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Sun Life of Canada (Philippines), Inc
Sun Life of Canada (Philippines), Inc
Retained Income Php 1,829,386,101.00 Php (570,598,251.00) Php 2,702,715,684.00 Php 1,353,857,776.00 Php (217,154,220.00)
Net Income Php 1,829,386,101.00 Php 2,129,402,829.00 Php 4,302,716,324.00 Php 3,353,858,576.00 Php 1,782,846,580.00
Retention Ratio 1 -0.267961629 0.628141732 0.403671695 -0.121801967
Sales Php 18,072,164,859.00 Php 41,548,054,272.00 Php 51,987,622,237.00 Php 41,521,376,401.00 Php 39,891,784,018.00
Assets Php 140,754,769,777.00 Php 158,328,300,827.00 Php 184,533,197,408.00 Php 196,234,523,649.00 Php 210,699,306,736.00
Asset Turnover Ratio 0.128394689 0.262417105 0.281725039 0.211590579 0.1893304
Assets Php 140,754,769,777.00 Php 158,328,300,827.00 Php 184,533,197,408.00 Php 196,234,523,649.00 Php 210,699,306,736.00
SHE (beginning) Php 32,288,096,448.00 Php 38,925,353,290.00 Php 36,942,495,016.00 Php 37,927,699,610.00 Php 196,234,523,649.00
Financial Leverage 4.359339362 4.067485262 4.995147115 5.17391051 1.073711714
Retained Income Php 120,381,124.00 Php (47,589,217.00) Php 183,481,888.00 Php 1,383,639,030.00 Php 1,665,557,145.00
Net Income Php 915,381,124.00 Php 1,184,015,483.00 Php 1,226,481,888.00 Php 1,383,639,030.00 Php 1,665,557,145.00
Retention Ratio 0.131509293 -0.04019307 0.149600161 1 1
Sales Php 4,580,655,825.00 Php 5,596,347,603.00 Php 6,395,891,190.00 Php 7,171,937,167.00 Php 8,096,650,902.00
Assets Php 44,850,867,951.00 Php 54,949,877,684.00 Php 68,069,635,465.00 Php 80,046,941,234.00 Php 90,374,796,118.00
Asset Turnover Ratio 0.102130818 0.101844587 0.093961003 0.089596642 0.0895897
Assets Php 44,850,867,951.00 Php 54,949,877,684.00 Php 68,069,635,465.00 Php 80,046,941,234.00 Php 90,374,796,118.00
SHE (beginning) Php 3,667,714,671.00 Php 3,960,297,920.00 Php 4,056,520,192.00 Php 4,086,461,330.00 Php 5,112,363,252.00
Financial Leverage 12.22855974 13.87518788 16.78030239 19.58832711 17.67769457
Retained Income Php 343,519,717.00 Php 665,916,828.00 Php 583,438,294.00 Php 1,188,203,000.00 Php 749,809,000.00
Net Income Php 343,519,717.00 Php 665,916,828.00 Php 583,438,294.00 Php 1,188,203,000.00 Php 1,747,301,000.00
Retention Ratio 1 1 1 1 0.429124118
Sales Php 13,227,303,145.00 Php 16,380,783,614.00 Php 16,671,903,723.00 Php 22,128,125,000.00 Php 21,554,430,000.00
Assets Php 39,102,064,310.00 Php 50,549,574,419.00 Php 63,494,046,355.00 Php 76,427,651,000.00 Php 88,778,176,000.00
Asset Turnover Ratio 0.338276339 0.324053838 0.262574283 0.289530356 0.242789737
Assets Php 39,102,064,310.00 Php 50,549,574,419.00 Php 63,494,046,355.00 Php 76,427,651.00 Php 88,778,176,000.00
SHE (beginning) Php 5,267,154,474.00 Php 6,295,499,373.00 Php 7,968,461,730.00 Php 6,839,710,073.00 Php 8,415,883,000.00
Financial Leverage 7.42375499 8.029478112 7.968168576 0.011174107 10.54888429
Retained Income Php 320,200,000.00 Php 6,984,686,000.00 Php 5,010,710,000.00 Php 7,399,019,000.00 Php 6,095,315,000.00
Net Income Php 3,320,200,000.00 Php 6,984,686,000.00 Php 5,010,710,000.00 Php 7,399,019,000.00 Php 6,095,315,000.00
Retention Ratio 0.096439973 1 1 1 1
Sales Php 30,196,455,000.00 Php 33,817,338,000.00 Php 35,178,736,000.00 Php 33,399,451,000.00 Php 31,929,565,000.00
Assets Php 193,233,069,000.00 Php 209,080,967,000.00 Php 226,788,635,000.00 Php 236,385,041,000.00 Php 245,900,571,000.00
Asset Turnover Ratio 0.156269603 0.161742786 0.155116838 0.141292574 0.129847462
Assets Php 193,233,069,000.00 Php 209,080,967,000.00 Php 226,788,635,000.00 Php 236,385,041,000.00 Php 245,900,571,000.00
SHE (beginning) Php 61,021,800,000.00 Php 68,431,680,000.00 Php 76,469,261,000.00 Php 85,235,319,000.00 Php 88,654,420,000.00
Financial Leverage 3.166623551 3.055324186 2.965749009 2.773322653 2.773697815
Retained Income Php 1,060,646,000.00 Php 898,871,000.00 Php 1,428,838,000.00 Php 1,120,925,000.00 Php 727,742,000.00
Net Income Php 1,060,646,000.00 Php 1,031,871,000.00 Php 1,722,956,000.00 Php 1,473,866,000.00 Php 1,904,212,000.00
Retention Ratio 1 0.871107919 0.829294538 0.760533861 0.382174884
Sales Php 16,774,134,000.00 Php 19,307,505,000.00 Php 17,150,664,000.00 Php 21,067,713,000.00 Php 19,688,742,000.00
Assets Php 50,235,536,000.00 Php 62,895,919,000.00 Php 77,687,307,000.00 Php 86,764,624,000.00 Php 93,203,645,000.00
Asset Turnover Ratio 0.333909725 0.306975481 0.22076533 0.242814548 0.226921308
Assets Php 48,560,580,000.00 Php 61,145,410,000.00 Php 77,687,307,000.00 Php 86,764,624,000.00 Php 93,203,645,000.00
SHE (beginning) Php 4,342,134,000.00 Php 6,428,443,000.00 Php 7,408,034,000.00 Php 8,837,022,000.00 Php 9,948,319.00
Financial Leverage 11.18357471 9.511698245 10.48689936 9.818310286 9368.783309
Manufacturers Life Insurance Company, Inc.
2012 2013 2014 2015 2016
Net Income Php 529,479,949.00 Php 2,039,502,432.00 Php 1,073,975,581.00 Php 3,895,232,066.00 Php 2,027,308,829.00
Sales Php 10,989,381,231.00 Php 20,686,440,741.00 Php 17,836,921,947.00 Php 21,780,333,996.00 Php 21,206,873,597.00
Profit Margin 0.048181052 0.098591268 0.060210814 0.178841705 0.09559678
Retained Income Php 529,479,949.00 Php 2,039,502,432.00 Php 1,073,975,581.00 Php 3,895,232,066.00 Php 2,027,308,829.00
Net Income Php 529,479,949.00 Php 2,039,502,432.00 Php 1,073,975,581.00 Php 3,895,232,066.00 Php 2,027,308,829.00
Retention Ratio 1 1 1 1 1
Sales Php 10,989,381,231.00 Php 20,686,440,741.00 Php 17,836,921,947.00 Php 21,780,333,996.00 Php 21,206,873,597.00
Assets Php 47,035,346,892.00 Php 60,617,325,588.00 Php 73,557,534,042.00 Php 77,516,012,038.00 Php 87,306,084,863.00
Asset Turnover Ratio 0.23364091 0.341262841 0.242489395 0.280978516 0.242902584
Assets Php 47,035,346,892.00 Php 60,617,325,588.00 Php 73,557,534,042.00 Php 77,516,012,038.00 Php 87,306,084,863.00
SHE (beginning) Php 11,474,325,997.00 Php 13,839,684,891.00 Php 15,566,536,376.00 Php 18,486,749,029.00 Php 15,633,046,359.00
Financial Leverage 4.099181678 4.379964289 4.725362937 4.193058061 5.584713488
Retained Income Php 2,359,761,249.00 Php 1,664,104,461.00 Php 2,129,951,591.00 Php 1,234,049,922.00 Php 4,924,371,604.00
Net Income Php 3,215,747,292.00 Php 2,392,426,052.00 Php 2,948,955,622.00 Php 1,768,961,054.00 Php 4,933,073,006.00
Retention Ratio 0.733814269 0.695571953 0.722273192 0.697612827 0.998236109
Sales Php 18,084,745,581.00 Php 19,345,331,933.00 Php 19,629,802,762.00 Php 19,934,663,440.00 Php 24,906,854,248.00
Assets Php 89,586,174,730.00 Php 94,779,455,941.00 Php 101,354,067,615.00 Php 106,146,578,673.00 Php 129,245,349,744.00
Asset Turnover Ratio 0.201869827 0.204108915 0.19367553 0.187803165 0.192709868
Assets Php 89,586,174,730.00 Php 94,779,455,941.00 Php 101,354,067,615.00 Php 106,146,578,673.00 Php 129,245,349,744.00
SHE (beginning) Php 20,695,187,281.00 Php 23,044,910,042.00 Php 22,674,586,243.00 Php 22,849,419,919.00 Php 23,719,492,840.00
Financial Leverage 4.328840977 4.112815184 4.469941217 4.645482426 5.448908651
Retained Income Php 347,103,142.00 Php 692,460,829.00 Php 851,659,938.00 Php 1,096,608,719.00 Php 1,086,898,781.00
Net Income Php 347,103,142.00 Php 692,460,829.00 Php 851,659,938.00 Php 1,096,608,719.00 Php 1,086,898,781.00
Retention Ratio 1 1 1 1 1
Sales Php 3,772,229,640.00 Php 5,113,602,580.00 Php 5,977,292,634.00 Php 7,220,748,037.00 Php 9,321,885,863.00
Assets Php 12,782,637,702.00 Php 15,546,910,311.00 Php 18,964,940,043.00 Php 22,720,109,285.00 Php 28,359,140,059.00
Asset Turnover Ratio 0.295105731 0.328914394 0.315175931 0.317813086 0.32870834
Assets Php 12,782,637,702.00 Php 15,546,910,311.00 Php 18,964,940,043.00 Php 22,720,109,285.00 Php 28,359,140,059.00
SHE (beginning) Php 1,304,012,201.00 Php 2,256,705,488.00 Php 2,056,646,965.00 Php 3,495,519,230.00 Php 3,723,069,731.00
Financial Leverage 9.802544556 6.889206586 9.221290949 6.499780945 7.61713911
Retained Income Php 48,960,930.00 Php 76,228,117.00 Php (95,002,140.00) Php (109,853,952.00) Php (222,352,076.00)
Net Income Php 48,960,930.00 Php 76,228,117.00 Php (95,002,140.00) Php (109,853,952.00) Php (222,352,076.00)
Retention Ratio 1 1 1 1 1
Sales Php 4,641,031,268.00 Php 8,325,525,284.00 Php 5,263,952,908.00 Php 5,374,829,556.00 Php 7,667,988,779.00
Assets Php 9,342,123,287.00 Php 16,799,995,719.00 Php 21,773,953,720.00 Php 24,019,675,015.00 Php 29,455,402,337.00
Asset Turnover Ratio 0.496785487 0.495567107 0.241754574 0.223767788 0.260325379
Assets Php 9,342,123,287.00 Php 16,799,995,719.00 Php 21,773,953,720.00 Php 24,019,675,015.00 Php 29,455,402,337.00
SHE (beginning) Php 1,264,211,439.00 Php 1,364,485,161.00 Php 1,524,675,302.00 Php 1,344,115,779.00 Php 925,768,818.00
Financial Leverage 7.389684193 12.31233303 14.28104311 17.87024257 31.81723316
Retained Income Php (727,893,835.00) Php (239,084,096.00) Php 163,219,836.00 Php 224,690,506.00 Php 388,641,633.00
Net Income Php 72,106,165.00 Php (239,084,096.00) Php 163,219,836.00 Php 224,690,506.00 Php 388,641,633.00
Retention Ratio -10.09475175 1 1 1 1
Sales Php 3,306,522,437.00 Php 12,959,830,216.00 Php 9,520,570,554.00 Php 11,617,800,310.00 Php 7,946,008,767.00
Assets Php 21,333,657,819.00 Php 30,773,719,136.00 Php 36,048,543,398.00 Php 41,088,022,408.00 Php 42,916,533,646.00
Asset Turnover Ratio 0.154990882 0.421133051 0.264104168 0.282753942 0.185150293
Assets Php 21,333,657,819.00 Php 30,773,719,136.00 Php 36,048,543,398.00 Php 41,088,022,408.00 Php 42,916,533,646.00
SHE (beginning) Php 4,547,220,620.00 Php 4,553,789,407.00 Php 4,335,679,489.00 Php 4,803,697,864.00 Php 4,331,336,117.00
Financial Leverage 4.69158187 6.757826589 8.314393047 8.553415217 9.908382191
Allianz PNB Life Insurance, Inc.
2012 2013 2014 2015 2016
Net Income Php 114,735,942.00 Php 209,539,959.00 Php 263,619,235.00 Php 341,888,273.00 Php 251,875,673.00
Sales Php 1,781,104,556.00 Php 2,025,195,357.00 Php 2,142,201,844.00 Php 2,359,910,356.00 Php 1,978,607,971.00
Profit Margin 0.06441842 0.103466541 0.123059942 0.144873415 0.127299433
Retained Income Php 114,735,942.00 Php 209,539,959.00 Php 263,619,235.00 Php 341,888,273.00 Php 251,875,673.00
Net Income Php 114,735,942.00 Php 209,539,959.00 Php 263,619,235.00 Php 341,888,273.00 Php 251,875,673.00
Retention Ratio 1 1 1 1 1
Sales Php 1,781,104,556.00 Php 2,025,195,357.00 Php 2,142,201,844.00 Php 2,359,910,356.00 Php 1,978,607,971.00
Assets Php 9,521,921,191.00 Php 14,650,149,584.00 Php 19,258,914,291.00 Php 23,401,645,790.00 Php 24,282,156,244.00
Asset Turnover Ratio 0.187053066 0.138237179 0.111231703 0.100843777 0.08454995
Assets Php 9,521,921,191.00 Php 14,650,149,584.00 Php 19,258,914,291.00 Php 23,401,645,790.00 Php 24,282,156,244.00
SHE (beginning) Php 892,555,803.00 Php 1,202,532,859.00 Php 1,277,929,279.00 Php 1,655,989,075.00 Php 1,949,024,781.00
Financial Leverage 10.66815224 12.18274368 15.07040695 14.13152185 12.45861853
Retained Income Php 58,760,305.00 Php 72,034,736.00 Php 105,033,239.00 Php 122,885,772.00 Php 136,821,464.00
Net Income Php 58,760,305.00 Php 72,034,736.00 Php 105,033,239.00 Php 122,885,772.00 Php 136,821,464.00
Retention Ratio 1 1 1 1 1
Sales Php 879,747,092.00 Php 896,720,068.00 Php 977,788,672.00 Php 1,286,484,269.00 Php 1,519,096,543.00
Assets Php 1,134,774,380.00 Php 1,439,086,606.00 Php 1,644,305,589.00 Php 1,962,224,737.00 Php 2,557,006,411.00
Asset Turnover Ratio 0.77526168 0.623117514 0.594651431 0.655625344 0.594091801
Assets Php 1,134,774,380.00 Php 1,439,086,606.00 Php 1,644,305,589.00 Php 1,962,224,737.00 Php 2,557,006,411.00
SHE (beginning) Php 244,268,040.00 Php 309,042,852.00 Php 749,786,951.00 Php 882,946,950.00 Php 1,029,368,067.00
Financial Leverage 4.645611354 4.656592433 2.193030416 2.222358588 2.484054531
Retained Income Php 16,269,443.00 Php (45,770,128.00) Php 14,498,591.00 Php 12,688,566.00 Php 20,529,553.00
Net Income Php 16,269,443.00 Php 29,229,872.00 Php 14,498,591.00 Php 12,688,566.00 Php 20,529,553.00
Retention Ratio 1 -1.565868232 1 1 1
Sales Php 1,047,344,253.00 Php 1,135,414,131.00 Php 1,138,298,966.00 Php 1,158,280,532.00 Php 1,277,064,941.00
Assets Php 4,575,638,190.00 Php 4,947,189,837.00 Php 5,647,462,760.00 Php 5,626,397,890.00 Php 6,309,338,552.00
Asset Turnover Ratio 0.228895776 0.229506885 0.201559358 0.205865379 0.22697736
Assets Php 4,575,638,190.00 Php 4,947,189,837.00 Php 5,647,462,760.00 Php 5,626,397,890.00 Php 6,309,338,552.00
SHE (beginning) Php 341,535,437.00 Php 965,646,345.00 Php 1,036,036,152.00 Php 11,292,194,128.00 Php 1,102,909,991.00
Financial Leverage 13.39725749 5.123190144 5.451028663 0.498255505 5.720628704