Al-Ameen Islamic Cash Fund (AICF)

This scheme provides an ideal short-term avenue for your surplus or idle cash
allowing you to earn a healthy riba free return while having instant access to
your money at all times.

About the scheme

There are times when you may have access to surplus cash that you would like to earn a halal return on
while still being able to access your money when needed. You can achieve this by depositing your money
in a current account, but you won’t be earning any return on it. If you decide to place this money in a
short-term savings account, the return you are likely to earn is generally quite low.

Al-Ameen Islamic Cash Fund (AICF) is a mutual fund investment scheme that offers an ideal investment
facility that allows you to earn an attractive and stable riba free return on your money while providing
you the flexibility of withdrawing your money any time you want.

For your surplus cash

You can use the Al-Ameen Islamic Cash Fund (AICF) account as a ‘parking place’ for money that you
have access to for a limited period of time. For example, if you have sold an asset like a car or house,
and have cash in hand that is not ready to be used yet, you can place this money in the AICF account.
For the time your money is placed in this fund – whether it is for a day, a week or a couple of months,
you can earn a riba free daily return. And unlike a savings account, there is no fixed term holding period
requirement – which mean you enjoy instant access to your money at all times.

Managed as per Shariah Law

AL-Ameen Islamic Cash Fund (AICF) is managed by UBL Fund Managers. All investments in the scheme
are made strictly in Shariah-compliant instruments under the supervision of a Shariah Advisory Board
which comprises of renowned Islamic scholars Mufti Muhammad Hassan Kaleem and Mufti Najeeb Khan.

Features & Benefits

 Riba-free return
 Easy access to money (in part or whole)
 Same Day Redemption (Withdrawal) facility
 No fixed-term holding period requirement
 No charges on investment or withdrawal
 Why you should invest
This scheme is ideal for you, if:

 You have access to money for a short period of time

 You want to earn a stable riba free return on your savings
 You want to save money for emergencies
 You want instant access to your money at all times

Recommended investment duration

There is no fixed-term holding period requirement for investment in this scheme. You can invest for a
day, a week, a couple of months or for as long as you like.

Minimums & Charges

Minimum investment Rs. 500

Minimum subsequent investment Rs. 500

Investment charges (Front-end Load Nil

Redemption (withdrawal) charges (Back-end Nil

Load)

Management fee (annual) 5% of all gross earnings (with minimum

fee of : 0.25% p.a. & maximum fee of:
1% p.a.)