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UPLites E-Magazine - June 2019
UPLites E-Magazine - June 2019
UPLites E-Magazine - June 2019
Team Spotlight
Waste to Wealth
“It is, in fact, a humongous problem. India’s 377 million
urban population is generating 62 million tonnes of waste
every year, and if the growing urban population coupled with
the nation’s burgeoning economy, purchasing power and
consumption patterns are factored in, the total urban waste
in India is likely to rise to 165 million tonnes by 2031,
according to a government task force report on waste to
energy published in 2014”.
Team, Ranipet
- The Economic Times (Jan 14, 2018)
Women’s Corner
Retirement Farewell World's 100 Most Powerful Women
It's not always easy to save money, but it's more a matter Recurring Costs
of our priorities rather than just a numbers game. Instead 1. Minimize your cable/satellite TV and internet
of putting off saving until you reach certain milestones like packages. Do you really need 500 channels?
that next raise, make your future needs more important Switch to Amazon Prime Video or Netflix.
than the stuff you want today. 2. Reduce your cell phone minutes to the lowest
See if you can make some of the following tweaks to your amount you need, then set an automatic
personal financial management and watch the savings start calendar reminder to check your minute usage
adding up. four days before the bill is due. Then you can
change your plan and avoid overage charges.
Your Spending Habits 3. Plant shade trees around your house to help
1. Make a scheduled date each week to check on you save on the cost of air conditioning.
your finances and make a budget for your 4. Plug appliances into a power strip. Flip the
spending. It's the key to all savvy financial strip's switch off whenever you're not using
planning. Make sure to track your actual one of those appliances. You'll save on the cost
spending each week also, so that you know of 'phantom energy,' which is the slow drain of
how you're tracking against your budget. energy that stems from keeping things
2. Cut out those extra expenses. Paint your own plugged in.
toenails instead of getting pedicures, brew
coffee at home rather than buying coffee out, Money-Saving Tips for the Future
and reduce the amount that you dine out. That 1. Let the children earn money for chores,
alone can probably save you few thousand of earning 50 rupees for this, or 100 rupees for
rupees per month or more. that. Help them delay gratification and save
their chore money for the toy or video game
Paying Down Your Debts that they want.
1. Make a practice of paying all debts as soon as 2. Sell or trade your gas-guzzler for a more fuel-
possible. This habit can save you hundreds or efficient vehicle. If you live in an area with
even thousands of rupees in interest over good public transit, commute on the subway
time. or the bus, or consider becoming a one-car
2. Map out your debt-payoff goals with amounts family.
and a timeline. Keep track of your progress, 3. Service and maintain your car. Although it may
and visualize how good it will feel to make that feel like an extra expense, you'll save in the
final debt payment. long run by avoiding expensive repairs.
3. If you own a home, see if you can lower your
monthly payments by refinancing your Mr. S. Parthasarathy
mortgage. If you're paying private mortgage (Senior Manager Accounts- AMB)
insurance (PMI) and you think you have
enough equity to waive the PMI, call your
lender to start that process.
M. Subiksha (Awarded for securing 3rd highest marks in school) P. Kannika Dharani
Mark 12th : 1163/1200 (Lakshmi Garden Matriculation School)
D/o Muthukumar (Maint. Dept.) D/o Mr. V. Parthiban (AM Mec.)
VISUAL TREAT
Krishna Garden - AMB Retirement Farewell - Mr M.S Suresh, HOD Electrical Department, AMB