apcotex industries limited

DETAILS OF LOAN GIVEN TO EMPLOYEES PERIOD 01.04.2018 TO 31.03.2019

EMP. NAME OF EMPLOYEE Date of Joining LOAN OP.BAL PAID DUR.

NO. 0 PAID DT. THE YEAR 0
10812 FIROZ FAKIR 14/06/2008 10/7/2016 21800
10820 BHARAT S VASAVA 18/10/2010 10/7/2016 21800
10546 J.K.MISTRY 08/07/2008 11/7/2016 23200
10821 SANJAY SINGH 16/07/2011 11/7/2016 24200
10764 H.M.RAULJI 01/08/2007 11/7/2016 23200
10808 ARJUN V.VASAVA 01/01/2009 12/7/2016 24600
10824 SAFAVN K GANGAT 15/12/2012 12/7/2016 23600
10690 NILESH F KHER 01/11/2000 3/7/2016 28800
10557 ANWAR ANSARI 05/04/1993 3/7/2016 28800
10545 P.D.MULADRA 12/30/1899 4/6/2017 30200
10716 YUNUSH BABAR 5/5/2017 32600
10746 R N GOHIL 6/30/2017 34900
10814 MANGA GATUR VASAVA 9/13/2017 38200
10747 JAGATSINH D. KOSAMIA 9/13/2017 37200
348 BALU VASAVA 01/06/1995 7/17/2016 33200
369 A.D.JOSHI 01/04/1991 8/7/2016 36000
374 V.M.RANA 01/03/2002 9/7/2016 36800
220 NETRAPAL 01/02/1996 9/7/2016 36800
20 KIRIT B.PATEL 18/04/1991 10/7/2016 44600
249 GAJENDRA LAOJA 21/10/2006 10/7/2016 45600
366 V.C.VAGHELA 05/07/1991 10/7/2016 44600
275 SURENDRA RAJ 24/04/2007 10/7/2016 46600
26 JAGDISH PATEL 01/10/1994 11/7/2016 48400
418 SHAILESH DIWAKAR 16/09/1991 11/7/2016 48400
422 BRAHMASINGH 21/01/1996 12/7/2016 50200
112 MANOJ C.PATEL 10/09/1992 12/7/2016 50200
27 S.K.SHUKLA 01/10/1994 3/7/2016 58600
370 P.P.VANSADIA 13/02/1992 3/7/2016 59600
145 MUKESH G.PANCHAL 5/5/2017 65200
154 PRUTHVI R.SOLANKI 5/5/2017 65200
479 MAHENDRA M,SINDHA 5/5/2017 66200
478 R.B.KOSADA 8/31/2017 77400
368 D.K.GOHIL 8/31/2017 77400
217 P.B.GOHIL 9/13/2017 75000
142 HARESH M PATEL 12/14/2017 88800
127 MANILAL D PATEL 12/21/2017 88800
460 SUJEET J YADAV 12/21/2017 88000
359 NIKHIL M KERWADAWALA 12/21/2017 86000
10811 BHILAL M VASAVA 12/27/2017 45800
10565 S K PATEL 1/2/2018 45800
 440 SACHIN TAILOR 1/18/2018 91600
223 VIJAY PATEL 1/24/2018 91600
74 NILESH J PATEL 3/9/2018 58000
10598 JITENDRA G PARMAR 4/5/2018 50000
10632 J H KAKU 5/8/2018 50000
10803 HITESH B VASAVA 5/10/2018 50000
10809 MAHESH M.VASAVA 7/21/2018 50000
119 SHAILESH RANA 8/2/2018 100000
251 SHYAM SHARMA 8/14/2018 100000
443 SANDEEP CHAUHAN 8/22/2018 100000
32 VIJAY SONI 9/7/2018 100000
377 PRAHALAD K MISHRA 9/28/2018 100000
59 SAMUEL PARMAR 9/28/2018 100000
10784 BHARAT ABHESINH GHARIA 10/31/2018 50000
10756 DHARMENDRASINH MURADRA 11/2/2018 50000
379 VISHAL A.MODI 11/5/2018 100000
0 2591000 1000000 0
April May JUNE JULY AUG
PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT.
1400 109 1400 102 1400 95 1400 88 1400 81
1400 109 1400 102 1400 95 1400 88 1400 81
1400 116 1400 109 1400 102 1400 95 1400 88
1400 121 1400 114 1400 107 1400 100 1400 93
1400 116 1400 109 1400 102 1400 95 1400 88
1400 123 1400 116 1400 109 1400 102 1400 95
1400 118 1400 111 1400 104 1400 97 1400 90
1400 144 1400 137 1400 130 1400 123 1400 116
1400 144 1400 137 1400 130 1400 123 1400 116
1400 151 1400 144 1400 137 1400 130 1400 123
1400 163 1400 156 1400 149 1400 142 1400 135
1400 175 1400 167.5 1400 161 1400 154 1400 147
1400 191 1400 184 1400 177 1400 170 1400 163
1400 186 1400 179 1400 172 1400 165 1400 158
2800 166 2800 152 2800 138 2800 124 2800 110
2800 180 2800 166 2800 152 2800 138 2800 124
2800 184 2800 170 2800 156 2800 142 2800 128
2800 184 2800 170 2800 156 2800 142 2800 128
2800 223 2800 209 2800 195 2800 181 2800 167
2800 228 2800 214 2800 200 2800 186 2800 172
2800 223 2800 209 2800 195 2800 181 2800 167
2800 233 2800 219 2800 205 2800 191 2800 177
2800 242 2800 228 2800 214 5000 200 10000 175
2800 242 2800 228 2800 214 2800 200 2800 186
2800 251 2800 237 2800 223 2800 209 2800 195
2800 251 2800 237 2800 223 2800 209 2800 195
2800 293 2800 279 2800 265 2800 251 2800 237
2800 298 2800 284 2800 270 2800 256 2800 242
2800 326 2800 312 2800 298 2800 284 2800 270
2800 326 2800 312 2800 298 2800 284 2800 270
2800 331 2800 317 2800 303 2800 289 2800 275
2800 387 2800 373 2800 359 2800 345 2800 331
2800 387 2800 373 2800 359 2800 345 2800 331
3200 375 3200 359 3200 343 3200 327 3200 311
2800 444 2800 430 2800 416 2800 402 2800 388
2800 444 2800 430 2800 416 2800 402 2800 388
3000 440 3000 425 3000 410 3000 395 3000 380
3500 430 3500 412.5 3500 395 3500 377.5 3500 360
1400 229 1400 222 1400 215 1400 208 1400 201
1400 229 1400 222 1400 215 1400 208 1400 201
 2800 458 2800 444 2800 430 2800 416 2800 402
2800 458 2800 444 2800 430 2800 416 2800 402
2000 290 2000 280 2000 270 2000 260 2000 250
2000 250 2000 240 2000 230 2000 220 2000 210
1400 250 1400 243 1400 236 1400 229
1400 250 1400 243 1400 236 1400 229
1400 250 1400 243
2800 500
2800 500
2800 500

0 0

138500 13205 144900 13013 148800 12288 142100 11794 194100 12584
SEPT OCT NOV DEC JAN
PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT.
1400 74 4400 67
1400 74 4400 67
1400 81 4400 74
1400 86 3400 79
1400 81 4400 74
1400 88 4400 81
1400 83 5400 76
1400 109 4400 102
1400 109 4400 102
1400 116 4400 109
1400 128 3400 121
1400 139.5 3900 133
1400 156 3409 149
1400 151 4400 144
2800 96 6800 82
2800 110 5800 96
2800 114 7800 100
2800 114 7800 100
2800 153 7800 139
2800 158 6800 144
2800 153 7800 139
2800 163 5800 149
10000 125 10000 75
2800 172 6800 158
2800 181 7800 167
2800 181 7800 167
2800 223 4800 209
2800 228 6800 214
2800 256 6800 242
2800 256 6800 242
2800 261 5800 247
2800 317 5800 303
2800 317 5800 303
3200 295 6200 279
2800 374 7800 360
2800 374 7800 360
3000 365 6000 350
3500 343 5500 325
1400 194 4400 187
1400 194 4400 187
 2800 388 5800 374
2800 388 5800 374
2000 240 6400 230
2000 200 5000 190
1400 222 4400 215
1400 222 3900 215
1400 236 3400 229
2800 486 5800 472
2800 486 4800 472
2800 486 5800 472
2800 500 5800 486
0 500 2800 500
2800 500 7800 486

215500 12768 398309 11648 25600 0 0 0 0 0

FEB MAR. TOTAL TOTAL LOAN
PRIN. INT. PRIN. INT. PRIN. INT. BAL.
12800 616 9000
12800 616 9000
12800 665 10400
11800 700 12400
12800 665 10400
12800 714 11800
13800 679 9800
12800 861 16000
12800 861 16000
12800 910 17400
11800 994 20800
12300 1075 22600
11809 1190 26391
12800 1155 24400
23600 868 9600
22600 966 13400
24600 994 12200
24600 994 12200
24600 1267 20000
23600 1302 22000
24600 1267 20000
22600 1337 24000
43400 1259 5000
23600 1400 24800
24600 1463 25600
24600 1463 25600
21600 1757 37000
23600 1792 36000
23600 1988 41600
23600 1988 41600
22600 2023 43600
22600 2415 54800
22600 2415 54800
25400 2289 49600
24600 2814 64200
24600 2814 64200
24000 2765 64000
26500 2643 59500
12800 1456 33000
12800 1456 33000
 22600 2912 69000
22600 2912 69000
18400 1820 39600
17000 1540 33000
11400 1395 38600
10900 1395 39100
7600 958 42400
11400 1458 88600
10400 1458 89600
11400 1458 88600
8600 986 91400
2800 1000 97200
10600 986 89400
0 0 50000
0 0 50000
0 0 100000
0 0 0 0 1407809 87299 2183191
2183191 2183191 11/23/2018
apcotex industries limited
DETAILS OF Housing LOAN GIVEN TO EMPLOYEES PERIOD 01.04.2018 TO 31.03.2019

EMP. NAME OF EMPLOYEE Name as per Salary Register

NO. 0
10809a MAHESH M.VASAVA
10817 ALPESH S.VASAVA
10815 MAGAN V.VASAVA
10784 BHARAT A.GHARIA
10701 MANOJ RAI
10712 I.R.PRAJAPATI
010812 FIROZ FAKIR FIROZ ISMAIL FAKIR
010820 BHARAT S VASAVA BHARAT SOMA VASAVA
010546 J.K.MISTRY JAGDISHCHANDRA KANTILAL MISTRY
010821 SANJAY SINGH SANJAY RAJENDRAPRASAD SINGH
010764 H.M.RAULJI HITENDRASINH MANSINH RAULAJI
010808 ARJUN V.VASAVA ARJUN VAJIR VASAVA
010824 SAFAVN K GANGAT SAFVAN KHALIL GANGAT
010690 NILESH F KHER NILESH FATESINH KHER
010557 ANWAR ANSARI ANWAR SADAL ANSARI
010545 P.D.MULADRA PRAVIN DAHYABAVA MULADARA
010716 YUNUSH BABAR YUNUSH MOHAMAD BABAR
10611 RAMESH B PATEL
010746 R N GOHIL RAJENDRASINH NARENDRASINH GOHIL
010814 MANGA GATUR VASAVA MANGA GATUR VASAVA
010747 JAGATSINH D. KOSAMIA JAGATSINH DHARAMSINH KOSAMIA
75 K.M.KHAN
367 MANHAR A.PATEL
477 RAJESH RAI
78 N.R.ALOJA
257 KIRIT N.YADAV
379 VISHAL A.MODI
000348 BALU VASAVA BALU PUNA VASAVA
000369 A.D.JOSHI ANIL DANSUKHRAY JOSHI
000374 V.M.RANA VIJAY MAHIPATSINH RANA
000220 NETRAPAL NETRAPAL RAJENDRAPRASAD SRIVASTAVA
000020 KIRIT B.PATEL KIRIT BHAILAL PATEL
000249 GAJENDRA LAOJA GAJENDRA VIJAYSINH ALOJA
000366 V.C.VAGHELA VIJAY CHANDRASINH VAGHELA
000275 SURENDRA RAJ SURENDRA KANAKSINH RAJ
000026 JAGDISH PATEL JAGDISH PURSHOTTAM PATEL
000418 SHAILESH DIWAKAR SHAILESH M DIWAKAR
392a VINYA YADAV
000422 BRAHMASINGH BRAHMASINGH D SINGH
119a SHAILESH M.RANA
 000112 MANOJ C.PATEL MANOJ CHATUR PATEL
000027 S.K.SHUKLA SUNIL KANTILAL SHUKLA
000370 P.P.VANSADIA PRAKRAM PRAVINSINH VANSADIA
000145 MUKESH G.PANCHAL MUKESH GORDHAN PANCHAL
000154 PRUTHVI R.SOLANKI PRUTHVISINH RAYSINH SOLANKI
32a VIJAY R.SONI
000479 MAHENDRA M,SINDHA MAHENDRASINH M SINDHA
000478 R.B.KOSADA RAJENDRA BALVANTSINH KOSADA
000368 D.K.GOHIL DEVENDRA KIRITSINH GOHIL
59a SAMUEL PARMAR
000217 P.B.GOHIL PAHADSINH BHAVSANG GOHIL
000142 HARESH M PATEL HARESH MANILAL PATEL
000127 MANILAL D PATEL MANILAL DASHRATH PATEL
000460 SUJEET J YADAV SUJEET JANGBHADUR YADAV
000359 NIKHIL M KERWADAWALA NIKHIL NATVARLAL KERWADAWALA
010811 BHILAL M VASAVA BHAILAL MAGAN VASAVA
010565 S K PATEL SHANKAR KARSHAN PATEL
000440 SACHIN TAILOR DOSHI SACHINKUMAR JITENDRABHAI
000223 VIJAY PATEL VIJAY VITTHAL PATEL
354 MUKESH PAGOR
000074 NILESH J PATEL NILESH JAYANTILAL PATEL
010598 JITENDRA G PARMAR JITENDRA GOMAN PARMAR
010632 J H KAKU JAGDISH HEMRAJMAL KAKU
010803 HITESH B VASAVA HITESH BABU VASAVA
010809 MAHESH M.VASAVA MAHESH MAGAN VASAVA
000119 SHAILESH RANA SHAILESH M. RANA
000251 SHYAM SHARMA SHYAM KAPILPRASAD SHARMA
000443 SANDEEP CHAUHAN SANDEEP CHAUHAN
000032 VIJAY SONI VIJAY RAMANLAL SONI
000377 PRAHALAD K MISHRA PRAHLAD KESHAVPRASAD MISHRA
000059 SAMUEL PARMAR SAMUEL RATANSINH PARMAR
010784 BHARAT ABHESINH GHARIA BHARAT ABHESINH GHARIA
010756 DHARMENDRASINH MURADRA DHARMENDRASINH JASHVANTSINH MURADRA
000379 VISHAL A.MODI VISHAL ATUL MODI

A/C NO 2351214
Observations

1 Threshold Limit: The maximum allocated budget for educational advance policy is Rs. 35 lacs
So how the Education loan has been granted of Rs. 35.91 Lakhs.
2 In case of Prahlad Mishra, as per the working provided, interest of Rs 500 should have been deducted from s
Date of Joining LOAN OP.BAL PAID DUR. April
PAID DT. THE YEAR PRIN. Salry Register INT. Salry Register
01/03/2009 11/7/2015 3400 1400 17
01/10/2010 2/8/2016 9000 1400 45
01/03/2010 2/8/2016 9000 1400 45
01/08/2007 3/31/2016 10400 1400 52
01/11/1991 7/25/2016 6600 1400 33
01/10/1994 7/25/2016 16100 1400 81
14/06/2008 10/7/2016 21800 1400 1400 109 109
18/10/2010 10/7/2016 21800 1400 1400 109 109
08/07/2008 11/7/2016 23200 1400 1400 116 116
16/07/2011 11/7/2016 24200 1400 1400 121 121
01/08/2007 11/7/2016 23200 1400 1400 116 116
01/01/2009 12/7/2016 24600 1400 1400 123 123
15/12/2012 12/7/2016 23600 1400 1400 118 118
01/11/2000 3/7/2016 28800 1400 1400 144 144
05/04/1993 3/7/2016 28800 1400 1400 144 144
12/30/1899 4/6/2017 30200 1400 1400 151 151
5/5/2017 32600 1400 1400 163 163
6/20/2017 17000 3000 85
6/30/2017 34900 1400 1400 175 175
9/13/2017 38200 1400 1400 191 191
9/13/2017 37200 1400 1400 186 186
01/12/1991 9/7/2015 0 0 0
20/03/1992 12/7/2015 14400 2800 72
15/02/1997 12/7/2015 14400 2800 72
01/09/1992 2/8/2016 20000 2800 100
01/01/2007 2/8/2016 20000 2800 100
01/01/2011 2/8/2016 20000 2800 100
01/06/1995 7/17/2016 33200 2800 2800 166 166
01/04/1991 8/7/2016 36000 2800 2800 180 180
01/03/2002 9/7/2016 36800 2800 2800 184 184
01/02/1996 9/7/2016 36800 2800 2800 184 184
18/04/1991 10/7/2016 44600 2800 2800 223 223
21/10/2006 10/7/2016 45600 2800 2800 228 228
05/07/1991 10/7/2016 44600 2800 2800 223 223
24/04/2007 10/7/2016 46600 2800 2800 233 233
01/10/1994 11/7/2016 48400 2800 2800 242 242
16/09/1991 11/7/2016 48400 2800 2800 242 242
15/07/2011 12/7/2016 50200 2800 251
21/01/1996 12/7/2016 50200 2800 2800 251 251
10/06/1997 12/7/2016 52200 2800 261
 10/09/1992 12/7/2016 50200 2800 2800 251 251
01/10/1994 3/7/2016 58600 2800 2800 293 293
13/02/1992 3/7/2016 59600 2800 2800 298 298
5/5/2017 65200 2800 2800 326 326
5/5/2017 65200 2800 2800 326 326
5/5/2017 65200 2800 326
5/5/2017 66200 2800 2800 331 344
8/31/2017 77400 2800 2800 387 387
8/31/2017 77400 2800 2800 387 387
9/2/2017 25200 1400 126
9/13/2017 75000 3200 3200 375 375
12/14/2017 88800 2800 2800 444 444
12/21/2017 88800 2800 2800 444 444
12/21/2017 88000 3000 3000 440 440
12/21/2017 86000 3500 3500 430 430
12/27/2017 45800 1400 1400 229 229
1/2/2018 45800 1400 1400 229 229
1/18/2018 91600 2800 2800 458 458
1/24/2018 91600 2800 2800 458 458
2/5/2018 94400 2800 472
3/9/2018 58000 2000 2000 290 290
4/5/2018 50000 2000 2000 250 250
5/8/2018 50000 0 0
5/10/2018 50000 0 0
7/21/2018 50000 1400 17
8/2/2018 100000 2800 261
8/14/2018 100000 0 0
8/22/2018 100000 0 0
9/7/2018 100000 2800 326
9/28/2018 100,000.00 0 0
9/28/2018 100000 1400 126
10/31/2018 50000 1400 52
11/2/2018 50000 0 0
11/5/2018 100000 2800 100
0

2,591,000 1,000,000 138500 13205

ce policy is Rs. 35 lacs

ould have been deducted from salary, however as per salary register the same has not been deducted. Explain
May JUNE
PRIN. Salry Register INT. Salry Register PRIN. Salry Register INT. Salry Register
1400 10 600 3
1400 38 1400 31
1400 38 1400 31
1400 45 1400 38
1400 26 1400 19
5000 74 9700 49
1400 1400 102 102 1400 1400 95 95
1400 1400 102 102 1400 1400 95 95
1400 1400 109 109 1400 1400 102 102
1400 1400 114 114 1400 1400 107 107
1400 1400 109 109 1400 1400 102 102
1400 1400 116 116 1400 1400 109 109
1400 1400 111 111 1400 1400 104 104
1400 1400 137 137 1400 1400 130 130
1400 1400 137 137 1400 1400 130 130
1400 1400 144 144 1400 1400 137 137
1400 1400 156 156 1400 1400 149 149
3000 70 3000 55
1400 1400 167.5 168 1400 1400 161 161
1400 1400 184 184 1400 1400 177 177
1400 1400 179 179 1400 1400 172 172
0 0 0 0
2800 58 2800 44
2800 58 2800 44
2800 86 2800 72
2800 86 2800 72
2800 86 2800 72
2800 2800 152 152 2800 2800 138 138
2800 2800 166 166 2800 2800 152 152
2800 2800 170 170 2800 2800 156 156
2800 2800 170 170 2800 2800 156 156
2800 2800 209 209 2800 2800 195 195
2800 2800 214 214 2800 2800 200 200
2800 2800 209 209 2800 2800 195 195
2800 2800 219 219 2800 2800 205 205
2800 2800 228 228 2800 2800 214 214
2800 2800 228 228 2800 2800 214 214
2800 237 2800 223
2800 2800 237 237 2800 2800 223 223
2800 247 2800 233
 2800 2800 237 237 2800 2800 223 223
2800 2800 279 279 2800 2800 265 265
2800 2800 284 284 2800 2800 270 270
2800 2800 312 312 2800 2800 298 298
2800 2800 312 312 2800 2800 298 298
2800 312 2800 298
2800 2800 317 330 2800 2800 303 316
2800 2800 373 373 2800 2800 359 359
2800 2800 373 373 2800 2800 359 359
1400 119 1400 112
3200 3200 359 359 3200 3200 343 343
2800 2800 430 430 2800 2800 416 416
2800 2800 430 430 2800 2800 416 416
3000 3000 425 425 3000 3000 410 410
3500 3500 412.5 413 3500 3500 395 395
1400 1400 222 222 1400 1400 215 215
1400 1400 222 222 1400 1400 215 215
2800 2800 444 444 2800 2800 430 430
2800 2800 444 444 2800 2800 430 430
2800 458 2800 444
2000 2000 280 280 2000 2000 270 270
2000 2000 240 240 2000 2000 230 230
1400 1400 250 250 1400 1400 243 243
1400 1400 250 250 1400 1400 243 243
1400 10 600 3
2800 247 2800 233
0 0 0 0
0 0 0 0
2800 312 2800 298
0 0 0 0
1400 0 119 1400 112
1400 45 1400 38
0 0 0 0
2800 86 2800 72
0

144900 13013 148800 12288

JULY AUG
PRIN. Salry Register INT. Salry Register PRIN. Salry Register INT. Salry Register
0 0 0 0
1400 24 1400 17
1400 24 1400 17
1400 31 1400 24
1400 12 1400 5
0 0 0 0
1400 1400 88 88 1400 1400 81 81
1400 1400 88 88 1400 1400 81 81
1400 1400 95 95 1400 1400 88 88
1400 1400 100 100 1400 1400 93 93
1400 1400 95 95 1400 1400 88 88
1400 1400 102 102 1400 1400 95 95
1400 1400 97 97 1400 1400 90 90
1400 1400 123 123 1400 1400 116 116
1400 1400 123 123 1400 1400 116 116
1400 1400 130 130 1400 1400 123 123
1400 1400 142 142 1400 1400 135 135
3000 40 3000 25
1400 1400 154 154 1400 1400 147 147
1400 1400 170 170 1400 1400 163 163
1400 1400 165 165 1400 1400 158 158
0 0 0 0
2800 30 2800 16
2800 30 3200 16
2800 58 2800 44
2800 58 2800 44
2800 58 2800 44
2800 2800 124 124 2800 2800 110 110
2800 2800 138 138 2800 2800 124 124
2800 2800 142 142 2800 2800 128 128
2800 2800 142 142 2800 2800 128 128
2800 2800 181 181 2800 2800 167 167
2800 2800 186 186 2800 2800 172 172
2800 2800 181 181 2800 2800 167 167
2800 2800 191 191 2800 2800 177 177
5000 5000 200 200 10000 10000 175 175
2800 2800 200 200 2800 2800 186 186
2800 209 2800 195
2800 2800 209 209 2800 2800 195 195
2800 219 41000 205
 2800 2800 209 209 2800 2800 195 195
2800 2800 251 251 2800 2800 237 237
2800 2800 256 256 2800 2800 242 242
2800 2800 284 284 2800 2800 270 270
2800 2800 284 284 2800 2800 270 270
2800 284 2800 270
2800 2800 289 302 2800 2800 275 288
2800 2800 345 345 2800 2800 331 331
2800 2800 345 345 2800 2800 331 331
1400 105 1400 98
3200 3200 327 327 3200 3200 311 311
2800 2800 402 402 2800 2800 388 388
2800 2800 402 402 2800 2800 388 388
3000 3000 395 395 3000 3000 380 380
3500 3500 377.5 378 3500 3500 360 360
1400 1400 208 208 1400 1400 201 201
1400 1400 208 208 1400 1400 201 201
2800 2800 416 416 2800 2800 402 402
2800 2800 416 416 2800 2800 402 402
2800 430 2800 416
2000 2000 260 260 2000 2000 250 250
2000 2000 220 220 2000 2000 210 210
1400 1400 236 236 1400 1400 229 229
1400 1400 236 236 1400 1400 229 229
1400 1400 250 250 1400 1400 243 243
2800 219 2800 2800 500 500
0 0 2800 2800 500 500
0 0 2800 2800 500 500
2800 284 2800 270
0 0 0 0
1400 0 105 1400 98
1400 31 1400 24
0 0 0 0
2800 58 2800 44
0

142100 11794 194100 12584

SEPT OCT
PRIN. Salry Register INT. Salry Register PRIN. Salry Register INT. Salry Register
0 0 0 0
1400 10 600 3
1400 10 600 3
1400 17 2000 10
-400 0
0 0 0 0
1400 1400 74 74 4400 1400 67 52
1400 1400 74 74 4400 1400 67 52
1400 1400 81 81 4400 1400 74 59
1400 1400 86 86 3400 1400 79 69
1400 1400 81 81 4400 1400 74 59
1400 1400 88 88 4400 1400 81 66
1400 1400 83 83 5400 1400 76 56
1400 1400 109 109 4400 1400 102 87
1400 1400 109 109 4400 1400 102 87
1400 1400 116 116 4400 1400 109 94
1400 1400 128 128 3400 1400 121 111
2000 10 0 0
1400 1400 139.5 140 3900 1400 133 120
1400 1400 156 156 3409 1400 149 139
1400 1400 151 151 4400 1400 144 129
0 0 0 0
400 2 0 0
0 0 0 0
2800 30 3200 16
2800 30 3200 16
2800 30 3200 16
2800 2800 96 96 6800 2800 82 62
2800 2800 110 110 5800 2800 96 81
2800 2800 114 114 7800 2800 100 75
2800 2800 114 114 7800 2800 100 75
2800 2800 153 153 7800 2800 139 114
2800 2800 158 158 6800 2800 144 124
2800 2800 153 153 7800 2800 139 114
2800 2800 163 163 5800 2800 149 134
10000 10000 125 125 10000 10000 75 75
2800 2800 172 172 6800 2800 158 138
2800 181 7800 167
2800 2800 181 181 7800 2800 167 142
0 0 0 0
 2800 2800 181 181 7800 2800 167 142
2800 2800 223 223 4800 2800 209 199
2800 2800 228 228 6800 2800 214 194
2800 2800 256 256 6800 2800 242 222
2800 2800 256 256 6800 2800 242 222
51200 0 0 0
2800 2800 261 274 5800 2800 247 232
2800 2800 317 317 5800 2800 303 288
2800 2800 317 317 5800 2800 303 288
18200 0 0 0
3200 3200 295 295 6200 3200 279 264
2800 2800 374 374 7800 2800 360 335
2800 2800 374 374 7800 2800 360 335
3000 3000 365 365 6000 3000 350 335
3500 3500 343 343 5500 3500 325 315
1400 1400 194 194 4400 1400 187 172
1400 1400 194 194 4400 1400 187 172
2800 2800 388 388 5800 2800 374 359
2800 2800 388 388 5800 2800 374 359
2800 402 77600 0
2000 2000 240 240 6400 2000 230 208
2000 2000 200 200 5000 2000 190 175
1400 1400 222 222 4400 1400 215 200
1400 1400 222 222 3900 1400 215 203
1400 1400 236 236 3400 1400 229 219
2800 2800 486 486 5800 2800 472 457
2800 2800 486 486 4800 2800 472 462
2800 2800 486 486 5800 2800 472 457
2800 2800 500 500 5800 2800 486 471
0 0 500 0 2800 2800 500 500
2800 2800 500 500 7800 2800 486 461
1400 17 0 0
0 0 0 0
2800 30 0 0
0 0

215500 12768 398309 11648

320709
NOV DEC JAN FEB MAR. TOTAL TOTAL
PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT. PRIN. INT.
3400 30
9000 168
9000 168
10400 217
6600 95
16100 203
12800 616
12800 616
12800 665
11800 700
12800 665
12800 714
13800 679
12800 861
12800 861
12800 910
11800 994
17000 285
12300 1075
11809 1190
12800 1155
0 0
14400 222
14400 220
20000 406
20000 406
20000 406
23600 868
22600 966
24600 994
24600 994
24600 1267
23600 1302
24600 1267
22600 1337
43400 1259
23600 1400
25600 50200 1463
24600 1463
52200 1165
 24600 1463
21600 1757
23600 1792
23600 1988
23600 1988
65200 1490
22600 2023
22600 2415
22600 2415
25200 560
25400 2289
24600 2814
24600 2814
24000 2765
26500 2643
12800 1456
12800 1456
22600 2912
22600 2912
94400 2622
18400 1820
17000 1540
11400 1395
10900 1395
7600 958
11400 1458
10400 1458
11400 1458
8600 986
2800 1000
10600 986
0 0
0 0
0 0
0 0
0 0
25600 0 0 0 0 0 0 0 0 0 1407809 87299
2183191
LOAN
BAL.
0
0
0
0
0
0
9000
9000
10400
12400
10400
11800
9800
16000
16000
17400
20800
0
22600
26391
24400
0
0
0
0
0
0
9600
13400
12200
12200
20000
22000
20000
24000
5000
24800
0
25600
0
 25600
37000
36000
41600
41600
0
43600
54800
54800
0
49600
64200
64200
64000
59500
33000
33000
69000
69000
0
39600
33000
38600
39100
42400
88600
89600
88600
91400
97200
89400
50000
50000
100000
0
0
2183191
2183191 11/23/2018
0
apcotex industries limited
DETAILS OF EDUCATION LOAN GIVEN TO EMPLOYEES FOR THE PERIOD APRIL-17 TO MARCH-18

EMP. NAME OF EMPLOYEE LOAN OP.BAL PAID DUR. April May JUNE
343 VEDVYAS YADAV 10.09.17 18750 45,000 3750 3750 3750
112 MANOJ C. PATEL 04.10.17 36000 72,000 6000 6000 6000
38 PRAVIN PATEL 18.11.17 58000 8400 8400 8400
144 N K VARACHHIYA 1/16/2018 59251 6583 6583 6583
111 MAHENDRA N.KOSADA 2/27/2018 91500 8500 8500 8500
10814 MANGA VASAVA 6/8/2018 32,000 2700
347 M M KOSADA 6/20/2018 64,000 5334
370 PRAKRAM VANSADIA 7/6/2018 83,000
10821 SANJAY SINGH 7/26/2018 25,000
20 KIRIT B PATEL 7/30/2018 45,000
75 KASHIM KHAN 8/13/2018 100,000
134 P J DEVADHARA 8/13/2018 90,000
100048 SANJAY DESAI 8/28/2018 500,000
39 VIPUL A.PATEL 9/6/2018 100,000
453950 1,356,000 99908 266104 83121
JULY AUG SEPT OCT NOV DEC JAN FEB MAR. TOTAL
3750 4063 4063 4063 27189
7500 7500 7500 7500 48000
8400 8400 8400 7600 58000
6583 6583 6583 6583 46081
8500 8500 8500 8500 59500
2700 2700 2700 2700 13500
5334 5334 5334 5334 26670
6950 6950 6950 6950 27800
0 2084 2084 2084 6252
0 3750 3750 3750 11250
8500 8500 8500 25500
7500 7500 7500 22500
50000 50000 100000
9100 9100 18200
79916 85089 136589 130164 0 0 0 0 0 490442
LOAN
36561
60000
0
13170
32000
18500
37330
55200
18748
33750
74500
67500
400000
81800
929059

929059 11/23/2018
apcotex industries limited
DETAILS OF EDUCATION LOAN GIVEN TO EMPLOYEES FOR THE PERIOD APRIL-17 TO MARCH-18

EMP. NAME OF EMPLOYEE Name as per salary register LOAN OP.BAL

000343 VEDVYAS YADAV VEDVYAS RAMPATI YADAV 10.09.17 18,750
000112 MANOJ C. PATEL MANOJ CHATUR PATEL 04.10.17 36,000
000038 PRAVIN PATEL PRAVIN MAGANLAL PATEL 18.11.17 58,000
000144 N K VARACHHIYA NARENDRASINH KISHORSINH VA 1/16/2018 59,251
000111 MAHENDRA N.KOSADA MAHENDRA NATHUSINH KOSADA 2/27/2018 91,500
010814 MANGA VASAVA MANGA GATUR VASAVA 6/8/2018
000347 M M KOSADA MOTISINH MANSINH KOSADA 6/20/2018
000370 PRAKRAM VANSADIA PRAKRAM PRAVINSINH VANSADI 7/6/2018
010821 SANJAY SINGH SANJAY RAJENDRAPRASAD SINGH 7/26/2018
000020 KIRIT B PATEL KIRIT BHAILAL PATEL 7/30/2018
000075 KASHIM KHAN KASHIM MUHAMMAD KHAN 8/13/2018
000134 P J DEVADHARA PRAVIN JASHVANTSINH DEVADH 8/13/2018
100048 SANJAY DESAI SanjayKumar B Desai 8/28/2018
000039 VIPUL A.PATEL VIPUL AMBALAL PATEL 9/6/2018
453,950

Observations :-
1 Threshold Limit: The maximum allocated budget for educational advance policy is Rs. 10 lacs
So how the Education loan has been granted of Rs. 11.56 Lakhs.
 7 TO MARCH-18

PAID DUR. April Salry Register May Salry Registe JUNE Salry Register JULY
45,000 3,750 3,750 3,750 3,750 3,750 3,750 3,750
72,000 6,000 6,000 6,000 6,000 6,000 6,000 7,500
8,400 8,400 8,400 8,400 8,400 8,400 8,400
6,583 6,583 6,583 6,583 6,583 6,583 6,583
8,500 8,500 8,500 8,500 8,500 8,500 8,500
32,000 2,700 2,300 2,700 2,700 2,700
64,000 5,417 5,413 5,334 5,334 5,334
83,000 - - - 6,950
25,000 2,083 2,083 2,083 -
45,000 9,667 9,667 9,663 -
100,000 8,500 8,500 8,500
90,000 7,583 7,583 7,583
500,000 #N/A #N/A #N/A
100,000 8,400 8,400 8,400
1,156,000 99,908 266,104 83,121 79,916

olicy is Rs. 10 lacs

Salry Register AUG Salry Register SEPT Salry Register OCT Salry Register NOV
3,750 4,063 4,063 4,063 4,063 4,063 4,063
7,500 7,500 7,500 7,500 7,500 7,500 7,500
8,400 8,400 8,400 8,400 8,400 7,600 7,600
6,583 6,583 6,583 6,583 6,583 6,583 6,583
8,500 8,500 8,500 8,500 8,500 8,500 8,500
2,700 2,700 2,700 2,700 2,700 2,700 2,700
5,334 5,334 5,334 5,334 5,334 5,334 5,334
6,950 6,950 6,950 6,950 6,950 6,950 6,950
- 2,084 2,084 2,084 2,084 2,084 2,084
- 3,750 3,750 3,750 3,750 3,750 3,750
6,500 8,500 8,500 8,500 8,500 8,500 8,500
7,587 7,500 7,500 7,500 7,500 7,500 7,500
#N/A #N/A 50,000 50,000 50,000 50,000
8,400 7,600 9,100 9,100 9,100 9,100
85,089 136,589 130,164 -
DEC JAN FEB MAR. TOTAL LOAN
54,378 9,372
96,000 12,000
116,000 -58,000
92,162 -32,911
119,000 -27,500
32,000 -
64,170 -170
55,600 27,400
18,753 6,247
51,497 -6,497
83,000 17,000
75,336 14,664
#N/A #N/A
77,600 22,400
- - - - #N/A #N/A

929059 11/23/2018