State Bank of India

Housing Loan
Personal Details Required to avail
housing loan:
1. Last 3 months Salary slip.
2. Last 6 months bank statement (Salary credit
and other bank accounts, if any).
3. last 2 Years Form 16 .
4. ID proof (PAN card, Passport, Driving License, )
5. Address proof ( Ration Card, telephone bill.
and Date of Birth Proof, if not covered by the
above items)
6. Copy of Office Employee ID Card-front and
back, Appointment / Promotion / Increment
letter.
7. 3 PP size Photographs.
8. Previous employment proof if the current job is
less than 3 years.
9. NOC from employer if you are employed at
Bank or financial institution.
10. Any other supportive documents as may be required
during process.

Documents Required :
1. Sale Agreement and Construction-
Agreement. (Original)

TO BE PAID AT THE TIME OF DOCUMENTS SUBMISSION

LEGAL AND VALUATION FEES – RS.5,500/- (LEGAL- RS.3,000/- & VALUATION-

RS.2,500/-)

(IF PROJECT IS APPROVED BY US, NO LEGAL & VALUATION FEES)

Processing Fees: 0.35% of Loan amount or maximum of Rs.10,000/-(+Gst

Tax- 18%). Max. Rs.11,800/-

Adhesive Stamp : Rs .280/-

Mortgage Charges for the Govt. : 0.5% of the Loan amount,

(Maximum of Rs 25000) )+5,100/-(Stampduty and Registration charges)

Building Insurance – Rs.15,000/- to 18,000/- (Approx.)

Interest Rate UPTO 30 LAKHS : 8..40% PA* (For Women's-: 8.35%)

Interest Rate ABOVE 30 LAKHS UPTO 75 LAKHS : 8.55% PA* (For Women's-: 8.50%)

(Floating)