Los Angeles 2007. Question: What is bhaav karma? What is dravya karma?

Atmagnani
Deepakbhai Desai of Akram Vignan explains the cause and effect relationship, life
after life , through charging of karma, and discharge of karma. Kashaya--anger,
pride, deceit, greed, attachment, aversion charge karma in this life and that is
bhaav karma. The effect of this unfolds in the next life as dravya karma which is
divided in 8 different types. The new vision gained in the effect causes more karma
for the following life even as the non charging karma ---no karma unfolds through
thoughts, speech or actions. Source: Dadashri. Gnani Purush who gives the Flawless
Vision that prevents new charging karma and enables the awakened one of Akram
Vignan to be free from the 'colored spectacles' of dravya karma. This is important
Simply speaking, that which happens, unfolds in the current life is nokarma colored
through the veils of dravya karma, and while experiencing them the subtle causal
body within is being charged through bhaav karma. I am Barrack, is the basis on
which bhaav karma charging of new karma happens.

**********************Questions:*************************8

1)What is mann ,buddhi,chit,ego etc...Dravya karma or No karma or Bhaav Karma or

pudgal?