FINANCIAL SUMMARY

(Historical)
Name of Borrower MAY TUPAC HARDWARE
Address Balzain, Tuguegarao City, Cagayan
Auditor/s Ma. Belen Barias - Lim, BOA Accreditation No. 4139
INDICATORS BIR FILED/AUDITED BIR FILED/AUDITED
(Amounts in Millions Pesos) 2016 2017
SOLVENCY
Total Assets 48.69 39.97
Total Liabilities 11.95 2.20
Net Worth 36.75 37.77
Debt-Equity Ratio 25 75 6 94
LIQUIDITY RATIOS
Net Working Capital 18.87 20.94
Days A/R Outstanding 14 11
Days in Inventory 29 27
Current Ratio 2.58 :1 10.52
Quick Ratio 1.99 :1 8.01
PROFITABILITY
Revenue 88.95 98.81
Revenue Growth Rate 20% 11%
Gross Margin 14% 14%
Net Income 1.67 1.90
Net Income Margin 2% 2%
Net Income Growth Rate 31% 14%
Return on Equity (Average) 5% 5%
CASH FLOW AND CREDIT
CAPACITY ANALYSIS
Net Cash Flow from:
Operating Activities 0.52 5.26
Investing Activities - -
Financing Activities 9.23 9.12
Cash before Debt Service 30.45 34.82
Debt Servicing 10.01 20.01
Debt Service Cover (x) 3.04 1.74
 CLASS B
###

BIR FILED/AUDITED INTERIM

2018 6/30/2019

49.80 41.70
10.99 1.69
38.81 40.01
22 78 4

23.04 22.65
9 12
21 26
3.10 14.42
2.56 11.49

110.94 62.60
12% 13%
13% 14%
2.05 1.60
2% 3%
8% 56%
5% 8%

1.64 3.73
- (2.12)
18.99 (0.40)
35.45 26.65
10.01 10.01
3.54 2.66

Continuous Pagination: 29 of 35 pages

 FINANCIAL SUMMARY CLASS B
(Historical) ###
Name of Borrower MAY TUPAC HARDWARE
Address Balzain, Tuguegarao City, Cagayan
Auditor/s Ma. Belen Barias - Lim, BOA Accreditation No. 4139
INDICATORS BIR FILED/AUDITED BIR FILED/AUDITED
BIR FILED/AUDITED INTERIM
(Amounts in Millions Pesos) 2016 2017 2018 6/30/2019
SOLVENCY
Total Assets 48.69 39.97 35.57
Total Liabilities 11.95 2.20 1.69
Net Worth 36.74 37.77 33.88
Debt-Equity Ratio 25 75 6 94 78 5
LIQUIDITY RATIOS
Net Working Capital - - 16.52
Days A/R Outstanding 7 - 8
Days in Inventory #DIV/0! ### 16
Current Ratio #DIV/0! :1 ### 10.79
Quick Ratio #DIV/0! :1 ### 7.86
PROFITABILITY
Revenue 88.95 98.81 62.60
Revenue Growth Rate 20% 11% 13%
Gross Margin 14% 14% 14%
Net Income - - 1.60
Net Income Margin 2% 2% 3%
Net Income Growth Rate -100% 14% #DIV/0!
Return on Equity (Average) 0% 0% 9%
CASH FLOW AND CREDIT
CAPACITY ANALYSIS
Net Cash Flow from:
Operating Activities 6.22 0.01 (3.87)
Investing Activities - - (2.12)
Financing Activities 10.00 10.00 (0.40)
Cash before Debt Service 36.92 36.92 20.52
Debt Servicing 10.01 20.01 10.01
Debt Service Cover (x) 3.69 1.85 2.05

Continuous Pagination: 29 of 35 pages