Questionnaire

Gender

1. Male
2. Female

Income per month (Strömbäck, Lind, Skagerlund, Västfjäll, & Tinghög, 2017)

1. Rs: 25,000/- to Rs:50,000/-

2. Rs: 50,000/- to 1,00,000/-
3. Above Rs: 1,00,000/-

Age:

1. 20 to 30
2. 30 to 40
3. 40 to 50
4. Above 50

Education

1. Matriculation
2. Bachelor
3. Masters
4. Other ( )

Family status

1. Married
2. Single

Direction: Using the scale below please rank the importance of items numbered below:

Not at all like me A little like me Some what like me Mostly Like Me Very much like me
1 2 3 4 5

Not at all A little Some what Mostly Very much

Questionnaire like me like me like me Like Me like me
FM
Comparison shopped when purchasing a product or
1 2 3 4 5
service
Paid all your bills on time 1 2 3 4 5
Kept a written or electronic record of your monthly
1 2 3 4 5
expenses
Stayed within your budget or spending plan 1 2 3 4 5
Paid off credit card balance in full each month 1 2 3 4 5
Maxed out the limit on one or more credit cards 1 2 3 4 5
Made only minimum payments on a loan 1 2 3 4 5
Began or maintained an emergency savings fund 1 2 3 4 5
Saved money from every paycheck 1 2 3 4 5
Saved for a long term goal such as a car, education,
1 2 3 4 5
home, etc.
Contributed money to a retirement account 1 2 3 4 5
Bought bonds, stocks, or mutual funds 1 2 3 4 5

A
Some
Not at all little Mostly Very much
Questionnaire what like
like me like Like Me like me
me
me
SC
I have a hard time breaking bad habit 1 2 3 4 5
I get distracted easily 1 2 3 4 5
I’m good at resisting temptation 1 2 3 4 5
I do things that feel good in the moment but regret
1 2 3 4 5
later on
I often act without thinking through all the
1 2 3 4 5
alternatives
I only focus on the short term 1 2 3 4 5
The future will take care of itself 1 2 3 4 5
I live more for the day of today than for the day of
1 2 3 4 5
tomorrow
My convenience plays an important role in the
1 2 3 4 5
decisions I make
Questionnaire Not at all A little Some what Mostly Very much like
like me like me like me Like Me me

Opt
In uncertain times, I usually expect the best 1 2 3 4 5
If something can go wrong for me, it will 1 2 3 4 5
I’m always optimistic about my future 1 2 3 4 5
I hardly ever expect things to go my way 1 2 3 4 5
I rarely count on good things happening to me 1 2 3 4 5

Not at all A little Some what Mostly Very much like

like me like me like me Like Me me
Questionnaire
DT
Developing a clear plan is very important to me 1 2 3 4 5
I like to analyze problems 1 2 3 4 5

Strongly
Disagree Neutral Agree Strongly Agree
Questionnaire Disagree

F.At
It is important for a family to develop a regular
1 2 3 4 5
pattern of saving and stick to it.
Keeping records of financial matters is too time-
1 2 3 4 5
consuming to worry about.
Families should have written financial goals that
1 2 3 4 5
help them determine priorities in spending.
Each individual should be responsible for his or
1 2 3 4 5
her own financial well-being.
A written budget is absolutely essential for
1 2 3 4 5
successful financial management.
Saving is not really important. 1 2 3 4 5
The wife should have primary responsibility for
1 2 3 4 5
seeing that bills are paid monthly.
As long as one meets monthly payments there is
no need to worry about the length of time it will 1 2 3 4 5
take to pay off outstanding debts.
Both husband and wife should have some
responsibility for seeing that bills are paid 1 2 3 4 5
monthly.
Money and all that it can buy is of utmost
1 2 3 4 5
importance to me.
It is all right for an individual to rely on others
1 2 3 4 5
(govenment, family) for financial assistance.
The husband should have primary responsibility
1 2 3 4 5
for seeing that bills are paid monthly.
It does not matter how much a couple saves as
1 2 3 4 5
long as they do save.
Families should really concentrate on the present
1 2 3 4 5
when managing their finances.
Financial planning for retirement is not really
necessary for assuring one's security during old 1 2 3 4 5
age.
Having a financial plan makes it difficult to make
1 2 3 4 5
financial investment decisions.
Having a savings plan is not really necessary in
today's world in order to meet one's financial 1 2 3 4 5
needs.
It is really essential to plan for the possible
1 2 3 4 5
disability of a family wage earner.
Making sure your property is insured against
reasonable risks is not really necessary for 1 2 3 4 5
successful financial management.
Planning is an unnecessary distraction when
1 2 3 4 5
families are just trying to get by today.
Planning for spending money is essential to
1 2 3 4 5
successfully managing one's life.
Planning for the future is the best way of getting
1 2 3 4 5
ahead.
Thinking about where you will be financially in 5
or 10 years in the future is essential for financial 1 2 3 4 5
success.

Strongly Strongly
Questionnaire Disagree
Disagree Neutral Agree
Agree
FA
I get unsure by the lingo of financial experts 1 2 3 4 5
I am anxious about financial and money affairs 1 2 3 4 5
I tend to postpone financial decisions 1 2 3 4 5
After making a decision, I am anxious whether I
1 2 3 4 5
was right or wrong