27-07-2019

To,

The Visa Officer

High Commission of Canada

Respected Sir/Madam,

Sub: Re-Application for Student Visa

Name: DEEPTI DESWAL

Institute Name: NIAGARA COLLEGE

Course: INTERNATIONAL BUSINESS MANAGEMENT

Duration: 1 YEAR

I had applied for a study permit for Canada on 02-07-2019 for the course of INTERNATIONAL
BUSINESS MANAGEMENT at NIAGARA COLLEGE and got the visa rejection on 23-07-2019. The study
permit was rejected for the following reasons

I am not satisfied that you will leave Canada at the end of your stay, as stipulated in subsection
216(1) of the IRPR, based on the purpose of your visit.

I would like to take this opportunity to explain the purpose of my visit and appreciate your time to
access it.

JUSTIFICATION:

(a) Purpose of Visit

I have been admitted to the prestigious Niagara College for International Business Management
program. I did my graduation in BBA (July-2009-Nov-2012).After that I have completed my Post
Graduate Diploma in Management (PGDM) as Finance major from July 2013 to July 2015. Right after
my graduation, I have been working in the financial services industry, without break.

Currently, I am working as an Assistant Manager at Kotak Asset Management. I started my career as

a Management trainee and went on to be promoted as a Relationship manager with Quantum Asset
management handling a portfolio of 150 cr. I joined Kotak as an Assistant manager handling a
portfolio of 600 cr now in the Institutional sales department. My job involves learning more about
Global and Indian Market scenario and the outlook going forward on a regular basis as I have to
interact with the Chief financial officer's (CFO) of the corporates in my region and keep them
updated with our fund view being an asset management company and explaining our product to
them.
Inclination

Over four year of learning curve, I realised that to advance my career further, I must gain skills in
International Business that will open doors to more challenging and high visibility roles in various
Multi-National companies. By studying international business, I will learn about world cultures and
societies, and be challenged to approach issues from different perspectives. These skills are
increasingly valuable to employers faced with the challenge of opening and integrating multiple
markets and achieving cohesion and cooperation in increasingly diverse workforces.

My sole purpose of visiting Canada is to upgrade my education so that I can better exposure in
North American Countries. I wish to learn the International aspect of Business and Trade and this
program offers subjects specializing in Trade Finance and Market Strategies. Such course work will
help expand my knowledge & gain insight in this field. Studying among students and professors from
across the globe with diverse experiences is another direct advantage towards gaining the cultural
understanding which is very critical for this type of course. Furthermore, courses such as
PRAC9304P (Internships Program) provides the practical experience which is usually far better
learning experience than being and studying in India.

Reason to leave the Canada after course completion:

India today is one of the most vibrant global economies on the back of robust banking and insurance
sectors. The relaxation of foreign investment rules has received a positive response from the
financial services sector, with many companies announcing plans to increase their stakes in joint
ventures with Indian companies. Over the coming quarters, there could be a series of joint venture
deals between global giants and local players and an international knowledge would play a big
role for my career advancement. As an expert in international business, I can pursue career with a
multinational corporation, finance institution or consulting firm.

A Certificate in International Business can help me to prepare to work overseas as well as in India.

There is more than one reasons why I strive to go back home. Upon completion of my program in
Canada, I will return to my country and would explore next level roles. I have my whole family in
India (my parents, brother and in-laws) as parents growing older, I must take care of them.
Additionally, my husband is currently in USA, I look after my in-laws as well. My parents live in Delhi
and In-laws lives in Rohtak (2 hr drive west of Delhi).

Those multinational companies that locate operations in foreign countries can choose people like
me to manage their financial operations globally if I have the knowledge of management of
International Business.

My Green Card application for US:-

As my Husband is currently in US working with General Motors as an Engineer, he has applied for my
Form I-130, Petition for Alien Relative with the United States Citizenship and Immigration Services
(USCIS) on 31st May 2019. Once USCIS send out the invitation to apply for green card via US Embassy
in Delhi, I will have to go for an interview at the embassy as well. Also, this education and
international exposure will help me in working with international organisations in the future when I
decide to go live with my husband.

To further underline my purpose of visiting Canada, I’m hereby attaching the following documents ;

1. The receipt of my first-year tuition fee payment from Niagara College.

2. Guaranteed Investment Certificate (GIC) from ICICI bank.
3. Asset Valuation report of properties I own and handle as well as investments I have in India.
4. I-130 receipt for my Green Card Application, sponsored by my husband, applied with US
Citizenship and Immigration Services (USCIS).
5. My husband’s employment verification, Income, assets and investment proofs in USA.

I would really appreciate if you consider my application and permit me to study the program of
INTERNATIONAL BUSINESS MANAGEMENT at NIAGARA COLLEGE. I see myself growing faster than I
could with this specific course.

Thanking You,

DEEPTI DESWAL