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Ghana Technology University College: Faculty of Informatics
Ghana Technology University College: Faculty of Informatics
FACULTY OF INFORMATICS
PROJECT PROPOSAL
INTRODUCTION
Online payment systems remain a major factor in today’s ecommerce sector. Because businesses
are expanding globally and also offering online options, the need for alternative forms of
payment are quite significant. The use of online payment systems began in the 1960’s and was
used mainly among financial and banking institutions. It was during this time that ATM’s and
credit cards were first introduced to consumers. Since then, the use of online payment systems
has increased substantially and has changed the way consumers do business. Online payment
systems have also served as a catalyst for new business formations and social practice.
Online Credit Card Payment Systems are by far the most popular and are widely accepted
globally. The biggest advantage of this system is the convenience and ease of use it provides to
the consumer. Disadvantages include having to release sensitive information on the internet and
In Ghana there are several ways of fulfilling payment by help of our telecoms and the
introduction interoperability between them in terms of money transfer. Consumers can online
transactions with the use of Mobile Money and other third party platforms like ExpressPay. In
our project this is the means we are going to use to fulfil payments.
BACKGROUND
Electricity prepay system provides consumers of electricity power the platform to pay for their
electricity tariffs in advance in order to enjoy the services provide by the Electricity Company of
Ghana. (E.C.G).
Consumers of this service basically, are been given prepay cards, that he or she takes to the prepay
vendor any time he or she runs out of prepay unit for purchase of new prepay unit. The prepay
card is then loaded with a fresh prepay unit by the prepay vendor. After this process, consumer
then place the card on the swipe area of the prepay meter.
Final step, the meter then reads every information expected, that’s consumer personal information
and amount purchased. From that very minute onwards, deductions are being made per
consumption of power till there’s nothing to deduct anymore then, automatically the system cuts
The challenge here is, imagine this happened in the middle of the night, it leaves the consumer or
the customer with no option than to endure everything that comes with power cut out, he or she
has to wait till the next morning to walk to the usual place of purchase. Also, one’s place of
residence might probably not even have a single prepay vendor that one can even purchase prepay
unit and that, the consumer has to walk certain degree of distance or to a nearby area before finding
at least one vendor to do a simple purchasing of prepay unit which is very bad.
Moreover, when one moves from its original place of stay to a new residence where you have
become a complete stranger to this new area, that also becomes a challenge and finally, when the
system goes down. This generate a whole lot of chaos at various purchasing points. Consumers in
dying need of power for their daily activities will have to queue for hours, at times days when the
In today’s age of fast growing technology, these challenges should be a thing of the past. The use
of smartphones by Ghanaians has become very prominent and has increased tremendously over
Consumers pay higher utility bills for lower income and utility companies also losing a lot of
When the post-paid meters where in session, electricity bills was issued door to door with huge
sum of amounts on them. Which is quite frustrating and disturbing. Some consumers don’t use
much appliances to consume more electric power and yet pay so much usage fee every month.
And if consumers default payments for a couple of times the ECG will be forced to disconnect
your line and the consumer will end up losing if he/she is running a business which demands the
usage of electricity.
Due to the situation above some consumers are also forced to illegally connect when
disconnected, some also adjust the meters in such a way that the bill will be less. When this
AIMS
The aim of this project is to develop mobile based application to help with the purchase of
electricity prepaid units.
OBJECTIVES
What action should E.C.G must take to ensure easy access in purchasing prepaid units?
What is the most significant effect of the Mobile Application for prepaid purchasing
system?
What are the main factors predicting whether long queuing in purchasing prepaid units
How should Electricity Company of Ghana should address this pertinent issues?
SIGNIFICANCE
Users will get prompted when they purchase a prepaid unit via the medium.
Users can as well lodge complains via the system directly to Electricity Company of
Ghana (E.C.G) on issues directly related to E.C.G like faulty meters, transmitters, poles,
electrical wires, light out etc. And also provide users with better services.
METHODOLOGY
which requirements and solutions evolve through the collaborative effort of self-organizing
The reason of this developmental model being that, it helps us understand the user
requirement. Also, it leads to continues usability of the product since it was designed and
EXPECTED RESULTS
PROJECT SCHEDULE
The
Understanding the development of web based android application, developing prototypes and
interfaces (Front end)
RESOURCES
The following are the resources needed to make the project a whole;
Research instruments, knowledge in Java, Database and UI design. Some amount of cash to
afford data and other expenses.
The following are some technical resources we will need to complete the project;
Payment gateway
o A payment gateway is a service that receives the online payment request from
Payment processor
o A payment processor is a service that validates the purchaser’s details and checks
if they have sufficient funds in their account to cover the payment. If the customer
has sufficient funds, the transaction is authorized, and the funds are transferred
from the customer’s account. The status of the transaction is transmitted back to
the payment gateway which then sends a status message to your application.
Payment provider
o A payment provider (or payment service provider) is the company that operates
the payment gateway or payment processor services. In some cases, the payment
gateway and payment processor are combined into a single service known by
either name.
payment system. For example, Mobile Money (All networks) is a payment service
provider that offers a number of payment services. Other third party payment
Merchant account
is successfully completed, the funds are transferred from the purchaser’s account
funds received from credit and debit card transactions. To accept payments, you
usually need to set up a merchant account with your payment provider. Funds
accumulating in your merchant account are transferred to your organization’s
At the comfort of your home users can top-up their prepaid units through the android application.
All they need to do is launch the app, enter your prepaid meter number then specify the amount
you want to buy then easily make payment with any of the telecommunication networks or third
Personnel:
Consultant 1 ¢300 ¢250 ¢600
Consultant 2 ¢300 ¢250
Equipment:
RAM (8gb) * 2 ¢300 ¢150 ¢300
Resources:
Payment Gateway ¢4,900 (1 month) ¢3,000 ¢4,900
Shortfall ¢3,450
Budget Note
Consultant: These are people who we are going to work with through out this project to aid us
with areas we encounter challenges.
RAM: The RAM here is to upgrade our current computers to enable quick and convenient
programming since the IDE carry a lot of memory load.
Shortfall: The shortfall here is the remaining amount of money needed to finance the project. We
currently have outside contributions of ¢4,650.00. We are looking forward in submitting our
proposal to other organizations for financial assistance.
REFERENCE LIST:
[1] B. Veronik, “Smart Cards in Payphones: The Wireless Dimension,” Int’l. Telecom., May
1998, http://www.telecommagazine.com/issues/199805/tci/veronik.html
[2] A. Arteta, “Prepaid Billing Technologies - Which One is for You?,” Billing World, Feb.
1998, pp. 54–61.
[3] F. Slavick, “Counting Down Prepaid Services,” Billing World, Sept. 1998, pp. 44–50.
[4] J. Wei, “The Prepaid Service of Telecommunications - UN and Singaporeas an Example,”
Taiwan Commun. Mag., Aug. 1998, pp. 47–50.
[5] ETSI/TC GSM 09.02, “Mobile Application Part (MAP) Specification, Version 4.8.0,” 1994.
[6] M. Mouly and M.-B. Pautet, “The GSM System for Mobile Communications,” 49 rue Louise
Bruneau, Palaiseau, France, 1992.
[7] H. D’Hooge, “The Communicating PC,” IEEE Commun. Mag., Apr. 1996,pp. 36–42.
[8] T. A. Anschutz, “A Historial Perspective of CSTA,” IEEE Commun. Mag.,Apr. 1996, pp.
30–35.
[9] P. Cronin, “An Introduction to TSAPI and Network Telephony,” IEEE Commun. Mag., Apr.
1996, pp. 48–54.
[10] R. Flegg, “Computer Telephony Architecture: MVIP, H-MVIP, and SCbus,” IEEE
Commun. Mag., Apr. 1996, pp. 60–64