Approval rate issue

Incoming Applications
70

62 62
60
57
52
50

45 44
40 40 37
35
33 33
29
30 27 27
25 25

19 20 19
20 18
15

10

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
NEW RENEWAL TOTAL
 Approved Applications
60
57

52
50
48
46

40
35

32 32 30 29
30 28 27
28
23

20 19 18 19
17
15
13 13

10 9

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16

NEW RENEWAL TOTAL

 New Applications Approval Rate
40 90,00%
84,85% 85,71%
35
35 79,31% 80,00%
76,00% 33
62,96% 30 70,00%
30 29
28 65,00%
27
25 60,00%
25 23 47,37%
50,00%
20
20 19 19
17 40,00%
15 13
30,00%

10 9
20,00%

5 10,00%

0 0,00%
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16

APPROVED INCOMING Percentage

 NEW APPLICATIONS REJECTION RATE
40 45,00%
42,11%
35
35 40,00%
33

35,00%
30 29
27
25 30,00% 30,00%
25
25,00%
20
20 19
20,00%
18,52%
15 17,24%
16,00%
14,29% 15,00%

10 8 10,00%
9,09% 6
5 5 5
5 4
3 5,00%

0 0,00%
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
REJECT INCOMING REJECTION RATE
 AASM STATE DISTRIBUTION FROM NEW APPLICATIONS
35

30
30
28

25
23

20 19
17

15
13

10 9
8
6
5 5 5 5
5 4
3
2 2
1 1 1
0
0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
APPROVE CANCEL REJECT
 Reason Distribution per Week
6
don’t have business similar data w/ bad record incomplete doc

wrong information <1 year cooperation ask for another

5 nan Negative External Info Negative PEFINDO

unmatch security code cant be reached business below 1 year

4 out of segmentation

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
 Incoming NEW Applications based on Products
16

14
14
13 13

12
11 11 11 11
10 10 10
10
9 9
8 8
8
7 7 7
6
6
5
4 4
4

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
EXPRESS_APPROVAL LOYAL NON_LOYAL
 4 cancel 1 cancel
Approval Rate
15 13
11 11
8 8 9 8 8
10 7
6 5 6
5 3 3

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
Approval EX Incoming EX

15 13
11 11 11
10 10
10
7 7
5
5 4 4
3 3
2

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
Approval Loyal Incoming Loyal

15 14
12
11
10 10
10 9 9
8
7 7 7 7
5
5 4

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
Approval NL Incoming NL
1 still on proccess
REJECTED REASON

APPROVED APPLICATIONS
 Express Approval Incoming per Ticket Size
9 8
8
7 6 6
6 5 5 5
5 4 4
4 3 3 3
3 2 2 2
2 1 1 1 1 1 1 1 1
1
0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
5000000 10000000 15000000 20000000

EX Approval Result per Ticket Size

6
5
5
4 4
4
3 3 3
3
2 2 2 2 2
2
1 1 1 1 1 1 1 1
1

0
2019-08-05 2019-08-12 2019-08-19 2019-08-26 2019-09-02 2019-09-09 2019-09-16
5000000 10000000 15000000 20000000
Additional Info – Cancelation last week