Professional Documents
Culture Documents
GoNoGo Briefing Note PDF
GoNoGo Briefing Note PDF
GoNoGo Briefing Note PDF
Process
• Application processed at dealership, branch or customer self serves using our API
• Obtain a real-time eKYC, Bureau, Fraud, Social data feed
• Data mashup run through de-dupe, segmentation, scorecard and decision tree
• GoNoGo makes a decision in 60 seconds considering eligibility & credit risk
Product
• Catalyst to enable 60% or higher straight-through processing
• Mobile First platform with Native iOS app and responsive browser experience
• Restful services bundled for an end-to-end solution
PRODUCT
FEATURES Enterprise Agility
Omni Channel UX
• Responsive design for a consistent experience across mobile, online & branch
• Speed & accuracy by use of same APIs across channels to digitise information
• Look up data across government / external data bases for eKYC & verification
• Mashup social, education & experience data to go beyond credit score
Underwriters cockpit
• Single window review for attributes like ability to pay, trustworthiness, & eKYC
• Embedded chat feature to seek more customer data & re-process the application
Data Sciences
• Leverage powerful statistical techniques to generate simple graphical stories
• Explore the unknown-unknowns using the data insights and trends
CUSTOMER
ACQUISITION
Underwriting Scoring
Social Media
Dedupe
Workflow
Payment
Overall flow
Apply Decision Onboard Service
Website App Portal
APPLY
WORKFLOW
Assign
Queue Limits
Criteria
OTP Chat &
Re-process
Underwriter STP
Exception
Decision Tree Criteria
Validate
Match
Decision offers
Overrides
Approved
Scorecards
Eligibility
Yes No
Data
Mashup
Dedupe
Credit Social
Bureaus Media
eKYC
Negative Fraud Cross Sell Down Sell
Lists Check
THANK YOU