Scheme of Liberalization and Rehabilitation of Scavengers (SLRS)

Scheme of Liberation and Rehabilitation of Scavengers (SLRs) (Sponsored by

RSCDCC) is one of the schemes implemented by our Bank and is aimed primarily
at scheduled castes communities and is in consonance with the guidelines issued
by the Reserve Bank of India. The object of the scheme is to liberate and
rehabilitate scavengers and their dependents from their existing hereditary and
obnoxious occupation of manually removing night soil and filth and to provide for
and engage them in alternative and dignified occupation within a period of 5 years.

Eligibility:

• All scavengers belonging to the SC community as also those from other.

• Minimum age limit is above 18 years.
• May be considered for assistance under the scheme even he /she has
been assisted earlier under any subsidy linked scheme.
• Defaulter applicant will not be eligible.
• Scheme covers urban, semi urban, rural area

Illustrative lists of activity circulated vide cir. No.SIB/17/93-

Activity
94
Project Cost Maximum of Rs. 50000/-
Bank Loan Maximum of Rs. 32500/-
Subsidy 50 % of project cost with a maximum of Rs. 10000/-
15%to be provided by the State Scheduled Caste Dev.
Margin money
Corporation. Max. Rs.7500/-
Hypothecation of assets created. RSCDCC may be security
Primary allowed to have second / pari passu charge over the assets
created.
Collateral
NIL
Security
The entire loan amount alongwith the subsidy and margin
Disbursement
money should be disbursed.
Repayment 3 to 7 Years
Interest rate Upto Rs. 6500/- 4.00 %p.a.
Above Rs. 6500/- As per existing guidelines.

The Progress under the scheme during 2005-06 is as under :

Parameters March-05 Upto Mar. 2006

Target 19960 12501
Applications Sanctioned 2123 2012
Loans Disbursed 1848 1755
Gap between Target and Achievement 18112 10746
Gap between Sanction and Disbursement 275 257