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    Bye Laws for Low Cost Housing

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    Bye Laws for Low Cost Housing

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    Download as pdf
    52 views15 pages

    Bye Laws For Low Cost Housing

    Uploaded by

    Smriti S
    Bye Laws for Low Cost Housing

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    Download as pdf
    of 15
    ‘Affordable Housing in Partnership Scheme Guidelines India's Urban Population has grown over the past 3-4 decades from 109 million in 1971 to 377 million in 2011 and is expected to grow to almost 600 million by 2030. Census 2011 has estimated 6S million slum population in the 4041 statutory towns. Accordingly, to address this shortage intensive efforts are required to substantially ‘mcrease affordable housing stock, ‘Central Government has now approved implementation of RAY for the period of 2013-2022. Affordable Housing in Partnership Scheme (AHP) will also continue as part ‘FRAY with suitable amendments, RAY envisions a “Slum Free India” with inclusive and equitable cities in which ‘every citizen has access te basic civic infrastructure, social amenities and decent shelter. aims to encourage States/Union Territories (UTs) to tackle slums in a definitive manner, by focusing on: ‘© Bringing all existing slums, notified or non-notified (including recognised and identified) within the formal s¥stem and enabling them to avail the basic amenities that is available for the rest of the city/UA; ‘= Redressing the failures of the formal system that lie behind the creation of slums ‘by planning for affordable housing stock for the urban poor and initiating crucial <<< ‘These guidelines supersede Affordable Housing in Partnership Guidelines issued ee ee Na Poverty Aeration may climes as required from time to time with the approval of Hon’ble 1, OBJECTIVE ‘The objectives of the AHP scheme are: © Toprevention of slums by institutionalizing mechanisms including creation of affordable housing stock, © Public Private Partnership (PPP) addressing the Housing shortage. © Provide necessary fill-up to the Housing Boards and Development Authorities, © Encourage State Governments/ Union Territories to provide incentives to facilitate — of affordable housing stock. 2, SCOPE: Central government assists in construction of EWS/LIG as part of group housing schemes of the States/UTs, ‘These are implemented by the States/UTs through PPP including. For this scheme, the main parameters arp fined as under: 2, Affordable Houses: Dwelling Units will have Carpet Area EWS category - 21 to 27 Sqm, LIG category - 28 to 60 Sqm. LIGA: 28-40 sq.m, — LIG-B: 41-60 Sqm, ‘The sale price of these houses would be determined by States/UTs with due consideration to affordability of targeted segment, le Housing Project; se ‘DUs at least 60 % FAR/ FSI, not more than 60 sqm. will be housing projects. scary 21-27 sqm for EWS category. 4G/HIG DUs and commercial units, yd as DUs for EWS/LIG under this. selected through an open and transparent procedure as mandated by Svates/UTS/ULKS, 64 Affordable houses for KWS/LIG are allotted by following basis: © Ownership through Rree-hold or long term, mortgage-able, renewable and inheritable tease hold © Rental 65, Sate price of the EWS/LUG units is fised considering the various concessions granted and purchasing power of targeted allottees. Me should be fixed in Rupees per sq. fk of the carpet area as follows: ..: ‘© In projects implemented in PPP sector, then sale price is determined on the incentives provided by Centre/State/ULB under the scheme, ‘© InPPP projects where private partner is authorised to sell the houses directly allottoes, sale price is determined through open and transparent process by ‘States/UTs factoring in the incentives provided by Centre/State/ULB under the scheme, ‘8 Inprojects for rental housing and dormitories, rent would also be fixed in the ‘similar manner by States/UTS either on no profitsno loss basis oF through open ‘and transparent procedure, ai the case may be, for fixing the same would be proposed as part of the project proposal I for consideration of CSMC, Committee (CSMC) of RAY for consideration/approval through SLNA with the approval of SLSMC. 7. IDENTIFICATION OF ALLOTTEES: 7.1. Selection of Allottees will be done by the States/UTs. Preference in allotment may be given to PH, SC, ST, senior citizens, other backward classes, minorities, single woman and other weaker and vulnerable sections of the society. 7.2. While making the allotments, the physically handicapped persons and senior itizens shall be allotted preferably on the ground floors. 73. As faras possible, bericiciaries would be selected in advance before beginning ‘of construction. Selected allottees should be facilitated to avail bank finance and benefits under RRY. 74. Title to the EWS/LIG houses would be given as far as possible in the name of the ‘woman. ‘8. STATE SPECIFIC POLICY FRAMEWORK TO ENCOURAGE AFFORDABLE HOUSING IBA Stans ray liberalls€ development control norms/regulations for Affordable Housing projects for EWS/LIG by: "= Increasing FAR/FSI allowed to create more housing stock to accommodate category 6.4, come States have a practice aflevying | 100 ae stamp duty for WS Howse: @, WELRASE OF CENTRAL ASNISTANCE 9.4, Contral funds would be released in three instalments in the ratio of 40/40/20, 9.2, AOE funds under RAY will also be utilised for meeting Administrative and IBC ‘expenses, including monitoring, evaluation and capacity building activities at ‘various levels for this Scheme, 10, ADMINISTRATIVE AND IMPLEMENTATION STRUCTURE ‘The structure and functioning of the State Level Sanctioning and Monitoring ‘Committee (SLSMC), State Level Nodal Agency (SLNA), Central Sanctioning and ‘Monitoring Committee (CSMC) and the Mission Directorate ete, ax prescribed In the HAY guidelines will he adopted for the purposes of the scheme, a 11. MONITORING & EVALUATION ‘Supervision of quality and timeliness of construction would need to be undertaken ‘by States/UTs. Monitoring of quality of projects is done through Third Party Inspection ‘and Monitoring Agency (PIMA) as envisaged under RAY, | Staton use the services of TPIMA appointed under RAY to monitor the quality and ‘the projects, will not extend any assistance for such quality monitoring. ‘may carry out quality inspection ofthe projects on random basis caeom INTRODUCTION : Housing —a basic human need — thus, is an important pillar of Indian smart cities, Indian cities face a shortage ‘of about 1,8 crore houses (as per Technical Group study on Urban Housing shortage 2012), According to our ‘estimate, an additional 2.6-2.9 crore houses would be required by the year 2022, The total investment required to develop 4.44.8 crore housing units (including existing shortage and future requirement) would require over USO2 trillion investment by 2022, Thus, there is an urgent need for the government to develop a framework ‘encouraging large scale development of houses, especially for affordable houses. Development of affordable houses on a large scale requires significant resources and capital, which is difficult requirement for the public sector to meet in isolation. Private sector participation is critical to support the ‘endeavour to provide housing for all by 2022. While, several state governments have notified policies on township ‘and affordable housing and witnessed success in the past, the pace of housing development is stil below the desired level. oa — Certain issues acting as roadblocks in triggering large scale affordable housing development in India are listed 4. AVAILABILITY OF URBAN LAND PARCELS — righ degree of control on land market, lock- up of land parcels by Government agencies, inefficient spatial planning and improper development of urban peripheries are certain issues leading to artificial scarcity of developable urban land. The shortage of land parcels inflates the land cost making affordable housing projects unviable. 2. REGULATORY CONCERNS — lengthy approval process and archaic building bye-laws result in significant schedule and cost overruns in housing projects. Itis estimated that streamlining of approval process and reviewing development norms (FSI,density, parking norms, etc.) could help reduce the project gestation period by atleast a year and construction costby up to-30 percent. 3. LACK OF ADEQUATE FUNDING SOURCES — FUNDING has been an issue for both developers and consumers. For developers, long-term funding sources across the entire real estate value chain ‘remain unavailable. Access to credit by the economically weaker section and lower income group has also been limited. However, in recent years, successful initiatives have been taken only by few private financiers. 4. COSTING — HIGH cost of development in India is another important factor restricting affordable housing “development, High statutory charges and taxes, ack of tax incentives, high cost of funds, and frequent schedule resulting from inadequate skils in project management area make affordable housing projects fordevelopers, > INTS —Affordable housing projects have different dynamics which 19 approach —focus on very high level of standardisation, quick marketing strategy. It also requires speedy construction technologies System, etc. along with an efficient project management ST OVERRUNS. -on maintenance of houses to prevent decay, A maintenance fund ‘must be maintained and included in the cost of housing to reduce ‘owner. Recently, Delhi Development Authority (DDA) has created @ ,000 flats in 2014, This corpus would be utilized towards Figure 3: Definition of Affordable Housing ~ MHUPA (2008) ‘Sune: Tek Force on Atorsable Housing, MHUPA, 2008 a Destin ot Aftordable Housing - MHUPA 2011) ‘Soave Gasetnes| SEs CENTRAL LEVEL SCHEMES ators Hoang in Partnership (ended), MAPA, 211 ISSUES IN THE DEVELOPMENT OF AFFORDABLE HOUSING : Developing affordable housing in Indian cities faces significant + challenges due to several economic, regulatory and urban issues. = Excessive Control on Development of Land Creates Artificial Shortage. Lack of Marketable Land Parcels. Titling Issues and Lack of Information. Rising Threshold Costs of Construction. Lack of Access to Home Finance for Low- Income Groups. = Policy Framework and Regulations for ‘Affordable Housing : National Urban Housing and Habitat Policy (NUHHP), 2007 Jawaharlal Nehru National Urban Renewal Mission (JNNURM) Basic Services for the Urban Poor (BSUP) Integrated Housing and Slum Development Programme. Interest Subsidy Scheme for Housing the Urban Poor (ISHUP). Rajiv Awas Yojana. 1. Table 81 income oasslfoations and capacity te atlord EEN Renesion dale vrei A the PHP HGTT Percentage eghss 10 An 120 +s ha = 100 80 60 : 2 Es o ore 200,000- 300.001. 500,001. 700,001.» 1,000,000 300,000 500,000 700,000 1,000,000 BB Percentage of Surplus to Income Il Dsposatte Surrius I House Rent per Mont Il Expenses on Food. Non Food (Essentials) and Medene y Figure 7 Senator of Ret as Percentage of income fr Perce eres bce Grope | IRDABLE IN |

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