Øekad : 022103953

SL No :

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GOVERNMENT OF INDIA
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THE PATENT OFFICE
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PATENT CERTIFICATE
(Rule 74 Of The Patents Rules)

isVsaV la- / Patent No. : 307908

vkosnu la- / Application No. : 201821020584

Qkby djus dh rkjh[k / Date of Filing : 01/06/2018

isVsaVh / Patentee : 1.SWAPNIL PALIWAL 2.ANVITA CHANDRAKAR

3.SUYASH PALIWAL

çekf.kr fd;k tkrk gS fd isVsaVh dks mijksä vkosnu esa ;FkkçdfVr VIRTUAL SMART CARD FOR BANKING
AND PAYMENTS uked vkfo"dkj ds fy,] isVsaV vf/kfu;e] 1970 ds mica/kksa ds vuqlkj vkt rkjh[k 1st day
of June 2018 ls chl o"kZ dh vof/k ds fy, isVsaV vuqnÙk fd;k x;k gSA
It is hereby certified that a patent has been granted to the patentee for an invention
entitled VIRTUAL SMART CARD FOR BANKING AND PAYMENTS as disclosed in the
above mentioned application for the term of 20 years from the 1st day of June 2018
in accordance with the provisions of the Patents Act,1970.

vuqnku dh rkjh[k : 22/02/2019 isVsaV fu;a=d

Date of Grant : Controller of Patent

fVIi.kh & bl isVsaV ds uohdj.k ds fy, Qhl] ;fn bls cuk, j[kk tkuk gS] 1st day of June 2020dks vkSj mlds i'pkr çR;sd o""kZ es mlh fnu ns; gksxhA
Note. - The fees for renewal of this patent, if it is to be maintained will fall / has fallen due on 1st day of June 2020 and on the same day

in every year thereafter.