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    feroz khan
    The document summarizes 4 abstracts from articles on online banking services from various years: 1) The 2013 abstract by Shah expresses concern over increased bank expenses and slow productivity growth, and argues higher profits come from interest rate spreads rather than innovations. 2) The 2015 abstract by Sharma notes uneven expansion of banking facilities focusing on cities, and more needs to be done mobilizing deposits in rural areas. 3) The 2012 abstract by Raghupathy gives his view that failures in achieving banking objectives are not solely the fault of bankers. 4) The 2016 abstract by Saxena analyzes improvements are needed in stock inspection systems, sponsorship schemes, and consultancy to support banks.

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    2.2 Articles

    Uploaded by

    feroz khan
    15 views4 pages
    The document summarizes 4 abstracts from articles on online banking services from various years: 1) The 2013 abstract by Shah expresses concern over increased bank expenses and slow productivity growth, and argues higher profits come from interest rate spreads rather than innovations. 2) The 2015 abstract by Sharma notes uneven expansion of banking facilities focusing on cities, and more needs to be done mobilizing deposits in rural areas. 3) The 2012 abstract by Raghupathy gives his view that failures in achieving banking objectives are not solely the fault of bankers. 4) The 2016 abstract by Saxena analyzes improvements are needed in stock inspection systems, sponsorship schemes, and consultancy to support banks.

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    The document summarizes 4 abstracts from articles on online banking services from various years: 1) The 2013 abstract by Shah expresses concern over increased bank expenses and slow productivity growth, and argues higher profits come from interest rate spreads rather than innovations. 2) The 2015 abstract by Sharma notes uneven expansion of banking facilities focusing on cities, and more needs to be done mobilizing deposits in rural areas. 3) The 2012 abstract by Raghupathy gives his view that failures in achieving banking objectives are not solely the fault of bankers. 4) The 2016 abstract by Saxena analyzes improvements are needed in stock inspection systems, sponsorship schemes, and consultancy to support banks.

    Copyright:

    © All Rights Reserved
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    15 views4 pages

    2.2 Articles

    Uploaded by

    feroz khan
    The document summarizes 4 abstracts from articles on online banking services from various years: 1) The 2013 abstract by Shah expresses concern over increased bank expenses and slow productivity growth, and argues higher profits come from interest rate spreads rather than innovations. 2) The 2015 abstract by Sharma notes uneven expansion of banking facilities focusing on cities, and more needs to be done mobilizing deposits in rural areas. 3) The 2012 abstract by Raghupathy gives his view that failures in achieving banking objectives are not solely the fault of bankers. 4) The 2016 abstract by Saxena analyzes improvements are needed in stock inspection systems, sponsorship schemes, and consultancy to support banks.

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    of 4

    2.

    2 ARTICLES

    1. TITLE: Online banking services

    AUTHOR: Shah

    YEAR: 2013

    ABSTRACT:

    He gave his view regarding bank profitability and productivity. He has expressed concern

    about increased expenses and overheads. Slow growth in productivity and efficiency is due to

    wasteful work of the banks. He concludes that the higher profitability can be result from

    increased spread and innovations have a limited role. He favored written job descriptions for

    improvement of staff productivity. He also emphasized reduction of costs, creation of a team

    spirit improvement in the management for improving bank profitability and productivity.
    2. TITLE: Online banking services

    AUTHOR: Sharma

    YEAR: 2015

    ABSTRACT:

    He said, "The expansion of banking facilities was uneven and lopsided and banks were

    concentrating their operations in metropolitan cities and towns. A fairly large number of rural

    and semi urban center with reasonable potentialities of growth failed to attract the attention

    of commercial banks. As far as the deposit mobilization in the rural areas is concerned, much

    remains to be done. "This gives emphasis on the rural and semi urban growth of banks.
    3. TITLE: Online banking services

    AUTHOR: Raghupathy

    YEAR: 2012

    ABSTRACT:

    Hegave his view on the system of banking sector that "if the objectives are not fully

    achieved, the fault does not lie entirely with the bankers. The fault lies in our, not being able

    to integrate all powerful instruments of development into an effective system".

    4. TITLE: Online banking services

    AUTHOR: V.N. Saxena

    YEAR: 2016

    ABSTRACT:

    He analyzed that "Improvement in the systems and procedures of inspection of stocks,

    maintenance of stock register is required. Reforms should be initiated in extension of

    sponsorship schemes, recovery, and consultancy". This can be supporting tools for banks.
    PROPOSED OUT COMES
    1. In the users ratio of internet banking 65% of customers are using this service.

    2. More banks are connecting to the any software co. to running the Online banking services. In
    these services the ICICI banks is top in service of Online banking services.

    3. The services that are mostly used by maximum customers are transactions, online trading, bill
    payment, shopping etc.

    4. The mode of the cash deposit in bank is for use to online truncation cash, cheque &online
    banking services.

    5. Different banks different charge for online service.

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