Professional Documents
Culture Documents
Bisnis Canvas Haji & Umroh
Bisnis Canvas Haji & Umroh
Bisnis Canvas Haji & Umroh
SDM Langsung
(Marketing & (SDM,
Operational) outlet/gerai)
Kantor Tidak langsung
Teknologi (Sales, KBIH,
perbankan Kemenag)
Biaya pemasaran (promosi, gathering haji & umroh, Fee Based Income (ujrah talangan haji,
fee marketing imbal antar kantor/IAK, selisih kurs
Biaya operasional (SDM, produk, pembiayaan) SAR, Fee administrasi