Disbursement Checklist - CD & DP Loans Version 2.0 W.e.f.

10 Dec 2018
LOS Number: Customer Name:
Branch Name. Location:
APPLICANT
Please Mark Yes/No As Applicable Product
Yes / No
Applicability
Maker/Checker/Verifier Sales Branch OPS COPS
Completely Filled and Counter Signed for Correction CDL & DPL
Latest color photograph with customer sign across photo (on application form) (OR) If no Photo is available on
application Form, check for customer photo in GoNoGo URL (for Ops), Auto populated Photo in digital application CDL & DPL
Application Form form
Sourcing Channel Code & Details Mentioned on the Application Form CDL & DPL
References with contact no. & Relationship Details CDL & DPL
AADHAAR Card ( Mandatory). Aadhar card Image should not be uploaded in GNG CDL & DPL

Borrower/s' Name & address in application form matching with KYC document & LOS CDL & DPL

Customer POS photo CDL & DPL

Clear Identity Proof ______________________________________ CDL & DPL

Address Proof ________________________________ CDL & DPL

KYC Docs If Net Loan amount is > INR 50,000, is PAN copy available in file
CDL & DPL
In such cases, whether PAN number is captured in Appl form & LOS

For OHP cases, address on surrogate document should match with GNG address CDL & DPL

If Aadhar is the only document taken as address proof then address on Aadhar should match with GNG address
CDL & DPL
else alternate address proof to be documented

Customer's POS photo uploaded on GNG should match with the photo on application form CDL & DPL

Customer Name, LOS ID and Branch name filled on reverse of PDC's CDL & DPL

Repayment/ PDC Pouch Mandate completely filled and signed by customer in triplicate (No Over-writing) CDL & DPL

1 EMI PDC cheque to be collected from customer for following month (No Over-writing) CDL & DPL

Disbursal Report Report from LOS to be kept in File CDL & DPL

Own House Surrogate - Ownership proof in name of Self / Parents / Spouse / Children to be documented (In case
of utility bill, it should be within last two months) If selected self-Owned Ownership proof should be in the name CDL & DPL
of the applicant (Married Daughter not eligible under OHP)

Salary Surrogate - Latest Salary Slip & Office ID Card (or Last three months’ salary credit bank statement with
CDL & DPL
Office ID Card copy. Minimum salary should be Rs.10K)
Credit Card Surrogate -
1.CC Image should be available in GNG,Credit Card payment slip available in file, 2.Card Last 4 digit should be
CDL & DPL
matched with Charge slip.
3.POS Name on Chargeslip & dealer Name should be Same
Debit Card Surrogate -
(1) Debit Card payment slip with Customer Name, If customer Name is not available in Charge slip, then Name on
Debit Card should match with applicant Name & Last 4-digits of charge slip should match with last 4-digits of debit
card no.
(2) Copy of FRONT side copy of debit card
(3) If customer name is not available on Debit card / Debit Card mini statement which is available in file, then Last
4-digits of debit card no. should match with Ministatement & Last 4 digit of Bank A/C No. on ministatement should CDL & DPL
CREDIT DOC match with Bank statement or PDC cheque with customer Name
(4) Bank Name on charge slip should match with Debit Card Bank Name
(5) Margin/ advance emi paid amount should match with Charge slip.
(6) Charge slip date should not be prior to Delivery Order (DO) Date
(7) Point of Sale (POS) Name on Chargeslip & dealer name should be the same
(8) Debit Card Bank & Repayment Bank should be the same.

Banking Surrogate (Used as CD_GL surrogate) – GL Valuation certificate available in GNG & Physical File CDL

Old Phone Surrogate - Old mobile phone Invoice in the name of applicant & minimum 6 months old. DPL

Post Paid Bill surrogate - Original postpaid bill not older than 30 days - Current communication address + AADHAR
DPL
address should match

Mobile Open box Image uploaded in GNG with writing on BOX “Financed By HDBFS” DPL

Margin Money / Advance Emi detail on DO to be matched with detail available on Invoice CDL& DPL

Check the sanctioned subjective conditions CDL & DPL

Extended Warranty availed by the customer CDL & DPL

EWS OEM Warranty tenure, Product Serial No. (UIN), EWS Tenure, EWS Amount, Model Number in Ergo proposal form CDL & DPL

Customer details & customer signature available in proposal form CDL & DPL

Dealer Invoice with model no, serial no & duly signed by dealer CDL & DPL

Dealer Invoice / Delivery Challan / Initial money receipt duly signed by Dealer & Customer CDL & DPL

Product Details Copy of Delivery Order kept in file & Model / IMEI Number Matching with Invoice CDL & DPL

SRNV/IMEI validation done in GNG System CDL & DPL

If Delivery Order is more than 30 days old, POSITIVE Asset Verification Report should be available in file CDL & DPL

Filled completely and signed/counter signed by all Applicant & HDB Authority (No over-writing OR correction on
CDL & DPL
Loan Agreement DPN)
DPN signed on revenue stamp by customer / struck across CDL & DPL

1. All DOCs self-attested by Customer

Self-Attestation & OSV 2. OSV to be done by HDB Employee who has seen and verified the original DOX (Signed with Emp Code, Emp CDL & DPL
Name

Go No Go (DPL) Photo/s of opening the product box is captured and IMEI Number Check uploaded in GNG post DO generation DPL

Responsibility Emp. Code Designation Name Signature Date

Checked By- Sales

Verified By - Branch
Operations
Confirmed By - Central
Operations