Hiram High School

702 Virgie Ballentine Drive

Hiram GA, 30141
770.443.1182
“We have and will continue to make a difference”
Financial Literacy

2019-2020 Course Syllabus

Teacher Michelle Stubbs Room # 1304
Email Address mstubbs@paulding.k12.ga.us
Teacher phone 770-443-1182 Ext. 30032
Teacher Support Canvas

COURSE DESCRIPTION

How money smart are you? Step into this course specifically designed for high school
students to understand the importance of the financial world, including planning and
managing money wisely. Areas of study taught through application in personal finance
include sources of income, budgeting, banking, consumer credit, credit laws and rights,
personal bankruptcy, insurance, spending, taxes, investment strategies, savings accounts,
mutual funds and the stock market, buying a vehicle, and living independently. Based on
the hands-on skills and knowledge applied in this course, students will develop financial
goals, and create realistic and measurable objectives to be MONEY SMART! Through project-
based learning activities and tasks, students will apply mathematical concepts in realistic
scenarios and will actively engage by applying the mathematics necessary to make
informed decisions related to personal finance. Financial Literacy places great emphasis on
problem solving, reasoning, representing, connecting and communicating financial data.

Various forms of technologies and internet research will be highlighted to expose students to
the resources available when managing personal financial goals. Employability skills are
integrated into activities, tasks, and projects throughout the course standards to
demonstrate the skills required by business and industry.

FUTURE BUSINESS LEADERS OF AMERICA (FBLA)

FBLA is a co-curricular student organization that plays an integral part in the components of
the Business & Technology course standards. FBLA activities are incorporated throughout this
course and the rest of the Business and Computer Science courses. Students are strongly
urged to join FBLA ($20) to benefit from the wealth of opportunities the organization has to
offer.

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COURSE CURRICULUM CONTENT

COURSE STANDARDS

COURSE STANDARDS
FIN-1 Demonstrate employability skills required by business and industry.

FIN -2 Identify various forms of income and analyze and evaluate factors that affect
income as a part of the career decision-making process.

FIN -3 Analyze taxes in the United States and evaluate the effect on personal income.

FIN -4 Develop and evaluate a spending and savings plan while applying rational decision
making to personal spending and saving choices.

FIN -5 Analyze checking accounts and other banking services and explain how financial
institutions channel funds from savers to investors.

FIN -6 Analyze factors that affect the choice of credit, the cost of credit, and the legal
aspects of using credit.

FIN -7 Evaluate savings and investment options to meet short- and long-term goals.

FIN -8 Analyze laws and options available to consumers for protection from deceptive or
unfair business practices.

FIN -9 Evaluate how to help deter, detect, and defend against identify theft.

FIN -10 Evaluate various consumer loan options and analyze factors that affect lending
decisions.

FIN -11 Explain the principles of risk management and insurance as a strategy to protect
against financial loss.

FIN -12 Explore how related student organizations are integral parts of career and
technology education courses through leadership development, school and community
service projects, entrepreneurship development, and competitive events.

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INSTRUCTIONAL MATERIALS AND SUPPLIES

Published Materials Instructional Supplies

Business and Personal Finance (textbook) Flash drive
Foundations in Personal Finance (textbook) Paper
Pen or Pencil
Headphones

End of Course Test Information:

The GA Milestones End Of Course assessment (EOC) is designed to:
 provide a valid measure of student achievement of the state content standards
across the full achievement continuum;
 Serve as the final exam for the course, contributing 20% to the student’s final course
grade;
 Provide a clear signal of the student’s preparedness for the next course and ultimately
post-secondary endeavors (college and careers);
 Allow for detection of the progress made by each student over the course of the
academic year;
 Support and inform educator effectiveness measures; and
 Inform state and federal accountability at the school, district, and state levels.

End of Pathway Assessment (EOPA)

End of Pathway Assessment (EOPA) is an assessment given to Career Technical and
Agricultural Education (CTAE) students who have successfully completed 3 specific courses
in a career pathway. The EOPA helps to determine the knowledge, skill and understanding
gained by the students in the career pathway. The assessments also provide pathway
completer's the opportunity to earn certification or certificates that are recognized
throughout business and industry in the state and nation while still in high school.
For more information please visit www.gadoe.k12.ga.us.

EVALUATION AND GRADING

Grading Weights & Formative Assessments are samples
Descriptions of students work before, during,
and after instruction that
Informal 0%
Formative 29% identify needs and help provide
Summative 71% continuous feedback to
EOC/SLO 20% students which can include
journal writing, projects, hands-
on activities, quizzes,
homework, etc.
Summative/Formal Assessments are
major culminating tasks such as
projects, research, essays, labs,
portfolio, tests, etc.
Informal Activities: Non-weighted
practice opportunities that will
assist the student in mastering
the standards.

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OTHER INFORMATION

Expectations for Academic Success Additional Requirements/ Resources

1) Complete daily classwork assignments
2) Participate in discussions and ask questions
3) Participate constructively as a team member
4) Problem solve and accept challenges
5) Challenge yourself to continuously improve

This syllabus may be updated as needed throughout the semester.

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