Professional Documents
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Credit Appraisal Process at AXIS Bank Sa
Credit Appraisal Process at AXIS Bank Sa
• Researchers:
This report will help researchers improving knowledge about the credit
appraisal system and to have practical exposure of the credit appraisal system at
AXIS Bank.
• Management Students:
The project will help the management student to know the patterns of credit
appraisal in Axis bank.
There are four basic types of credit. By understanding how each works,
you will be able to get the most for your money and avoid paying unnecessary
charges.
Loans let you borrow cash. Loans can be for small or large amounts and
for a few days or several years. Money can be repaid in one lump sum or in several
regular payments until the amount you borrowed and the finance charges are paid
in full. Loans can be secured or unsecured.
Preliminary appraisal
• Towards this end the preliminary appraisal will examine the following aspects of
a proposal.
Bank's lending policy and other relevant guidelines/RBI guidelines,
List of defaulters
Caution lists
• Brief history of company, its customers & supplies, previous track records,
orders In hand. Also provide some information about the directors of the company
• Copies related to the property such as 7/12 & 8A utara, lease/ sales deed, 2R
Permission, Allotment letter, Possession