788
AB: Crisil 10 Yr Gilt Index 11,381 12,261 15,078 23,447 AB: S&P BSE Sensex TRI 11,252 15,130 NA 15,308
Inception Date: Dec 29, 2003 Inception Date: Jun 18, 2015
Fund Manager: Amit Tripathi (Since Oct 2008) & Sanjay Parekh (Since Apr 2012) Fund Manager: Mehul Dama (Since Nov 2018)
Reliance Retirement Fund - Income Generation Scheme (RRF-IG) benchmark data for corresponding period is not available.
NAV as on June 28, 2019: ` 13.3995
Reliance ETF Junior BeES (JUNIORBEES)
Particulars
CAGR %
Reliance Retirement Fund - Income Generation Scheme 12.95 8.00 NA 6.91 Particulars
B: Custom Benchmark* 11.48 9.34 NA 8.67
Reliance ETF Junior BeES -2.53 10.92 11.24 20.26
AB: Crisil 10 Yr Gilt Index 13.85 7.04 NA 7.33
B: Nifty Next 50 TRI -2.26 11.64 12.10 21.57
Reliance Retirement Fund - Income Generation Scheme 11,291 12,591 NA 13,400 AB: Nifty 50 Index TRI 11.42 13.93 10.53 17.46
B: Custom Benchmark* 11,145 13,066 NA 14,388 Value of `10000 Invested
AB: Crisil 10 Yr Gilt Index 11,381 12,261 NA 13,627 Reliance ETF Junior BeES 9,748 13,640 17,031 2,04,506
Inception Date: Feb 11, 2015
B: Nifty Next 50 TRI 9,775 13,907 17,697 2,44,018
Fund Manager: Anju Chhajer (Since Feb 2015) & Sanjay Parekh (Since Feb2015)
AB: Nifty 50 Index TRI 11,139 14,777 16,490 1,39,060
* 80% of CRISIL Long Term Debt Index + 20% of S&P BSE 500 TRI
NA has been mentioned for scheme in existence for more than 1 year but less than 3 years or 5 years or instances where Inception Date: Feb 21, 2003
benchmark data for corresponding period is not available. Fund Manager: Vishal Jain (Since Nov 2018)
Reliance ETF Nifty BeES (NIFTYBEES) Reliance ETF Nifty 100 (RELCNX100)
CAGR % CAGR %
Particulars
Reliance ETF Nifty 100 8.36 12.53 9.87 13.39
Reliance ETF Nifty BeES 11.39 13.74 10.31 16.13
B: Nifty 50 TRI 11.42 13.93 10.53 16.56 B: Nifty 100 TRI 9.44 13.68 10.87 14.44
AB: Nifty 50 TRI 11.42 13.93 10.53 16.56 AB: S&P BSE Sensex TRI 12.56 14.83 10.64 14.19
Reliance ETF Nifty BeES 11,135 14,705 16,330 1,37,059
Reliance ETF Nifty 100 10,833 14,241 16,003 21,996
B: Nifty 50 TRI 11,139 14,777 16,490 1,46,356
B: Nifty 100 TRI 10,941 14,682 16,748 23,303
AB: Nifty 50 TRI 11,139 14,777 16,490 1,46,356
Inception Date: Dec 28, 2001 AB: S&P BSE Sensex TRI 11,252 15,130 16,575 22,985
Fund Manager: Vishal Jain (Since Nov 2018) Inception Date: Mar 22, 2013
Reliance ETF Sensex (RELSENSEX)
NAV as on June 28, 2019: ` 418.1068 Reliance ETF Consumption (RELCONS)
Particulars CAGR %
Reliance ETF Sensex 12.49 14.74 NA 9.79 1 Year 3 Years 5 Years Since Inception
Reliance ETF Consumption -4.46 9.54 11.37 12.90
B: S&P BSE Sensex TRI 12.56 14.83 NA 9.88
B: Nifty India Consumption TRI -4.35 9.61 11.42 12.97
AB: Nifty 50 TRI 11.42 13.93 NA 9.81
Reliance ETF Sensex 11,245 15,094 NA 15,598
Reliance ETF Consumption 9,555 13,137 17,127 18,885
B: S&P BSE Sensex TRI 11,252 15,130 NA 15,663 B: Nifty India Consumption TRI 9,566 13,164 17,167 18,947
AB: Nifty 50 TRI 11,139 14,777 NA 15,615 AB: S&P BSE Sensex TRI 11,252 15,130 16,575 18,834
Inception Date: Sep 24, 2014 Inception Date: Apr 3, 2014
Fund Manager: Mehul Dama (Since Nov 2018) Fund Manager: Mehul Dama (Since Nov 2018)

Reliance ETF Dividend Opportunities (RELDIVOPP) Reliance ETF Hang Seng BeES (HNGSNGBEES)
CAGR % CAGR %
Reliance ETF Dividend Opportunities 5.35 13.78 7.86 11.66 Reliance ETF Hang Seng BeES 2.48 14.04 9.46 10.54
B: Nifty Dividend Opportunities 50 TRI 5.56 14.02 7.95 11.80 B: Hang Seng Index INR TRI 3.67 15.53 10.77 11.70
AB: S&P BSE Sensex TRI 12.56 14.83 10.64 12.96 AB: Nifty 50 TRI 11.42 13.93 10.53 10.78
Reliance ETF Dividend Opportunities 10,534 14,720 14,593 17,755 Reliance ETF Hang Seng BeES 10,248 14,818 15,712 25,411
B: Nifty Dividend Opportunities 50 TRI 10,554 14,813 14,656 17,871 B: Hang Seng Index INR TRI 10,367 15,421 16,678 28,024
AB: S&P BSE Sensex TRI 11,252 15,130 16,575 18,855 AB: Nifty 50 TRI 11,139 14,777 16,490 25,934
Inception Date: Apr 15, 2014 Inception Date: Mar 09, 2010
Fund Manager: Mehul Dama (Since Nov 2018) Fund Manager: Siddharth Deb (Since Nov 2016), Kinjal Desai (Since May 2018)
Reliance ETF Infra BeES (INFRABEES) CPSE ETF (CPSEETF)

CAGR % CAGR %
Reliance ETF Infra BeES 9.05 6.42 0.48 -0.85 CPSE ETF 10.67 10.80 1.52 9.81
B: Nifty Infrastructure TRI 10.35 7.63 1.51 0.19 B: Nifty CPSE TRI 10.95 10.99 1.57 7.24
AB: Nifty 50 TRI 11.42 13.93 10.53 9.37 AB: Nifty 50 TRI 11.42 13.93 10.53 12.80
Reliance ETF Infra BeES 10,903 12,047 10,241 9,277 CPSE ETF 11,064 13,595 10,786 16,351
B: Nifty Infrastructure TRI 11,032 12,463 10,777 10,166 B: Nifty CPSE TRI 11,092 13,663 10,810 14,439
AB: Nifty 50 TRI 11,139 14,777 16,490 21,893 AB: Nifty 50 TRI 11,139 14,777 16,490 18,827
Inception Date: Sep 29, 2010 Inception Date: Mar 28, 2014
Fund Manager: Mehul Dama (Since Nov 2018) Fund Manager: Vishal Jain (Since Nov 2018)
Reliance ETF Bank BeES (BANKBEES) Reliance ETF Gold BeES (GOLDBEES)
CAGR % CAGR %
Reliance ETF Bank BeES 18.30 20.43 15.68 19.02 Reliance ETF Gold BeES 12.32 1.58 3.18 9.99
B: Nifty Bank TRI 18.49 20.76 16.06 19.53 B: Domestic Prices of Gold 13.48 2.50 4.10 11.06
AB: Nifty 50 TRI 11.42 13.93 10.53 15.71 AB: N.A. NA NA NA NA
Reliance ETF Bank BeES 11,825 17,449 20,706 1,38,616 Reliance ETF Gold BeES 11,229 10,480 11,694 32,310
B: Nifty Bank TRI 11,843 17,591 21,052 1,47,838 B: Domestic Prices of Gold 11,344 10,767 12,225 36,410
AB: N.A. NA NA NA NA
AB: Nifty 50 TRI 11,139 14,777 16,490 90,504
Inception Date: Mar 8, 2007
Fund Manager: Vishal Jain (Since Nov 2018)
Reliance ETF PSU Bank BeES (PSUBNKBEES) Reliance Gold Savings Fund (RGOLDSF)
CAGR % CAGR %
Reliance ETF PSU Bank BeES 14.11 5.20 -3.62 2.68 Reliance Gold Savings Fund 9.91 2.11 2.20 4.25
B: Domestic Prices of Gold 13.48 2.50 4.10 5.94
B: Nifty PSU Bank TRI 14.84 5.81 -3.16 3.20
AB: N.A. NA NA NA NA
AB: Nifty 50 TRI 11.42 13.93 10.53 7.90
Reliance Gold Savings Fund 10,989 10,644 11,150 14,138
Reliance ETF PSU Bank BeES 11,407 11,639 8,318 13,624 B: Domestic Prices of Gold 11,344 10,767 12,225 16,152
B: Nifty PSU Bank TRI 11,479 11,842 8,519 14,445 AB: N.A. NA NA NA NA
AB: Nifty 50 TRI 11,139 14,777 16,490 24,308 Inception Date: Mar 7, 2011
Inception Date: Oct 25, 2007 Fund Manager: Mehul Dama (Since Nov 2018)
Reliance ETF Long Term Gilt (RRSLGETF)
Reliance ETF Shariah BeES (SHARIABEES) NAV as on June 28, 2019: ` 19.3826
NAV as on June 28, 2019: ` 253.6092 CAGR %
CAGR % Particulars
1 Year 3 Years 5 Years Since Inception Reliance ETF Long Term Gilt 15.09 NA NA 8.00
Reliance ETF Shariah BeES 3.82 10.45 8.38 14.15 B: Nifty 8-13 yr G-Sec Index 15.31 NA NA 8.19
B: Nifty 50 Shariah TRI 5.28 11.88 9.64 15.28 AB: Crisil 10 Yr Gilt Index 13.85 NA NA 6.91
AB: Nifty 50 TRI 11.42 13.93 10.53 16.42 Value of `10000 Invested
Value of `10000 Invested Reliance ETF Long Term Gilt 11,505 NA NA 12,580
Reliance ETF Shariah BeES 10,381 13,466 14,953 38,992 B: Nifty 8-13 yr G-Sec Index 11,526 NA NA 12,644
B: Nifty 50 Shariah TRI 10,526 13,995 15,842 43,182 AB: Crisil 10 Yr Gilt Index 11,381 NA NA 12,205
Inception Date: Jul 05, 2016
AB: Nifty 50 TRI 11,139 14,777 16,490 47,751
Fund Manager: Prashant Pimple (Since Jul 2016)
Inception Date: Mar 18, 2009
Fund Manager: Mehul Dama (Since Nov 2018) benchmark data for corresponding period is not available.

Reliance ETF Liquid BeES (LIQUIDBEES)

NAV as on June 30, 2019: ` 1000.0000
Simple Annualised % CAGR %
Particulars
7 Days 15 Days 30 Days 1 Year 3 Years 5 Years Since Inception
Reliance ETF Liquid BeES 5.11 5.07 5.11 5.59 5.16 5.34 4.38
B: Nifty 1D Rate Index 5.59 5.62 5.69 6.32 6.14 6.69 NA
AB: Crisil 1 Yr T-Bill Index 0.35 4.54 6.10 7.94 6.76 7.29 6.05
Reliance ETF Liquid BeES 10,010 10,021 10,042 10,560 11,630 12,976 19,862
B: Nifty 1D Rate Index 10,009 10,021 10,044 10,631 11,952 13,822 NA
AB: Crisil 1 Yr T-Bill Index 10,001 10,017 10,047 10,794 12,167 14,219 25,581
Inception Date: Jul 08, 2003
Fund Manager: Siddharth Deb (Since Nov 2012)
NA stands for schemes in existence for more than 1 year but less than 3 years or 5 years or instances where benchmark data for corresponding period is not available
Reliance Interval Fund - Monthly Interval Fund - Series I (RIF-MIF-S1) Reliance Interval Fund - Quarterly Interval Fund - Series II (RIF-QIF-S2)
CAGR % CAGR %
Reliance Interval Fund - Monthly Interval Fund - Series I 7.30 6.89 7.35 7.76 Reliance Interval Fund - Quarterly Interval Fund - Series II 7.71 7.46 7.89 8.24
B: Crisil Liquid Fund Index 7.62 7.16 7.62 7.57 B: Crisil Liquid Fund Index 7.62 7.16 7.62 7.52
AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.52 AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.51
Reliance Interval Fund - Monthly Interval Fund - Series I 10,728 12,207 14,256 25,074 Reliance Interval Fund - Quarterly Interval Fund - Series II 10,769 12,405 14,617 26,160
B: Crisil Liquid Fund Index 10,760 12,301 14,437 24,536 B: Crisil Liquid Fund Index 10,760 12,301 14,437 24,137
AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 21,748 AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 21,527
Inception Date: Mar 15, 2007 Inception Date: May 07, 2007
Fund Manager: Amit Tripathi (Since Mar 2007) Fund Manager: Amit Tripathi (Since May 2007)
Reliance Interval Fund - Monthly Interval Fund - Series II (RIF-MIF-S2) Reliance Interval Fund - Quarterly Interval Fund - Series III (RIF-QIF-S3)
CAGR % CAGR %
Reliance Interval Fund - Monthly Interval Fund - Series II 7.31 6.76 7.25 7.77 Reliance Interval Fund - Quarterly Interval Fund - Series III 7.33 6.94 7.53 8.10
B: Crisil Liquid Fund Index 7.62 7.16 7.62 7.57 B: Crisil Liquid Fund Index 7.62 7.16 7.62 7.50
AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.54 AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 6.51
Reliance Interval Fund - Monthly Interval Fund - Series II 10,728 12,164 14,189 25,030 Reliance Interval Fund - Quarterly Interval Fund - Series III 10,731 12,227 14,376 25,591
B: Crisil Liquid Fund Index 10,760 12,301 14,437 24,448 B: Crisil Liquid Fund Index 10,760 12,301 14,437 23,925
AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 21,748 AB: Crisil 1 Yr T-Bill Index 10,793 12,163 14,215 21,403
Inception Date: Mar 29, 2007 Inception Date: Jun 06, 2007
Fund Manager: Amit Tripathi (Since Mar 2007) Fund Manager: Amit Tripathi (Since Jun 2007)
Reliance Interval Fund - Quarterly Interval Fund - Series I (RIF-QIF-S1) Reliance Interval Fund - Annual Interval Fund - Series I (RIF-AIF-S1)
CAGR % CAGR %
Reliance Interval Fund - Quarterly Interval Fund - Series I 7.85 7.06 7.47 8.01 Reliance Interval Fund - Annual Interval Fund - Series I 8.15 7.48 7.85 5.53
B: Crisil Liquid Fund Index 7.62 7.16 7.62 7.55 B: Crisil Short Term Bond Fund Index 9.06 7.51 8.20 8.09
Reliance Interval Fund - Quarterly Interval Fund - Series I 10,783 12,267 14,331 25,694 Reliance Interval Fund - Annual Interval Fund - Series I 10,813 12,411 14,591 19,248
B: Crisil Liquid Fund Index 10,760 12,301 14,437 24,371 B: Crisil Short Term Bond Fund Index 10,904 12,422 14,826 25,757
Inception Date: Apr 03, 2007 Inception Date: May 26, 2011
Fund Manager: Amit Tripathi (Since Apr 2007) Fund Manager: Amit Tripathi (Since May 2011)

Reliance Yearly Interval Fund - Series 1 (RYIF-S1)

NAV as on June 28, 2019: ` 16.5638
CAGR %
Particulars
Reliance Yearly Interval Fund - Series 1 8.22 7.37 7.90 8.16
B: Crisil Short Term Bond Fund Index 9.06 7.51 8.20 8.37
AB: Crisil 1 Yr T-Bill Index 7.95 6.76 7.29 7.11
Reliance Yearly Interval Fund - Series 1 10,820 12,373 14,621 16,564
B: Crisil Short Term Bond Fund Index 10,904 12,422 14,826 16,767
Inception Date: Jan 23, 2013
Fund Manager: Amit Tripathi (Since Jan 2013)
Performance as on June 30, 2019

TRI - Total Returns Index reflects the returns on the index arising from (a) constituent stock price movements and (b) dividend receipts from constituent index stocks, thereby showing a true picture of returns.
The performance of the equity scheme is benchmarked to the Total Return variant of the Index.
Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan), except for Reliance ETF Liquid BeES, where the performance provided are of Daily Dividend Re-investment Plan. For
Exchange Traded Funds of Reliance Mutual Fund, performance is provided at Scheme level using Dividend Reinvestment NAV's, since there are no separate plan/option under such Schemes.
Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Performance of the schemes (wherever provided) are calculated basis CAGR for the past 1 year,
3 years, 5 years and since inception. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of LIQUIDBEES,
returns are based on gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. Face value of scheme is `10/- per unit. Face Value of
Reliance Low Duration Fund is `1000/- per unit. Face Value of Reliance Money Market Fund, Reliance Liquid Fund & Reliance Ultra Short Duration Fund is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF Junior BeES is `1.25 per unit.
Face value of Reliance ETF Liquid BeES is `1000. Face value of Reliance ETF Gold BeES is `100 per unit. Face value of Reliance Overnight Fund is `100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the
NAV of the previous date is considered for computation of returns. Schemes which have not completed one year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not
comparable with other schemes.
Product Label (Reliance Interval Fund - A Debt Oriented Interval Scheme)

• Regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals
• Investment in fixed income securities, money market and G-sec instruments

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. will be at Moderately Low risk

Scheme Performance - Fund Manager wise as on June 30, 2019
Fund Manager: Manish Gunwani
CAGR %
Scheme Name/s 1 Year Return 3 Years Return 5 Years Return
Scheme Benchmark Scheme Benchmark Scheme Benchmark
Reliance Growth Fund 6.51 -3.14 11.26 9.27 11.38 10.84
Reliance Balanced Advantage Fund 8.74 9.65 11.80 11.65 9.95 10.54
Note:
a. Mr.Manish Gunwani manages 2 open-ended schemes of Reliance Mutual Fund.
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein.
c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Plan (Regular Plan).
Fund Manager: Sailesh Raj Bhan

CAGR %
Reliance Pharma Fund -0.76 -7.44 1.90 -5.47 7.89 2.93
Reliance Consumption Fund 4.19 -4.35 3.43 9.61 5.63 11.42
Reliance Multi Cap Fund 15.26 6.56 12.12 12.87 10.44 10.73
Reliance Large Cap Fund 14.04 9.81 15.06 13.68 12.52 10.49
Note:
a. Mr. Sailesh Raj Bhan manages 4 open-ended schemes of Reliance Mutual Fund .
c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement
Fund Manager: Ashwani Kumar

CAGR %
Reliance Tax Saver (ELSS) Fund 2.86 9.81 6.60 13.68 7.79 10.49
Note:
a. Mr. Ashwani Kumar manages 1 open-ended scheme of Reliance Mutual Fund .
Fund Manager: Anand Gupta

CAGR %
Reliance Arbitrage Fund 6.44 6.28 6.38 5.31 6.82 6.15
Reliance Equity Savings Fund 0.56 8.91 6.24 9.19 N.A. N.A.
Note:
a. Mr. Anand Gupta manages 2 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Sanjay Parekh

CAGR %
Reliance Hybrid Bond Fund 4.76 11.25 6.58 8.92 8.00 9.48
Reliance Equity Hybrid Fund 0.65 9.65 8.97 11.65 10.04 10.54
Reliance Retirement Fund - Wealth Creation Scheme 3.42 6.56 10.56 12.87 N.A. N.A.
Reliance Retirement Fund - Income Generation Scheme 12.95 11.48 8.00 9.34 N.A. N.A.
Note:
a. Mr. Sanjay Parekh manages 5 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Samir Rachh

CAGR %
Reliance Small Cap Fund -4.14 -10.46 12.97 7.25 15.58 7.84
Note:
a. Mr. Samir Rachh manages 1 open-ended scheme of Reliance Mutual Fund .
Co-Fund Manager: Dhrumil Shah

CAGR %
Note:
a. Mr. Dhrumil Shah manages 1 open-ended scheme of Reliance Mutual Fund .
d. Different plans shall have a different expense structure. The performance details provided herein is of Growth Plan (Regular Plan).
Fund Manager: Vishal Jain

CAGR %
Reliance ETF Junior BeES -2.53 -2.26 10.92 11.64 11.24 12.10
CPSE ETF 10.67 10.95 10.80 10.99 1.52 1.57
Reliance ETF Bank BeES 18.30 18.49 20.43 20.76 15.68 16.06
Reliance ETF Nifty BeES 11.39 11.42 13.74 13.93 10.31 10.53
Note:
a. Mr. Vishal Jain manages 4 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns
d. Different plans shall have a different expense structure. The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund Manager: Mehul Dama

CAGR %
Top 3
Reliance ETF NV20* 15.20 15.52 16.00 16.43 N.A. N.A.
Reliance ETF Sensex* 12.49 12.56 14.74 14.83 N.A. N.A.
Reliance ETF PSU Bank BeES* 14.11 14.84 5.20 5.81 -3.62 -3.16
Bottom 3
Reliance ETF Dividend Opportunities* 5.35 5.56 13.78 14.02 7.86 7.95
Reliance ETF Consumption* -4.46 -4.35 9.54 9.61 11.37 11.42
Reliance ETF Shariah BeES* 3.82 5.28 10.45 11.88 8.38 9.64
Note:
a. Mr. Mehul Dama manages 14 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1
Year CAGR returns
d. Different plans shall have a different expense structure.
# The performance details provided herein are of Growth Plan (Regular Plan).
* The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Fund manager: Ashutosh Bhargava

CAGR %
Reliance Quant Fund 4.16 8.26 10.48 13.34 7.10 10.99
Reliance Balanced Advantage Fund# 8.74 9.65 11.80 11.65 9.95 10.54
Note:
a. Mr. Ashutosh Bhargava manages 2 open-ended schemes of Reliance Mutual Fund .
# Co-Fund Manager
Fund Manager: Sanjay Doshi

CAGR %
Reliance Power & Infra Fund 2.59 10.35 10.74 7.63 5.91 1.51
Reliance Vision Fund 6.81 7.84 7.67 13.38 7.88 11.11
Note:
a. Mr. Sanjay Doshi manages 2 open-ended schemes of Reliance Mutual Fund.
# Co-Fund Manager
Co-Fund Manager: Jahnvee Shah

CAGR %
Reliance Consumption Fund 4.19 -4.35 3.43 9.61 5.63 11.42
Note:
a. Ms.Jahnvee Shah manages 1 open-ended schemes of Reliance Mutual Fund .
# Co-Fund Manager
Fund Manager: Kinjal Desai

CAGR %
Reliance Japan Equity Fund# 0.97 -5.30 8.01 8.94 N.A. N.A.
Reliance US Equity Opportunitues Fund# 13.89 11.00 16.66 14.95 N.A. N.A.
Reliance ETF Hang Seng BeES* 2.48 3.67 14.04 15.53 9.46 10.77
Note:
a. Ms.Kinjal Desai manages 3 open-ended schemes of Reliance Mutual Fund .
# The performance details provided herein are of Growth Plan (Regular Plan)
*The Scheme does not offer any Plans/Options. The performance details are provided at Scheme level using Dividend Reinvestment NAV's.
Co-Fund Manager: Arun Sundaresan

CAGR %
Reliance Quant Fund 4.16 8.26 10.48 13.34 7.10 10.99
Note:
a. Mr. Arun Sundaresan manages 1 open-ended scheme of Reliance Mutual Fund .
Co-Fund Manager: Tejas Sheth

CAGR %
Note:
a. Ms. Tejas Sheth manages 1 open-ended scheme of Reliance Mutual Fund .
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Fund Manager: Amit Tripathi

CAGR %
Reliance Money Market Fund 8.44 8.20 7.41 7.44 7.82 7.86
Reliance Low Duration Fund 6.38 8.18 6.84 7.43 7.51 7.97
Reliance Floating Rate Fund 8.60 9.06 7.03 7.51 7.79 8.20
Reliance Hybrid Bond Fund 4.76 11.25 6.58 8.92 8.00 9.48
Reliance Prime Debt Fund 7.30 8.51 7.19 7.44 7.84 8.03
Reliance Equity Hybrid Fund 0.65 9.65 8.97 11.65 10.04 10.54
Note:
a. Mr. Amit Tripathi manages 6 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Vinay Sharma

CAGR %
Reliance Banking Fund 13.81 18.49 18.47 20.76 14.78 16.06
Reliance Focused Equity Fund 6.33 6.56 NA NA NA NA
Note:
a. Mr. Vinay Sharma manages 2 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Prashant Pimple

CAGR %
Top 3
Reliance Gilt Securities Fund 14.69 13.18 9.78 7.87 10.59 9.25
Reliance ETF Long Term Gilt* 15.09 15.31 N.A. N.A. N.A. N.A.
Reliance Income Fund 13.17 11.27 7.94 7.47 8.67 8.69
Bottom 3
Reliance Credit Risk Fund 3.61 8.51 6.07 8.07 7.39 8.94
Reliance Short Term Fund 8.19 9.06 6.98 7.51 7.81 8.20
Reliance Strategic Debt Fund -1.04 8.24 4.53 8.22 6.68 9.34
Note:
a. Mr. Prashant Pimple manages 8 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns
Fund Manager: Anju Chhajer
CAGR %
Top 3
Reliance US Equity Opportunitues Fund 13.89 11.00 16.66 14.95 N.A. N.A.
Reliance Banking & PSU Debt Fund 9.53 8.74 7.67 7.02 N.A. N.A.
Reliance Retirement Fund - Income Generation Scheme 12.95 11.48 8.00 9.34 N.A. N.A.
Bottom 3
Reliance Japan Equity Fund 0.97 -5.30 8.01 8.94 N.A. N.A.
Reliance Retirement Fund - Wealth Creation Scheme 3.42 6.56 10.56 12.87 N.A. N.A.
Note:
a. Ms. Anju Chhajer manages 11 open-ended schemes of Reliance Mutual Fund .
b. In case the number of schemes managed by a fund manager is more than six, in the performance data of other schemes, the top 3 and bottom 3 schemes managed by fund manager has been provided herein are on the basis of 1 Year CAGR returns.
Fund Manager: Vivek Sharma
CAGR %
Reliance Money Market Fund 8.44 8.20 7.41 7.44 7.82 7.86
Reliance Floating Rate Fund 8.60 9.06 7.03 7.51 7.79 8.20
Reliance Ultra Short Duration Fund 5.46 8.35 5.88 7.62 6.61 8.03
Reliance Banking & PSU Debt Fund 9.53 8.74 7.67 7.02 N.A. N.A.
Note:
a. Mr. Vivek Sharma manages 4 open-ended schemes of Reliance Mutual Fund .
Fund Manager: Siddharth Deb
CAGR %
Reliance ETF Liquid BeES@* 5.59 6.32 5.16 6.14 5.34 6.69
Reliance ETF Hang Seng BeES* 2.48 3.67 14.04 15.53 9.46 10.77
Note:
a. Mr. Siddharth Deb manages 2 open-ended schemes of Reliance Mutual Fund.
@ The performance details provided herein are of Daily Dividend Re-investment Plan.
Fund Manager: Meenakshi Dawar
CAGR %
Reliance Value Fund 6.54 0.33 11.97 7.79 11.56 -0.13
Reliance Vision Fund 6.81 7.84 7.67 13.38 7.88 11.11
Note:
a. Ms. Meenakshi Dawar manages 2 open-ended schemes of Reliance Mutual Fund .
d. Different plans shall have a different expense structure. The performance details provided herein are of Growth plan (Regular Plan).
Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other Investment. Dividends (if any) are assumed to be reinvested at the prevailing NAV. In case of
LIQUIDBEES, returns are based on gross dividend per unit declared by the Fund. Bonus (if any) declared has been adjusted. Performance of dividend option would be Net of Dividend distribution tax, if any. The performance of the equity scheme
is benchmarked to the Total Return variant of the Index. Face value of scheme is `10/- per unit. Face Value of Reliance Low Duration Fund is `1000/- per unit. Face Value of Reliance Money Market Fund, Reliance Liquid Fund & Reliance Ultra
Short Duration Fund is `1000/- per unit w.e.f 5th Aug 2012. Face value of Reliance ETF Junior BeES is `1.25/- per unit. Face value of Reliance ETF Liquid BeES is `1000/- per unit. Face value of Reliance ETF Gold BeES is `100/- per unit. Face
value of Reliance Overnight Fund is `100/- per unit In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Schemes which have not completed one
year, performance details for the same are not provided. Performance details of closed ended schemes are not provided since these are not comparable with other schemes.
The performance of the equity scheme/s are benchmarked to the Total Return variant of the Index.

FUNDS AT A GLANCE
Scheme Name Reliance Large Cap Fund Reliance Vision Fund Reliance Quant Fund Reliance Balanced Advantage Fund
Type of Scheme An open ended equity scheme An open ended equity scheme An open ended equity scheme investing An Open Ended Dynamic Asset Allocation Fund
predominantly investing in large cap investing in both large cap and in quant model theme
stocks mid cap stocks
Allotment Date August 8, 2007 October 8, 1995 April 18, 2008 November 15, 2004
Investment Objective The primary investment objective of the The primary investment The investment objective of the Scheme The investment objective of the scheme is to
scheme is to seek to generate long term objective of the Scheme is to is to generate capital appreciation capitalize on the potential upside in equity markets
capital appreciation by investing achieve long term growth of through investment in equity and equity while attempting to limit the downside by
predominantly into equity and equity capital by investing in equity and related instruments. The Scheme will dynamically managing the portfolio through
related instruments of large cap equity related securities through seek to generate capital appreciation by investment in equity & equity related instruments
companies. The secondary objective is to a research based investment investing in an active portfolio of stocks and active use of debt, money market instruments
generate consistent returns by investing approach. However, there can be selected on the basis of a Quant model. and derivatives.
no assurance that the There is no assurance or guarantee that
in debt, money market securities, REITs There is no assurance or guarantee that the
investment objective of the
and InvITs. Scheme will be realized, as the investment objective of the scheme investment objective of the scheme will be
However, there can be no assurance that actual market movements may will be achieved achieved.
the investment objective of the Scheme be at variance with anticipated
will be realized. trends.
Fund Manager Sailesh Raj Bhan# Ashwani Kumar (Till 19th May Ashutosh Bhargava, Arun Sundaresan Manish Gunwani, Ashutosh Bhargava
2019) w.e.f. 20th May 2019: [Co-Fund Manager]# (Co-Fund Manager)#
Meenakshi Dawar, Sanjay Doshi
(Co-Fund Manager)#
Benchmark S&P BSE 100 TRI S&P BSE 250 LargeMidcap TRI (till S&P BSE 200 TRI CRISIL Hybrid 35+65 - Aggressive Index
09 July, 2019) Nifty Large Midcap
250 TRI (w.e.f. 10 July, 2019)
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s
assessment of various factors including service rendered by the ARN Holder.
10% of the units allotted shall be • 1% if redeemed or switched • 0.25% of the applicable NAV if 10% of the units allotted shall be redeemed
Exit Load redeemed without any exit load, on or out on or before completion of redeemed or switched out on or before without any exit load, on or before completion of 12
before completion of 12 months from the 1 year from the date of completion of 1 Month from the date of months from the date of allotment of units. Any
date of allotment of units. Any redemption allotment of units. allotment of units redemption in excess of such limit in the first 12
in excess of such limit in the first 12 • Nil thereafter. • Nil thereafter months from the date of allotment shall be subject
months from the date of allotment shall to the following exit load. Redemption of units
be subject to the following exit load. would be done on First in First out Basis (FIFO):
Redemption of units would be done on
• 1% if redeemed or switched out on or before
First in First out Basis (FIFO):
• 1% if redeemed or switched out on or completion of 12 months from the date of
before completion of 12 months from allotment of units.
the date of allotment of units. • Nil thereafter.
Investment Plans/ Options • Under both Direct and other than Direct plan • Growth Plan - Growth Option • Dividend Plan - Payout & Reinvestment Option
Minimum Application Amount Purchase: `100 & in multiples of `1 Purchase: `5000 & in multiples of `1 thereafter Purchase: `100 & in multiples of `1 thereafter
thereafter Additional Purchase: `1000 & in multiples of `1 thereafter Additional Purchase: `100 & in multiples of `1
Additional Purchase: `100 & in multiples thereafter (w.e.f. 02.07.2019)
of `1 thereafter (w.e.f. 02.07.2019)
Scheme Name Reliance Index Fund - Nifty Plan Reliance Index Fund - Sensex Plan Reliance Growth Fund Reliance Focused Equity Fund
Type of Scheme An open ended scheme replicating/ An open ended scheme replicating/ Mid Cap Fund - An open ended equity An open ended Multi Cap Equity Scheme
tracking Nifty 50. tracking S&P BSE Sensex. scheme predominantly investing in mid investing in maximum 30 stocks
cap stocks
Allotment Date September 28, 2010 September 28, 2010 October 8, 1995 April 28, 2018 (Date of Recategorisation)
Investment Objective The primary investment objective of The primary investment objective of The primary investment objective of the The primary investment objective of the
the scheme is to replicate the the scheme is to replicate the Scheme is to achieve long-term growth scheme is to generate long-term capital
composition of the Nifty 50, with a composition of the Sensex, with a of capital by investment in equity and growth by predominantly investing in an
view to generate returns that are view to generate returns that are equity related securities through a active and concentrated portfolio of equity &
commensurate with the performance commensurate with the performance research based investment approach. equity related instruments up to 30 companies
of the Nifty 50, subject to tracking of the Sensex, subject to tracking However, there can be no assurance that across market capitalization. The secondary
errors. errors. the investment objective of the Scheme objective of the scheme is to generate
will be realized, as actual market consistent returns by investing in debt, money
movements may be at variance with market securities, REITs and InvITs. There is
anticipated trends. no assurance or guarantee that the investment
objective of the scheme will be achieved.
Fund Manager Manish Gunwani, Dhrumil Shah Vinay Sharma#
Mehul Dama (Co-Fund Manager)# w.e.f. 20th May 2019
Tejas Sheth (Co-Fund Manager)#
Benchmark Nifty 50 TRI S&P BSE Sensex TRI S&P BSE MidCap TRI S&P BSE 500 TRI
• 0.25% if redeemed or switched out on or before completion of 7 days from • 1% if redeemed or switched out on or • 1% if redeemed or switched out on or
Exit Load the date of allotment of units before completion of 1 year from the before completion of 1 year from the date of
• Nil thereafter date of allotment of units. allotment of units
• Nil thereafter. • Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Growth Plan - Growth Option Growth Plan - Growth Option
Dividend Plan - Payout Option (Quarterly, Half yearly, Annual) & Reinvestment Dividend Plan - Payout & Reinvestment Option
Option (Quarterly, Half yearly, Annual)
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter
# Kinjal Desai : Dedicated Fund Manager for Overseas Investments


FUNDS AT A GLANCE
Scheme Name Reliance Small Cap Fund Reliance Value Fund Reliance Multi Cap Fund Reliance Equity Hybrid Fund Reliance Equity Savings Fund
Type of Scheme An open ended Equity Scheme An open ended Equity Multi Cap Fund - An open ended An open ended hybrid An open ended scheme investing in
predominantly investing in Small Scheme following a value equity scheme investing across scheme investing equity, arbitrage and debt.
Cap stocks investment strategy large cap, mid cap, small cap predominantly in equity and
stocks equity related instruments
Allotment Date September 16, 2010 June 8, 2005 March 28, 2005 June 8, 2005 May 30, 2015
Investment Objective The primary investment objective of The primary investment The primary investment objective of The primary investment The primary investment objective of
the scheme is to generate long objective of this scheme is to the scheme is to seek to generate objective of this option is to this fund is to generate income and
term capital appreciation by seek capital appreciation and/ capital appreciation & provide long- generate consistent returns capital appreciation by investing in
investing predominantly in equity or to generate consistent term growth opportunities by and appreciation of capital by arbitrage opportunities & pure equity
returns by actively investing
and equity related instruments of in equity/ equity related investing in a portfolio constituted investing in a mix of securities investments along with investments in
small cap companies and the securities predominantly into of equity securities & equity related comprising of equity, equity debt securities & money market
secondary objective is to generate value stocks. securities and the secondary related instruments & fixed instruments. However, there can be no
consistent returns by investing in However there can be no objective is to generate consistent income instruments. assurance or guarantee that the
debt and money market securities. assurance that the investment returns by investing in debt and investment objective of the scheme will
objective of the Scheme will money market securities. be achieved.
be realized..
Fund Manager Samir Rachh# Meenakshi Dawar# Sailesh Raj Bhan# Sanjay Parekh, Amit Tripathi# Anand Gupta, Sanjay Parekh,
Anju Chhajer#
Benchmark S&P BSE SmallCap TRI S&P BSE Enhanced Value TRI S&P BSE 500 TRI CRISIL Hybrid 35+65 - NIFTY Equity Savings Index
Aggressive Index
Exit Load • 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of • 10% of the units allotted 10% of the units allotted shall be
units shall be redeemed without redeemed without any exit load, on or
• Nil thereafter any exit load, on or before before completion of 12 months from
completion of 12 months the date of allotment of units. Any
from the date of allotment redemption in excess of such limit in
of units. Any redemption the first 12 months from the date of
of units would be done on allotment shall be subject to the
First in First Out Basis following exit load. Redemption of
(FIFO) units would be done on First in First
out Basis (FIFO):
• 1% if redeemed or
switched out on or before • 1% if redeemed or switched out on
12 months from the date or before completion of 12 months
of allotment of units from the date of allotment of units.
• Nil thereafter.
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Dividend Plan - Payout & Reinvestment Option Dividend Plan - Payout Option (Adhoc, Monthly, Quarterly) &
Reinvestment Option (Adhoc, Monthly, Quarterly)
Minimum Application Amount Fresh/additional subscriptions/ Purchase: `500 & in Purchase: `5000 & in multiples of Purchase: `500 & in Purchase: `5000 & in multiples of `1
switch-ins to all the Plans & multiples of `1 thereafter `1 thereafter multiples of `1 thereafter thereafter
Options through any mode Additional Purchase: `500 & Additional Purchase: `1000 & in Additional Purchase: `500 & Additional Purchase: `1000 & in
including Stock Exchange
platform has been temporarily in multiples of `1 thereafter multiples of `1 thereafter in multiples of `1 thereafter multiples of `1 thereafter
suspended w.e.f. Mar 26, 2018.
Fresh Registration through the
Systematic Route i.e. SIP/STP or
such other special product shall
be allowed for a maximum of upto
Rs.1 lakh each installment.
Scheme Name Reliance Banking Fund Reliance Power & Infra Fund Reliance Consumption Fund Reliance Pharma Fund
Type of Scheme An open ended equity scheme investing in Banking An Open Ended Equity Scheme An Open Ended Equity Scheme An Open Ended Equity Scheme
sector. investing in power & infrastructure following consumption theme investing in pharma sector
sectors
Allotment Date May 26, 2003 May 8, 2004 September 30, 2004 June 5, 2004
Investment Objective The primary investment objective of the scheme is to seek The investment objective of the The investment objective of the The primary investment objective of
to generate continuous returns by actively investing in scheme is to seek long term capital scheme is to seek long term capital the scheme is to seek to generate
equity and equity related securities of companies in the appreciation by investing in equity/ appreciation by investing atleast 80% consistent returns by investing in
Banking Sector and companies engaged in allied activities equity related instruments of the of its net assets in equity/equity related equity and equity related or fixed
related to Banking Sector. The AMC will have the discretion companies that are engaged in or instruments of the companies that are income securities of Pharma and
to completely or partially invest in any of the type of allied to the power and likely to benefit directly or indirectly other associated companies.
securities stated above with a view to maximize the infrastructure space in India. There from the domestic consumption led
returns or on defensive considerations. However, there can is no assurance or guarantee that demand.
be no assurance that the investment objective of the the investment objective of the There is no assurance or guarantee
Scheme will be realized, as actual market movements may scheme will be achieved. that the investment objective of the
be at variance with anticipated trends. scheme will be achieved.
Fund Manager Vinay Sharma# Sanjay Doshi# Sailesh Raj Bhan, Jahnvee Shah Sailesh Raj Bhan#
[Co-Fund Manager]#
Benchmark Nifty Bank TRI Nifty Infrastructure TRI Nifty India Consumption TRI S&P BSE Healthcare TRI
Exit Load • 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units
• Nil thereafter
Investment Plans/ Options • Under both Direct and other than Direct plan • Growth Plan - Growth Option • Dividend Plan - Payout & Reinvestment
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter
Additional Purchase: `1000 & in multiples of `1 thereafter

FUNDS AT A GLANCE
Scheme Name Reliance Tax Saver (ELSS) Fund Reliance Arbitrage Fund Reliance Japan Equity Fund Reliance US Equity Opportunities Fund
Type of Scheme An open ended equity linked saving An open ended scheme investing in arbitrage An open ended equity scheme An open ended equity scheme
scheme with a statutory lock in of 3 years opportunities following Japan focused theme. following US focused theme.
and tax benefit.
Allotment Date September 21, 2005 October 14, 2010 August 26, 2014 July 23, 2015
Investment Objective The primary objective of the scheme is to The investment objective of the scheme is to The primary investment objective The primary investment objective of
generate long term capital appreciation generate income by taking advantage of the of Reliance Japan Equity Fund is to Reliance US Equity Opportunities
from a portfolio that is invested arbitrage opportunities that potentially exists provide long term capital Fund is to provide long term capital
predominantly in equity and equity between cash and derivative market and appreciation to investors by appreciation to investors by primarily
related instruments. within the derivative segment along with primarily investing in equity and investing in equity and equity related
However, there can be no assurance that investments in debt securities & money equity related securities of securities of companies listed on
the scheme's investment objective shall market instruments. companies listed on the recognized recognized stock exchanges in the
be achieved stock exchanges of Japan and the US and the secondary objective is to
secondary objective is to generate generate consistent returns by
consistent returns by investing in investing in debt and money market
debt and money market securities securities in India. However, there
of India. However, there can be no can be no assurance or guarantee
assurance or guarantee that the that the investment objective of the
investment objective of the scheme scheme will be achieved.
will be achieved.
Fund Manager Ashwani Kumar# Anand Gupta# Anju Chhajer, Kinjal Desai
Benchmark S&P BSE 100 TRI NIFTY 50 Arbitrage Index TOPIX (Tokyo Stock Price Index) TRI S&P 500 TRI
Exit Load Not Applicable • 0.25% if redeemed/switched on or before • 1% if redeemed or switched out on or before completion of 1 year from
completion of 1 month from the date of the date of allotment of units
allotment of units • Nil thereafter
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct Under both Direct and other than Direct plan Under both Direct and other than Direct plan
plan Growth Plan - Growth Option Growth Plan - Growth Option
Growth Plan - Growth Option Dividend Plan - Payout Option Dividend Plan - Payout & Reinvestment Option
Dividend Plan - Payout (Adhoc, Annual) (Adhoc, Monthly*) & Reinvestment Option
(Adhoc, Monthly*)
*Monday preceding last Thursday of the
month
Minimum Application Amount Purchase: `500 & in multiples of `500 Purchase: `5000 & in multiples of `1 Purchase: `5000 & in multiples of `1 thereafter
thereafter thereafter Additional Purchase: `1000 & in multiples of `1 thereafter
Additional Purchase: `500 & in multiples Additional Purchase: `1000 & in multiples of
of `500 thereafter `1 thereafter
Scheme Name Reliance Overnight Fund Reliance Liquid Fund Reliance Money Market Fund Reliance Ultra Short Duration Fund
Type of Scheme An open-ended debt scheme investing An open ended Liquid Scheme An open ended debt scheme investing in An open ended ultra-short term debt
in overnight securities money market instruments scheme investing in debt and money
market instruments such that the
Macaulay duration of the portfolio is
between 3 - 6 months. (Please refer to
the page number 14 of the Scheme
Information Document on which the
concept of Macaulay’s Duration has
been explained)
Allotment Date December 18, 2018 December 9, 2003 June 16, 2005 December 7, 2001
Investment Objective To generate optimal returns with low risk The investment objective of the Scheme The investment objective of the Scheme is The investment objective of the
and high liquidity by investing in debt is to generate optimal returns consistent to generate optimal returns consistent with Scheme is to generate optimal
and money market instruments with with moderate levels of risk and high moderate levels of risk and liquidity by returns consistent with moderate
overnight maturity. However, there can liquidity by investing in debt and money investing in money market instruments levels of risk and liquidity by
be no assurance or guarantee that the market instruments. investing in debt and money
investment objective of the scheme will market instruments.
be achieved.
Fund Manager Anju Chhajer Anju Chhajer# Amit Tripathi, Vivek Sharma# Anju Chhajer, Vivek Sharma#
Benchmark Crisil Overnight Index Crisil Liquid Fund Index CRISIL Money Market Index NIFTY Ultra Short Duration
Debt Index
Exit Load Nil
Investment Plans/ Options Under both Direct and Regular Plan Under both Direct and other than Direct plan
Growth Option Growth Plan - Growth Option
Dividend Option - Payout Option Dividend Plan - Payout Option (Monthly, Quarterly) & Reinvestment Option (Daily, Weekly, Monthly, Quarterly)
(Monthly, Quarterly) &
Reinvestment Option (Daily, Weekly,
Monthly, Quarterly)
Minimum Application Amount Purchase: `5000 & in multiples of `1 Purchase: Purchase: Purchase:
thereafter Daily Dividend Option - `10000 & in Daily Dividend Option - `10000 & in Daily Dividend Option - `10000 &
Additional Purchase: `1000 & in multiples of `1 thereafter multiples of `1 thereafter in multiples of `1 thereafter
multiples of ` 1 thereafter Weekly Dividend Option - `5000 & in Other Plans and Options - `5000 & in Weekly Dividend Option - `5000 &
multiples of `1 thereafter multiples of `1 thereafter in multiples of `1 thereafter
Other Plans and Options - `100 and in Additional Purchase: Other Plans and Options - `100
multiples of `1 thereafter Additional Daily Dividend Option - `10000 & in and in multiples of `1 thereafter
Purchase: multiples of `1 thereafter Additional Purchase:
Daily Dividend Option- `10000 & in Other Plans and Options - `1000 & in Daily Dividend Option- `10000 &
multiples of `1 thereafter multiples of `1 thereafter in multiples of `1 thereafter
Weekly Dividend Option- `1000 & in Weekly Dividend Option- `1000 &
multiples of `1 thereafter in multiples of `1 thereafter
Other Plans and Options- `100 & in Other Plans and Options- `100 &
multiples of `1 thereafter in multiples of `1 thereafter


FUNDS AT A GLANCE
Scheme Name Reliance Low Duration Fund Reliance Prime Debt Fund Reliance Banking & PSU Debt Fund Reliance Floating Rate Fund
Type of Scheme An open ended low duration debt scheme investing in debt and An open ended debt scheme An open ended debt scheme An open ended debt scheme
money market instruments such that the Macaulay duration of the predominantly investing in AA+ and above predominantly investing in Debt predominantly investing in floating rate
portfolio is between 6 - 12 months. (Please refer to the page number rated corporate bonds instruments of banks, Public Sector instruments (including fixed rate
13 of the Scheme Information Document on which the concept of Undertakings, Public Financial Institutions instruments converted to floating rate
Macaulay’s Duration has been explained) and Municipal Bonds exposures using swaps / derivatives)
Allotment Date March 20, 2007 September 14, 2000 May 15, 2015 April 27, 2004
Investment Objective The investment objective of the Scheme is to generate optimal To generate income through investments To generate income over short to medium The primary objective of the scheme is to
returns consistent with moderate levels of risk and liquidity by predominantly in debt instruments of term horizon through investments in debt generate regular income through
investing in debt securities and money market securities. various maturities with a view to and money market instruments of various investment predominantly in floating rate
maximizing income while maintaining the maturities, consisting predominantly of and money market instruments and fixed
optimum balance of yield, safety and securities issued by entities such as rate debt instruments.
liquidity. Banks, Public Sector Undertakings (PSUs)
and Public Financial Institutions (PFIs).
However, there can be no assurance or
guarantee that the investment objective of
the Scheme will be achieved.
Fund Manager Amit Tripathi, Anju Chhajer#
Amit Tripathi, Anju Chhajer #
Anju Chhajer, Vivek Sharma# Amit Tripathi, Vivek Sharma#
Benchmark NIFTY Low Duration Debt Index 50% NIFTY Short Duration Debt Index + NIFTY Banking & PSU Debt Index CRISIL Short Term Bond Fund Index
50% NIFTY Low Duration Debt Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including
service rendered by the ARN Holder.
Exit Load • 0.50%, if units are redeemed or
switched out on or before completion
Nil of 1 month from the date of
allotment of units.
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and other than Direct Under both Direct and other than Direct Under both Direct and other than Direct
Growth Plan - Growth Option plan Growth Plan - Growth Option plan plan Growth Plan - Growth Option
Dividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) & Dividend Plan - Payout Option (Adhoc, Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc,
Reinvestment Option (Adhoc, Daily, Weekly, Monthly, Quarterly) Weekly, Monthly, Quarterly) & Dividend Plan - Payout Option (Adhoc, Weekly, Monthly, Quarterly) &
Reinvestment Option (Adhoc, Daily, Weekly, Monthly, Quarterly) & Reinvestment Option (Adhoc, Daily,
Weekly, Monthly, Quarterly) Reinvestment Option (Adhoc, Weekly, Weekly, Monthly, Quarterly)
Monthly, Quarterly)
Minimum Application Amount Purchase: Purchase: Purchase: `5000 & in multiples of `1 thereafter
Daily Dividend Option - `10000 & in multiples of `1 thereafter Growth Plan - `1000 & in multiples of `1 Additional Purchase: `1000 & in multiples of `1 thereafter
Weekly Dividend Option - `5000 & in multiples of `1 thereafter thereafter
Other Plans and Options - `500 and in multiples of `1 thereafter Other Plans and Options - `5000 & in
multiples of `1 thereafter
Additional Purchase:
Additional Purchase: `1000 & in multiples
Daily Dividend Option - `10000 & in multiples of `1 thereafter of `1 thereafter
Weekly Dividend Option - `1000 & in multiples of `1 thereafter
Other Plans and Options - `100 & in multiples of `1 thereafter
Scheme Name Reliance Short Term Fund Reliance Nivesh Lakshya Fund Reliance Credit Risk Fund Reliance Strategic Debt Fund
Type of Scheme An open ended short term debt scheme investing An open ended debt scheme investing in instruments An open ended debt scheme predominantly An open ended medium term debt scheme
in instruments such that the Macaulay duration of such that the Macaulay duration of the portfolio is investing in AA and below rated corporate investing in instruments such that the
the portfolio is between 1 to 3 years. (Please refer greater than 7 years (Please refer to the Page No. 1 of bonds (excluding AA+ rated corporate bonds) Macaulay duration of the portfolio is
to the page number 14 of the Scheme Information the Scheme Information Document on which the between 3 to 4 years. (Please refer to the
Document on which the concept of Macaulay’s concept of Macaulay’s Duration has been explained) page number 14 of the Scheme Information
Duration has been explained) Document on which the concept of
Macaulay’s Duration has been explained)
Allotment Date December 18, 2002 July 6, 2018 June 8, 2005 June 26, 2014
Investment Objective The primary investment objective of the scheme is The primary investment objective of the scheme is to The primary investment objective of this To generate income through investments
to generate stable returns for investors with a short generate optimal returns consistent with moderate option is to generate optimal returns in a range of debt and money market
term investment horizon by investing in debt and levels of risk. This income may be complemented by consistent with moderate levels of risk. This instruments of various maturities with a
money market instruments. capital appreciation of the portfolio. Accordingly, income may be complemented by capital view to maximizing income while
investments shall predominantly be made in Debt & appreciation of the portfolio. Accordingly maintaining the optimum balance of yield,
Money Market Instruments investments shall predominantly be made in safety and liquidity.
Debt & Money Market Instrument.
Fund Manager Prashant Pimple# Prashant Pimple# Prashant Pimple# Prashant Pimple#
Benchmark Crisil Short Term Bond Fund Index Crisil Long Term Debt Index NIFTY Credit Risk Bond Index 25% of CRISIL AAA Medium Term Bond Index
+ 25% of CRISIL AA+ Medium Term Bond
Index + 25% of CRISIL AA Medium Term
Bond Index + 25% of CRISIL AA- Medium
Term Bond Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including
service rendered by the ARN Holder.
Exit Load Nil 10% of the units allotted can be redeemed every year 10% of the units allotted shall be redeemed • 1% if redeemed within 12 months
without any exit load, on or before completion of 36 without any exit load, on or before completion from the date of allotment of units
months from the date of allotment of units. Any of 12 months from the date of allotment of • Nil, thereafter
redemption in excess of such limit in the first 36 months units. Any redemption in excess of such limit
from the date of allotment shall be subject to the in the first 12 months from the date of
following exit load. Redemption of units would be done allotment shall be subject to the following exit
on First in First out Basis (FIFO): load. Redemption of units would be done on
• 1% if redeemed or switched out on or before 36 First in First out Basis (FIFO):
months from the date of allotment of units. • 1% if redeemed or switched out on or
• Nil, thereafter before completion of 12 months from the
date of allotment of units
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct plan Under both Direct and Regular Plan Under both Direct and other than Direct plan
Growth Plan - Growth Option Dividend Plan - Growth Plan - Growth Option Dividend Plan - Payout Option (Adhoc, Quarterly) & Reinvestment Option (Adhoc,
Payout Option (Adhoc, Monthly, Quarterly) &
Reinvestment Option (Adhoc, Monthly, Quarterly) Dividend Plan - Payout Option (Adhoc,Monthly, Quarterly)
Quarterly, Half yearly, Annual) & Reinvestment
Option (Adhoc, Monthly, Quarterly, Half yearly,
Annual)
Minimum Application Amount Purchase: `5000 & in multiples of `1 thereafter Purchase: ` 5000 & in multiples of ` 1 thereafter Purchase: `500 & in multiples of `1 Purchase: `5000 & in multiples of `1
Additional Purchase: `1000 & in multiples of `1 Additional Purchase: ` 1000 & in multiples of ` 1 thereafter thereafter
thereafter thereafter Additional Purchase: `500 & in multiples of Additional Purchase: `1000 & in multiples
`1 thereafter of `1 thereafter


FUNDS AT A GLANCE
Scheme Name Reliance Income Fund Reliance Dynamic Bond Fund Reliance Gilt Securities Fund Reliance Hybrid Bond Fund
Type of Scheme An open ended medium term debt scheme An open ended dynamic debt scheme An open ended debt scheme investing in An open ended hybrid scheme investing
investing in instruments such that the investing across duration government securities across maturity predominantly in debt instruments
Macaulay duration of the portfolio is
between 4 to 7 years. (Please refer to the
page number 14 of the Scheme
Information Document on which the
concept of Macaulay’s Duration has been
explained)
Allotment Date January 1, 1998 November 15, 2004 August 22, 2008 December 29, 2003
Investment Objective The primary investment objective of the The primary investment objective of the The primary investment objective of the The primary investment objective of the
scheme is to generate optimal returns scheme is to generate optimal returns scheme is to generate optimal credit risk- scheme is to generate regular income in
consistent with moderate levels of risk. consistent with moderate levels of risk. free returns by investing in a portfolio of order to make regular dividend payments
This income may be complemented by This income may be complemented by securities issued and guaranteed by the to unitholders and the secondary objective
capital appreciation of the portfolio. capital appreciation of the portfolio. Central Government and State is growth of capital.
Accordingly, investments shall Accordingly, investments shall Government.
predominantly be made in Debt & Money predominantly be made in Debt & Money
Market Instruments. Market Instruments.
Fund Manager Prashant Pimple# Prashant Pimple# Prashant Pimple# Amit Tripathi, Sanjay Parekh#
Benchmark NIFTY Medium to Long Duration CRISIL Dynamic Debt Index CRISIL Dynamic Gilt Index CRISIL Hybrid 85+15- Conservative Index
Debt Index
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment
of various factors including service rendered by the ARN Holder.
Exit Load • 0.25% if units redeemed or switched (w.e.f. Apr. 16, 2019) (w.e.f. Apr. 16, 2019) 10% of the units allotted shall be
out on or before completion of 15 days • 1%, if units redeemed or switched out • 0.25 %, if units redeemed or switched redeemed without any exit load, on or
from the date of allotment of units. on or before completion of 1 month out on or before completion of 7 days before completion of 12 months from the
• Nil, thereafter from the date of allotment of units. from the date of allotment of units. date of allotment of units. Any redemption
• Nil, thereafter. • Nil, thereafter. in excess of such limit in the first 12
months from the date of allotment shall
be subject to the following exit load.
Redemption of units would be done on
First in First out Basis (FIFO):
• 1% if redeemed or switched out on or
before 12 months from the date of
allotment of units.
• Nil thereafter
Investment Plans/ Options Under both Direct and other than Direct Under both Direct and other than Direct Under both Direct and other than Direct Under both Direct and other than Direct
plan Growth Plan - Growth Option plan Growth Plan - Growth Option plan Growth Plan - Growth option plan
Dividend Plan - Payout Option (Monthly, Dividend Plan - Payout Option (Adhoc, Dividend Plan - Monthly Dividend (Payout Growth Plan - Growth Option
Quarterly, Half yearly, Annual) & Quarterly) & Reinvestment Option (Adhoc, & Reinvestment option) Dividend Plan - Payout Option (Monthly,
Reinvestment Option (Monthly, Quarterly, Quarterly) Provident Fund (PF) Option - Automatic Quarterly) & Reinvestment Option
Half yearly, Annual) Capital Appreciation Payout Option (Monthly, Quarterly)
(ACAPO), Defined Maturity Date Option
(DMDO), Automatic Annual Reinvestment
Option (AARO)
Minimum Application Amount Purchase:
Growth Option - `5000 & in multiples of
`1 thereafter
Monthly Dividend option - `25000 & in
Quarterly Dividend option - `10000 & in
multiples of `1 thereafter Purchase: `5000 & in multiples of `1 thereafter
Half Yearly Dividend option - `5000 & in Additional Purchase: `1000 & in multiples of `1 thereafter
Annual Dividend option - `5000 & in
multiples of
`1 thereafter.
Additional Purchase: `1000 & in multiples
of `1 thereafter
Scheme Name Reliance ETF Nifty BeES Reliance ETF Sensex Reliance ETF NV20 Reliance ETF Junior BeES
Type of Scheme An Open Ended Index Exchange Traded An open-ended Index Exchange Traded An open-ended Index Exchange Traded An Open Ended Index Exchange Traded
Scheme Fund Fund Scheme
Allotment Date December 28, 2001 September 24, 2014 June 18, 2015 February 21, 2003
Investment Objective The investment objective of Reliance ETF The investment objective of the scheme is The investment objective of the scheme is The investment objective of the Scheme is
Nifty BeES is to provide investment to provide investment returns closely to provide investment returns closely to provide returns that, before expenses,
returns that, before expenses, closely corresponding to the total returns of the corresponding to the total returns of the closely correspond to the returns of
correspond to the total returns of the securities as represented by the S&P BSE securities as represented by the Nifty 50 Securities as represented by Nifty Next 50
Securities as represented by the Nifty 50 Sensex Index before expenses, subject to Value 20 Index before expenses, subject to Index. There can be no assurance or
Index. There can be no assurance or tracking errors. However, there can be no tracking errors. However, there can be no guarantee that the investment objective of
guarantee that the investment objective of assurance or guarantee that the assurance or guarantee that the the Scheme will be achieved.
the Scheme will be achieved. investment objective of the Scheme will be investment objective of the Scheme will be
achieved. achieved.
Fund Manager Vishal Jain Mehul Dama Vishal Jain
Benchmark Nifty 50 TRI S&P BSE Sensex TRI Nifty 50 Value 20 TRI Nifty Next 50 TRI
Entry Load Not Applicable. The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment
of various factors including service rendered by the ARN Holder.
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Growth Option Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit
Directly with the Mutual fund - In creation Directly with the Mutual fund - In creation Directly with the Mutual fund - In creation Directly with the Mutual fund - In creation
unit size viz. 3000 units unit size viz. 10,000 units unit size viz. 3000 units unit size viz. 10,000 units


FUNDS AT A GLANCE
Scheme Name Reliance ETF Nifty 100 Reliance ETF Consumption Reliance ETF Dividend Opportunities Reliance ETF Infra BeES
Type of Scheme An open-ended Index Exchange An open-ended Index Exchange An open-ended Index Exchange Traded Fund An open ended index scheme listed
Traded Fund Traded Fund on the Exchange in the form of an
Exchange Traded Fund (ETF)
tracking the Nifty Infrastructure
Index
Allotment Date March 22, 2013 April 3, 2014 April 15, 2014 September 29, 2010
Investment Objective The investment objective of the The investment objective of the The investment objective of the scheme is to The investment objective of
scheme is to provide investment scheme is to provide investment provide investment returns that, before Reliance ETF Infra BeES is to
returns that, before expenses, returns that, before expenses, closely expenses, closely correspond to the total provide returns that, before
closely correspond to the total correspond to the total returns of the returns of the securities as represented by the expenses, closely correspond to
returns of the securities as securities as represented by the Nifty Nifty Dividend Opportunities 50 Index, subject the total returns of the Securities
represented by the Nifty 100 Index, India Consumption Index, subject to to tracking errors. However, there can be no as represented by the Nifty
subject to tracking errors. However, tracking errors. However, there can be assurance or guarantee that the investment Infrastructure Index by investing in
there can be no assurance or no assurance or guarantee that the objective of the Scheme will be achieved. the Securities in the same
guarantee that the investment investment objective of the Scheme proportion as in the Index. There
objective of the Scheme will be will be achieved. can be no assurance or guarantee
achieved. that the investment objective of the
Scheme will be achieved.
Fund Manager Mehul Dama
Benchmark Nifty 100 TRI Nifty India Consumption TRI Nifty Dividend Opportunities 50 TRI Nifty Infrastructure TRI
Exit Load Not Applicable Not Applicable Not Applicable Not Applicable
Investment Plans/ Options Not Applicable Not Applicable Not Applicable Growth Option
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Directly Through Stock Exchange - One
Directly with the Mutual fund - In Directly with the Mutual fund - In with the Mutual fund - In creation unit size viz. Unit
creation unit size viz. 100,000 units creation unit size viz. 60,000 units 75,000 units Directly with the Mutual fund - In
creation unit size viz. 5000 units
Scheme Name Reliance ETF Bank BeES Reliance ETF PSU Bank BeES Reliance ETF Shariah BeES Reliance ETF Nifty Midcap 150
Type of Scheme An Open Ended Index Exchange An open ended index scheme, listed An Open Ended Index Exchange Traded Scheme An Open Ended Index Exchange
Traded Scheme on the Exchange in the form of an Traded Fund
Exchange Traded Fund (ETF) tracking
the Nifty PSU Bank Index
Allotment Date May 27, 2004 October 25, 2007 March 18, 2009 February 28, 2019
Investment Objective The investment objective of Reliance The investment objective of Reliance The investment objective of Reliance ETF The investment objective of the
ETF Bank BeES is to provide returns ETF PSU Bank BeES is to provide Shariah BeES is to provide returns that, before scheme is to provide investment
that, before expenses, closely returns that, before expenses, closely expenses, closely correspond to the total returns closely corresponding to
correspond to the total returns of the correspond to the total returns of the returns of the Securities as represented by the the total returns of the securities
Securities as represented by the Securities as represented by the Nifty Nifty50 Shariah Index by investing in Securities as represented by the Nifty
Nifty Bank Index. There can be no PSU Bank Index. There can be no which are constituents of the Nifty50 Shariah Midcap150 Index before expenses,
assurance or guarantee that the assurance or guarantee that the Index in the same proportion as in the Index. subject to tracking errors.
investment objective of the Scheme investment objective of the Scheme Investors to note that Reliance ETF Shariah However, there can be no
will be achieved. will be achieved. BeES is not a Shariah compliant scheme. There assurance or guarantee that the
can be no assurance or guarantee that the investment objective of the
investment objective of the Scheme will be Scheme will be achieved.
achieved.
Fund Manager Vishal Jain Mehul Dama
Benchmark Nifty Bank TRI Nifty PSU Bank TRI Nifty50 Shariah TRI Nifty Midcap 150 TRI
Exit Load Not Applicable Not Applicable Not Applicable Nil
Investment Plans/ Options Growth Option Growth Option Growth Option Not Applicable
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit Through Stock Exchange - One Unit Directly Through Stock Exchange - One
Directly with the Mutual fund - In Directly with the Mutual fund - In with the Mutual fund - In creation unit size viz. Unit
creation unit size viz. 1000 units creation unit size viz. 5000 units 10,000 units Directly with the Mutual fund - In
creation unit size viz. 35000 units
# Kinjal Desai : Dedicated Fund Manager for Overseas Investments. @ Kinjal Desai - For foreign securities, Siddharth Deb - For debt securities. Please refer page no. 80 for explanation on symbol: ^ and @ wherever available

FUNDS AT A GLANCE
Scheme Name CPSE ETF Reliance ETF Liquid BeES Reliance ETF Gold BeES Reliance ETF Hang Seng BeES
Type of Scheme An Open Ended Index Exchange Traded An open ended liquid scheme, listed An open ended scheme, listed on the An open ended index Scheme,
Scheme on the Exchange in the form of an ETF, Exchange in the form of an Exchange investing in overseas Securities listed
investing in Tri-Party Repo/Repo & Traded Fund (ETF) investing in on the Exchange in the form of an
Reverse Repo with daily Dividend and physical gold Exchange Traded Fund (ETF) tracking
compulsory reinvestment of Dividend. the Hang Seng Index
Allotment Date March 28, 2014 July 8, 2003 March 8, 2007 March 9, 2010
Investment Objective The investment objective of the The investment objective of Reliance The investment objective of Reliance The investment objective of Reliance
Scheme is to provide returns that, ETF Liquid BeES is to seek to provide ETF Gold BeES is to provide returns ETF Hang Seng BeES is to provide
before expenses, closely correspond to current income, commensurate with that, before expenses, closely returns that, before expenses, closely
the total returns of the Securities as correspond to the total returns of
low risk while providing a high level of correspond to the returns provided by Securities as represented by Hang
represented by the Nifty CPSE Index, by liquidity through a portfolio of Tri-Party Domestic Prices of Gold through Seng Index of Hang Seng Data
investing in the Securities which are Repo/Repo & Reverse Repo. The physical gold. There can be no Services Limited, by investing in the
constituents of the Nifty CPSE Index in Securities in the same proportion as in
Scheme will provide returns that assurance or guarantee that the
the same proportion as in the Index. the index. There can be no assurance
before expenses, closely correspond investment objective of the Scheme
However the performance of the or guarantee that the investment
to the returns of Nifty 1D Rate index. will be achieved. objective of the Scheme will be
Scheme may differ from that of
underlying index due to tracking error. There can be no assurance or achieved.
There can be no assurance or guarantee that the investment
guarantee that the investment objective objective of the Scheme will be
of the Scheme would be achieved. achieved
Fund Manager Vishal Jain Siddharth Deb Mehul Dama Siddharth Deb, Kinjal Desai@
Benchmark Nifty CPSE TRI Nifty 1D Rate Index Domestic Prices of Gold Hang Seng TRI
Exit Load Not Applicable
Investment Plans/ Options Growth Option Dividend Option - Daily Dividend Growth Option Growth Option
Reinvestment
Minimum Application Amount Through Stock Exchange - One Unit Through Stock Exchange - One Unit. Through Stock Exchange - One Unit Through Stock Exchange - One Unit
Directly with the Mutual fund - In Directly with the Mutual fund - In Directly with the Mutual fund - In Directly with the Mutual fund - In
creation unit size viz. 100,000 units creation unit size viz. 2500 units. creation unit size viz. 1000 units creation unit size viz. 2500 units
Scheme Name Reliance ETF Long Term Gilt Reliance Gold Savings Fund Reliance Junior BeES FOF Reliance Retirement Reliance
Fund - Wealth Creation Retirement
Scheme Fund-Income
Generation
Scheme
Type of Scheme An Open ended Index Exchange Traded An open-ended Fund of Fund An Open Ended fund of funds scheme An open ended retirement solution oriented
Fund Scheme investing in Reliance ETF Junior scheme having a lock-in of 5 years or till
BeES retirement age (whichever is earlier)
Allotment Date July 5, 2016 March 7, 2011 March 8, 2019 February 11, 2015
Investment Objective The investment objective of the scheme is The investment objective of the The investment objective of the The investment objective of the scheme is to
to provide investment returns closely scheme is to seek to provide returns Scheme is to seek to provide returns provide capital appreciation and consistent
corresponding to the total returns of the that closely correspond to returns that closely correspond to returns income to the investors which will be in line
provided by Reliance ETF Gold BeES. provided by Reliance ETF Junior with their retirement goals by investing in a
securities as represented by the Nifty 8-13
BeES by investing in units of Reliance mix of securities comprising of equity, equity
yr G-Sec Index before expenses, subject to ETF Junior BeES. However, there can related instruments and fixed income
tracking errors. However, there can be no be no assurance or guarantee that securities. However, there can be no assurance
assurance or guarantee that the investment the investment objective of the or guarantee that the investment objective of
objective of the Scheme will be achieved. Scheme will be achieved the Scheme will be achieved.
Fund Manager Prashant Pimple Mehul Dama Sanjay Parekh, Anju Anju Chhajer,
Chhajer# Sanjay Parekh#
Benchmark Nifty 8-13 yr G-Sec Index Domestic Prices of Gold Nifty Next 50 TRI S&P BSE 500 TRI 80% of CRISIL
Long Term Debt
Index +20% of
S&P BSE 500 TRI
Exit Load Not Applicable • 2% if redeemed or switched out Nil Nil
on or before completion of 1 year
from the date of allotment of units
• Nil thereafter
Investment Plans/ Options Growth Option Under both Direct and other than Direct plan Under both Direct and other than Direct plan
Dividend Plan - Payout & Reinvestment Option Dividend Plan - Payout Option
Minimum Application Amount Through Stock Exchange - One Unit Purchase: ` 100 & in multiples of ` Purchase: ` 5000 & in multiples of Purchase: `5000 and in multiples of `500
Directly with the Mutual fund - In creation 1 thereafter Additional Purchase: ` ` 1 thereafter thereafter Additional Purchase: `1000 & in
unit size viz. 250000 units 100 & in multiples of ` 1 thereafter. Additional Purchase: ` 1000 & in the multiple of `500 thereafter
multiples of ` 1 thereafter


Disclaimers, Statutory Details & Risk Factors
Exit Load – If charged, the same shall be credited to the scheme immediately net of Goods & Service Tax, if any.
^Total Expense Ratio - As on last day of the month & includes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996
and Goods and Service Tax on Management Fees.
@ Tracking Error – Calculated using daily value focused period.
Kindly refer addendum no. 63 dated September 28, 2012 for details about discontinued plan. Direct plan got introduced w.e.f. 01/01/2013. Kindly refer addendum no. 95 dated
December 31, 2012 for details about direct plan.
Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option.
Scheme Related Disclosures
Debt Schemes of Reliance Mutual Fund has undergone fundamental attribute change w.e.f. May 19, 2018. Kindly refer notice cum addendum no. 6 dated April 13, 2018 available
on website (www.reliancemutual.com) for the details of the aforementioned change before making investment decision.
Certain Equity Schemes of Reliance Mutual Fund has undergone fundamental attribute change/Merger w.e.f. April 28, 2018. Kindly refer notice cum addendum no. 200 & 201
dated March 23, 2018 available on website (www.reliancemutual.com) for the details of the aforementioned change before making investment decision.
For change in Fund Manager for few of the scheme of Reliance Mutual Fund w.e.f. Feb 1, 2019 kindly refer notice cum addendum no. 145 dated Jan 31, 2019
With a view to bring uniformity in returns of the schemes and their respective benchmarks from currency perspective, the returns of S&P 500 and Topix (Tokyo Price Index) along
with respective underlying schemes i.e. Reliance US Equity Opportunities Fund and Reliance Japan Equity Fund are published in INR terms.
For change in Benchmark for few of the schemes of Reliance Mutual Fund w.e.f. April 16, 2019 kindly refer notice cum addendum no. 7 dated April 11, 2019
For change in Fund Manager for few of the scheme of Reliance Mutual Fund w.e.f. May 20, 2019 kindly refer notice cum addendum no. 18 dated May 17, 2019
For change in Fund Manager for the scheme of Reliance Mutual Fund w.e.f. June 19, 2019 kindly refer notice cum addendum no. 36 dated June 18, 2019
For change in minimum amount application and minimum additional investment for few of the scheme of Reliance Mutual Fund w.e.f. July 02, 2019 kindly refer notice cum
addendum no. 37 dated June 26, 2019
For change in Benchmark for few of the schemes of Reliance Mutual Fund w.e.f. July 10, 2019 kindly refer notice cum addendum no. 42 dated July 09, 2019
*Reliance Focused Large Cap Fund was merged into Reliance Mid & Small Cap Fund and the merged scheme was renamed as Reliance Focused Equity Fund (‘Scheme’) with
effect from April 28, 2018. In line with SEBI circular SEBI/HO/IMD/DF3/CIR/P/2018/69 dated April 12, 2018, since the Scheme did not retain the features of either the transferor
or transferee scheme, the performance has been provided herein since the effective date i.e. April 28, 2018.
The investors of Reliance Gold Savings Fund & Reliance Junior BeES FOF will be bearing the recurring expenses of the scheme, in addition to the expenses of underlying scheme.
Disclaimer: The Fact sheet “Fundamentals” is meant for general reading purpose only and is not meant to serve as a professional guide for the readers. This document has
been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The Sponsor, the Investment Manager, the Trustee
or any of their respective directors, employees, affiliates or representatives (“entities & their affiliates”) do not assume any responsibility for, or warrant the authenticity, accuracy,
completeness, adequacy and reliability of such information. Whilst no action has been solicited based upon the information provided herein; due care has been taken to ensure
that the facts are accurate and opinions given are fair and reasonable. This information is not intended to be an offer or solicitation for the purchase or sale of any financial
product or instrument. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent
professional advice order to arrive at an informed investment decision. Entities & their affiliates shall not be liable for any direct, indirect, special, incidental, consequential, punitive
or exemplary damages, including loss of profits, arising in any way from the information contained in this material. Entities & their affiliates including persons involved in the
preparation or issuance of this material may from time to time have long or short positions in and buy or sell the securities there of, of company(ies)/ specific economic sectors
mentioned herein. NAV of the plan/option of certain schemes are not provided for certain cases as the NAV was not computed because there were no investors as on the date on
which the NAV details are provided.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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How To Read Factsheet
Fund Manager: An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a
larger team of fund managers and research analysts.
Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in
the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an
investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end
of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds,
among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor
purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.
For instance, if the NAV is Rs. 100 and the entry load is 1 %, the investor will enter the fund at Rs. 101.
Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the
distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption.
For instance, if the NAV is Rs. 100 and the exit load is 1 %, the redemption price would be Rs.99 per unit.
Modified Duration: Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means
its range of performance is wide, implying greater volatility.
Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation
and excess return to determine reward per unit of risk.
Beta Ratio (Portfolio Beta): Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the
market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Average portfolio PE (Average P/E): It is price to earnings ratio of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio price to book ratio (Average P/BV): It is price to book value of the stocks calculated for the entire portfolio on a weighted average basis.
Average portfolio dividend yield (Average Dividend Yield): It is dividend yield of the stocks calculated for the entire portfolio on a weighted average basis.
Net Equity: Net equity level is the net equity exposure percentage adjusted for any derivative positions in stocks or index for hedging or rebalancing purpose.
R Squared: It is a statistical measure of how closely the portfolio returns are correlated with its benchmark.
AUM: AUM or assets under management refers to the recent/ updated cumulative market value of investments managed by a mutual fund or any investment firm.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage
to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at
generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt
markets is a debt fund or income fund. Each of these categories may have subcategories.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments
based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
Marcom/Factsheet/Jul7/Ver3.7/10/07/19
Contact your financial advisor

for more details or
www.uchitha.com
Customer Care: 1860 266 0111*;

Visit: www.reliancemutual.com
*Local call charges apply.

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July 2019

Fundamentals July 2019 3

DOMESTIC MACRO AND MARKET

India’s high frequency data continues to be mixed:

India FX Reserves (US$bn)

4 July 2019 Fundamentals

Benchmark SIP - If you invested ` 10000 every month in RLCF

Entry Load: Nil Software 4.10%

Fundamentals July 2019 5

Regular/Other than Direct 2.06 Construction Project 3.37%

6 July 2019 Fundamentals

 Long term capital growth

Special Feature: Reliance Any Time Money Card

Fundamentals July 2019 7

Fund Size Rating Profile Asset Allocation

Direct - Growth Plan ` 96.7706 Zero Coupon Bond, 7.28%

27-May-19 0.16 31.7115 31.5315

8 July 2019 Fundamentals

Hindustan Unilever Limited 2.64 Cash and Other Receivables 0.59

Volatility Measures Dividend History

Direct 0.29 Power 2.28% Direct - Annual Dividend Plan

Exit Load: 0.25% if redeemed or switched out on or

 Long term capital growth

Fundamentals July 2019 9

S&P BSE Sensex TRI

Fund Size SIP - If you invested ` 10000 every month in RIF-SP

 Long term capital growth

10 July 2019 Fundamentals

09-Mar-17 7.00 80.9647 73.9647

completion of 1 year from the date of allotment of units.

 Long term capital growth

Fundamentals July 2019 11

Details as on June 30, 2019 Company/Issuer % of Assets Company/Issuer % of Assets

Consumer Durables 4.36%

Auto Ancillaries 3.51%

 Long term capital growth

Special Feature: Reliance Any Time Money Card

12 July 2019 Fundamentals

SIP - If you invested ` 10000 every month in RSCF

Industrial Products 5.41% 28-Mar-16 1.20 20.4064 19.2064

Special Feature: Reliance Any Time Money Card

Fundamentals July 2019 13

 Long term capital growth

Special Feature: Reliance Any Time Money Card

14 July 2019 Fundamentals

Fund Manager SIP - If you invested ` 10000 every month in RMCF

Standard Deviation 4.07 Hotels, Resorts And Other

Portfolio Turnover (Times) 0.54

Past performance may or may not be sustained in future.

Direct 1.36 Chemicals 2.66%

Special Feature: Reliance Any Time Money Card

Fundamentals July 2019 15

Aggressive Hybrid Fund Portfolio as on June 30, 2019

16 July 2019 Fundamentals

Company/Issuer Instrument/Rating % of Assets Company/Issuer Instrument/Rating % of Assets

Volatility Measures Corporate Bond, 13.03%

Standard Deviation 1.60

Fundamentals July 2019 17

Total Expense Ratio^ Product Label

Reliance Power & Infra Fund RPIF

18 July 2019 Fundamentals

Reliance Pharma Fund RPF

Long term capital growth

Long term capital growth

Long term capital growth

Long term capital growth

Long term capital growth

Long term capital growth

Long term capital growth

Income over short term

Long term capital growth

Income over short term

Income over short term

*excluding other receivables Income over medium term

Income over short to medium term

Income over short term