Money Matters International 2019 20 v3 PDF

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Money

Matters
International Undergraduate and
Postgraduate students 2019/20
Introduction Contents
Welcome to Money Matters – your guide to Costs and budgeting 1
everything you need to help you manage your
Tuition fees 2
finances while you’re at university in the UK.
When to pay your fees 4
We’ll explain the different fees and highlight other
expenses you will encounter; we’ll outline some Can my employer, embassy or organisation 6
of the funding that’s available to you and how to pay my fees?
apply for it; and we’ll tell you where to go for help
How and when to pay your 7
and support when you need it.
accommodation fees
Scholarships & Bursaries 9
Frequently asked questions 10
We’re here to help 11
Appendix 1 Undergraduate cut-off dates 13
Appendix 2 Postgraduate cut-off dates 14
Costs and budgeting

Like many of our international students, this Planning your budget


may be the first time you have had to manage
Planning your budget is an essential part of
your finances away from home. We understand
managing your finances. Think about everything
how overwhelming that can be and if ever you
you will need to spend money on and make sure
want help or advice, there’s a range of support
your income is sufficient to cover it. Forward
services you can call on whenever you need
planning and prioritising your payments will help
them (see page 11).
you avoid unnecessary financial worries.

Considering your costs


Advice and guidance
It’s important to think about your finances in good
Our experienced money advisers are on hand to
time before you arrive at university. Make sure
give you advice and guidance about any money-
you’re clear on what fees you are required to pay
related issues. Money advisers can be found in
and that you apply for any funding before you
the Student Life Centre.
come to Kingston University (see Scholarships &
Bursaries, page 9).

Sample budget
Below is an example of how you might plan your
budget and the costs involved.

Expenditure Approximate
type cost per week
Halls of residence
£145
accommodation
Food £40

Text books/printing/copying £12

Housekeeping £25

Laundry £5

Mobile phone £9

Clothes and socialising £30

Total: £266

1
Tuition fees

The following pages outline the fees you may Do I pay the home or international rate fees?
be required to pay, and the funding options
If you are unsure about your fee-paying status,
available to help you pay them.
you can find out more from the UK Council for
International Student Affairs. Find them at
Tuition fees ukcisa.org.uk If you would like to talk to our
Fee Status Team, you can contact them on
Fees for international students at Kingston
+44 (0) 203 308 9932.
University vary according to which course or
programme you have decided to study. For an
accurate figure, please visit the relevant course
page on our website.
As a guide, you should expect to pay the following
tuition fees for the academic year 2019/20.

Full-time Undergraduate International tuition fees

Studio-based £15,300

Pharmacy £14,600

Laboratory-based £14,200

Classroom-based £12,700

Art and design foundation course £12,700

Students studying abroad for one full year £3,600

One-year sandwich course or placement abroad £1,350

Certificate of industrial experience £1,350

2
Postgraduate taught – International students Important
All fees are subject to change on an annual basis.
Price point Fee level The fees shown apply for year 1 of the degree
onwards for the 2019/20 academic year (fees
A (MBA) £23,000
will rise in line with inflation for future academic
B £15,600 years). Some courses may incur specific
additional costs, for example field trips and
C £15,300 course specific clothing. Please see individual
course details for more information.
D £14,900
Students assessed as international must pay at
E £14,500 least 50% of their tuition fees by cleared funds in
order to enrol on their programme of study.
F £14,100
All postgraduate taught (masters) applicants*,
from outside of the European Economic Area
(EEA), who pay international fees are required to
Research fees
pay a non-refundable deposit of £3,000 in order
to receive their Confirmation of Acceptance for
Study mode Fee level Studies (CAS). This £3,000 can form part of the
50% first instalment.
Full time £14,500
*exclusions apply.
Part time £7,250

Part time – Distance Learning £7,250


Writing-up fee (one year only) £200

3
When to pay your fees
Level of Study Payment Paying in Required to Enrol
Method Instalments?
International Fee Status
Undergraduate Self-Funding No Payment in full
Undergraduate Self-Funding Yes Payment of 50% of fee in advance
Set up a direct debit or recurring card payment
Undergraduate or Sponsored Not available Completed sponsorship form submitted
Postgraduate
Postgraduate Self-Funding No Payment of £3,000 deposit
Payment of remaining balance
Postgraduate Self-Funding Yes Payment of £3,000 deposit
Additional payment to bring balance paid to
50% of fee
Set up a direct debit or recurring card payment

Tuition fees Option 3: International Bank Transfer


Fees are effective from 1st August in your International students can pay their fees using
academic year. International students must Kingston University’s payments platform powered
have either paid their fees in full, have approved by our partner Western Union Business Solutions:
sponsorship in place or have a paid a minimum of student.globalpay.wu.com/geo-buyer/Kingston
50% of their tuition fees and have a direct debit in
This allows you, your parents and sponsors to pay
place for the remainder in order to enrol.

Option 1: Sponsorship
If we have received confirmation from your
sponsor that they are funding your studies then
we will invoice them directly for your tuition fees.
For more information on sponsorship please view GBP student fees in the currency of your choice
the section on how your employer, an embassy or and provides you with a simple and secure way to
other organisation can pay your fees. make your payment.

Important
Option 2: Online payment
It is important that you pay your fees to the
The most convenient way to pay your fees is by
University on time. Failure to do so will delay your
using the University’s secure payment website:
enrolment and may lead to a disruption in your
kingston.ac.uk/epay
course.
You can pay using cards that display these
Continuing students who have tuition fee debt
symbols:
outstanding from previous academic years will
not be allowed to re-enrol until the debt and
associated costs have been cleared.
Should a fee fall overdue due to non-payment, the
If you are unable to access the internet and you University operates a formal recovery procedure
are the authorised cardholder, the University will which includes the use of external agencies and
be able to take a payment over the phone if you may result in a County Court Judgment (‘CCJ’)
call +44 (0)20 8417 3333. being registered against you in the amount of the
debt, plus costs, plus interest.
4
Option 4: Paying in instalments Important
If you would like to pay your fees by instalment Payment by instalment is only possible where a
over the academic year you will need to have valid direct debit or RCP is in place. These must
set up either a direct debit or a recurring card be in place at least 10 days prior to the instalment
payment (RCP) instruction before your enrolment. date for us to collect the payment directly from
your account.
Instalments will be paid automatically from your
chosen account on the due dates specified by the Ensure you have enough money in the account
University (see table overleaf). on the due dates; otherwise your bank may make
a charge to your account for every default. If you
In order to set up a direct debit instruction you will
wish to cancel your direct debit or RCP, you
need a valid UK bank or building society account
forfeit the option to pay by instalments and the
that allows direct debit transactions. Alternatively,
remainder of the balance will become immediately
an RCP can be set up using either a UK or
due. If you have any unforeseen circumstances
International issued bank card.
that mean you are unable to pay a particular
You can set up either of these options via the instalment amount, please contact the Accounts
University’s secure payment website: kingston. Receivable team for advice rather than cancel the
ac.uk/dd instruction.

Should you opt to pay your tuition fees by instalment, the payment collection dates are:

Official 1st 2nd 3rd 4th 5th 6th 7th


course Instalment Instalment Instalment Instalment Instalment Instalment Instalment
start date 50% 9% 9% 8% 8% 8% 8%

Aug/Sep/ Before 7 Nov 5 Dec 9 Jan 6 Feb 5 Mar 9 Apr


Oct 2019 Enrolment 2019 2019 2020 2020 2020 2020

Nov/Dec Before 9 Jan 6 Feb 5 Mar 9 Apr 7 May 4 Jun


2019 Enrolment 2020 2020 2020 2020 2020 2020

Jan/Feb Before 5 Mar 9 Apr 7 May 4 Jun 6 Aug


9 Jul 2020
2020 Enrolment 2020 2020 2020 2020 2020

Mar/Apr Before 7 May 4 Jun 6 Aug 3 Sep 8 Oct


9 Jul 2020
2020 Enrolment 2020 2020 2020 2020 2020

May/Jun Before 6 Aug 3 Sep 8 Oct 5 Nov 3 Dec


9 Jul 2020
2020 Enrolment 2020 2020 2020 2020 2020

Before 3 Sep 8 Oct 5 Nov 3 Dec 7 Jan 4 Feb


Jul 2020
Enrolment 2020 2020 2020 2020 2021 2021

Please note this is the only instalment plan option available and must be paid by Direct Debit or RCP.
5
Can my employer, embassy or
organisation pay my fees?
Yes. If your employer, embassy or organisation Important
agrees to pay all or part of your tuition fees, the
– Notification of sponsorship is required for each
University will refer to them as your sponsor.
academic year of study, and payment by a
The University will invoice your sponsor for the
sponsor is due upon receipt of invoice.
amount they have agreed to pay.
– There is no instalment option for sponsor
Please note: If your sponsor is not paying payments.
for your full tuition fees, you yourself will be – The University may conduct credit checks on
responsible for paying the 50% deposit that is the sponsor and reserves the right to reject a
required before or at the time of enrolment. sponsor letter or purchase order.
– Remember, it remains your responsibility to
ensure that the Income and Receivables Team
How does the sponsorship process work?
has received your sponsor letter and that
Your sponsor will need to send us a completed it contains all the necessary information as
Sponsorship Agreement Form before your outlined above. The University will not be able
enrolment – you download the form from to invoice your sponsor until we have received
kingston.ac.uk/undergraduate/fees-and- their letter or purchase order.
funding/paying-your-tuition-fees/what-to-do- – If your sponsor fails to pay on receipt of invoice
if-a-sponsor-is-paying-your-fees/ or withdraws their support at any point in the
year, you will be responsible for any outstanding
However, we understand that some embassies
fees at that point and the university will hold you
will only provide notification by letter. In those
liable for that amount.
circumstances, we will accept this as an
alternative to the Sponsorship Agreement Form,
provided it is on the embassy’s headed paper,
signed by an authorised officer and contains:
– The student’s (your) full name and University ID
number (if known)
– The amount (or percentage) of tuition fees the
sponsor wishes to pay on your behalf for this
academic year
– The name of the person for whose attention
the invoice should be sent, plus the full postal
address
– A unique reference number or purchase order
number, if applicable
– A valid email address if your sponsor is
overseas.
Completed Sponsorship Agreement Forms and
letters should be emailed to sponsorletters@
kingston.ac.uk, or uploaded to OSIS before you
enrol on your course.

6
How and when to pay your
accommodation fees
Accommodation fees
If you have been allocated a place in Any questions
university accommodation, you can pay your
See our Frequently Asked Questions (FAQ) section,
accommodation fees in one of the following ways:
or, if your particular query isn’t covered in the
– In full by 7 October 2019 FAQs, ask us a question at:
– In full upon receipt of the licence studenthub.kingston.ac.uk
– By instalment by direct debit from
To speak to a Money Adviser, please call:
a UK bank account
+44 (0)20 8417 7312
– By recurring card payment on either a UK or
International issued card To speak to a member of the University
Accommodation team, please call:
Instalment dates for Kingston University
+44 (0)20 8417 7311
accommodation can be found in the table below.
It is only possible to pay by instalment if you have For further payment information please view the
a direct debit or RCP mandate in place so please online advice on the StudentHUB
set this up now as it takes 10 working days to get (studenthub.kingston.ac.uk). If you cannot find
in place – www.kingston.ac.uk/dd the information you require you can log an enquiry
within the StudentHUB that will be directed to the
If you are going into a Headed-Tenancy your £300
appropriate team.
deposit will be returned following confirmation of
your leaving the property less any applicable fees. It is also possible to call the Accounts Receivable
Team on the following number:
+44 (0)20 8417 3333
Important
Note for US students
If you are funding your course using a Federal
Direct Subsidised/Unsubsidised, or PLUS
loan, please contact the Financial Aid office for
information about payment of accommodation
fees:
+44 (0)20 8417 7315

Accommodation fee instalment dates

1st 2nd 3rd


Undergraduate students
Instalment Instalment Instalment

Halls instalments 17 Oct 2019 16 Jan 2020 7 May 2020

1st 2nd 3rd 4th 5th


Postgraduate students
Instalment Instalment Instalment Instalment Instalment

Halls instalments 17 Oct 2019 16 Jan 2020 12 Mar 2020 7 May 2020 11 Jun 2020

7
Important
Information relating to your tuition and accommodation payments

As with any financial transaction, certain – You are required to update any changes to
unavoidable rules and regulations apply. Do take your address or telephone number as soon as
time to read the following and you’ll avoid any the changes occur. Failure to do so may incur
unnecessary issues or worries later on. charges, should we need to trace you.
– You need to have your funding method in place – Continuing students who have tuition fee debt
and confirmed before being able to complete owed to the University from previous academic
your enrolment. years will not be allowed to re-enrol until the
debt and associated costs have been cleared.
– It’s important that you pay your fees to the
University on time. Failure to do so may lead to – Students that enrol late will be required to bring
a disruption in your course. their fees up-to-date and in-line with their cohort
before their enrolment can be completed. Please
– There must be enough money in the nominated
contact the Accounts Receivable Team for more
bank account to meet the payment at the time
details.
it is collected, otherwise your bank may make a
charge to your account for each default. – If the University suspects that a card payment
may be fraudulent, we reserve the right to
– The option to pay by instalments is available for
immediately suspend access to University
direct debit or RCP payment only. If you wish
facilities, and we may refer the matter to the
to cancel your direct debit or RCP, you forfeit
police.
your option to pay in instalments and will be
required to pay the outstanding balance in full
immediately.
– It is your responsibility to update your contact
details and to provide the University with
a current term-time address – this can be
done via OSIS (Online Student Information
System) or through your student office/course
administrator.

8
Scholarships & Bursaries

A number of scholarships and bursaries are Students from the US and Canada
available to international students. Full details
If you are a US or Canadian citizen you may be
about each can be found on the International
eligible for help with funding from your respective
section of the Kingston University website
government agencies. See our website for full
(look under ‘scholarships and bursaries’), but
details.
here is an outline of the different options.
For more information about scholarships, visit the
‘useful links’ section on our website, or contact:
International scholarships
Scholarships Department
Available to apply for by students who are
International Development
classified with an ‘international’ fee status, these
Kingston University
are partial scholarships, each worth £2,000.
Yorkon Building
Kingston Hill campus
Loyalty bursaries Kingston upon Thames
Surrey KT2 7LB
The University is pleased to offer 10% discount
United Kingdom
on tuition fees if you’re an international student
applying for a full-time programme and have a +44(0)20 8417 3411
previous connection with the University. Perhaps scholarships@kingston.ac.uk
you are returning to Kingston after successfully kingston.ac.uk/international/scholarships-and-
completing a programme in the past; maybe you fees/scholarships/
have a family connection to the University; or
you have completed an international exchange Kingston University alumni discount
programme here.
The University is pleased to offer a 10% tuition fee
As you apply for these bursaries after you have discount on full-time and part-time postgraduate
enrolled, the application form will be available courses to all our alumni who have completed
from our student intranet. an undergraduate course at Kingston University
or its predecessor institutions (eg Kingston
Polytechnic).
Faculty scholarships
The discount is valid for both postgraduate taught
Some faculty, or course-specific scholarships
and research qualifications. When completing
and bursaries are available to international
the online part of enrolment, once you note that
students from individual university faculties.
you have previously studied with us, this will be
To apply for these you will need to approach
picked up in our process, and the discount will be
the individual faculty.
applied automatically.

External scholarships
Progression Scholarship
Various sources of funding are available to
A 15% discount on postgraduate tuition fees is
international students from external organisations.
available for Kingston University students who
Please see the website for more details:
complete an undergraduate degree in 2018/19.
kingston.ac.uk/international/scholarships-and-
You must start the course in 2019/20 and it
fees/scholarships/
cannot be combined with any other University
discount.

9
Frequently asked questions

I am an international student but do not What if I want to withdraw from or


have a UK bank account. Can I still pay by suspend my course?
instalments?
To submit a request to withdraw or suspend
No. A UK bank account is required to pay by your studies, you should use the “Your
Direct Debit. You can find more information about Studies” section on OSIS. Before you do,
opening a UK bank account here: please read through the full regulations
kingston.ac.uk/undergraduate/fees-and- kingston.ac.uk/aboutkingstonuniversity/
funding/managing-your-money/what-kind-of- howtheuniversityworks/
bank-account/ policiesandregulations/#gsr.
Depending on when you withdraw, you may still
How will you refund my Headed Tenancy be liable for certain amounts of fees to be paid.
deposit? You can find out how much you would be liable
for in the Appendix 1 at the end of the booklet on
All deposits for Kingston University Headed
page 14.
Tenancy will be refunded to the payee by BACS.
You will be contacted to provide the bank details
of the Payee of the deposit. It is important to What if I have a complaint or dispute?
provide these details promptly when we request
Complaints should initially be raised at a local
these towards the end of your licence agreement
level in writing or verbally within 15 University
to ensure your refund is not delayed.
working days of the incident. Staff will endeavour
to investigate and respond to the matter within
20 University working days of receipt of the
complaint. In the event that we require additional
information, we will write to you specifying what it
is that you need to provide.
Complaints that relate to billing errors or the
service provided by the Finance Team should be
sent to: financecomplaint@kingston.ac.uk
Full information about our complaints
policy can be found at: kingston.ac.uk/
freedom-of-information/policies-and-
procedures/#complaints
Further advice is available from the Union of
Kingston Students: kusu.co.uk

10
We’re here to help

Our Money Advisers are on hand for help Accounts Receivable Team
and advice about all money-related matters
The Accounts Receivable Team can be
from managing your finances to dealing
contacted for help with queries about tuition and
with unexpected expenses. Their service is
accommodation payments
completely free of charge and confidential.
– by submitting an enquiry on the StudentHUB
– you can call us on +44 (0)20 8417 3333
How to contact us – regular drop-in sessions are run at the Student
Life Centre (Penrhyn Road).
The Money Advisers run regular drop-in sessions
at the Student Life Centre (Penrhyn Road) and
Students with disabilities
the Student Services Centre (Kingston Hill).
Visit mykingston for the up-to-date times. If you require this document in an alternative
format, for example in large print or in electronic
– Arrange a confidential one-to-one appointment
form, please contact the Disability Team:
– Call us on +44 (0) 20 8417 7312
– Ask us a question through our online advice Disability and Mental Health Advisers
service, StudentHUB: Kingston University
studenthub.kingston.ac.uk Student Life Centre
John Galsworthy Building
Penrhyn Road
Where to find us
Kingston upon Thames
The Money Advisers, Accommodation and Fund Surrey KT1 2EE
Admin Teams are all based in the Student Life
+44 (0)20 8417 7314
Centre (Penrhyn Road) and the Student Services
studenthub.kingston.ac.uk
Centre (Kingston Hill). Visit mykingston for the
Or, ask us a question at:
up-to-date times.
studenthub.kingston.ac.uk
Kingston University
John Galsworthy Building
Disclaimer
Penrhyn Road
Kingston upon Thames This document was issued in July 2019 and is
Surrey KT1 2EE primarily intended for use by prospective students
wishing to start a course in the academic year
+44 (0)20 8417 7312
2019/20.
The information was correct at the time of going
The Money Movement
to press.
The Money Movement runs fun themed events
The University makes every effort to ensure that
on campus throughout the year offering tips on
the contents of and statements made in this
saving money, giveaways and more. Find out
document are fair and accurate, but omissions,
more by checking out the FAQs or logging an
errors or subsequent changes may occur. The
enquiry on the StudentHUB at
statements made and the information provided
studenthub.kingston.ac.uk
is a general guide, and there may be changes
following publication that affect the contents.
For current details, see our website:
kingston.ac.uk

11
Appendix 1
Undergraduate cut-off dates
Tuition fee withdrawal, suspension and deferral cut-off dates
Undergraduate students

Official Cut off period 1 Refund Liability Cut off period 2 Refund Liability
course start
date
Sept 2019 Withdrawals on or 100% 0% Withdrawals between 75% 25%
Start before 1st Oct 2019 2nd Oct 2019 to 6th
Jan 2020 inclusive
Oct 2019 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Nov 2019 2nd Nov 2019 to 6th
Jan 2020 inclusive
Nov 2019 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Dec 2019 2nd Dec 2019 to 31st
Jan 2020 inclusive
Dec 2019 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Jan 2020 2nd Jan 2020 to 29th
Feb 2020 inclusive
Jan 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Feb 2020 2nd Feb 2020 to 31st
Mar 2020 inclusive
Feb 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Mar 2020 2nd Mar 2020 to 30th
Apr 2020 inclusive
Mar 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Apr 2020 2nd Apr 2020 to 31st
May 2020 inclusive
Apr 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st May 2020 2nd May 2020 to 30th
Jun 2020 inclusive
May 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Jun 2020 2nd Jun 2020 to 31st
Jul 2020 inclusive
Jun 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Jul 2020 2nd Jul 2020 to 31st
Aug 2020 inclusive
Jul 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Aug 2020 2nd Aug 2020 to 30th
Sep 2020 inclusive
Aug 2020 Start Withdrawals on or 100% 0% Withdrawals between 75% 25%
before 1st Sep 2020 2nd Sep 2020 to 31st
Oct 2020 inclusive

12
Your official course start date may not necessarily Refund indicates the percentage of the fees
be the first date of attendance. If in doubt, please charged that will be credited.
contact the Income and Receivables Team for Liability indicates the percentage of the fees that
clarification prior to submitting your withdrawal. will still be owed.

Cut off period 3 Refund Liability Cut off period 4 Refund Liability

Withdrawals between 50% 50% Withdrawals after 0% 100%


7th Jan 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
7th Jan 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Feb 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Mar 2020 to 31st 31st May 2020
May 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Apr 2020 to 30th 30th Jun 2020
Jun 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st May 2020 to 31st 31st Jul 2020
Jul 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Jun 2020 to 31st 31st Aug 2020
Aug 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Jul 2020 to 30th 30th Sep 2020
Sep 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Aug 2020 to 31st 31st Oct 2020
Oct 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Sep 2020 to 30th 30th Nov 2020
Nov 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Oct 2020 to 31st 31st Dec 2020
Dec 2020 inclusive
Withdrawals between 50% 50% Withdrawals after 0% 100%
1st Nov 2020 to 31st 31st Jan 2021
Jan 2021 inclusive

13
Appendix 2
Postgraduate cut-off dates
Tuition fee withdrawal, suspension and deferral cut-off dates
Postgraduate students

Official course Cut off period 1 Refund Liability Cut off period 2 Refund Liability
start date

Sept 2019 Withdrawals on or 100% 0% Withdrawals between 67% 33%


Start before 15th Oct 2019 16th Oct 2019 to 6th
Jan 2020 inclusive
Oct 2019 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Nov 2019 16th Nov 2019 to 6th
Jan 2020 inclusive
Nov 2019 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Dec 2019 16th Dec 2019 to 31st
Jan 2020 inclusive
Dec 2019 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Jan 2020 16th Jan 2020 to 29th
Feb 2020 inclusive
Jan 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Feb 2020 16th Feb 2020 to 31st
Mar 2020 inclusive
Feb 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Mar 2020 16th Mar 2020 to 30th
Apr 2020 inclusive
Mar 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Apr 2020 16th Apr 2020 to 31st
May 2020 inclusive
Apr 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th May 2020 16th May 2020 to 30th
Jun 2020 inclusive
May 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Jun 2020 16th Jun 2020 to 31st
Jul 2020 inclusive
Jun 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Jul 2020 16th Jul 2020 to 31st
Aug 2020 inclusive
Jul 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Aug 2020 16th Aug 2020 to 30th
Sep 2020 inclusive
Aug 2020 Start Withdrawals on or 100% 0% Withdrawals between 67% 33%
before 15th Sep 2020 16th Sep 2020 to 31st
Oct 2020 inclusive

14
Your official course start date may not necessarily Refund indicates the percentage of the fees
be the first date of attendance. If in doubt, please charged that will be credited.
contact the Income and Receivables Team for Liability indicates the percentage of the fees that
clarification prior to submitting your withdrawal. will still be owed.

Cut off period 3 Refund Liability Cut off period 4 Refund Liability

Withdrawals between 33% 67% Withdrawals after 0% 100%


7th Jan 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
7th Jan 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Feb 2020 to 27th 27th Apr 2020
Apr 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Mar 2020 to 31st 31st May 2020
May 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Apr 2020 to 30th 30th Jun 2020
Jun 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st May 2020 to 31st 31st Jul 2020
Jul 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Jun 2020 to 31st 31st Aug 2020
Aug 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Jul 2020 to 30th 30th Sep 2020
Sep 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Aug 2020 to 31st 31st Oct 2020
Oct 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Sep 2020 to 30th 30th Nov 2020
Nov 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Oct 2020 to 31st 31st Dec 2020
Dec 2020 inclusive
Withdrawals between 33% 67% Withdrawals after 0% 100%
1st Nov 2020 to 31st 31st Jan 2021
Jan 2021 inclusive

15

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