PAMANTASAN NG CABUYAO

Katapatan Subd., Banay-Banay, City of Cabuyao, Laguna

COLLEGE OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

Presented by: GROUP 1

BALDIVIANO, CHRISTIAN M.
LAZA, NICANOR JR. L.
RIVERA, ENRIQUE G.
DATU, NAKISHA S.
AMAR, DILMA P.
 URBAN BANK

I. PROFILE
A.K.A.: UBI (Its initials)
KEY PEOPLE: FIDEL V. RAMOS, CHAIRMAN
EMERITUS ARSENIO M. BARTOLOME III, CHAIRMAN
TEODORO C. BORLONGAN, PRESIDENT AND CEO
FOUNDED: PASIG CITY, PHILIPPINES
INDUSTRY: FINANCE AND INSURANCE / FINANCIAL SERVICES
CLOSURE: APRIL 26, 2000

II. MAIN REASON OF CLOSURE

UBI executives / officers conspired to misappropriate the funds of UBI
through the purchase of doubtful and substandard receivables from
UII, to the prejudice of UBI, its stockholders, creditors and depositors.
The purchases, according to the complaints, were done at the time
when UBI was suffering from serious liquidity problems.
Borlongan together with executives allegedly made illegal
disbursements of funds amounting to P4.5 billion, leading to the
closure of the bank in 2000. Aside from estafa, they were also held
liable for violation of banking laws.
These fraudulent transactions led to the closure of UBI. In seeking
the dismissal of the cases against them, the respondents claimed that
the complaints failed to allege that they misappropriated the UBI
funds for their own benefit.
 III. STRATEGIES
GROWTH STRATEGIES - MARKET DEVELOPMENT
A Growth Strategy to make an organization survive the business world,
while still using Current Product but reaching new market.

COMPETITIVE STRAGTEGIES - OPERATIONAL EFFECTIVENESS

A Competitive Strategy to make an organization do things/ perform better
and better by means of attaining the best practices while creating different and
unique technique for the Organization/ Company.

LIFECYCLE STRATEGIES - GROWTH STAGE – MARKET DEVELOPMENT

Under the phase where the business needs to gain acceptance from then
public/customers, Market development should continuously be applied reaching and
reaching more customers.

STABILITY STRATEGIES - TURN AROUND – CLIMATE AND CULTURE

To be able to maintain the status quo, organization must implement a strategy for
it would not lead again to closure, Climate and culture is the toughest and most
challenging factor undergoing turnaround strategy.
Adjustment is the major step for both the management and the employees. They
can work cooperatively for the continuance of the organization.