What to send in hand writing to all three credit bureaus to clear any negative accounts from your

report. I repeat in handwriting. Listing only the accounts with negative standing if you list them
all everything will disappear and you'll be back to zero.

Your Name
Address
City, State Zip
SSN: 000-00-0000 | DOB: 1/1/1970
(Address of Credit Bureau, i.e: Equifax
P.O. Box 740256
Atlanta, GA 30374-0256)
According to the Fair Credit Reporting Act, Section 609 (a)(1)(A), you are required by federal
law to validate, [15 U.S.C. § 1681e] to assure maximum accuracy, [15 U.S.C. §1681] and to
perform accuracy and fairness of credit reporting - through the physical validation of the original
signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone
paying for your reporting services could fax, mail or email in a fraudulent account.
I demand to see Valid Proof (an original Consumer Contract with my wet live Signature on it)
you have on file of the accounts listed below. Your failure to positively validate these accounts
has hurt my ability to obtain credit. Under the FCRA, unvalidated accounts must be removed
and if you are unable to provide me a copy of valid proof, you must remove the accounts listed
below.
I demand the following accounts be validated or removed immediately

List accounts, and send to:

Equifax. P.O. Box 7404256. Atlanta, GA 30374-0256.

Experian. Dispute Department. P.O. Box 9701. Allen, TX 75013.

TransUnion. Consumer Solutions. P.O. Box 2000. Chester, PA 19022-2000.