Professional Documents
Culture Documents
IRR Toyo Dies2
IRR Toyo Dies2
125,000,000 125,000,000 1
125,000,000
ADVANCE
TIPE BARANG BPU
Nama Customer CV.Karya Putra Mandiri
1 Unit Miling Machine
Barang Leasing
“STANDARD” made in Taiwan.
Model SM-5 SP 100%
ADVANCE 100%
Purchase Amount 125,000,000 100%
Deposit 37,500,000 30%
Customer Net Finance 87,500,000 70% Prem paid to ins company
Term (Months) 12
Flat 8.1577% Tahun 1
Efektif Rate 17.5000% Tahun 2
ADDM = 1, ADDB = 0 1 Tahun 3
IRR RATE INCL GAIN 25.3951% Min 18%
REGULAR
Page 1
1 THN ADV REGULAR
23 315,500 50,645 264,855 3,762,028
24 315,500 47,314 268,186 3,493,842
25 315,500 43,941 271,559 3,222,283
26 315,500 40,526 274,974 2,947,309
27 315,500 37,067 278,433 2,668,876
28 315,500 33,566 281,934 2,386,941
29 315,500 30,020 285,480 2,101,461
30 315,500 26,429 289,071 1,812,391
31 315,500 22,794 292,706 1,519,685
32 315,500 19,113 296,387 1,223,297
33 315,500 15,385 300,115 923,182
34 315,500 11,611 303,889 619,293
35 315,500 7,789 307,711 311,581
36 315,500 3,919 311,581 0
Page 2
1 THN ADV REGULAR
ALL IDR OTR x UNIT CONTACT PERSON NO TELP VENDOR THN UNIT
PT.JAYA METAL
125,000,000 021-98282001 2013
Mr Martin TEKNIKA
Page 3
1 THN ADV REGULAR
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
315,500
7,138,000 10,075,500
Page 4
1 THN ADV REGULAR
FIRE / ALLRISK
aligus di Awal
Page 5
OL 1 THN - REGULER ADVANCE
Kondisi Kredit
Harga Perolehan Rp 125,000,000
Simpanan Jaminan / DP 30% Rp 37,500,000
Pokok Hutang / PH 70% Rp 87,500,000
Bunga 8.16%
Fee
Provisi 1.00% dari PH Rp 875,000
Notaris Rp 1,000,000
Biaya Administrasi Rp 1,000,000
Premi Asuransi 1.00% fullterm Rp 1,250,000
Total Pembayaran Pertama Rp 49,511,500
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
Page 6
OL 1 THN - REGULER ADVANCE
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT. Verena MF
Penawaran ini hanya berlaku s.d. 31 Maret 2013 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Page 7
OL 1 THN - REGULER ADVANCE
Page 8
OL 1 THN - REGULER ADVANCE
kan ke PT. Verena MF - BAST (Berita Acara Serah Terima) barang yang telah ditanda
- Barang SGU (objek leasing) harus diterima di lokasi penemp
an masih harus mendapat persetujuan dari - Petugas Verena telah melakukan pengecekan barang SGU di
ujuan dapat berbeda dari kondisi penawaran ini. - Adanya surat izin masuk lokasi dari pemilik lokasi penempat
- Pembayaran pertama telah diterima di rekening Verena dan
Menyetujui, - Giro pembayaran angsuran ke-2 s.d. 12 (11 lembar) telah di
CV.Karya Putra Mandiri
Page 9
OL 1 THN - REGULER ADVANCE
g sudah ditandatangani
site oleh petugas Verena
dari customer
usaha (kantor dan site)
Page 10
OL 1 THN - REGULER ADVANCE
Terima) barang yang telah ditandatangani & dicap oleh vendor & Lessee.
g) harus diterima di lokasi penempatan dengan kondisi baik
akukan pengecekan barang SGU di lokasi penempatan
okasi dari pemilik lokasi penempatan barang leasing
ah diterima di rekening Verena dan vendor
n ke-2 s.d. 12 (11 lembar) telah diterima Verena
(paraf Lessee)
Page 11
2 THN ADV REGULAR ADVANCE
IDR KURS IDR OTR + PPN 10% UNIT ALL IDR OTR x UNIT CONTACT PERSON
125,000,000 125,000,000 125,000,000 1 125,000,000 Mr Martin
ADVANCE
TIPE BARANG BPU TLO/ FIRE / ALLRISK Rate
Nama Customer CV.Karya Putra Mandiri Sum Insured 1.8000%
Barang leasing SM-5 SP 100% 125,000,000 2,250,000
ADVANCE 100% 125,000,000 2,250,000
Purchase Amount 125,000,000 100% - -
Deposit 37,500,000 30%
Customer Net Finance 87,500,000 70% Prem paid to ins company Rate
Term (Months) 24 Sum Insured 0.3000%
Flat 9.0263% Tahun 1 125,000,000 375,000
Efektif Rate 18.0000% Tahun 2 125,000,000 375,000
ADDM = 1, ADDB = 0 1 Tahun 3 -
IRR RATE INCL GAIN 25.0928% Min 18%
REGULAR Provision Administrasi
1.00%
875,000 1,000,000
Ang Basic Rounded Interest Principal Outstanding Internal IRR incl. ins gain +
ke- Rent Rent Portion Portion Principal Cash Flows admin + prov
87,500,000 17.6777% 25.0928%
1 4,303,802 4,304,000 0 4,304,000 83,196,000 -83,196,000 -79,446,000
2 4,303,802 4,304,000 1,225,592 3,078,408 80,117,592 4,304,000 4,304,000
3 4,303,802 4,304,000 1,180,243 3,123,757 76,993,835 4,304,000 4,304,000
4 4,303,802 4,304,000 1,134,226 3,169,774 73,824,061 4,304,000 4,304,000
5 4,303,802 4,304,000 1,087,531 3,216,469 70,607,591 4,304,000 4,304,000
6 4,303,802 4,304,000 1,040,148 3,263,852 67,343,739 4,304,000 4,304,000
7 4,303,802 4,304,000 992,066 3,311,934 64,031,805 4,304,000 4,304,000
8 4,303,802 4,304,000 943,277 3,360,723 60,671,083 4,304,000 4,304,000
9 4,303,802 4,304,000 893,769 3,410,231 57,260,852 4,304,000 4,304,000
10 4,303,802 4,304,000 843,532 3,460,468 53,800,383 4,304,000 4,304,000
Page 12
2 THN ADV REGULAR ADVANCE
11 4,303,802 4,304,000 792,554 3,511,446 50,288,937 4,304,000 4,304,000
12 4,303,802 4,304,000 740,826 3,563,174 46,725,763 4,304,000 6,179,000
13 4,303,802 4,304,000 688,335 3,615,665 43,110,098 4,304,000 4,304,000
14 4,303,802 4,304,000 635,071 3,668,929 39,441,169 4,304,000 4,304,000
15 4,303,802 4,304,000 581,023 3,722,977 35,718,192 4,304,000 4,304,000
16 4,303,802 4,304,000 526,178 3,777,822 31,940,371 4,304,000 4,304,000
17 4,303,802 4,304,000 470,526 3,833,474 28,106,897 4,304,000 4,304,000
18 4,303,802 4,304,000 414,053 3,889,947 24,216,950 4,304,000 4,304,000
19 4,303,802 4,304,000 356,749 3,947,251 20,269,699 4,304,000 4,304,000
20 4,303,802 4,304,000 298,601 4,005,399 16,264,300 4,304,000 4,304,000
21 4,303,802 4,304,000 239,596 4,064,404 12,199,896 4,304,000 4,304,000
22 4,303,802 4,304,000 179,721 4,124,279 8,075,617 4,304,000 4,304,000
23 4,303,802 4,304,000 118,965 4,185,035 3,890,582 4,304,000 4,304,000
24 4,303,802 326,000 57,314 268,686 3,621,896 326,000 4,304,000
25 331,500 53,356 278,144 3,343,751 331,500
26 331,500 49,258 282,242 3,061,509 331,500
27 331,500 45,100 286,400 2,775,110 331,500
28 331,500 40,881 290,619 2,484,491 331,500
29 331,500 36,600 294,900 2,189,591 331,500
30 331,500 32,256 299,244 1,890,346 331,500
31 331,500 27,847 303,653 1,586,694 331,500
32 331,500 23,374 308,126 1,278,568 331,500
33 331,500 18,835 312,665 965,903 331,500
34 331,500 14,229 317,271 648,632 331,500
35 331,500 9,555 321,945 326,687 331,500
36 331,500 4,813 326,687 -0 331,500
Page 13
2 THN ADV REGULAR ADVANCE
NO TELP VENDOR THN UNIT
021-98282001 PT.JAYA METAL TEKNIKA 2013
Pembayaran ke Vendor
Net Finance 87,500,000
Angsuran 1 -4,304,000
Asuransi -2,250,000
Provisi -875,000
Admin -1,000,000
79,071,000
Pembayaran ke Asuransi
Tipe Asuransi TLO/ FIRE / ALLRISK
Cara Bayar Sekaligus di Awal
Premi 375,000
Biaya Polis 0
Page 14
2 THN ADV REGULAR ADVANCE
375,000
Pembayaran ke Notaris
Fee Notaris 1,000,000
Page 15
PENAWARAN SEWA GUNA USAHA
Lessee CV.Karya Putra Mandiri
Contact Person Mr Martin
No. Telp/Hp 021-98282001
Jenis Pembiayaan Sewa Guna Usaha (leasing)
Barang Leasing 1 Unit Miling Machine “STANDARD” made in Taiwan.
Tipe Barang SGU SM-5 SP
Tahun Pembuatan 2013
Jumlah 1 UNIT
Vendor PT.JAYA METAL TEKNIKA
Harga per Unit+ PPN IDR 125,000,000
Bulan 24 – 36 @ Rp 331,500
Fee
Provisi 1.00% dari PH Rp 875,000
Notaris Rp 1,000,000
Biaya Administrasi Rp 1,000,000
Premi Asuransi 1.80% fullterm Rp 2,250,000
Total Pembayaran Pertama Rp 46,929,000
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT. Verena Multi Finance, Tbk
Penawaran ini hanya berlaku s.d. 22 Februari 2014 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Menyetujui,
PT. Verena Multifinance Tbk. CV.Karya Putra Mandiri
)
abatan )
3 THN ADV REGULAR
IDR OTR + PPN 10% UNIT ALL IDR OTR x UNIT CONTACT PERSON
1,422,080,000 1,422,080,000 2 1,422,080,000 Bpk Sri Mulyaningsi
ADVANCE
TIPE BARANG BPU TLO/ FIRE / ALLRISK Rate
Nama Customer PT. TOYO DIES INDONESIA Sum Insured 0.9000%
Barang leasing Jagura Cylindrical grinding & EDM DRIL 100% 1,422,080,000 12,798,720
ADVANCE 100%
Purchase Amount 1,422,080,000 100%
Deposit 426,624,000 30%
Customer Net Finance 995,456,000 70% Prem paid to ins company Rate
Term (Months) 36 Sum Insured 0.4500%
Flat 6.6662% Tahun 1 1,422,080,000 6,399,360
Efektif Rate 13.0000% Tahun 2
ADDM = 1, ADDB = 0 1 Tahun 3
IRR RATE INCL GAIN 14.3112% Min 18%
REGULAR Provision Administrasi
1.00%
9,954,560 1,000,000
Ang Basic Rounded Interest Principal Outstanding Internal IRR incl. ins gain +
ke- Rent Rent Portion Portion Principal Cash Flows admin + prov
995,456,000 13.0003% 14.3112%
1 33,181,382 33,181,500 0 33,181,500 962,274,500 -962,274,500 -944,920,440
2 33,181,382 33,181,500 10,424,853 22,756,647 939,517,853 33,181,500 33,181,500
3 33,181,382 33,181,500 10,178,317 23,003,183 916,514,670 33,181,500 33,181,500
4 33,181,382 33,181,500 9,929,111 23,252,389 893,262,281 33,181,500 33,181,500
5 33,181,382 33,181,500 9,677,205 23,504,295 869,757,986 33,181,500 33,181,500
6 33,181,382 33,181,500 9,422,570 23,758,930 845,999,056 33,181,500 33,181,500
7 33,181,382 33,181,500 9,165,176 24,016,324 821,982,732 33,181,500 33,181,500
8 33,181,382 33,181,500 8,904,994 24,276,506 797,706,226 33,181,500 33,181,500
9 33,181,382 33,181,500 8,641,993 24,539,507 773,166,720 33,181,500 33,181,500
10 33,181,382 33,181,500 8,376,143 24,805,357 748,361,363 33,181,500 33,181,500
11 33,181,382 33,181,500 8,107,413 25,074,087 723,287,276 33,181,500 33,181,500
Page 20
3 THN ADV REGULAR
12 33,181,382 33,181,500 7,835,772 25,345,728 697,941,548 33,181,500 33,181,500
13 33,181,382 33,181,500 7,561,187 25,620,313 672,321,235 33,181,500 33,181,500
14 33,181,382 33,181,500 7,283,628 25,897,872 646,423,364 33,181,500 33,181,500
15 33,181,382 33,181,500 7,003,062 26,178,438 620,244,926 33,181,500 33,181,500
16 33,181,382 33,181,500 6,719,457 26,462,043 593,782,883 33,181,500 33,181,500
17 33,181,382 33,181,500 6,432,779 26,748,721 567,034,162 33,181,500 33,181,500
18 33,181,382 33,181,500 6,142,995 27,038,505 539,995,657 33,181,500 33,181,500
19 33,181,382 33,181,500 5,850,072 27,331,428 512,664,229 33,181,500 33,181,500
20 33,181,382 33,181,500 5,553,976 27,627,524 485,036,704 33,181,500 33,181,500
21 33,181,382 33,181,500 5,254,671 27,926,829 457,109,875 33,181,500 33,181,500
22 33,181,382 33,181,500 4,952,124 28,229,376 428,880,500 33,181,500 33,181,500
23 33,181,382 33,181,500 4,646,300 28,535,200 400,345,300 33,181,500 33,181,500
24 33,181,382 33,181,500 4,337,162 28,844,338 371,500,962 33,181,500 33,181,500
25 33,181,382 33,181,500 4,024,676 29,156,824 342,344,138 33,181,500 33,181,500
26 33,181,382 33,181,500 3,708,804 29,472,696 312,871,442 33,181,500 33,181,500
27 33,181,382 33,181,500 3,389,510 29,791,990 283,079,451 33,181,500 33,181,500
28 33,181,382 33,181,500 3,066,756 30,114,744 252,964,708 33,181,500 33,181,500
29 33,181,382 33,181,500 2,740,507 30,440,993 222,523,715 33,181,500 33,181,500
30 33,181,382 33,181,500 2,410,723 30,770,777 191,752,937 33,181,500 33,181,500
31 33,181,382 33,181,500 2,077,366 31,104,134 160,648,803 33,181,500 33,181,500
32 33,181,382 33,181,500 1,740,397 31,441,103 129,207,700 33,181,500 33,181,500
33 33,181,382 33,181,500 1,399,779 31,781,721 97,425,979 33,181,500 33,181,500
34 33,181,382 33,181,500 1,055,470 32,126,030 65,299,949 33,181,500 33,181,500
35 33,181,382 33,181,500 707,431 32,474,069 32,825,879 33,181,500 33,181,500
36 33,181,382 33,181,500 355,621 32,825,879 -0 33,181,500 33,181,500
0 0
Total 1,194,534,000 199,078,000 995,456,000 199,078,000 216,432,060
Page 21
3 THN ADV REGULAR
NO TELP VENDOR THN UNIT
082110687976PT. Mekatron Inti Teknologi 2014
Pembayaran ke Vendor
Net Finance 995,456,000
Angsuran 1 -33,181,500
Asuransi -12,798,720
Provisi -9,954,560
Admin -1,000,000
938,521,220
Pembayaran ke Asuransi
Tipe Asuransi TLO/ FIRE / ALLRISK
Cara Bayar Sekaligus di Awal
Premi 6,399,360
Biaya Polis 0
6,399,360
Page 22
3 THN ADV REGULAR
Pembayaran ke Notaris
Fee Notaris 1,000,000
Page 23
OL 3 THN - REGULAR ADVANCE
Merk & Tipe Barang SGU Jagura Cylindrical grinding & EDM DRILL
Tahun Pembuatan 2014
Jumlah 2 UNIT
Vendor PT. Mekatron Inti Teknologi
Harga Unit IDR 1,422,080,000
Kondisi Kredit
Harga Perolehan Rp 1,422,080,000
Simpanan Jaminan / DP 30% Rp 426,624,000
Pokok Hutang / PH 70% Rp 995,456,000
Bunga 6.67%
Cat:
Fee
Provisi 1.00% dari PH Rp 9,954,560
Notaris Rp 1,000,000
Biaya Administrasi Rp 1,000,000
Premi Asuransi 0.90% fullterm Rp 12,798,720
Total Pembayaran Pertama Rp 484,558,780
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT Verena Multi Finance Tbk
Page 24
OL 3 THN - REGULAR ADVANCE
Penawaran ini hanya berlaku s.d. 1 Januari 2015 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Page 25
OL 3 THN - REGULAR ADVANCE
GUNA USAHA
p.a. (flat)
Page 26
OL 3 THN - REGULAR ADVANCE
Menyetujui,
PT. TOYO DIES INDONESIA
( )
( Jabatan )
Page 27
1 THN ADV TOP HEAVY
USD KURS IDR 9500 PPN 10% OTR + PPN 10% UNIT
250,000 2,375,000,000 237,500,000 2,612,500,000 2
ADVANCE
TIPE BARANG BPU
Nama Customer PT ILM
Barang leasing Mesin Cetak Offset SAKURAI 100%
ADVANCE 100%
Purchase Amount 5,225,000,000 100%
Deposit 1,567,500,000 30%
Customer Net Finance 3,657,500,000 70% Prem paid to ins company
Term (Months) 12
Flat 6.0942% Tahun 1
Efektif Rate 15.0000% Tahun 2
ADDM = 1, ADDB = 0 1 Tahun 3
IRR RATE INCL GAIN 19.5433% Min 18%
TOP HEAVY 60% 61.05%
40% 33.17%
Page 28
1 THN ADV TOP HEAVY
25 10,059,000 1,230,697 8,828,303 103,720,714
26 10,059,000 1,134,162 8,924,838 94,795,876
27 10,059,000 1,036,571 9,022,429 85,773,447
28 10,059,000 937,913 9,121,087 76,652,359
29 10,059,000 838,176 9,220,824 67,431,535
30 10,059,000 737,348 9,321,652 58,109,883
31 10,059,000 635,418 9,423,582 48,686,301
32 10,059,000 532,373 9,526,627 39,159,674
33 10,059,000 428,202 9,630,798 29,528,876
34 10,059,000 322,891 9,736,109 19,792,768
35 10,059,000 216,429 9,842,571 9,950,197
36 10,059,000 108,803 9,950,197 -0
Page 29
1 THN ADV TOP HEAVY
ALL IDR OTR x UNIT CONTACT PERSON NO TELP VENDOR THN
5,225,000,000 Mr. WONG 083898983444
SURYA PRIMA INDOTEKNIK 2011
Page 30
1 THN ADV TOP HEAVY
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
10,059,000
222,895,000 286,095,000
Page 31
OL 1 THN -TOP HEAVY ADVANCE
Kondisi Kredit
Harga Perolehan Rp 5,225,000,000
Simpanan Jaminan / DP 30% Rp 1,567,500,000
Pokok Hutang / PH 70% Rp 3,657,500,000
Bunga 6.09%
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
Page 32
OL 1 THN -TOP HEAVY ADVANCE
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT. Verena MF
Penawaran ini hanya berlaku s.d. 28 Agustus 2012 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Ardi Agus
085888300027
Page 33
OL 1 THN -TOP HEAVY ADVANCE
fset SAKURAI
Page 34
OL 1 THN -TOP HEAVY ADVANCE
kan ke PT. Verena MF - BAST (Berita Acara Serah Terima) barang yang telah ditanda
- Barang SGU (objek leasing) harus diterima di lokasi penemp
2 dan masih harus mendapat persetujuan dari - Petugas Verena telah melakukan pengecekan barang SGU di
ujuan dapat berbeda dari kondisi penawaran ini. - Adanya surat izin masuk lokasi dari pemilik lokasi penempat
- Pembayaran pertama telah diterima di rekening Verena dan
Menyetujui, - Giro pembayaran angsuran ke-2 s.d. 12 (11 lembar) telah di
PT ILM
Page 35
OL 1 THN -TOP HEAVY ADVANCE
g sudah ditandatangani
site oleh petugas Verena
dari customer
usaha (kantor dan site)
Page 36
OL 1 THN -TOP HEAVY ADVANCE
Terima) barang yang telah ditandatangani & dicap oleh vendor & Lessee.
g) harus diterima di lokasi penempatan dengan kondisi baik
akukan pengecekan barang SGU di lokasi penempatan
okasi dari pemilik lokasi penempatan barang leasing
ah diterima di rekening Verena dan vendor
n ke-2 s.d. 12 (11 lembar) telah diterima Verena
(paraf Lessee)
Page 37
2 THN ADV TOP HEAVY
USD KURS IDR 9500 PPN 10% OTR + PPN 10% UNIT ALL IDR OTR x UNIT CONTACT PERSON
250,000 2,375,000,000 237,500,000 2,612,500,000 2 5,225,000,000 Mr. WONG
ADVANCE
TIPE BARANG BPU TLO/ FIRE / ALLRISK Rate
Nama Customer PT ILM Sum Insured 3.7000%
Barang leasing MERCY 100% 5,225,000,000 193,325,000
ADVANCE 100% - -
Purchase Amount 5,225,000,000 100% - -
Deposit 1,567,500,000 30%
Customer Net Finance 3,657,500,000 70% Prem paid to ins company Rate
Term (Months) 24 Sum Insured 2.1000%
Flat 7.5026% Tahun 1 5,225,000,000 109,725,000
Efektif Rate 16.5000% Tahun 2 -
ADDM = 1, ADDB = 0 1 Tahun 3 -
IRR RATE INCL GAIN 21.4689% Min 18%
TOP HEAVY 55% 55.81% Provision Administrasi
45% 40.77% 1.60%
58,520,000 1,500,000
Ang Basic Rounded Interest Principal Outstanding Internal IRR incl. ins gain +
ke- Rent Rent Portion Portion Principal Cash Flows admin + prov
3,657,500,000 16.2236% 21.4689%
1 202,834,578 202,835,000 0 202,835,000 3,454,665,000 -3,454,665,000 -3,311,045,000
2 202,834,578 202,835,000 46,705,786 156,129,214 3,298,535,786 202,835,000 202,835,000
3 202,834,578 202,835,000 44,594,977 158,240,023 3,140,295,763 202,835,000 202,835,000
4 202,834,578 202,835,000 42,455,631 160,379,369 2,979,916,393 202,835,000 202,835,000
5 202,834,578 202,835,000 40,287,361 162,547,639 2,817,368,754 202,835,000 202,835,000
6 202,834,578 202,835,000 38,089,778 164,745,222 2,652,623,532 202,835,000 202,835,000
7 202,834,578 202,835,000 35,862,483 166,972,517 2,485,651,016 202,835,000 202,835,000
8 202,834,578 202,835,000 33,605,077 169,229,923 2,316,421,093 202,835,000 202,835,000
9 202,834,578 202,835,000 31,317,152 171,517,848 2,144,903,244 202,835,000 202,835,000
10 202,834,578 202,835,000 28,998,294 173,836,706 1,971,066,538 202,835,000 202,835,000
11 202,834,578 202,835,000 26,648,086 176,186,914 1,794,879,625 202,835,000 202,835,000
Page 38
2 THN ADV TOP HEAVY
12 202,834,578 202,835,000 24,266,105 178,568,895 1,616,310,730 202,835,000 202,835,000
13 147,690,613 147,691,000 21,851,920 125,839,080 1,490,471,649 147,691,000 147,691,000
14 147,690,613 147,691,000 20,150,622 127,540,378 1,362,931,272 147,691,000 147,691,000
15 147,690,613 147,691,000 18,426,324 129,264,676 1,233,666,596 147,691,000 147,691,000
16 147,690,613 147,691,000 16,678,713 131,012,287 1,102,654,309 147,691,000 147,691,000
17 147,690,613 147,691,000 14,907,476 132,783,524 969,870,785 147,691,000 147,691,000
18 147,690,613 147,691,000 13,112,292 134,578,708 835,292,077 147,691,000 147,691,000
19 147,690,613 147,691,000 11,292,838 136,398,162 698,893,916 147,691,000 147,691,000
20 147,690,613 147,691,000 9,448,786 138,242,214 560,651,701 147,691,000 147,691,000
21 147,690,613 147,691,000 7,579,802 140,111,198 420,540,504 147,691,000 147,691,000
22 147,690,613 147,691,000 5,685,551 142,005,449 278,535,055 147,691,000 147,691,000
23 147,690,613 147,691,000 3,765,690 143,925,310 134,609,745 147,691,000 147,691,000
24 147,690,613 11,359,000 1,819,874 9,539,126 125,070,619 11,359,000 147,691,000
25 11,361,000 1,690,908 9,670,092 115,400,527 11,361,000
26 11,361,000 1,560,172 9,800,828 105,599,699 11,361,000
27 11,361,000 1,427,669 9,933,331 95,666,368 11,361,000
28 11,361,000 1,293,374 10,067,626 85,598,742 11,361,000
29 11,361,000 1,157,263 10,203,737 75,395,005 11,361,000
30 11,361,000 1,019,312 10,341,688 65,053,317 11,361,000
31 11,361,000 879,497 10,481,503 54,571,814 11,361,000
32 11,361,000 737,791 10,623,209 43,948,605 11,361,000
33 11,361,000 594,169 10,766,831 33,181,773 11,361,000
34 11,361,000 448,605 10,912,395 22,269,379 11,361,000
35 11,361,000 301,074 11,059,926 11,209,452 11,361,000
36 11,361,000 151,548 11,209,452 0 11,361,000
Page 39
2 THN ADV TOP HEAVY
NO TELP VENDOR THN
083898983444 SURYA PRIMA INDOTEKNIK 2011
Pembayaran ke Vendor
Net Finance 3,657,500,000
Angsuran 1 -202,835,000
Asuransi -193,350,000
Provisi -58,520,000
Admin -1,500,000
3,201,295,000
Pembayaran ke Asuransi
Tipe Asuransi
TLO/ FIRE / ALLRISK
Cara BayarSekaligus di Awal
Premi 109,725,000
Biaya Polis 25,000
109,750,000
Page 40
2 THN ADV TOP HEAVY
Pembayaran ke Notaris
Fee Notaris 1,000,000
Page 41
OL 2 THN - TOP HEAVY ADVANCE
Kondisi Kredit
Harga Perolehan Rp 5,225,000,000
Simpanan Jaminan / DP 30% Rp 1,567,500,000
Pokok Hutang / PH 70% Rp 3,657,500,000
Bunga 7.50%
Fee
Provisi 1.60% dari PH Rp 25,097,600
Notaris Rp 1,000,000
Biaya Administrasi Rp 1,500,000
Premi Asuransi 3.70% fullterm Rp 193,325,000
Total Pembayaran Pertama Rp 1,991,257,600
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
Page 42
OL 2 THN - TOP HEAVY ADVANCE
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT. Verena MF
Penawaran ini hanya berlaku s.d. 28 Agustus 2012 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Ardi Agus
085888300027
Page 43
OL 2 THN - TOP HEAVY ADVANCE
Page 44
OL 2 THN - TOP HEAVY ADVANCE
senilai harga perolehan
kan ke PT. Verena MF - BAST (Berita Acara Serah Terima) barang yang telah ditanda
- Barang SGU (objek leasing) harus diterima di lokasi penemp
2 dan masih harus mendapat persetujuan dari - Petugas Verena telah melakukan pengecekan barang SGU di
ujuan dapat berbeda dari kondisi penawaran ini. - Adanya surat izin masuk lokasi dari pemilik lokasi penempat
- Pembayaran pertama telah diterima di rekening Verena dan
Menyetujui, - Giro pembayaran angsuran ke-2 s.d. 24 (23 lembar) telah di
PT ILM
Page 45
OL 2 THN - TOP HEAVY ADVANCE
g sudah ditandatangani
site oleh petugas Verena
dari customer
usaha (kantor dan site)
Page 46
OL 2 THN - TOP HEAVY ADVANCE
Terima) barang yang telah ditandatangani & dicap oleh vendor & Lessee.
g) harus diterima di lokasi penempatan dengan kondisi baik
akukan pengecekan barang SGU di lokasi penempatan
okasi dari pemilik lokasi penempatan barang leasing
ah diterima di rekening Verena dan vendor
n ke-2 s.d. 24 (23 lembar) telah diterima Verena
(paraf Lessee)
Page 47
3 THN ADV TOP HEAVY
TIPE BARANG BPU TLO/ FIRE / ALLRISK Rate Prem paid by Insurance
Nama Customer PT Sriwijaya Air Sum Insured 3.9000% Adm fee Customer Gain
Barang leasing Genset MTU-FRIEDRICHSAFEN 2000KVA 100% 3,137,200,000 122,351,000 25,000 122,376,000 56,470,000
ADVANCE 100% - - -
Purchase Amount 3,137,200,000 100% - - -
Deposit 627,440,000 20%
Customer Net Finance 2,509,760,000 80% Prem paid to ins company Rate
Term (Months) 36 Sum Insured 2.1000% Adm fee Net Premium
Flat 8.0002% Tahun 1 3,137,200,000 65,881,200 25,000 65,906,200
Efektif Rate 18.4130% Tahun 2 - - -
ADDM = 1, ADDB = 0 1 Tahun 3 - - -
IRR RATE INCL GAIN 21.4860% Min 18%
TOP HEAVY 40% 40.91% Provision Administrasi Biaya Notaris 1,000,000
35% 34.47% 1.00% (In-Out)
25% 24.62% 25,097,600 1,000,000
Ang Basic Rounded Interest Principal Outstanding Internal IRR incl. ins gain + Pembayaran ke Vendor
ke- Rent Rent Portion Portion Principal Cash Flows admin + prov Net Finance 2,509,760,000
2,509,760,000 18.4131% 21.4860% Angsuran 1 -113,598,500
1 113,598,379 113,598,500 0 113,598,500 2,396,161,500 -2,396,161,500 -2,313,593,900 Asuransi -122,376,000
2 113,598,379 113,598,500 36,767,362 76,831,138 2,319,330,362 113,598,500 113,598,500 Provisi -25,097,600
3 113,598,379 113,598,500 35,588,444 78,010,056 2,241,320,305 113,598,500 113,598,500 Admin -1,000,000
4 113,598,379 113,598,500 34,391,436 79,207,064 2,162,113,241 113,598,500 113,598,500 2,247,687,900
5 113,598,379 113,598,500 33,176,061 80,422,439 2,081,690,802 113,598,500 113,598,500
6 113,598,379 113,598,500 31,942,037 81,656,463 2,000,034,339 113,598,500 113,598,500 Pembayaran ke Asuransi
7 113,598,379 113,598,500 30,689,078 82,909,422 1,917,124,916 113,598,500 113,598,500 Tipe Asuransi TLO/ FIRE / ALLRISK
8 113,598,379 113,598,500 29,416,893 84,181,607 1,832,943,309 113,598,500 113,598,500 Cara Bayar Sekaligus di Awal
9 113,598,379 113,598,500 28,125,187 85,473,313 1,747,469,996 113,598,500 113,598,500 Premi 65,881,200
10 113,598,379 113,598,500 26,813,661 86,784,839 1,660,685,156 113,598,500 113,598,500 Biaya Polis 25,000
11 113,598,379 113,598,500 25,482,010 88,116,490 1,572,568,667 113,598,500 113,598,500 65,906,200
12 113,598,379 113,598,500 24,129,927 89,468,573 1,483,100,093 113,598,500 113,598,500
13 88,968,327 88,968,500 22,757,096 66,211,404 1,416,888,690 88,968,500 88,968,500 Pembayaran ke Notaris
14 88,968,327 88,968,500 21,741,130 67,227,370 1,349,661,320 88,968,500 88,968,500 Fee Notaris 1,000,000
15 88,968,327 88,968,500 20,709,575 68,258,925 1,281,402,395 88,968,500 88,968,500
16 88,968,327 88,968,500 19,662,191 69,306,309 1,212,096,086 88,968,500 88,968,500 Diterima dari Konsumen
17 88,968,327 88,968,500 18,598,736 70,369,764 1,141,726,322 88,968,500 88,968,500 Fee Notaris 1,000,000
18 88,968,327 88,968,500 17,518,963 71,449,537 1,070,276,785 88,968,500 88,968,500
19 88,968,327 88,968,500 16,422,622 72,545,878 997,730,906 88,968,500 88,968,500
20 88,968,327 88,968,500 15,309,458 73,659,042 924,071,864 88,968,500 88,968,500
21 88,968,327 88,968,500 14,179,213 74,789,287 849,282,577 88,968,500 88,968,500
22 88,968,327 88,968,500 13,031,626 75,936,874 773,345,703 88,968,500 88,968,500
23 88,968,327 88,968,500 11,866,429 77,102,071 696,243,632 88,968,500 88,968,500
24 88,968,327 88,968,500 10,683,354 78,285,146 617,958,486 88,968,500 88,968,500
25 56,775,912 56,776,000 9,482,125 47,293,875 570,664,611 56,776,000 56,776,000
26 56,775,912 56,776,000 8,756,435 48,019,565 522,645,046 56,776,000 56,776,000
27 56,775,912 56,776,000 8,019,609 48,756,391 473,888,656 56,776,000 56,776,000
28 56,775,912 56,776,000 7,271,478 49,504,522 424,384,134 56,776,000 56,776,000
29 56,775,912 56,776,000 6,511,867 50,264,133 374,120,001 56,776,000 56,776,000
30 56,775,912 56,776,000 5,740,600 51,035,400 323,084,601 56,776,000 56,776,000
31 56,775,912 56,776,000 4,957,499 51,818,501 271,266,100 56,776,000 56,776,000
32 56,775,912 56,776,000 4,162,382 52,613,618 218,652,482 56,776,000 56,776,000
33 56,775,912 56,776,000 3,355,064 53,420,936 165,231,546 56,776,000 56,776,000
34 56,775,912 56,776,000 2,535,358 54,240,642 110,990,904 56,776,000 56,776,000
35 56,775,912 56,776,000 1,703,075 55,072,925 55,917,979 56,776,000 56,776,000
36 56,775,912 56,776,000 858,021 55,917,979 0 56,776,000 56,776,000
Page 48
OL 3 THN - TOP HEAVY ADVANCE
Kondisi Kredit
Harga Perolehan Rp 3,137,200,000
Simpanan Jaminan / DP 20% Rp 627,440,000
Pokok Hutang / PH 80% Rp 2,509,760,000
Bunga 8.00%
Fee
Provisi 1.00% dari PH Rp 25,097,600
Notaris Rp 1,000,000
Biaya Administrasi Rp 1,000,000
Premi Asuransi 3.90% fullterm Rp 122,351,000
Total Pembayaran Pertama Rp 890,487,100
Note :
- Total Pembayaran Pertama = DP + Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi
- Simpanan Jaminan / DP murni dibayarkan ke Supplier
- Angs. Ke-1 + Provisi + Notaris + Adm + Asuransi dibayarkan ke PT. Verena MF
Page 49
OL 3 THN - TOP HEAVY ADVANCE
Penawaran ini hanya berlaku s.d. 28 September 2012 dan masih harus mendapat persetujuan dari
manajemen PT. Verena Multifinance Tbk. Kondisi persetujuan dapat berbeda dari kondisi penawaran ini.
Aryo Novianto
0816968481
Page 50
OL 3 THN - TOP HEAVY ADVANCE
EDRICHSAFEN 2000KVA
Page 51
OL 3 THN - TOP HEAVY ADVANCE
- Barang SGU (objek leasing) harus diterima di lokasi penemp
012 dan masih harus mendapat persetujuan dari - Petugas Verena telah melakukan pengecekan barang SGU di
ujuan dapat berbeda dari kondisi penawaran ini. - Adanya surat izin masuk lokasi dari pemilik lokasi penempat
- Pembayaran pertama telah diterima di rekening Verena dan
Menyetujui, - Giro pembayaran angsuran ke-2 s.d. 36 (23 lembar) telah di
PT Sriwijaya Air
Page 52
OL 3 THN - TOP HEAVY ADVANCE
g sudah ditandatangani
site oleh petugas Verena
PT Sriwijaya Air
eri / Berita Negara
an dasar terhadap UU No. 40 tahun 2007 + SK Menteri
pemegang saham / pengurus terakhir (jika ada) + SK Menteri
tambangan, dll
Terima) barang yang telah ditandatangani & dicap oleh vendor & Lessee.
Page 53
OL 3 THN - TOP HEAVY ADVANCE
g) harus diterima di lokasi penempatan dengan kondisi baik
akukan pengecekan barang SGU di lokasi penempatan
okasi dari pemilik lokasi penempatan barang leasing
ah diterima di rekening Verena dan vendor
n ke-2 s.d. 36 (23 lembar) telah diterima Verena
(paraf Lessee)
Page 54