Professional Documents
Culture Documents
Kaushal Majeji: Loan." As, Buying A Home in Mumbai Is Not Easy For Any Person Who Just Starts Working, So This
Kaushal Majeji: Loan." As, Buying A Home in Mumbai Is Not Easy For Any Person Who Just Starts Working, So This
Kaushal Majeji: Loan." As, Buying A Home in Mumbai Is Not Easy For Any Person Who Just Starts Working, So This
MALE, 22 YRS
EDUCATION
INTERNSHIPS/WORK EXPERIENCE
Summer Intern, Kotak Mahindra Bank Ltd., Mumbai April’19-May’19
Kotak Mahindra Bank Ltd. – It is one of India’s leading banking and financial services groups, offering a
wide range of financial services that encompasses every sphere of life.
Analyzing the creditworthiness of the loan applicants by various company-specific parameters
Understanding the credit needs of the customer and providing the best product available
This role had a positive impact on the company as I recommended the idea of “Step-Up Home
Loan.” As, buying a home in Mumbai is not easy for any person who just starts working, so this
product would help any person to pay EMIs according to their salary structure which would keep
increasing as and when the income increases.
Understanding the entire loan sanctioning process, in particular home loans
Personal interaction discussions with the clients
This role also had a great impact on the company as due to my quality of attention to detail I was
able to notice that what the client said during the interaction about the business tenure and revenue
was totally different from what was there in the website. This saved Kotak Mahindra Bank Ltd.
From providing a loan to such a client which could come out to be a liability as his business was
not even mentioned in his ITR files.
Intern, Aditya Birla Fashion and Retail Limited, Kolkata March’17-April’17
ACADEMIC PROJECTS
Equity Research Project (Group): We, had to prepare an equity research report for Sun Pharmaceuticals
and give a recommendation to invest in the company or not; My role was to do company and industry
analysis.
POSITIONS OF RESPONSIBILITY
Member | Alumni Committee of IMT-N. We, as a team, work towards strengthening and
nurturing the bond between the alumni and the institute, directly working towards the brand building of
the institute, playing a key role in the content processing and networking domain.
Joint Head of Directors | Odyssey. It is the annual cultural fest of my school, Birla High
School
• My role was to manage sponsorships and the overall functioning departments.
EXTRA-CURRICULAR ACTIVITIES AND ACHIEVEMENTS
Co-owner | Frost-N-Fun at IMT-N. It is a start-up in the food and beverage sector which caters to the
hunger and entertainment needs of the students in campus.
Co-owner | Functions Junctions at IMT-N. It is a start-up in the apparel sector which
provides good quality apparel to the students and teachers at affordable rates.
Represented my cricket academy, school and college in various tournaments in and outside West Bengal
and have also captained the team on various major tournaments.
Participated in State level charity marathon.
OTHER INFORMATION
Volunteer | Hope Foundation (NGO)
A month long internship (October’15- November’15) wherein my responsibilities included database
management and market research. It also involved organizing the NGO’s annual event and a campaign on
girl education.