2nd QUARTER EXAM 12.

Simple interest remains constant throughout the

GENERAL MATHEMATICS investment term while in compounded interest; the
interest from the previous year also earns interest.
O a. Trulse O c. True
Name: _______________________________ O b. False O d. Undefined
Date: ___________________
Grade & Section: _______________________ 13. An annuity where the payment interval is the same
as the interest period.
Score: ______________ O a. Annuity O c. Simple Annuity
O b. Ordinary Annuity O d. General Annuity
General Instructions: SHADE YOUR ANSWER ON
THE CIRCLE PROVIDED. 14. An annuity where the payment interval is NOT the
same as the interest period.
O a. Annuity O c. Simple Annuity
1. An equation involving exponential expressions O b. Ordinary Annuity O d. General Annuity
O a. Exponential equation
O b. Exponential inequality 15. A sequence of payments made at equal (fixed)
O c. Exponential function intervals or periods of time.
O d. None of the above O a. Annuity O c. Simple Annuity
O b. Ordinary Annuity O d. General Annuity
2. An inequality involving exponential expressions
O a. Exponential equation
16. A form of equity financing or raising money by
O b. Exponential inequality
allowing investors to be part owners of the company.
O c. Exponential function
O a. Stocks O c. Bonds
O d. None of the above
O b. Dividend O d. None of the above
3. Function of the form f(x) = bx (b > 0, b = 1)
17. A form of debt financing or raising money by
O a. Exponential equation
borrowing from investors.
O b. Exponential inequality
O a. Stocks O c. Bonds
O c. Exponential function
O b. Dividend O d. All of the above
O d. None of the above
18. Higher risk but with possibility of high returns.
4. An equation involving logarithms.
O a. Stocks O c. Bonds
O a. Logarithmic equation
O b. Dividend O d. All of the above
O b. Logarithmic inequality
O c. Logarithmic function
19. The _________________ states that prices of
O d. None of the above
investments reflect all available information.
O a. Theory of efficient markets
5. An inequality involving logarithms
O b. Theory of fundamental markets
O a. Logarithmic equation
O c. Theory of inefficient markets
O b. Logarithmic inequality
O d. Theory of stock market
O c. Logarithmic function
O d. None of the above
20. Analysis of various public information (ex. sales,
profit) about a stock.
6. Logarithmic form: logba = c , Exponential form: _____
O a. Fundamental Analysis
O a. bc = a O c. bc = a
O b. Technical Analysis
O b. bc = a O d. b = ac
O c. Market Analysis
O d. all of the above
7. Amount of money borrowed or invested on the origin
date.
21. Analysis of patterns in historical prices of stocks.
O a. Loan date O c. Principal
O a. Fundamental Analysis
O b. Future value O d. Term
O b. Technical Analysis
O c. Market Analysis
8. Interest that is computed on the principal and then
O d. all of the above
added to it.
O a. Simple interest O c. Compounded interest
22. Money lent specifically for a business purpose.
O b. Annual compounded interest O d. Interest
O a. Consumer Loan O c. Consolidated Loan
O b. Business Loan O d. None of the above
9. Amount received on repayment date.
O a. Maturity value O c. Maturity date
23. Assets used to secure the loan. It may be real-state
O b. Maturity rate O d. Interest date
or other investments.
O a. Consumer Loan O c. Collateral
10. The unknown time can be calculated by: _________
O b. Business Loan O d. None of the above
O a. O c.
24. The interest rate for the business loan is usually
O b. O d.
higher than that for the consumer loan.
O a. Trulse O c. True
11. The unknown rate can be calculated by: _________
O b. False O d. Undefined
O a. O c.
25. Mr. & Ms. Chismosa wants to borrow money from
O b. O d.
the bank to finance the college education of their son.
O a. Consumer Loan O c. Collateral
O b. Business Loan O d. None of the above
26. Eugene decided to borrow some money from the 38. Is it logically impossible for the premises to be true &
bank to buy 10 more computers. the conclusion is false?
O a. Consumer Loan O c. Collateral O a. Yes O c. No
O b. Business Loan O d. None of the above O b. Undecided O d. None of the above
27. The term of the business loan is generally shorter
than the consumer loan. 39. The goal of the proof is to show that the conclusion
O a. Trulse O c. True logically follows from the given propositions (or
O b. False O d. Undefined premises).
O a. Trulse O c. True
28. A declarative sentence that is either true or false, but O b. False O d. Undefined
not both.
O a. Logic O c. Proposition II. PROBLEM-SOLVING
O b. Preposition O d. None of the above
A. Solve the exponential equation 4x-1 = 16
29. An argument which does not satisfy either the
validity condition or the truth condition.
O a. good argument O c. bad argument
O b. sound argument O d. all of the above

30. The goal of the proof is to show that the conclusion

logically follows the given propositions.
O a. Trulse O c. True
O b. False O d. None of the above B. Solve the logarithmic equation log3 (2x-1) = 2
31. It can be appropriate for retirees or for those who
need the money soon.
O a. Stocks O c. Bond
O b. Dividend O d. All of the above

32. Investors can earn if the security prices increase but

they can lose money if the security prices decrease, if C. Suppose you won 10,000 and you plan to invest it for
the company goes bankrupt.
1 year. A cooperative group offers 2% simple interest
O a. Stock O c. Bonds
O b. Dividend O d. All of the above per year. A bank offers 2% compounded annually.
Calculate separately. Which will you choose & why?
33. If markets are efficient, then all information is already
incorporated into prices, and so there is no way to "beat"
the market.
O a. Trulse O c. True
O b. False O d. None of the above

34. As the quality and amount of information increases,

the market becomes more efficient reducing
opportunities for trade and above market returns. D. Mr. Cruz would like to save 3,000 at the end of each
O a. Trulse O c. True month, for 2 months, in a fund that gives 9%
O b. False O d. None of the above compounded monthly. How much is the amount or future
value of his savings after 2 months?
35. Business loans do not usually require a guarantor
while Consumer loans require the business owners to
sign as guarantors.
O a. Trulse O c. True
O b. False O d. None of the above

36. Ms. Reyes decided to apply for a loan that she can
use to pay for the rentals of the new hair salon branch.
O a. Consumer Loan O c. Collateral
O b. Business Loan O d. None of the above

37. Compound proposition cannot be broken down any E. If a house sold for 3,000,000 and the bank requires
further into component propositions while Simple 20% down payment, find the amount of the mortgage.
proposition formed from simpler propositions.
O a. Trulse O c. True
O b. False O d. None of the above

37. Compound proposition cannot be broken down any

further into component propositions while Simple
proposition formed from simpler propositions.
O a. Trulse O c. True
O b. False O d. None of the above