BANK CAPACITY PLANNING: ONLINE

CAPACITY BRANCH
The computerized economy is developing quick and banks are at the cutting edge of this transformation.
Whether a bank is a conventional high-road bank moving more administrations on the web or is another
contestant with a restrictive online nearness, advanced innovation is driving their business
methodology.High-road banks and speculation banks need to put resources into scope quantification to
best center their computerized assets, get ready for possibilities and keep all their channels running
easily to ensure the execution and accessibility of administrations to clients. As clients and organizations
in different areas are progressively digitally dynamic, they request the capacity to associate with banks
around the clock, 365 days a year over different channels. For the advanced client,there is no space for
mistake.

Digitization is changing the way people and organizations work and the effect this is having on banks.
Advanced Disturbance, highlights how the coming of the portable gadget has drastically quickened the
pace of progress in the way we bank and how banks connect with clients.

The number of individuals going to branches has dropped by 30% before two years, while nearly 80% of
while some 70% of the Karachi banking population now uses some form of online banking service every
month. More consumers are embracing mobile banking via their phone or tablet. Developments in
technology have empowered banks to increase customer choices and make it easier for clients to
manage their account anywhere, any time.

Banks worldwide are changing their plans of action, however one of the greatest difficulties is that
clients anticipate that computerized applications will work rapidly, proficiently and consistently at
all times.

Banks are revolving to capacity planning and organization tools to help them advance their delivery of
digital services.

Capacity planning permits banks to foretell how their infrastructure is likely to manage under what-if
situations, and fragment of this procedure includes data gathering, data storage and reporting on that
data.

Banks use analytical tools to help manage the resources required to provide IT services for changing
business demand.

Banks also use capacity management tools to cope IT services and the IT structure to make sure it can
deliver the service level goals agreed with the business in a cost-effective manner.
Capacity management permits banks to consider all the resources essential to deliver IT services, make
sure that their IT systems are able to encounter short, medium and long-term business requirements.

The capacity planning is adjustment for unexpected events that reduce capacity. These are machine
stoppage and errors and rework. Machine or computer failure can slow down other even though
efficient processes. The standard response is to provide for an allowance in capacity planning to account
for this, say 5%. The better response of course is to do preventive maintenance to eliminate downtime.
Clerical errors, mainly teller mistakes, and their correction consume a lot of man-hours and can
significantly cut capacity just like downtime. Providing an allowance for these abnormalities is equal to
tolerating them. It is much better to enjoin everybody to do his job right the first time.

Throughout the years, Askari Bank has demonstrated its quality as a main banking sector element, by
accomplishing the accompanying firsts in Pakistani managing an account.

 First Pakistani Bank to offer on-line real time banking on country wide premise.
 First Manage an account with an across the country ATM arrange
 First Bank to offer Internet Banking Services
 First Bank to offer E-Commerce solutions

Internet Banking
In compatibility of our journey to give the most present day service to our clients, we offer internet
banking. Askari Bank is the first bank in Pakistan to give such a support of its esteemed clients which is
totally FREE. The new iNet Banking Service is presently more interactive , and has been extended to
incorporate more data important to clients with upgraded security features.

 Utility bills payments

 Mobile payments
 Purchase of mobile air time
 Account statements
 Payments’ details
 Online registration
 Fund transfer to any account within Askari Bank
 Inter Bank Fund Transfer (IBFT)
 Askari Master Card details
 Askari Master Card bill payment
 Email alerts
 Account balance enquiry
 Schedule transaction
 History of financial transactions
 Enhanced security
 SMS alerts
 The new features and services will automatically become available to existing iNet users while new user will
register online on the new internet banking website.

Mobile Banking
Banking has never been simpler than with Askari Mobile banking that gives clients helpful access to their
account from their cell phones, at whatever time, anyplace.

Askari Bank offers three sorts of mobile banking solutions to its clients.

 Askari Lite Mobile Banking

 Askari USSD Mobile Banking
 Askari Mobile Application

Online Banker’s Cheques

As a feature of its consistent attempts to make keeping money more convinent, secure and tech-
accommodating, Askari Bank now issues Financier's Checks through its I-Net managing an account
benefit. All AKBL I-Net clients are qualified to profit this office. Upon the accommodation of a demand,
the Investor's Checks are conveyed to the client's asked for address delivered by courier service
between two-four working days.

 Minimum amount of Rs.50,000 per instrument, up to maximum amount of Rs.5 million per day.
 Total charges of Rs.580 per instrument, inclusive of FED (charges = Rs.500 + FED = Rs.80.