Sema Pole

A Group Last Expense Cover by

Britam Micro Insurance

Britam Micro Insurance

5th Floor
Rehani House
Nairobi
info@britam.com
www.britam.com
About us
Britam is a leading diversified financial services group and is listed on the Nairobi Premium Discounts
Securities Exchange. The group has presence in seven Africa countries: Kenya, Uganda,
Tanzania, Rwanda, South Sudan, Mozambique and Malawi. Predefined Premium Rates Approach

Option Option Option Option Option Option

We offer a wide range of financial products and services which include Asset Member Class
1 2 3 4 5 6
Management, Life Assurance, Retirement Planning, General Insurance, Health Insurance,
Principal 50,000 100,000 200,000 300,000 400,000 500,000
Banking and Property. Spouse 50,000 100,000 200,000 300,000 400,000 500,000
Children (Max 4) 50,000 100,000 100,000 100,000 100,000 100,000
What is Sema Pole Parents (Max 2) 50,000 100,000 200,000 300,000 400,000 500,000
Parents in law (Max 50,000 100,000 200,000 300,000 400,000 500,000
Sema Pole is a last expense policy designed to meet the abrupt funeral costs in the 2)
event of death of any of the declared family members. Total Premium
The core benefit on this product is a lump sum benefit payable in the event of death of the (payable on All 1,500 3,000 5,400 7,200 9,600 12,000
deaths)
specified family members.
Total Premium
(payable on 1st N/A 2,000 3,500 5,500 7,500 9,500
What is our Scope of Cover
death)
Aminia Policy provides for the following: Total Premium
(payable on first 3 N/A 2,400 4,300 5,800 7,700 9,600
deaths)
• Benefits ranging from Kshs. 50,000.00 to Kshs. 500,000. Total Premium
• Covers the principal, spouse, children, parents and additional members. (payable on first 5 N/A 2,900 5,200 7,000 9,300 11,600
• Offers cover for both accidental and natural causes of death for 24 hours a deaths)

day, seven days a week. Additional child 150 300 300 300 300 300
• Cover does not exclude passive war, riots and terrorism risks or employees (below 18 yrs.)
living with HIV.
• Minimum population (number of principal Members) is 10 members and a
minimum premium of Kshs. 20,000.
• The cover runs for one year and is renewable annually upon expiry. Request for Sema Pole Quote: Requirements
• The cover has a waiting period of 60 DAYS for non-accidental causes Name of the organization
of death. Email address of organization
Telephone number of contact person
What are our Benefits Type of cover needed
Sema Pole has 6 benefit options to choose from which vary based on the Sum Number of members to be covered
Assured applicable to declared member as shown in the table below: Sum to be covered
What is our Onboarding Procedure
Required:
Group PIN number and Schedule of
covered lives Member details:
• Names
• Date of birth
• Gender
• Id number
• Telephone/Mobile number
• Benefit Option
• Premium amount
• Occupation

How to Claim
Notification of an accident should be done within the first 24 hrs. The claimant
should get a claim form from Britam offices, attach certified copies of the
following documents and send to complete documentation Britam Rehani
Office:
1. Certified Deceased’s copy of ID (/Birth Certificate for
children/dependents if deceased was a child)
2. Burial permit,
3. ID copy of claimant/Principal.
4. EFT/MPESA form (where payment applicable direct to claimant)
5. If death is as a result of an accident, a police abstract should also be
attached for death claims.

Note: Claims must be reported within 90 days of the date of death.

Call: 0705 100 100 or send an email to microinsurance@britam.com