What is a Bank?

Bank is a financial institution which deals with deposits and advances and other related services and acts as a
financial institution who provides investment to individuals and organization.

Total Nationalized Bank: 27 out of which 19 are nationalised banks and 6 are SBI and its associate banks, and
rest 2 are IDBI Bank and Bharatiya Mahila Bank.

Nationalization of Banks On 19 July 1969

HDFC Bank Full Form- The Housing Development Finance Corporation Limited.

HDFC Bank incorporated in August 1994, HDFC Bank began operation in 1995,
ATM’S – 11766. 2464 in town & 4014 in Cities
Headquarter- Mumbai

HDFC was ranked 45th on the list of top 50 Banks in the world in terms of their Market Capitalization.

HDFC Business Philosophy is based on 5 Core Values –1) Operational Excellence2) Customer Focus3) Product
Leadership4) People5) Sustainability

Centurion Bank of Punjab amalgamated with HDFC Bank in 2008.

The Reserve Bank of India (RBI) has added HDFC Bank, the second largest private sector lender of country in list of
Domestic Systemically Important Bank (D-SIBs).

HDFC has become the first Indian company to issue rupee-denominated bonds “masala bonds” on London Stock
Exchange (LSE).

What are masala bonds? :-The Masala bond refers to a rupee-denominated bond through which Indian entities can raise
money from foreign markets in rupee.

HDFC Bank , launched , country’s first SME ) Small & Medium Enterprises Bank

HDFC Bank was the first bank in India to launch an International Debit Card in association with VISA (VISA Electron) and
issues the Mastercard Maestro debit card as well.

HDFC Bank Interview Questions

Some of the common interview questions are given below:

1. Tell me about yourself

Hello Sir,
My name is ………. , I am from …………. , I am really thankful to you for giving me this opportunity. I have
completed B.C,A from University of Technology in 20 .Presently I am ……….
we have 4 members including me my father a state govt. employee , my mother is house wife and I have 1 younger
brother. I have no work experience in any but sir i worked on various project as a leader in my collage My hobby is
listening music and painting .My strengths are self motivation, positive thinking, I believe in dream bigger work
harder
2. Do you have any knowledge in this field?
3. What are your strengths and weakness ?
4. What is HDFC?
5. How much do you know about HDFC Ltd's business?
 6. Why do you want to join this bank?
7. Have you faced any interview in the recent past?
8. Do you have any preference for location?
9. Do you have any doubts about the role?
10. Why should we hire you into our organization?

HDFC Bank Interview questions

1. Question W ho Is The Ceo Of Hdfc Bank?
Aditya Puri
2. Question W here The Headquarters Of Sbi Located?
Mumbai, India
3. Question W ho Is The Founder Of Hdfc Bank?
Hasmukhbhai Parekh
4. Question W hen W as The HDFC Bank Is Incorporated?
In August 1994

5. Question How Is Gross And Net Salar y Calculated ?

Gross salary is the total salary of an employee which include basic , HRA ,DA and other allowances Net
salary is the salary which is paid to employee after deductions like ESI and PF.

6 Question Do You Know W hat Section 80e Of The Income Tax Act Stands For?
Section 80 E is applicable for getting deduction up to 1,50,000 out off all income. In case of insurance
maximum deduction is 1,50,000 pa on all the one year annual premium paid. it is tax benefit deduction.
7.Question. W hat Do You Mean By Auditing ?

An unbiased examination and evaluation of the financial statements of an organization. It can be done
internally by employees of the organization or externally by an outside firm.

8. A telephone number, a birth date, and a customer name are example of a record .

9. The human-readable version of a program is called source code

10. What is Balance Sheet?
A balance sheet is a financial statement that summaries company asset, liability and equity share at a point of
time and detailing the balance of income and expenditure over the preceding period.
11.What is KYC?
KYC stands for Know Your Customer. It is based on to know the customer as per his POA (proof of address) and
POI( proof of identity) .
POA = Rashon Card , electric bill and
POI = Adhar , Pan, Voter ID, Passport,. driving Licence etc

12. Where are the Indian currency notes printed in India?

Currency notes are printed at the Currency Note Press in Nashik, the Bank Note Press in Dewas, the Bharatiya
Reserve Bank Note Mudran .

13. What is RBI?

Reserve bank of india .The Reserve Bank of India is India's central banking institution, which controls the
monetary policy of the Indian rupee regulates the all bank of the country.
14. Why should we hire you?
If any company wants to grow up then its need good and faithful employees with good knowledge & i am that
person.