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Homebuilding - Renovating-UltimateDesignBuildGuide
Homebuilding - Renovating-UltimateDesignBuildGuide
&RENOVATING
ULTIMATE
DESIGN &
BUILD GUIDE
20 35
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Contents
We reveal how to get your self-build or
renovation project off the ground
homebuilding.co.uk 5
1
Get Your Finances Straight ments like kitchen space and the number of
Everything starts – and eventual- bedrooms, but don’t get too bogged down in
ly ends – with money. Get a clear the detail just yet. Any good design will be an
answer on what you can borrow from your individual reaction to the site and the needs of
bank (try Buildstore for specialist self-build its owners.
mortgage advice) and get a sense of the
4
total pot of money you have. Then begin to cost Engage a Designer
your project. If it’s a self-build, you’ll need to You can burn through a lot of money on
allow for the plot price to be factored in (the design work that goes to nothing if the
portion of the total pot it takes depends on your designer has little idea of how designs work to
local housing market, but is typically 50 to 80 per build budgets (so see evidence of how they would
cent in more expensive areas). At this pre-design do that when you interview them), and if the
stage, you can do no more than guess a price for drawings they produce are not capable of being
the building work, which for new build homes built. These two elements are just as key as the
should be around £1,300/m2 and for extensions, ability to draw nice spaces — so choose carefully,
realistically, £1,500/m2. Until you begin to agree as designers will be critical people in making
a design, and a build route, it’s nothing but your project a success. Whether you choose a
guesswork at this stage — but it will be enough designer, an architect or just a draughtsman,
to go to a designer with. good design is worth paying for and investing
the time and money in — expect to allocate
2
Find the Site between five and 10 per cent of your budget for
For extenders and renovators who already design work. Your designer will see your project
own a home, it’s not a problem. But for through planning and Building Regulations
would-be self-builders, finding the right plot approval and get you to a stage where you can
opportunity can be the most difficult thing engage with builders.
they’ll do. Get active — and serious. Check the
5
weekly list of planning applications submit- Things You Need to Know
ted and decided in your local authority area. The VAT Question If you’re building a
If you live in England, register with your local house from scratch, your project qualifies
authority under their Right to Build scheme. for zero rating for VAT purposes — a huge saving
Use Google Maps to try and identify bits of on labour and materials of 20 per cent. In gen-
land in side gardens that are yet to be built on, eral, the only thing you can’t claim back is the
and write to the owner (you can find out who initial professional fees (for example, designer
owns it through Land Registry) to see if they’ll fees) and non-fixed items such as furniture and
sell to you. Register with Plotfinder, which has carpets. If you’re renovating or extending, you’ll
details of private individuals selling land without pay the full rate unless the house has been empty
wanting to go through estate agents. Eventually, for more than 10 years, in which case it is treated
it will happen — so when it does, make sure you the same as a conversion and is zero rated. For
have the finances ready to purchase. properties empty for between two and 10 years,
a reduced rate applies (homebuilding.co.uk/vat).
3
Create a Design Brief Package Companies So-called package (or turn-
Before you engage with a designer, you key) companies will offer an inclusive design
need to work out your own priorities — and build service, usually based around timber
they can’t tell you what you want, just find smart frame construction systems. They have a lot of
ways to help you achieve it. Think about overall benefits, including the marriage of design and
styles, of course, as well as more tangible ele- build costs at an early stage.
6 homebuilding.co.uk
Warranties Get a structural (10-year) warranty design ambitions best — and, hopefully, comes
on your self-build project. You won’t be able within budget.
to remortgage without one, and it can provide
8
useful assistance in addition to Building Control If It’s Over-Budget
inspections (homebuilding.co.uk/warranties). If the quotes come back too high, then
Health and Safety The latest CDM Regulations you’ll need honest feedback from the
around health and safety on site are applicable builders. Get them to break down costs but
to self-build and renovation projects. Make sure you need to be willing to listen to hard truths.
your designer and/or main contractor makes Your original cost/m2 budget at this stage has
reference to them early on. been pushed and pulled by your design ambi-
How Long? The average self-build project takes tions, the size and scale of the project and of
around a year on site and at least a year in the course the specification (your choice of prod-
pre-planning. ucts and materials). Get suggestions on how
to reduce costs — ultimately, you may need to
6
The Build Route engage with the designers again.
Of course, you don’t need to use builders.
9
In the same way that some homeowners Enjoy the Whole Experience!
decide to design their own homes or extensions, Having builders on site working away
around 10 per cent of self-builders and home creating these amazing new spaces for
extenders take on the build of the project them- you and your family is a brilliant life experience.
selves. However, the vast majority use main con- Where possible, try your best to enjoy it — it
tractors or manage their own subcontractors (or, is a life-changing project, after all, and you’ll
in reality, take both routes for certain parts of the be spending more money than you would do Materials Choice
build, managing their own subbies at the later on anything else. See the spaces come to life,
Specification plays a major
stages of the project and usually getting stuck embark on a huge shopping trip, meet new role in cost: stone can be five
in with some DIY as money runs out towards friends along the way and experience new things times the price of alternative
the end). Clearly, the more expert layers you — what’s not to like? H cladding options.
add on, the more expensive the build gets. In
most cases, main contractors will be adding on
between 10 and 20 per cent on top of the core
labour and materials prices. Additional project
managers and other experts will also take their
share. Choose your build route based on what
time and skills you can realistically give to the
project (both in terms of DIY, project manage-
ment and design work) — and don’t be afraid
of using experts.
7
Finding Builders
Choosing a main contractor is part heart,
mainly wallet. Meet at least five and invite
them to quote on your project, using fully
detailed tender documents (that your designer
should have helped you prepare). Armed with
fully detailed information, the prices you get
back should be accurate and probably keener
than if you left a lot up in the air to be decided
on site later.
Ask your designer, neighbours, friends, build-
ing control and more for their recommenda-
BRETT CHARLES
homebuilding.co.uk 7
Foundations
Floor structure
Superstructure
Roof structure and cover
Drainage
Electrics
Plumbing and heating
Internal carpentry and kitchen
Plastering
Decoration
Tiling
Flooring
Landscaping
T
aking on a large building project is Costs for Self-builders
daunting at the best of times, even for The pie chart above provides a
seasoned professionals. The majority breakdown of the costs involved
of self-builders do not come from a in a typical self-build project. It
construction background and few of shows that the superstructure (i.e.
the structural walling and external
them know much about the ins and cladding, as well as roofing)
outs of project management. The accounts for the largest proportion
prospect of spending a six-figure sum of the costs, typically 25-30%, with
on something as intangible as a ‘new the foundations and floor
house’ can cause anxiety. Because of this, self- structure following closely behind.
Most importantly, it reveals that
build in the UK today is still seen as being a the remaining elements of a build
Mark Brinkley little heroic, because many people would baulk each tend to account for between
Mark is the author of The at undertaking a large building project with 5-10% of the total cost. The key is to
Housebuilder’s Bible and an their own money, when the outcome cannot be recognise that individual elements
experienced builder; he’s just known in advance. can be reduced later on if other
elements go over the initial budget.
started another project. It doesn’t have to be reckless, however. One of The outline of the packages in this
the keys to reducing the amount of risk involved pie chart also serves as a useful
in self-build is to take control of the budget at starting point for self-builders
an early stage. To do that, you need to develop looking to assign budgets against
an understanding of how building projects work particular elements.
and where exactly all that money goes.
8 homebuilding.co.uk
Windows
Roof covering
Blockwork
Timber cladding
Groundworks
Demolition
Stone
Floor structure inc screed
Roof structure
Insulation
Remedial work
Chimney
Front door and back door
Heating system
Electrical works
Flooring
Internal doors
Plasterboarding
Staircase
Kitchen
Utility
Furniture
Bathrooms x 5
homebuilding.co.uk 9
T
while many people are quite capable of taking
on this role successfully, they have to be fully
he majority of self-builders start off engaged in it otherwise it will tend to be done
their journey with a figure in mind rather badly, which in turn adds to delays and
of what they can afford to spend. costs. So while the calculator indicates that a
Many of them will refer to the build DIY management build route may save 40%
cost calculator (homebuilding.co.uk/ over a professionally managed fixed-price job,
calculator), where a sample of differ- it is not an option for everyone.
ent projects are compared in price,
presented as price/m2. The current Labour vs. Materials?
costs range from around £800/m2 Installation can be the hidden cost when it comes to preliminary budgeting — ignore it at
through to just over £2,000/m2. The table iden- your peril. But the amount of labour required on each package varies hugely.
tifies five variables impacting on the final sums:
Build route (how you manage the project) —
40% variation
One or two storey (two storey
buildings are cheaper on a m2 basis,
but only marginally)
House size (it gets slightly cheaper per unit
area as the size increases)
Standard of finish (the table allows for a 40%
difference between ‘standard’ and ‘excellent’)
Windows Labour (in blue) tends to Stonework Stone can be expensive to
Location (the UK is divided into four zones
account for around a fifth of the total purchase, but takes a long time to lay,
— the most expensive being 30% more than price, depending on the window with most stonemasons managing 2-4/
the cheapest) specification. m2 a day — hence the high labour costs.
There is not much you can do about location
– short of deciding to build somewhere else –
but the other variables are very much in your
control. What you choose to build, how you What’s Included in The Floor Area?
choose to build it and what finish standard you
are looking for are all factors determined by you One trap for the unwary is the way house with an internal floor area
at the outset. that building areas are defined and of 150m2 might easily have a gross
If it’s your first house, you might well be trying referred to. It’s all very well decid- floor area, including the garage, of
to build as much space as you can afford and ing on a budget per m2, but what 200m2.
to fit it out as cheaply as possible, using all that exactly do you get for your m2? Does this matter or is it just
youthful energy to undertake DIY and/or project What’s included and what’s exclud- academic? It can do, especially if
management. In contrast, a retired couple might ed? The m2 used in the calculations someone tells you they can build
choose to build a smaller home but fit it out to is the internal floor area, or heated you a house for, say, £1,000/m2
a higher standard, and to let the professionals area, of the house. It specifically only for you to find out later that
carry out all or most of the work. Not everyone excludes the ground taken up by their m2 is somewhat smaller than
wants to shave costs. The cost calculator enables the external walls and any ancil- the industry standard way of meas-
you to work out where in the self-build spectrum lary buildings such as garages and uring. It is also worth bearing in
you stand and to give you some indication of outhouses. It also excludes unused mind that other countries (Sweden,
what you might get for your money. areas in lofts and under the eaves, Germany) use different measuring
Bear in mind that over the years Homebuild- unless they are specifically opened criteria and that their build costs/
ing & Renovating has covered self-build projects up as living space. A four bedroom m2 cannot be easily compared. H
with costs ranging from £300-£3,000/m2. The
homebuilding.co.uk 11
E
xtending your home has gone way site survey before any design work is done. The
beyond the basic requirement of pro- output from these surveys will deliver 100 per
viding more space to meet increased cent accurate data about the host dwelling and
demand for living. When extending the site, and will therefore ensure the design
your home, you, as the guardian of that process is efficient from the outset.
property, have the privileged oppor- This approach allows for design issues to be
tunity of writing the next chapter in considered during the first round of concepts,
its history. Do not underestimate how thereby minimising inconvenient and often
important this could be and more costly decisions being made during the con-
importantly, how much fun. We all like to think struction process.
we can leave a legacy, so think big about your Consider a single storey versus two storey
Pete Tonks plans to extend and consider far more than just extension, as this decision will set the blueprint
Pete Tonks is HB&R’s creating more of what you already have. for the project in terms of construction methods,
design expert and has This article looks at some of the most impor- the impact(s) on neighbours, planning permis-
been designing homes tant elements and considerations when extend- sion and the overall architectural integration
for over 20 years. ing, how to create your extension methodically with the host dwelling. Where do you need more
and practically with a focus on engineering space? Is it day-to-day living areas or do you
basics, and the successful integration with the need more bedrooms?
host dwelling through the consideration of lay- Just because you need more bedroom space,
out, flow and connection of the new spaces with don’t assume this has to be upstairs. We’re living
the existing rooms. longer, so ground floor bedrooms can be a good
long-term consideration. I also know from my
Design Basics own experience with clients that many would
Look sensibly at the space around your existing like a ground floor bedroom because it results
dwelling and zone in on the best place to put in a connection with the garden.
your extension. Side and rear extensions are
the norm as gardens here often have the best Planning Considerations
outlook and orientation. However, do consider You may be able to extend your property with-
the balance of built form versus outside amenity out planning permission (known as Permitted
space. It’s all well and good having an amazing Development, or PD). While not guaranteed
large new kitchen/family/dining room opening to be applicable to every property, the basics of
out to the garden, but if the extension takes up PD are currently:
too much garden and dominates unsuccessfully, l You can extend a detached dwelling by 8m to
this will have a negative outcome on the property the rear (subject to the neighbour consultation
as a whole. It is all about a sensible balance and scheme; this is 6m for an attached house) if it’s
you don’t always have to add a large extension single storey, or 3m if it’s two storeys;
to make a huge difference to the existing spaces. l The height of a single storey extension to the
Set the budget at an early stage and allow for side or rear of the host dwelling is restricted to
at least a 10-15 per cent contingency, too. This is 4m in height (measured from the nearest ground
SIMON MAXWELL
particularly important when extending, as the level) to the top of the ridge and the eaves, and
overall development cost per m2 is often greater ridge heights of any extension not being higher
than with a new build. Ensure you commission than the existing property;
a measured building survey and topographical l A minimum distance from the end of the ➤
12 homebuilding.co.uk
homebuilding.co.uk 13
The Practicalities
When extending, look to minimise the amount
of work you need to do on the host dwelling
(unless, of course, you need to renovate), so
that the budget is focused on the new build
element. Try to nominate the ‘break-through’
Above: A Change in Levels
using existing openings. For instance, existing
window openings will have lintels above them IBLA Architects replaced a
taking loads from above. This often means no lean-to with a contemporary
kitchen-diner extension — a
structural calculations will be necessary if you change of level allows the dining
want to remove the wall section below a window area to be on a level threshold
opening to make into a door opening or walk- with the garden.
through into the extension space.
If, however, you want to merge a number of Left: The Side Return
Extension
existing small openings into one large opening,
you’ll require a new lintel to be designed by a A side return extension can be an
ideal means of adding space to a
professional and backed up with the appropri-
terrace home — as this project by
TOP: DARREN CHUNG; BOTTOM: LYNDON DOUGLAS, NINA MAKLIN
ate engineering to support a full plans Build- architect Cathie Curran goes to
ing Regulations application, or as part of the show. Rooflights can be a great
documentation trail if you are undertaking the means of pulling in additional
project under a building notice. light, too.
It’s a very good idea to use a laser level to get
the datum of the floor levels on the host dwelling,
as you’ll probably want to match these with the
new build element to ensure good flow between
the new spaces and old. When calculating how to
match floor levels, bear in mind that the build-up
required to meet today’s Building Regulations
will be far more than historical build-ups and
you may also want to include underfloor heating
and thicker floor finishes. It is likely that, in
14 homebuilding.co.uk
The Aesthetics
If, like me, you are a property ‘nerd’, you will
get excited about the evolution of buildings and
how they can be read in chapters. Many of my
favourite buildings have different personalities
and there is a good chance you also have a few
too! Look to have a bit of fun with your exten-
sion project if appropriate and create something
that is clearly different to the host dwelling.
Think of it more as an exercise in art as well as
architecture and take the opportunity to make
a statement.
There is no right or wrong in terms of match-
ing new and old and, as always, your design
should relate to the context of the host dwelling
and its immediate surroundings. Many local
authorities publish their own district design
guidelines for extending and you will see phrases
such as ‘materials should be the same or similar’. the wall lines in so there is a step in the building Linking Old and New
In this instance, for example, if the host dwell- line and make the extension lower than the host
Designed by Simon Shaw
ing is brick and horizontal timber boarding, dwelling so that it appears subservient, but this Architecture & Design, this
the extension could also be clad in brick and can still result in that ‘more of the same’ look contemporary extension to
timber boarding, but the latter could be applied that is not always successful. a listed cottage features a
vertically to clearly demonstrate the different In recent years, there has been a growing glazed link, which visually
visual chapters of the building. This approach trend (which I support and practice daily) to distinguishes old from new.
could be considered to match and may also be consider the extension space to be a separate
considered a contrast — albeit a subtle one. entity and place this a distance away from the
If you really wanted to make a completely host dwelling in terms of the construction, to
obvious difference between new and old then make it in effect a stand-alone building. The new
this can be an exciting approach and the sky build element can then be linked back to the
really is the limit — subject to the usual plan- host dwelling in a more refined and controlled
ning constraints. manner using simple glass or metal frames. This
method of extending has proved to be successful
New Identity as it clearly defines the difference between new
Historically, when designing extensions, archi- and old. It also looks really cool and can lift the
tects and designers would have taken the existing design level of your project.
layout and added the new element immediately When considering your planned extension as
on to the host dwelling as a direct continuation a separate entity, albeit linked back to the host
ALISTAIR NICHOLLS
of the built form. However, this presents various dwelling, you can start to expand your thinking
technical challenges about how to ‘knit’ the new and strive to create a built form which has its
element into the existing element while still own identity. If done well, it will also comple-
producing good architecture. Sure, you can set ment and enhance the host dwelling. H
homebuilding.co.uk 15
B
y choosing to build with subcontrac- es; their response may give a clue as to whether
tors/direct labour/tradespeople, the you’re picking the right person.
self-builder or renovator effectively
becomes the builder — responsible Paying Subcontractors
for all matters on site and required to There are two types of subcontractor: labour
make sure that all materials, services only, and supply and fix, with perhaps a third
and labour are on site at the correct as a hybrid of the two. Labour-only subcon-
time and in the correct quantities. tractors will, almost always, expect to be paid
Managing subcontractors properly is in cash at the end of each week. Those new to
a particular skill. There is a quote which springs the industry might feel that somehow they are
to mind: “Subcontractors never work for you. doing something wrong, but the plain fact of
They do you a favour and you pay them for it.” the matter is that the individual self-builder or
David Snell
Those hearing this for the first time may scoff. renovator has no obligation to ensure that those
A 13-time self-builder, David has Those who have been through the process will they employ on site pay their due taxes. And with
been building homes for 50
years and is the author of
raise a wry and knowing smile. new build, VAT does not come into the equation
Building Your Own Home. because labour-only contracts and supply and fix
How to Ensure Quality contracts are zero rated and, therefore, exempt.
One of the first questions a self-builder or ren- Supply-and-fix contractors, such as plumbers
ovator will often ask themselves is how will and electricians, are a slightly different matter
they know whether what the subcontractors in that they will usually accept cheques against
are doing is right and whether the quality of a written invoice, often given in two stages cov-
their work is good enough. Understandably, it’s ering first and second fix.
a perennial question among those who are new Above all, never pay in advance. With
to the building business. labour-only contracts, make sure that the pay-
The answer is twofold. Firstly, while many ments are spaced out through the estimated
feel that they don’t understand the intricacies duration of the contract, with a little bit held
of the building process, most can see whether back as an incentive to finish. With supply-
bricks are being laid sloppily, whether archi- and-fix contractors, pay in the two stages. If
traves don’t meet up in the corners, doors don’t special purchases have to be made, buy these
hang properly and do not feature even spacings items yourself in order that you retain the title.
to the lining, and plaster is smooth and even.
All of that is cosmetic but, nevertheless, gives a When to Get Involved in the Build
clue as to the underlying and sometimes hidden There is often a desire to get involved in one or
intricacies of the work. more of the trades, either to fulfil a desire to have
But the second and perhaps most important a physical input into the new home, or to try to
way of analysing the quality of work is to make save money. The truth of the matter is that, in
prior investigations. Before employing anybody all probability, however much you pitch in and
on site, look at their previous work and talk to help, it’s unlikely that you’ll save directly. The
their previous clients. Find out if faults came trades may welcome your assistance, but they
to light after they’d finished. Talk to building/ may also resent your clumsy efforts to help, and
warranty inspectors about your proposed choic- feel that you are somehow slowing them down.
16 homebuilding.co.uk
They are very rarely likely to accept that your just as importantly, they will let you know which
efforts should impact on their take home pay. ones were great.
That doesn’t mean that there aren’t things Once you’ve got one good tradesperson on
that you can do. Going off on a Friday lunch- board, they will often lead you to other good
time to fetch fish and chips will mean that the tradespeople with whom they regularly work.
labourer can keep at his job, saving time when After all, a good tradesperson doesn’t want to
they start up again. Offering bacon sandwiches have to follow a bad one.
will engender a sense of goodwill on site. (It may Visiting smaller sites and asking those work-
also become a millstone, however.) Certainly, ing there whether they’ll quote may also produce
clearing up and making sure that materials that results. Reading the advertisements in your local
are delivered are carried into site and stacked press will give you names. But, once again, these
where they are needed will save on day rates and are only the starting point for you to commence
the inevitable slowing down of the job. making your own enquiries as to their worth.
Unless you’re an expert in any one of the
trades, it is never really a good idea to undertake Getting the Best from
them, except perhaps one of the finishing trades Your Subcontractors
such as decoration and ceramic tiling, which are It’s essential to build up a good relationship
unlikely to hold other people up. with those who are working for you on site. If
bad blood occurs between you and the subcon-
Coordinating Between the Trades tractors it will only backfire and it’s perhaps a
Tradespeople have to mesh in with each other, good idea if that happens to cut your losses and
sometimes within the day, sometimes within move to another tradesperson. If trades fall
the hour. It’s vital that you make yourselves out with each other, then you may have to take
aware of the sequences within a self-build or sides and dispense with the services of at least
renovation project and that you learn to con- one, because the end result could be that one
stantly think ahead as to requirements for up endeavours to frustrate the work of the other,
and coming labour. to your disadvantage.
A helpful tradesperson will want to let you Starting off on the right foot, with a clear
know that they will be requiring a follow-on or understanding of what you are expecting them
partnership trade, not least because they won’t to do and how much you are going to be paying
want to be held up by their non-appearance. them, is always the best way to ensure that you
And, in truth, many good tradespeople work in get the best out of trades. Do not expect to form
laissez-faire groupings who keep in touch with a partnership. There are unequal expectations
each other and let one another know when they between you and anybody working on your site.
will be wanted. But you can’t just rely on that and You may form enduring friendships but, in the
in the end, it will always be your responsibility. end, on site, you are building your own home
with the expectation of increased equity and they
Finding Good Subcontractors are simply undertaking their day job.
There are several websites dedicated to find-
ing suitable subcontractors with appropriate Addressing the Areas
recommendations, but none negate the need That Fall Between Trades
for the self-builder or renovator to make their Most misunderstandings and arguments that
own checks, to see their previous work and to occur on site between the client (you) and
talk to their previous clients. After all, the only tradesperson result from unclear or imprecise
people who can really tell you what a prospective arrangements and expectations before the job
subcontractor is really like are those who have commences.
direct experience. Plans must be clear and unambiguous. Your
If there’s a self-build site anywhere in your list of what you expect may be fully detailed in
vicinity, visit it and chat to the owners. They’ll many cases but, in others, it is perhaps best to
tell you which bricklayer turned up on a Monday simply include the whole trade in your descrip-
and then didn’t show up for weeks afterwards. tion of what you are expecting or requiring. For
They will also inform you as to which carpenter instance, if the quotation is for the complete
should have been called a ‘wood butcher’. Plus, carpentry roof work, then any argument that ➤
homebuilding.co.uk 17
18 homebuilding.co.uk
homebuilding.co.uk 19
1
Appoint the Right Architect builder, there will need to be meetings, conver-
As well as ensuring he or she can design, sations, emails and agreements. Don’t expect to
check whether your chosen architect can simply be handed back a perfect design after one
also detail up the design and project manage meeting and then have it built. The best house
the construction stage. Some people split the projects are those with clients who commit time
process, so that one firm designs and a different and energy to meeting up, answering questions
company takes over for the site works. I don’t and thinking about the options that are put in
like this, as there are split liability issues and the front of them.
second person doesn’t have the initial design in
6
their soul. Also, think twice before accepting the Agree How to Communicate
cheapest quote: if a cheap price comes in, you It’s vital that you agree this at the outset.
Neil Turner invariably get a cheap service. Can you be approached nine to five, or are
you only available out of office hours? Make sure
2
Neil is a director of architectural
practice Howarth Litchfield
Go for Maturity that all meetings are recorded and written in
Partnership and specialises It takes years of experience (and mistakes) minutes, so there is no confusion or ambiguity. I
in residential design to know what you are doing, so avoid use minutes to record what is and is not agreed,
(howarthlitchfield.com). giving someone fresh out of college the job of and what the next steps are.
designing and running your house project.
7
Be Honest from the Start
3
Create a Sensible Budget Don’t be influenced by the latest fad. If
Be honest with yourself and don’t push you like certain styles, then stick to them.
your budget to the point where you can’t We can’t all live in modern glass boxes. When
afford a pint at the pub. There is little point in working with clients I have seen many start with
sitting in a grand house if you can’t afford to heat a description, only to find that they like some-
it or live life a little. I remember seeing one cou- thing else entirely different. This can often occur
ple in sleeping bags in an unfinished house that with couples who haven’t talked through their
went way over budget because they kept adding own brief with each other, or discussed style,
extra elements. So create a budget, then adjust fittings or budget. So before you get together
and alter it if you need to, but always refer to it. with your architect, sit down with each other
and talk through your choices.
4
Write a Strong Brief
8
Project creep is the demon of all designs Programme the Works
and clients. Without a brief, how can you This sounds so obvious, but work out
comment or compare design developments? how long each stage will take. This adds
Before you know it, your three-bed bungalow reality to the project and avoids the pressure of
has become a five bedroom townhouse — ask unrealistic timescales. From the programme you
yourself why the changes are needed. can look ahead and create key milestones for
design, planning, Building Regulations, tender
5
Make Time for the Project and construction. Each of these can then be
Building a house and getting the different broken down later, into a more detailed pro-
stages right takes time, and to succeed gramme. If you can’t draw up a programme, ask
clients must build time into their busy lives. Even your architect and they will be happy to assist.
when you have employed the best designer and The programme helps you develop cash flow
20 homebuilding.co.uk
forecasts for payments and is a vital tool when made the conscious decision not to vary anything
you approach your bank to organise finances on site, even the fixtures and fittings.
for loans to pay fees, contractors and suppliers.
12
Make Decisions Before
9
Go For the Full Service Work Begins
We often see clients who want a partial If the drawings are complete before
service and then choose to run the site site works commence, then you will have thought
works. As soon as this starts, the calls start to through all the decisions. Where is the shaver
come in when they hit problems on contracts point? How high is the TV in the living room, for
and inspections, technical questions and dis- instance? Every time you add this on to the site
putes between parties. works, the potential for delay and cost increases.
10 13
Don’t Keep Changing Things Pay on Time
Part of the fascination of design is A common mistake is when clients
the development and evolution of say they haven’t got the money or
the brief into sketches, then layouts and finally it’s due shortly, and ask if those involved in the
a completed design. There will be alterations project can wait. If you make people wait for
and different versions. My job is to guide this fees, it doesn’t foster a relationship of trust or
process along, so there is consensus and agree- respect. Your borrowing problems are not the
ment on the completed work. I always accept team’s problems.
that it is healthy to double check, so I don’t mind
14
change. However, if changes occur all the time, Look at the Bigger Picture
it becomes chaotic and hard to move on, and When I meet clients, I am always
demoralising for the designer. excited by the possible commission
and the challenge they want to give us. It’s quite
11
Keep on Track on Site a responsibility to have their future home in
Making changes on site is the biggest our hands. So pay for good advice and your
sin of clients. As you pass each work project should run along well. If you’re going
stage, you should see each as a major passing to do this just once, then you had better make
point and not a point to go back and revisit. it work. Most architect-designed houses are
Sign off the drawings — it’s all too easy to pick one-off prototypes. If you haven’t built before,
up another magazine, or talk to a friend, or see the chances of you getting it right first time are
another product. When I built my house, we greatly improved if you pick the right help. H
ISTOCK
homebuilding.co.uk 21
1
Thinking about the landscaping to plan each stage of the build. As your project
from the outset could save money progresses, mark off the completed tasks and
“Work out the amount of topsoil that you circulate the updated programme between your
will require for your back garden and place this subcontractors. If your subcontractors clearly
before you start building your substructure. understand the progress on site, you may find
Placing the topsoil early before your house is that they will plan ahead making themselves
built will enable larger excavators to be used available to work on your project when you
which are much more efficient and will therefore need them. Break up your build programme into
reduce landscaping cost. If you place either too distinct phases and plan to complete a thorough
little or too much topsoil in rear inaccessible inspection before the next phase commences. By
gardens then additional money may have to defining individual sections of work you will be
be spent on dealing with it at a time when able to focus on the work that needs to be done,
access has been restricted.” Mark Stevenson which will help you to get everything complete
of Potton’s Self Build Academy to the right standard before the next stage starts.
Example stages would be: site preparation; sub-
2
“Insulate the garage floor slab structures; building envelope; watertight; first
like a house. It’s a low-cost solu- fixing; wet trades; second fixing; finishings; and
tion, but allows future conver- testing and commissioning.” Paul Newman of
sion or use without upheaval.” Potton’s Self Build Academy
Bruce J Beaton, project manager
6
“Never start building until you
3
Buy your structural warranty have a very clear idea of the
before building “If you think you may costs. Costs can easily rocket
sell your property within 10 years, buy a and it’s easy to end up in hot water.”
structural warranty before you break ground. Tom Gresford, director of Gresford Architects
Buying it then rather than at the end will save
7
you four to five times the premium. Also make Invest in the building fabric
sure you take a minimum of public liability cover “Investing in the ‘fabric-first approach’
on your plot once you exchange on it; accidents helps to lower your energy costs. Simple
happen and legal bills are costly.” adjustments can be made to enhance the energy
Andrew Reardon of ProAktive Selfbuild efficiency of your project. Smaller windows on
the north elevation (where there is less sunlight)
4
Don’t work to a Christmas will reduce costs as well as the amount of heat
deadline “Many self-builders make lost through the building. Larger windows on
the mistake of setting an unrealistic all other elevations will take advantage of the
completion date, based around a family occasion natural solar gains. Do not rely on renewables
or a key birthday — this is never a good idea as if your self-build doesn’t need them. These are
it can add undue stress to an already demand- hugely expensive pieces of kit (costing on aver-
ing process. Prepare yourself for the self-build age £12,000) and are great if you have no other
roller coaster — there are huge ups and downs form of heating. However, if you can use mains
throughout the process. From purchasing the gas, use it — it could cost around £1,200, saving
plot to planning issues… be prepared!” Allan you over £10,000.”
Corfield of Allan Corfield Architects Allan Corfield of Allan Corfield Architects
5 8
Break your self-build project Plan kitchen and bathrooms
into stages “Put together a simple bar early on in the process “Plan bath-
chart programme using a spreadsheet rooms and the kitchen before starting
22 homebuilding.co.uk
on site. The window placement may look aes- three quotes before placing any orders. Go to
thetically pleasing from the exterior, but might builders’ merchants for the items they sell and
not necessarily work well with the self-builder’s timber suppliers for the timber — the timber
desired bathroom or kitchen layout. Again, door merchants are far more competitive.”
positions and ceiling heights can also impact on Peter Eade, builder and project manager
the layout. If you catch the plans early enough
11
you can make these changes. Prevent delays by ensuring
“With a new build there is a good degree of materials are on site when
flexibility as to where you can site the plumbing needed “Make your self-build the
and waste, so again, it’s important to catch the easiest and best place to work for your trades.
design early. Another issue, particularly in the By being able to get easy access and have all the
kitchen, is extraction. Some self-builders opt materials to hand, tradespeople will be much
for pitched ceilings or for large rooflights, but more productive and will therefore be more
then leave it too late to include provision for motivated and committed to your project. Con-
extraction above an island, for example. This sider using local trades wherever you can. Local
then means that downdraught extraction may companies will have a reputation to maintain
have to be included instead, but because the and will therefore be inclined to do a good job.
floor slab is already down, it has to be dug up. If Ask for references and check these out before
a design company is involved in the early stages you make a final appointment.” Mark Stevenson
– ideally before the design is finalised – then of Potton’s Self Build Academy
provisions can be made and the services can be
12
put in place, thus avoiding costly alterations. But Don’t forget the jobs
some self-builders do not approach a kitchen or that fall between trades
bathroom designer until the build is well under “If you’re project managing the build
way, and can then end up facing the same chal- yourself, hiring subcontractors directly, think
lenges as those taking on a renovation project.” of yourself as being the conduit via which all
Jim Gettings, J&S House of Design responsibility and information will and should
flow. Expecting the carpenter to have a chat
9
Be upfront with your insur- with the bricklayer prior to starting on site is
ance company “If your costs are a big leap of faith, yet far more common than
increasing during your build let your you would think. The liaison between trades is
insurer know. Most policies will have an ‘aver- a vital aspect in the progress of the works, and
age clause’ and under-insurance will have a enables timely resourcing and deliveries of mate-
big impact on any claim, no matter how small. rials. Remember, you are looking to manage the
Also be realistic with your timescales. If your gaps between the identified packages of works.
build is likely to take over two years to complete, Think of it as hosting a ‘handover’ between one
be upfront with your insurer at the outset. In package and the next and acting as a facilitator.
addition, if you sign JCT minor works clause Don’t be afraid of asking questions either, even if
5.4B make your insurer aware as it waves their you appear ignorant in the process. When deal-
right to subrogate a claim.” Andrew Reardon ing with the unknown, we often ‘clam up’ and
of ProAktive Selfbuild don’t want to appear not to be understanding.
This is, of course, the main route to assumption.
10
Negotiate material prices You are client, manager and boss — be it!
by phone “Once there is a prop- “Make sure that everyone talks to everyone
erly quantified list of all the mate- else. Prepare a project directory and distribute
rials, get in quotes from builders’ and timber it so every member of the team has everyone
merchants — don’t just turn up with a shopping else’s contact details. Publish the programme.
list and place the order. Quotations are best Have a schedule of tasks and plans for each day/
dealt with by telephone or email, and remember week, so the whole team are aware of how they
it’s often possible to negotiate better prices on fit into the overall process. Email is good, phone
the phone. Make sure all of the prices received calls are better, face-to-face is ideal.”
include VAT and delivery. Try and get at least Bob Branscombe, project manager H
homebuilding.co.uk 23
Before you lay the first brick, make sure you & your
project are protected ...
Self-Build Zone provides Site Insurance and liability cover for anyone starting
new building works, as well as covering any existing structures on site. Our
Approved Inspectors can facilitate all survey services you may need during
the build or for the warranty provision. On completion, Build-Zone can
provide you with a 10 Year Structural Warranty.
For more information or to obtain a quotation go online at or Call the Self-Build Zone Team on
OAK 2
There are ways of exposing the
frame internally and externally
An oak frame home, wrapped in an
encapsulation system such as SIPs, can
be clad in a variety of materials, including
FRAME
brick, timber and render. Some home-
owners, however, still want the look of
exposed oak frame on both the exterior
and interior. The good news is there are
ways of achieving this: some of the larger oak frame companies
in particular have developed ingenious solutions.
Oakwrights, for instance, provides a bespoke system. Bill
Keir, Oakwrights’ general manager, picks up the story: “Our
patented 3i panel system meets stringent Building Regula-
tions. The beauty of the 3i panel is that it maintains the look
of a traditional ‘half-timbered’ house externally. Rather than
have every timber visible both internally and externally (which
If you’re considering using this natural causes coldbridging) many of the timbers are half-width. This
means that only the large structural beams and posts are
beauty for your self-build, read on… visible both inside and out. All secondary timbers are only
1 3
visible on one side which means an almost uninterrupted layer
of insulation can be run around the walls. It is this principle
that allows the 3i panel system to achieve a U value of 0.25
Oak frame is a Modern for the whole wall, not just through the centre of the panel.”
Method of Construction
Oak frame has seen a steady
renaissance over the past couple
of decades (self-builders have Approach a designer with
played a big role in this popular- experience of oak frame
ity) and oak frame construction Designing and detailing an oak
in 2017 is in many ways a Mod- frame house needs a designer well
ern Method of Construction — a versed in this construction system.
term which, in broad terms, describes methods “The most efficient oak frame homes
that involve off-site prefabrication. are those based on an understand-
Oak frames are constructed off-site, and ing of span and bays (an experienced
brought to site ready to be erected by an expe- designer will have a working knowl-
rienced team, often in under a week (depending edge of their possibilities and limitations),” says
on size and complexity). Infill panels of wattle Andy Parker of The Complete Oak Home. “For
and daub and, later, brick were originally used construction drawings, it’s about understanding
between the oak frame. Today, the oak frame oak as a construction material. Oak frame is less
still fulfils a structural role, but in order to meet well understood by generalist architects and
Building Regulations, can no longer be ‘infilled’ builders, yet the architectural detailing and the
in the traditional way. execution are crucial to lasting quality.”
Instead the frame is typically ‘encapsulated’ There are independent designers and archi-
within an insulated, airtight envelope, often tects with experience of designing with oak
using SIPs (structural insulated panels) — again frame; they may have ties with particular oak
prefabricated off-site. “SIPs are fast becoming frame companies, too.
the encapsulation system of choice for oak frame Another option is that Oakwrights, Border
buildings, as they form an unbroken high-per- Oak, Welsh Oak Frame and others offer an
forming thermal envelope, wrapped around the in-house design service as well as a portfolio of
frame,” explains Rob Dawson of Castle Ring Oak. different house styles. They will also work with
“When they go up, they go up quick.” your chosen designer. ➤
homebuilding.co.uk 25
6
… but not necessarily
finished
Part of the appeal of oak is that it does
not need to be finished — externally
it weathers to a silvery grey. There are
4
some homeowners, however, who wish
to retain the rich colour of green oak;
this is possible, but it can be a labour
Different oak frame suppliers of love. “There are treatments such as
offer different levels of service Sikkens or wax oils you can use to maintain the
Deciding how involved you want to be in the original colour, but once you start using such a
build can often influence your choice of oak frame treatment within an outside environment it will
supplier. Very few oak frame companies provide need to be repeated annually. Over time, sunlight
a full turnkey ‘package’ service. Those that do will turn external timbers an attractive silvery
will often offer different levels of service too. For grey, while oxidisation makes the internal wood
example, they may supply and erect the frame, or more honeyed, which in our view is much nicer,”
build the house to a weathertight shell (allowing says Ed Hamilton of Oakmasters.
you to project manage the groundworks prior and internal fit-out after). It is, however, a good idea to take extra care
Most oak companies will supply and erect the oak frame, and perhaps in rooms subject to high levels of humidity and
encapsulation system. One company offering something different is in spaces where splashes may be more prevalent
The Complete Oak Home. “We’re not an oak frame manufacturer but (e.g. the kitchen). “Water stains especially can
an independent multi-disciplinary team offering a full turnkey service mark the frame, so care needs to be taken with
which includes a unique project cost control process,” says Andy Parker. rooms such as bathrooms. If the frame is likely to
“We design and build oak frame homes, either recommending or using get splashed it may be worth oiling it locally with
your own chosen oak frame supplier.” a suitable product to give it some protection,”
5 7
recommends Rupert Newman of Westwind Oak.
homebuilding.co.uk 27
weberhaus.co.uk
9
critical that the skill and experience of the frame erector is Introducing steel can open
recognised too. The expert eye of the carpenter on site is up the design opportunities
equally important in making sure that the frame goes up “Steelwork is often used to strengthen
true and plumb and they have a keen eye on the condition traditional carpentry joints and is typ-
of the oak before being assembled. ically unseen but allows us to create
“It’s also important to note that if the building is closed buildings which wouldn’t be possible
in too quickly and a heat source applied very soon after using purely traditional methods,”
the frame has been lifted, the shock of being forced to begins Paul Slemmings, frame design-
dry out quickly can introduce dramatic splits within the er at Carpenter Oak.
structure. While not necessarily structurally worrying, “There are many aesthetic and engineering
they may be unsightly.” reasons to incorporate stainless steel into an
Glazing also requires particular care. Face-applied glaz- oak timber frame,” adds Paul Kirkup, director
ing – whereby glazing is installed to the exterior of the and frame designer at Carpenter Oak, which has
frame, with an oak ‘strip’ used to disguise the join – is often been involved in many an impressive self-build
used as a solution to oak shrinking. There are companies project. “Steel bolts and flitch plates can be used
who specialise in this work, such as Black Pig Glazing. to end join or sandwich timbers together, with
the fixings left surface mounted for an industrial
look or highly polished and recessed flush into
8
the timber for a sleeker finish.
“Steel sections within a timber frame allow
An oak frame home can for many design possibilities, for example, when
be achieved on a budget steel tie rods and bow strings are incorporated
“The most common misconception into an oak frame the spanning of huge spaces
regarding oak frame homes is that is easily achieved, without the need for huge
they are beyond ‘normal’ self-build- sections of timber. When steel is combined with
ers’ budgets,” says Rupert Newman of curved timber, barrel roofs and curved walls can
Westwind Oak. “Although it is true to also be introduced.”
10
say that they are more expensive than
a standard softwood frame building,
they are comparable with any good-quality con-
struction technique.” You can extend
There are some key steps which can help when in oak frame
building an oak frame home on a tight budget. Oak frame can be a
Andy Parker of The Complete Oak Home takes fantastic option for an
up the story: “Consider using oak in just key are- extension; there is per-
as, perhaps the kitchen, living and dining area, haps no other construc-
entrance hall or master bedroom. The oak theme tion method which offers
can be carried through the rest of the house such a versatile aesthetic.
with simple oak lintels over windows or oak But there are a few fac-
joinery. In this way you won’t create spaces that tors to consider before deciding to extend in oak. “Green oak
feel incongruent with each other. Some rooms frames shrink, so if you are thinking of extending your home
in the house just don’t benefit from oak frame, with an oak frame it needs to be detailed correctly. Ideally the
indeed it can be detrimental to their function, walls, roof and glazing need to go on the outside of the frame.
such as in a utility room or boot room. Consider Glazing, especially, should be properly detailed to prevent
keeping these spaces clear of oak frame to make any water leakage,” says Rupert Newman of Westwind Oak.
them more practical and reduce cost. By far the “Oak framed extensions tend not to be tied in with existing
biggest cost driver with oak frame is the style masonry or timber framed homes in case there is differential
and extent of it. Choosing a simple Queen post movement. Normally they are built on their own foundations
truss rather than a complex arched brace truss next to the existing structure. Then a watertight movement
will keep cost down. Additionally, having just joint can be incorporated between the old and new. This sim-
‘primary structure’ (the big posts and beams) ply could be the lead flashing on the roof or some expanding
and no ‘secondary structure’ (smaller joists and ‘Compriband’ foam on the walls. H
rafters), will also help keep control of the cost.”
homebuilding.co.uk 29
D
on’t be under any illusions: building or a wet Wednesday in January and even worse
refurbishing a home is hard. It pushes with a herd of toddlers in the mix. After all, a
you to the limits and involves stress, house should be designed for life, not just for
money anxiety, dust, grime and end- Christmas.
less decision-making. In order to get Given that the average self-builder moves
through this demanding experience every 20 years (it’s 10 years for ‘normal’ people),
you’ll need to focus on the prize — the and people doing major renovations to existing
finished home. homes have similar longevity, you need to really
It’s often good to imagine sitting focus on the house not only throughout the year,
with a coffee and croissant in a sun-drenched good times and bad, but also over a major part
room, a huge family lunch on a long kitchen of your life. Think for a moment about how
Charlie Luxton table, a house party spilling out through bi-fold much your needs can change over that time;
Architectural designer Charlie doors into a laughter-filled garden. You will use from a newlywed couple perhaps to having a
is the director of Charlie Luxton this positive energy and excitement to drive you young family with toys and washing everywhere,
Design and a popular on. This is normal and understandable, but also through to truculent teenagers locked away in
broadcaster, presented dangerous: the events that the overstretched their rooms, to being a couple again. That’s not
Building the Dream on More4 and
self-builder or renovator can focus on are the to mention moving from fit late 40s right into
Homes by the Sea
fun times, which all too often results in houses frailer twilight years. Good architecture is, in
brilliant for (Christmas) parties, but useless for truth, the art of realism and good compromise.
Flexible Space
A playroom – which can be
closed off by means of a pocket
door – leads off the main open
plan living area in this self-built
home. While it provides a
playroom for owners Louise and
Ivor Nicholson’s young family at
present, it also forms an
occasional guest bedroom and
could easily become an office or
snug if required in the future.
NIGEL RIGDEN
30 homebuilding.co.uk
A well-designed house can flex to meet your it will fit a bed, clothes storage and accommodate Ground Floor Access
current dreams as well as your lifetime needs. life for a person with reduced mobility. Crucially, A ground floor room, sizeable
The key word is flexibility. By this I don’t mean it needs to be adjacent to a room large enough enough to accommodate
weird architectural solutions or moving, sliding and with suitable plumbing for conversion into bedroom furniture and with
walls that are hardly ever used. I mean space a spacious bathroom. You don’t need to fit it out access to an adjacent bathroom
or wetroom, is a key ingredient to
that’s designed for a number of uses or con- now or connect the rooms, just ensure there is a the forever home. It may house a
figurations over time. It is important to leave knock-out panel in the wall (effectively a door- playroom, serve as a home office
as much possibility for change and alterations way – ideally, wide enough to accommodate a or a TV snug while children are
going forward because planning houses is a bit wheelchair – that is plastered over) marked up growing up, and could also form
like going to war. One particular military quote very carefully on a plan for future use. an accessible bedroom in
twilight years. Level access to a
springs to mind: ‘No battle plan survives contact beautifully landscaped garden
with the enemy.’ Whatever you think might hap- Subdiving Rooms (as here) is an optional bonus.
pen in life, probably won’t. A flexible, lifetime The ability to subdivide and reconnect children’s
home allows for the wonderful vagaries of life. rooms is also essential. The comings and goings
of children is usually the biggest challenge to the
The Flexible Ground Floor Room capacity of a home. Fixing a design for maximum
A key idea that should be included in every occupancy, as most people do, inevitably leads
house, because getting old is an inevitability, is to compromises in bathrooms, circulation and
a ground floor room that can start as a playroom communal spaces elsewhere. I have designed
or home office – whatever is needed now – and at houses where large shared kids’ rooms can be
a later date become an accessible bedroom suite. easily subdivided into smaller private ones as
We call them ‘antiquity suites’ in my architectur- they grow, just by getting the electrics, windows,
al practice. The room needs to be planned so that non-structural walls and knock-out panels for ➤
homebuilding.co.uk 31
way, are going. Which is good news. Far more careful thought and design that accepts that the living room with the kitchen
diner, but allow the living space
interesting and flexible is space that allows for a home is not fixed in time, but is an evolving to be shut off when in use. The
moving between separate but connected areas entity, you can provide the flexibility needed for oak frame in this project was
that reflect different activities: this is where we a home for life. H provided by Welsh Oak Frame.
32 homebuilding.co.uk
32-35_Charlie.indd 33
ALISTAIR NICHOLLS
homebuilding.co.uk
33
Lifetime Homes
ADVICE
08/12/2016 12:28
How Works Packages
Helped Our Budgeting
Architect Neil Turner explains how a scientific approach to costs
helped his own award-winning remodelling project stay on budget
B
uilding projects can be completed to costs and fill in with accurate numbers. Take,
a budget — I’m living proof. I’m an for example, windows — one of the larger costs
architect, and I built my own dream on most projects. On Treetops, the elevations
home, Treetops, which won the Dai- showed the number of windows. We sought
ly Telegraph Homebuilding & Ren- alternative costs based on the planning ele-
ovating Award for Best Extension vations. Once a supplier was chosen, we then
in 2014. As well as the design, I am created a detailed window schedule so each
equally proud of the tight deadline, window was numbered, sized and the opening
programme and cost control in com- mechanism described (side hung, top hung)
pleting Treetops. and ironmongery selected. The manufacturer
Cost control is critical and should be applied could then provide a detailed and accurate fixed
Neil Turner throughout, from design to completion. As an cost. With every accurate cost, you gain more
Neil is a director of Durham and early estimate, a general cost per m2 is the best cost certainty and your budget becomes more
London based architectural you’re going to get — try the Homebuilding & guaranteed.
practice Howarth Litchfield Renovating build cost calculator (homebuilding.
Partnership and specialises in co.uk/calculator). My clients usually ask why this Creating a List of Packages
residential design
is the case. I usually explain that each house is So how do you create the lists? Start with the
(howarthlitchfield.com).
so unique and the list of finishes so variable — a design and the basic list above. Then look at each
kitchen can be £10,000 or £100,000, and even part of your house design. The external wall of
a brick can range from 20p to £1. my house had blocks, insulation, render, cedar
cladding and zinc. Each was initially given a
Estimating in Detail package number. The roof was also zinc so the
So how do you start to assess the costs on your zinc surrounds joined the roof package for ease
project? A project can be divided into separate of tendering. More packages can be created if
material costs and their quantities. This is a you are using different people, or if one subcon-
skill for a quantity surveyor who would ‘take off ’ tractor does the brick, block and groundworks
the building (measuring the drawings and con- then packages can be combined.
verting them into a list of costs and quantities) One top tip — don’t kid yourself! It’s a bit like
to prepare a bill of quantities. An alternative spending on credit: be honest with yourself and
method I undertook was to break the project don’t hide the guilty secrets. If you want the
down into ‘work packages’. bling chrome bathtub with water coming from
So what’s a work package? Start with the the ceiling, then put it down as a package and
basics of foundations, floors, walls, windows, price it up correctly (along with all the extra
roofs, electrical, mechanical, external works, plumbing, structure and work time involved).
statutory supplies, internal finishes, kitchens Plus, the more complex the item, the more pack-
and bathrooms. These 12 packages of work cov- ages it will impact on.
er the vast majority of your new build. With These days, the Cat 5 cabling, electrical goods,
my project Treetops, I broke the whole project etc. can be an expensive part, so make sure you
down further into a series of 147 detailed work have allowed for all the fittings and wiring prior
packages. Once you understand the costs of to the purchase of your new TV. You don’t want
each package, then you can control the real to be knocking holes in new plaster — I see it
cost of the overall project. Start by estimating all the time.
34 homebuilding.co.uk
Heating 4%
and issued instructions to the builder and the
various subcontractors, noting ups and downs Plumbing 4%
in expenditure. H Decorating 10%
homebuilding.co.uk 35
O
ver the years, I have seen large
amounts of VAT lost on projects
because the opportunity to reclaim
the tax is overlooked or given low pri-
ority during the build. It is also diffi-
cult to rectify errors or mistakes down
the line. Ensuring that you incur the
minimum amount of VAT overall on
your project is key to its financial suc-
cess, and hopefully this article will highlight its
importance and help you avoid the pitfalls. Get
Andrew McDonald it right and your budget can be managed, adding
(MAAT FCCA) to the satisfaction when completed.
Andrew is a qualified accountant If you are building a new house, converting
a building into a new dwelling or bringing an
ISTOCK
who has built his own house. He
prepares and submits VAT existing dwelling that has not been lived in for
claims for domestic clients and
assists clients who require VAT 10 years back in to use, the DIY Housebuilders
advice throughout their project. Scheme (Notice VAT431NB and VAT431NC) VAT Paperwork
He also deals with HMRC reviews allows you to reclaim from HMRC some of the Get the VAT paperwork right and
and appeals, and tribunal cases VAT that you have paid out for your project. you can look forward to a
following rejected VAT claims. To claim, your project must be eligible and sizeable chunk of funds at the
lawful, for personal occupation by you or a family end of your project. This
paperwork enabled self-builder
member and evidence of completion must be George Davies to claim back
provided. The VAT reclaimed must be correct- £13,000 in VAT (see page 39).
ly incurred, all relevant VAT invoices must be
included and only one claim can be made —
and it must be submitted within three months
of completion. You will usually get the refund
within 30 working days of sending in the claim.
Top Tips
Consider the VAT implications before start-
ing your self-build or conversion project
36 homebuilding.co.uk
Correct VAT Treatment PROJECTS: EXAMPLES OF WHAT YOU CAN AND CAN’T
Many self-builders regularly overlook this area. CLAIM UNDER THE DIY HOUSEBUILDERS SCHEME
You should ensure that you are charged the cor-
rect rate(s) of VAT on all costs associated with
your project. Getting this right is very important, ELIGIBLE NON-ELIGIBLE
as HMRC will not refund any VAT that has been
incorrectly charged.
3
New builds — creating a new
dwelling built from scratch, 8 Extensions and self-
contained accommodation
providing it is to be used by you (e.g. a granny annexe) that do
New builds, conversions, and renovations or your relatives as a family not create an independent
that bring a dwelling that has not been lived home for residential or holiday dwelling in their own right,
in for 10 years back into use as a dwelling: purposes. Any existing unless built at the same time
building must be demolished as part of a new dwelling
l For these projects, the supply of materials only
to ground level. Where
is always at the standard rate of VAT, which is required by planning consent,
currently 20% (5% on some energy items). You
can recover all of the VAT incurred on eligible
an existing façade can be
retained 8 Separate buildings that are
part of your planning
permission, apart from a
materials via the scheme.
garage — for example, a
l The supply of labour only or the joint supply of
Garages for use with the new garden store or a detached
labour and materials should be at the zero rate
(0%) for new builds and at the reduced rate,
3 dwelling, and covered by
planning permission at the
swimming pool building
homebuilding.co.uk 37
and so is in their name, ensure that you pay door furniture, fireplaces and Bedroom furniture,
the supplier direct and keep the evidence, as it
will be required.
fires, fixed towel rails, mirrors,
solar panels, boilers, sewage
8 bathroom furniture,
such as vanity units and
The VAT incurred on invoices from VAT-regis- treatment plants, TV aerials, free-standing units
curtain poles
tered suppliers in the EU can be claimed too, as
long as the invoice includes the relevant infor- Carpets
mation (including their VAT number). Swimming pools and saunas 8
Top Tip
3 inside or linked to the new
dwelling Delivery costs, when
Many purchases are made online these days, 8 separately invoiced
by a courier
so ensure that you obtain a valid VAT invoice Delivery charge included
when buying, as this may prove difficult to
obtain at a later date.
3 on an invoice for materials
Key Points:
l Ensure your project is eligible.
l Ensure that you are charged the correct rates
of VAT throughout your project.
l Don’t ask a non-VAT registered contractor to This list is not exhaustive, but includes the usual items.
supply materials, as you won’t be able to reclaim
VAT on those materials.
l Obtain a valid invoice for all of the eligible
materials that you purchase. Many self-builders are often unaware of the
l Keep all of your relevant invoices together. non-eligible items, and so knowing what is and
l Ensure your claim is made within three isn’t allowed can save you money — for exam-
months of completion. ple, buying wooden floor systems or floor tiles
l Engage the services of a professional to ensure instead of carpets will allow you to reclaim VAT
you recover the maximum VAT. for flooring.
38 homebuilding.co.uk
homebuilding.co.uk 39
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W
e all know the scenario — choices when pricing the work:
armed with our drawings, Price the cheapest option and look for extras
designs and cost plans we go and changes later.
out to tender, eagerly await Raise numerous queries and questions
our quotes, and then struggle throughout the tender process.
to understand why the prices Price based on their assumptions and allow-
we receive are way above our ances to make sure they have an easy run of
expectations. Our first (and the works.
understandably human) reac- The latter, I would suggest, is as prevalent as
tion is one of disappointment, shock and then the other two approaches combined: the builder
simple incredulity — why are the prices so high? looks at the work, makes allowances which may
Bob Branscombe Obviously the builders have got it wrong, and be in excess of requirements or over-specced,
Bob is a chartered surveyor
frankly need to realise what an opportunity our and the price is correspondingly higher.
with almost 30 years’ experience job is for them… In times when building work is in abundant
running a mix of residential Sound familiar? There are several factors supply, builders want jobs which they anticipate
and commercial projects. He which commonly contribute — some of which will run smoothly, not those that will be fraught
has particular expertise in are our fault, others less so. Here we explore with problems. Better to price the work high
cost estimation and
project scheduling.
them in detail. and minimise trouble along the line; that is a
builder’s general approach in times of booming
1
Ensure the Tender Information workloads.
is Neither Flaky nor Ambiguous
2
When you go out to tender, chances are Avoid Putting in Unnecessary
that you are intimately familiar with what you or Over-Complex Information
ILLUSTRATIONS BY SARAH OVENS
expect from your finished job. You might need This is a tricky one. I preach time and time
to pick a colour or two, but generally you will again that the inputs affect the contract, so it
understand exactly what you want. It stands could be inferred that the more information the
to reason then that your builder will also need better. In the main this is not a bad thing, but
to know this. However, if the information you I would suggest that appropriate information
provide (the ‘inputs’) is flaky, ambiguous or is the overarching requirement. Repetitive or
contradictory, then your builder is left with three overly complicated sets of documents can often ➤
homebuilding.co.uk 41
5
plan generally, if you have them. However, if all Has your Designer Taken
you want is the superstructure quote from the Their Eye Off the Budget?
builder to get you to shell stage, sending them Your design team are rightly concerned
the internal fit-out details runs the risk of over with coming up with a design which meets your
considering the works and pricing potentially dreams and expectations, fits within the plot and
more work than expected. The secret is to go planning regime, and is buildable. Often (in fact
out to tender with the correct, coordinated and more often than not, in my experience) they take
relevant information to fully understand and their eye off the budget. When you commission
price the works required — no more, no less. a home, you tend to focus from day one on the
3
Inadequate Information We tend to assume that the builder has
Often Leads to Overpricing
This is the counterpoint to point two.
overpriced the job, not that our budget is
Remember that you are asking your builder to no longer contemporary to the project
price and build the works as per your require-
ments. If your drawings only show four walls and maximum budget, but then all parties tend to
a roof, with no constructional information, you forget this as the excitement and challenges of
run the risk of them over-specifying or assuming the design process commence. I would stress
details that may or may not be there. that development of the budget is as important
If the builder is conscientious, and you are as the design, and should be an evolving process
expecting a fixed-price ‘turnkey’ quotation, which is carried out and checked every day as
then they will have to make a great number of the design evolves. Every decision or change to
assumptions when pricing the work. The less the design affects budget in some way, and the
information there is on the drawings and spec- design team should be advising you on this.
ification, the more they have to guess what you When you appoint your designer or architect,
really want. While some items will be forgotten, make sure that budget considerations are part of
it is more likely that they will overprice the work the scope of service; they must be able to advise
to make sure they have covered everything. and design within your budget. They should
In some cases, the work may end up in dispute. advise you from the outset whether your plans
Where the information is inadequate, it is very are realistically achievable within your available
challenging to forensically dissect the works funds and keep a watching brief on this prior to
to understand what was expected and what receipt of tenders. Otherwise the first indication
was included in the tenders and contracts. In of budget challenges is when the tenders are
buoyant times, no builder wants the heartache opened and the prices are too high. At this point,
and hassle of disputes, so they tend to overprice. despite the potential of value engineering, it is
often impossible to revisit and fundamentally
4
Don’t Leave Room forAssumption change the design without wasting time and
Your tendering process should, above all, effort already expended (and paid for), and so
seek to eliminate any scope for assump- you are in reality fiddling while Rome burns.
tion. As soon as you say the words ‘I thought Keep an eye on budget every single time you
that’, the opposing party in the building contract think about your project. Tracking the costs as
can counter with ‘well, I thought differently’ — the design evolves is the best way to ensure you
neither party is wrong, both are simply victims fully understand the scope and design of the
of reliance on assumption. building — much more effective than looking at
Assumption only breeds confusion and/or drawings alone and wondering about furniture
misinterpretation, and in most cases, when pric- placement…
42 homebuilding.co.uk
6
Busy Times Mean Builders
can Pick and Choose Work
Builders are currently very busy. In
today’s economic climate, there is a shortage
of builders and technicians, and a surfeit of
demand for building work, home improvement
and maintenance. This inevitably means that
good builders (and in the current market if
someone is desperate for work you should won-
der why…) will consider their commitments and
work over the next few months, and their pricing
levels will creep up accordingly. is the key to successful pricing and budgeting —
If builders have to find a way of fitting more the factors listed in this article are all influences
work in, they will need to find more resources, over and above the practical elements, such as
stretch themselves in terms of management and the number of bricks, hours worked, cost of win-
cash flow, and as such, they will price to try to dows, etc. You and your design team can cover
cover this. Market forces dictate that if a builder these off reasonably accurately, but the aspects
does not need the work, why should they offer that get forgotten or ignored are the factors I
a cut-price bargain to you? have briefly touched on above: those intangibles
It is also worth considering the builder’s that make our job more expensive than others,
approach and view of your project. If they have or more expensive than we had expected.
several schemes to ‘choose from’ when pricing, Your budget is a ‘live’ and evolving aspect of
they will view them not just in terms of potential the scheme. When you start out, the first bit of
earnings and turnover, but also in terms of the science you can bring to the scheme is the gross
likely smoothness and ease of execution. amount of money you can get hold of. This is the
A new build on a clear site, with ample first ‘control factor’ and should be sacrosanct.
on-street parking, easy access for cranes and If the design team then ignores this, you don’t
heavy equipment and a payment regime clearly track it, the design changes and evolves, and the
set out and defined will be far more attractive level of fit-out gets higher, then obviously the
than a remodelling job in an inner city area with budget is now inadequate. However, because we
parking permits and road closure challenges. set the budget in stone at the outset, we tend
Even assuming identical costs, the more chal- to assume that the builder has overpriced the
lenging project will be less attractive and the job, not that our budget is perhaps no longer
builder will therefore price it higher to accom- contemporary to the project. The lesson here
modate the idiosyncrasies attached to the job. is to keep ownership of the budget, have it at
Consider if you can ease these pressures and the top of the agenda when every design and
make your scheme attractive to the supply chain. construction detail is discussed or tweaked, and
Equally, a restrictive and overly ‘client-focussed’ get the design team to buy in to this number.
regime of management and administration can As a footnote, consider the time factor: you
put off builders. I am not advocating relaxing probably set your budget prior to even getting
correct contract administration processes, but planning permission, several months will have
in my view, in a busy market, the builder will passed, and inflation becomes a real presence in
price ‘the buggeration factor’ into a job… the pricing levels your builder is experiencing.
In conclusion, you have several easy wins:
7
Ensure your Budget be concise but accurate in your documenta-
Remains Contemporary tion, make your design team play a proac-
The main reason that the price is higher tive part in budget compliance, and factor
than expected when you receive the tenders into your budget all the ‘soft’ and intangi-
could be simply that your budget was too low. ble costs you can think of. While no one can
Our first reaction may be: ‘I don’t like that’. The predict the whims of builders, perhaps we
trick here is to try to understand why it is not the can understand why they are not necessarily
news we wanted. The science behind the price overcharging us! H
homebuilding.co.uk 43
W
hat do we mean by the term l Mechanical ventilation with heat recovery
‘eco house’? It seems there is (MVHR) system
no single definition: the near- l Heating from a renewable source (such as
est we get is: ‘a dwelling that solar, heat pump or biomass)
uses materials and (perhaps) l PV (photovoltaic) panels, small wind turbine
technology to reduce its ener- or electricity from a ‘green’ supplier
gy needs and its impact on the l Natural materials — avoidance of PVCu and
environment’. other plastics
But then some definitions l Rainwater harvesting
include phrases like ‘environmentally friendly’, l Greywater collection
‘sustainable materials’, ‘healthy living’ and the l Composting toilet
Tim Pullen idea broadens out to include everything from a The list could go on, but can be treated more
Tim is an expert in sustainable couple of solar panels to a house built entirely as a menu than a shopping list. It is a matter of
building and energy efficiency. of reused tyres. picking those items best suited to the project
He runs the green home Similarly, there are a plethora of eco house and the people building it. If we accept that
consultancy Weather Works, design types: it is not possible to reduce our impact on the
advising clients on renewables
l Fabric first (e.g. Passivhaus) environment to zero, then what constitutes an
and energy efficiency
in the home. l Carbon neutral eco house is a matter of degree: a completely
l Healthy homes standard brick-and-block house with a solar
l Biophilic (linking the house to nature) panel on the roof is at least more eco than the
l Cradle-to-cradle (which looks at the lifecycle house next door.
of materials)
l Holistic design (which looks at the impact of The Difference Between
the house on the people living in it and the local Eco, Green and Sustainable
environment) Green has no real meaning, but other than that
l Earthship Biotecture (building entirely with the terms seem interchangeable. ‘Eco’ may be
natural and recycled materials). an abbreviation of ‘ecologically sensitive’, and
What this tells us is that an eco house can be ‘sustainable’ may mean using natural materials
anything we want it to be, given that it offers from well-managed sources but ultimately they
some difference (improvement, perhaps) on the lead to the same thing: a house that, by design,
accepted norms. An eco house could include minimises its environmental impact.
some or all of the following: Many eco housebuilders start and end with
l Higher than normal levels of insulation the idea of energy efficiency, which is another
l Better than normal airtightness way of saying lower running costs. Strathclyde
l Good levels of daylight University published a paper in 2013 show-
l Good double or triple-glazed windows ing that the embodied energy in a house can
RIGHT: MIKE WILKINSON
44 homebuilding.co.uk
homebuilding.co.uk 45
46 homebuilding.co.uk
homebuilding.co.uk 47
48 homebuilding.co.uk
Kieran Hawkins, architectural potential future processes that are very expensive
director, MailenDesign: Consider (in both economic and ecological terms). As an
a building’s lifespan example, Georgian terrace houses in London
“Flexibility over time, quality of workmanship in are wonderfully adaptable. The houses allow a
construction and the specification of materials huge variety of extensions, modifications and
that will improve with age are areas that we sub-divisions, or conversions to shops and offic-
think a lot about at MailenDesign. If a building es, while still largely maintaining the desirable
is robust, if it can be adapted to different uses qualities of natural light and craftsmanship and
throughout its lifespan and can be occupied in without the waste and cost of demolition and
a wide variety of ways, then we can avoid a lot of new construction.” ➤
homebuilding.co.uk 49
CREATIVITY
NEEDS NO
BOUNDARIES
Paul Testa, Paul Testa Architecture: resilient to sustained high temperatures. This is
Consider energy performance, cli- an industry-wide problem rather than one that
mate change and internal air quality is restricted to sustainable buildings. Passivhaus
“What we want from eco homes is a comfortable has some basic overheating risk modelling built
and healthy living environment with the lowest in, but future climate adaption will become
possible energy use. There are three prominent increasingly important with all new homes as
threads running through eco housing: fabric our climate gets warmer.
first, micro (renewable) energy and low impact l Internal air quality: The phrase ‘build tight,
construction using natural and recycled building ventilate right’ is crucial. We occasionally see
materials. Some of the things we’re grappling articles in the press about poor air quality in
with now include: new eco homes. This is because the ‘build tight’
l The performance gap: Most new buildings airtightness element of the building envelope has
should be achieving a high level of performance. been considered to avoid heat loss but without
However, the lack of rigorous thermal design the ‘ventilate right’ whole building ventilation
methods and good control on site mean these strategy to maintain good internal air quality.
aspirations are rarely met. It’s not uncommon Again, Passivhaus has this embedded in its
for new buildings to use between 50 and 100 per parameters, and the issue is becoming more
cent more energy than predicted. The Passivhaus understood by low-energy building practition-
standard avoids this performance gap and is ers. Elsewhere, there is still heavy reliance on
the one standard where it’s likely the ultimate natural ventilation and building air leakage to
performance will be as designed. provide fresh air — which has been proven to not
l Future climate adaption: Eco homes can provide the air quality we need for comfortable
overheat and in many instances, the design isn’t and healthy living.” H
homebuilding.co.uk 51
52 homebuilding.co.uk
Foundations
for Difficult
Sites
Unstable ground? Clay soil?
Trees? Sloping land? ‘Difficult’
sites can quickly become
expensive headaches.
Surveyor Ian Rock provides
solutions for even the most
problematic of plots
Ian Rock
Chartered surveyor Ian Rock
MRICS is the author of eight
popular Haynes House Manuals,
including Build Your Own House
Manual, and is a director of
Rightsurvey.co.uk.
T
here are good reasons why develop-
ers generally steer clear of ‘tricky’
sites. Potentially exorbitant ground-
work costs, coupled with prolonged
periods of uncertainty, can rapidly
transform a viable project into a dar-
ing gamble. However, what might
appear to be a ‘problem plot’ can
sometimes turn out to be a blessing
in disguise for self-builders willing to take on
technical challenges.
The primary role of foundations is to anchor
NIGEL RIGDEN
homebuilding.co.uk 53
54 homebuilding.co.uk
Foundation Solutions
Building Near Trees Building on difficult terrain normally involves es can be lined with a flexible slip membrane
This new home was built using one of these following solutions: which allows the clay alongside to independently
piled foundations, due to the shrink or swell. Also, building wider foundations
close proximity of a large willow Digging Down Deeper can help spread the load over a larger area, but
tree that the owners wanted to On ground with poor bearing capacity, such this may require steel reinforcement to prevent
retain. Another recent as soft sandy clays, the simplest solution is to shearing. And, as we have seen, with deeper
innovation used for building
near trees, at a similar cost to pile dig down a little further. If a standard trench trench foundations it soon becomes cheaper,
and beam foundations, is the foundation is deep enough, its base should be easier and safer to switch to one of the following
prefabricated ‘Housedeck’ — an supported on firm ground unaffected by sea- ‘engineered’ solutions.
insulated raft of reinforced sonal changes, while beam and block floors can
concrete supported on piles. happily bridge across the surface. Pile and Ring Beam Foundations
In clay areas, however, the ground around Piles are concrete columns drilled deep into hard
the sides of the foundations will still be prone bedrock to securely anchor the building, aided
to periodic expansion and contraction as the by frictional resistance from the surrounding
ground becomes saturated and then dries. So ground. This method has become much more
to resist lateral pressure, the sides of the trench- common in housebuilding since the advent of ➤
homebuilding.co.uk 55
56 homebuilding.co.uk
suitable where there’s ground instability, such as around 1.4m. Square or circular pads are cast
sites with a history of mining. Rather than trying individually in the bottom of each of the pits.
to anchor the building, in the event of subsidence Steel posts can then be bolted on top, or piers
the raft is designed to absorb the movement, of brick or reinforced concrete built on to each
protecting the structure of the building sitting pad foundation.
on top. Because rafts can bridge across weak One advantage of this system is that the con-
areas, they’re also often used on compressible struction process is within the capabilities of a
backfill land, sites with groundwater or clay competent self-builder. Plus, it’s a reasonably
prone to excessive shrinkage, and areas with eco-friendly foundation system as relatively
unpredictable geological conditions such as small amounts of concrete are used.
streams flowing deep below the surface. Pads can suit poor soils and can also be used
Conventional ‘flat rafts’ comprise a slab of to avoid problems where bored piling is some-
uniform thickness with a mass of steel rein- times obstructed by impenetrable pockets of
forcement top and bottom to provide resistance rubble or hard gravel, snapping bits and jam-
against both upward and downward bending. ming augurs. The downside is that the process
The alternative ‘wide toe’ design is used on is very labour-intensive.
ground with poor compressibility. Here the
edges of the raft supporting the main walls are The Impact of Your
constructed thicker and deeper, and reinforced Construction System
with metal ‘cages’. Construction is similar to a Piled foundations are normally the most eco-
very thick solid concrete floor slab, but can either nomical solution for sites where loadbearing
be cast directly into the ground or ‘floating’ on support is several metres below the surface,
a bed of fine granular material. such as made up ground or shrinkable clay with
Rafts also need to accommodate possible deep-rooted vegetation. But where ground is
ground movement without fracturing service unstable, a reinforced concrete raft that effec-
pipes and drains which can be run through col- tively ‘floats’ on the surface is a safer bet.
lars cast in the concrete. The main drawback of The appropriate type of foundation will also
raft foundations is the high cost, largely due to be influenced by your chosen method of house
the enormous amount of high-strength concrete construction. Conventional masonry walls are
and steel consumed. normally built on standard trench or raft foun-
dations, since these readily provide a consistently
Pad Foundations level base. However, piled foundation systems
Pad foundations are designed to carry individual with ring beams can also be suitable for both
‘point loads’. This type of foundation suits build- timber frame and traditional masonry walls. Pad
ings with skeletal structures, such as steel frame foundations are suited to point loads from steel
or traditional post and beam, where the frame stanchions or post and beam walls, although to
can be supported on a series of small concrete prevent problems with damp and rot, traditional
pads instead of the external wall sitting on con- timber frame structures are probably best sup-
tinuous strips in the ground. However, as with ported on short base walls built off ring beams.
piled foundations, it’s possible to modify pads by Modern panel timber frame structures are
constructing reinforced concrete ground beams much lighter than those of masonry construc-
that span between the concrete pads, making tion, so in theory should require less in the way of
them suitable for supporting lightweight panel foundations. But as we have seen, what matters
timber frame buildings. most isn’t so much the weight of house, but the
Construction is relatively straightforward. fact that the load is bearing on firm ground that
First a number of large holes are dug, about a won’t move. As long as that box can be ticked,
metre in depth. Typically these will be spaced foundations shouldn’t be over-engineered for
quite close together at 600mm centres, and the loads they carry. Another factor with timber
located at corners and under the more heavily frame walls – or indeed anything that arrives on
loaded parts of the wall (for example, either site prefabricated – is the need for foundations
side of window and door openings). Holes are to have a greater degree of accuracy (plus or
normally dug by machine; a simple mechanical minus 5mm) since there’s less scope to make
post hole borer can drill down to a depth of up for errors on site. H
homebuilding.co.uk 57
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Or call 01527 834484**
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**Office opening hours: Mon-Thurs 9am-5pm; Fri 9am-4.30pm
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tel. 0845 4811977