ãT<Ûäyês¡+ 22 »qe] 2020 ù|J\T 12

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BANKING AWARENESS
FOR STATE AND CENTRAL LEVEL EXAMINATIONS
101. _plays the vital role in setting
up of National Housing Bank:
A) K. R. Puri
B) Dr. Manmohan Singh
C) C. Rangarajan
D) None of The Above
102. According to 'Housing For All'
scheme, main emphasis is to
provide housesto:
A) Rural Citizens
B) Urban Citizens
C) Both of The Above
D) None of The Above
103. Housing For All - Main focus
is to provide affordable houses
to urban poorranging from Rs.
_______to _______ per house:
A) 1,00,000 and 2,30,000
B) 1,00,000 and 2,50,000
C) 1,00,000 and 3,00,000
D) None of The Above
104. The main objective of 'Hou
sing For All' scheme is to pro-
mote slum free citiesby:
A) 2020 B) 2022
C) 2025 D) None of The Above
105. Credit Cards are a conven-
ient substitute for _____:
A) Cash
B) Cheque
C) Both of The Above
D) None of The Above
106. Credit Card is an essential
component of :
A) Electronic Commerce
B) Internet Commerce
C) Both of The Above
D) None of The Above
107. Credit Card can be issue by:
A) Bank only
B) Stores only
C) Service Provider (e.g. Airline)
D) All of The Above
E) None of The Above
108. Credit Cardholders normally
must pay for credit card pur-
chases within_____days of
purchase:
A) 30 days
B) 15 days
C) 45 Days
D) None of The Above
109. Top 5 credit cards issuer in
India are:
A) PNB, SBI, ICICI, Standard
Chartered Bank, Allahabad Bank
B) American Express, Citi Ba
nk, PNB, SBI, Andhra Bank
C) ICICI, HDFC, SBI, Citi Bank,
American Express
D) None of The Above
110. Which among the following is
incorrect about Credit Cards:
A) Credit cards offer the easiest
ways to borrow money
B) It is beneficial for short term
borrowing
C) If a person cannot afford to
pay balances in full before the
due date, he is shooting himself
in the foot by borrowing on the
card
D) None of The Above
111. Interest is charged on credit
cards:
A) Yes
B) No
C) None of The Above
112. The concept of using a card
for purchases was described in
___:
A) 1855
B) 1887
C) 1877
D) None of The Above
113. The term credit card was first
time used by:
A) Edward Binni
B) Edward Bellamy
C) Edward Bamulson
D) None of The Above
114. Which among the following is
correct about the Grace Period:
A) the time in which cardhold-
ers has to pay the balance be
fore interest is assessed on the
outstanding balance
B) Grace period may vary, but
usually range from 20 to 55
days depending on the type of
creditcard and the issuing bank
C) All of The Above
D) None of The Above
115. If a cardholder is late paying
the balance, finance charges
will be calculatedand the grace
period _____:
A) Start apply
B) does not apply
C) None of The Above
Associate Professor, Academic
116. Business Credit Cards are:
A) Specialized credit cards issu
ãT<Ûäyês¡+ 22 »qe] 2020
ed in the name of a registered
business
B) can be used only for busine
ss purpose.
C) Both of The Above
D) None of The Above
117. Compared to debit cards and
cheques, a credit card allows:
A) small short-term loans to be
quickly made to cardholder
B) small short term loans are
made to cardholder and he
need not calculate a balance
remainingbefore every transac-
tion
C) total charges do not exceed
the maximum credit line for the
card
D) All of The Above
E) None of The Above
118. NPCI stands for:
A) National Commission for
Payment Information
B) National Payment Corpora
tion of India
C) National Payment Commi
ssion of India
D) None of The Above
119. Which among the following is
correct
A) RuPay is a combination of
two words-Rupee and Pay ment
B) RuPay Card is an Indian ver
sion of credit/debit card
C) RuPay Card is very similar
to international card such as
Visa/Master
D) All of The Above
E) None of The Above
120. Fiscal Policy deals with the
______and ______decisions of
thegovernment:
A) Incomes and Expenditures
B) Taxation and Expenditures
C) Trading and Expenditures
Answers
101 C 108 A 114 C
115 B
102 B 109 C
103 A 110 D 116 B
104 B 117 D
111 A
118 B
105 C 112 B
119 D
106 C 113 B
120 B
107 D
Dr.M.Reddi Ramu,
Coordinator in H&S,
KEC, Kuppam,
Chittoor (Dist)
 ãT<Ûäyês¡+ 22 »qe] 2020 Á|üC„ 3

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4 Á|üC„
Space Terminology
Q on outside signals for informa-
Quasars:
Quasi-stellar objects. They are
believed to be among the most
distant objects in the observa
ble Universe, emitting more
energy than some of the most
powerful galaxies.
R produced by the radioactive de
Radar:
System or technique for detect-
ing the position, motion, and
nature of a remote object by
means of radio waves reflected
from its surface.
Radian:
Unit of angular measurement
equal to the angle at the center
of a circle subtended by an arc
equal in length to the radius.
Equals about 57.296 degrees.
Radiation:
Energy in the form of electro-
magnetic waves or particles.
Radiation belt:
The region of high-energy parti-
cles trapped in the Earth's mag
netic field, also known as the
Van Allen belts.
Radio:
The least energetic form of
electromagnetic radiation, hav-
ing the lowest frequency and
the longest wavelength.
Radio astronomy:
The science of astronomy usi
ng radio waves instead of light
waves.
Radio guidance:
A system which is dependent
tion.
Radioisotopes:
Atomic particles which decay
by natural radioactivity.
Radioisotope thermoelectric
generator:
A device that converts the heat
cay of plutonium-238 into elec-
tricity by an array of thermo-
couples made of silicon-germa-
nium junctions. The Pu-238 is
contained within a crash resist-
ant housing.
Radiometry:
The detection and measure-
ment of radiant electromagnet-
ic energy, usually in the infra red.
Rankine:
A temperature scale, having a
degree equal to the Fahrenheit
degree but having a zero point
at absolute zero. The freezing
point of water is at 459.69oR.
RCS:
Reaction Control System.
RD:
Reaktivnyi Dvigatel. Russian
for reaction motor.
RE:
Unit of distance equal to the ra
dius of the Earth, 6371.2 km.
Reaction control system:
System of thrusters used to
control spacecraft attitude.
Reaction wheels:
Electrically-powered wheels
mounted in three orthogonal
axes aboard a spacecraft. To
ãT<Ûäyês¡+ 22
rotate the vehicle in one direc-
tion, you spin up the proper
wheel in the opposite direction.
To rotate the vehicle back, you
slow down the wheel.
Readout:
The action of a radio transmit-
ter sending data either at the
same time as data are acquired
or by playback from an elec-
tronic memory.
Receiver:
An electronic device that recei
ves incoming radio signals and
converts them to perceptible
forms.
Red dwarf:
A small star, on the order of 100
times the mass of Jupiter.
Redundancy:
The duplication of certain criti-
cal components in a space vehi
cle.
Reentry:
The descent into Earth's atmo
sphere from space.
Reentry interface:
An altitude 400,000 feet; the
point at which reentering spac
ecraft are considered to enter
the Earth's atmosphere.
Refraction:
The deflection or bending of ele
ctromagnetic waves when they
pass from one kind of transpar-
ent medium into another.
Regenerative cooling:
Circulation of a propellant throu
gh a jacket around the combus-
tion chamber in order to cool
the chamber wall, the propel-
lant subsequently being inject-
»qe] 2020
ed into the combustion chamber.
Relay:
An electrical switch employing
an armature to open and close
circuits.
Rem:
Roentgen Equivalent Man. A
measure of nuclear radiation
causing biological damage.
Remote sensing:
Instruments that record charac-
teristics of objects at a distan
ce, sometimes forming an ima
ge by gathering, focusing, and
recording reflected light from
the Sun, or reflected radio wa
ves emitted by the spacecraft.
Rendezvous:
A place of meeting at a given
time, for example, a spaceship
with a space station.
Resolution:
Ability to distinguish visual
detail, usually expressed in ter
ms of the size (in kilometers) of
the smallest features that can
be distinguished.
Resonance:
A relationship in which the orbi
tal period of one body is related
to that of another by a simple
integer fraction, such as 1/2,
2/3, 3/5.
Retrograde:
Orbital motion in the direction
opposite to the primary's rota-
tion.
Retrorocket:
A rocket fired to reduce the
speed of a spacecraft.
 ãT<Ûäyês¡+ 22 »qe] 2020 Á|üC„ 5

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SC, TSPSC, NDA,
SSC & OTHER EXAMS

1. Which of the following is/are the Bhakti Movement was common ble for creating a background 22. Which Bhakti saint opposed ca
compositions of Kabir? with Sufism? for Maratha nationalism and al st distinctions and sympathetic
A. Bijak & Sakhi Granth A. Monotheism or belief in one so opposed all social distinctio towards lower caste in the 6th
B. Kabir Granthawali& Anurag God ns? century AD?
Sagar B. Equality and brotherhood of A. Gnandeva A. Gnanadev
C. Only B man B. Namadev B. Chaitanya
D. All of the above C. Rejection of rituals and class C. Ekanath C. Namadeva
Ans: D Division D. Tukaram D. Ekanatha
D. All of the Above Ans: D Ans: D
2. Consider the following stateme Ans: D
nt (s) related to the Valla bha 15. Who exhorted people to give 23. Which of the following cult was
charya: 8. Which of the following Bhakti up selfishness, falsehood and popularised by Chaitanya?
I. His doctrine came to be kno Reformers influenced by the hypocrisy and to lead a life of A. Shiva Cult
wn as “Pushti Marga” for his su preaching of Sufi teachers? truth, honesty and kindness? B. Krishna Cult
ccessors laid stress on the A. Ramananda A. Vallabhacharya C. Eknathwad
physical side of Krishna’s spo B. Kabir B. Guru Nanak D. All of the above
rts. C. Nanak C. Kabir Ans: B
II. He is the founder of the inter- D. All of the above D. Nimbarka
national Society for Krishna Ans: D Ans: B 24. Who among the following was/
Consciousness or ISKCON, were not disciples of Ramana
commonly called the “Hare 9. The concept of Sagunabrahma 16. Which of the following reason nda?
Krishnas” na was the outcome of which was influenced by the preach- A. Kabir & Raidas
Select the correct statement (s) concept of Bhakti Movement? ing of Bhakti Saints Nimbarka B. Sena & & Sadhana
A. Only I A. Nirgunabraman and Vallabahachrya? C. Dhanna & Naraharai
B. Only II B. Vaishanavism A. Kannada Region D. Tulsidas & Mirabai
C. Both I & II C. Shaivism B. Telugana Region Ans: D
D. Neither I nor II D. None of the above C. Tamilian Region
Ans: A Ans: A D. Maratha Region 25. Who among the following Bha
Ans: B kti Saint emphasised the esse
3. Vishvambhara Mishra was the 10. Who among the following pro ntial oneness of all religion by
original name of: pagated Dvaita or dualism of 17. Who among the following com describing Hindus and Muslims
A. Guru Nanak Jivatma and Paramatma? posed the Hindi version of Ra ‘as pots of the same clay’?
B. Chaitanya Maha Prabhu A. Vallabhacharya mayana? A. Kabir
C. Shankaracharya B. Madhava A. Tulsidas B. Tulsidas
D. Kabir C. Merabai B. Valmiki C. Ramananda
Ans: B D. Nimbarka C. Ramananda D. Raidasa
Ans: B D. Kabir Ans: A
4. Who among the following Bha Ans: A
kti Saints scored a triumph over 11. Which saint and reformer of 26. Which Bhakti saint preached
the Saivas in public debate at Bengal who popularized the 19. What is the literal meaning of the concept of Visitadvaita?
the court of Krishna Deva Raya Krishna Cult? Bhakti? A. Sankara
of Vijyanagar? A. Vallabhacharya A. Salvation B. Ramanuja
A. Guru Nanak B. Madhava B. Prayer C. Madhava
B. Chaitanya Maha Prabhu C. Chaitanya C. Offer words of praise D. Nimbarka
C. Shankaracharya D. Nimbarka D. None of the above Ans: B
D. Vallabhacharya Ans: C Ans: A
Ans: D 27. Who among the following was
12. Who wrote a commentry of Bha 20. Which Bhakti saint believes born into a Rathore royal family
5. Kabir was a disciple of: gvat Gita called Gnaneswari? that through love and devotion, of Kudki district of Pali, Raja
A. Ramananda A. Gnandeva song and dance, a devotee can sthan and was a 16th-century
B. Ramanujana B. Namadev feel the presence of God? Hindu mystic poet and devotee
C. Shakracharya C. Ekanath A. Gnanadev of A. Krishna?
D. None of the above D. Both A & B B. Chaitanya A. Ramananda
Ans: A Ans: A C. Namadeva B. Mirabai
D. Ekanatha C. Tukaram
6. Which of the following Bhakti 13. Who among the following prea Ans: B D. Kabir
Cult preached under the Palla ched gospel of love? Ans: B
vas, Pandyas and Cholas? A. Gnandeva 21. Who said that, the religion was
A. Saivaite Nayanmars B. Namadev highly practical and sternly eth- 28. Which of the following Bhakti
B. Vashnavaite Alwars C. Ekanath ical? Saints Krishna is a yogi and lover?
C. Both A & B D. Kabir A. Chaitanya A. Ramananda
D. Advaita Ans: B B. Namadeva B. Tukaram
Ans: C C. Guru Nanak C. Mirabai
14. Which of the following Bhakti D. Kabir D. Kabir
7. Which of the following aspect of saint of Maharashtra responsi- Ans: C Ans: C
 ãT<Ûäyês¡+22 »qe] 2020
GENERAL KNOWLEDGE
- ABBREVIATIONS
NAC Network Access Control
NASA National Aeronautics and
Space Administration
NASDAQ National Association of
Securities Dealers
Automated Quotations
NATO North Atlantic Treaty
Organization
NBFC Non-Banking Financial
Companies
NCC National Cadet Corps
NCERT National Council of
Educational Research and
Training
NCR National Capital Region
NDA National Defence
Academy, National
Democratic Alliance
NDRF National Disaster
Response Force
NDTV New Delhi Television
NEET National Eligibility-cum-
Entrance Test
NEFT National Electronic
Funds Transfer
NET National Eligibility Test
NFC Near Field
Communication
NGO Non-Governmental
Organization
NIFTY National Stack Excha
nge Fifty
NIIT National Institute of Infor
mation Technology
NOC No Objection Certificate
NOTA None of the Above
NPA Non Performing Assets
NPCI National Payments
Corporation of India
NRI Non-Resident Indian
NSDL National Securities
Depository Limited
Á|üC„ 9
PVC Poly Vinyl Chloride
PVR Priya Village Roadshow
RAC Reservation Against
Cancellation
RADAR Radio Detection And
Ranging
RAM Random Access
Memory
RAW Research and Analysis
Wing
RBC Red Blood Cell
RBL Ratnakar Bank Limited
RDX Research Department
Explosive / Royal Demoli
tion Explosive
RFID Radio Frequency
Identification
RHD Rheumatic Heart
Disease
RIP Rest In Peace, Routing
Information Protocol
RNA Ribonucleic Acid
ROFL Rolling On Floor
Laughing
RO,UV,UF Reverse Osmosis,
Ultraviolet, Ultrafiltration
RPM Revolutions Per Minute
RSA Rivest, Shamir, Adleman
Predictive Failure Analysis RSS Really Simple
NSE National Stock PFMS Public Financial Syndication, Rashtriya
Exchange Management System Swayamsevak Sangh
NSUI National Students' Union PGDCA Post Graduate RSVP Repondez s'il vous plait
of India Diploma in Computer
NSS National Service Application RTGS Real-Time Gross Settle
Scheme PGDM Post Graduate Diploma ment
NTPC National Thermal Power in Management RTI Right to Information
Corporation PHD Doctor of Philosophy RTO Regional Transport
NTG Nitroglycerin Office/ Road Transport
PH Potential of Hydrogen Office
OCD Obsessive-Compulsive PHP Hypertext Preprocessor SAARC South Asian Associa
Disorder PID Pelvic Inflammatory tion for Regional
OCR Optical Character Disease Cooperation
Recognition PIL Public Interest Litigation SAP systems, applications
OECD Organization for PING Packet InterNet Groper and products
Economic Co-operation
and Development PKC Public Key Cryptography SAS Statistical Analysis
OEM Original Equipment PKD Polycystic Kidney Software
Manufacturer Disease SATA Serial Advanced Techno
OK Oll Korrect PMS Premenstrual Syndrome logy Attachment
PNB Punjab National Bank SAT Scholastic Aptitude Test,
OMR Optical Mark Recognition PNG Portable Network Scholastic Assessment
ONGC Oil and Natural Graphics Test
Gas Corporation SBI State Bank of India
OOTD Outfit of the Day PNR Passenger Name SCADA Supervisory Control
OPD Outpatient Department Record and Data Acquisition
OPEC Organization of Petrole PO Probationary Officer &
um Exporting Countries Post Office SCUBA Self-Contained Under
PS Postscript water Breathing Apparatus
OSA Obstructive Sleep Apnea PSI Pound per Square Inch SDM Sub Divisional
OTP One-time Password & Population Services Magistrate
PAN Permanent Account International SEBI Securities and
Number PSLV Polar Satellite Launch Exchange Board of India
PBX Private Branch Exchange Vehicle SENSEX Stock Exchange
PCC Police Clearance Certificate Sensitive Index
PSU Public Sector SEO Search Engine Optimization
PCI Press Council of India Undertaking, Power SGOT Serum Glutamic
PCO Public Call Office Supply Unit Oxaloacetic Transaminase
PCS Provincial Civil Service PTO Please Turn Over & Paid SGPT Serum Glutamic Pyruvic
PDA Personal Digital Time Off Transaminase
Assistant PTSD Post-Traumatic Stress SHO Station House Officer
PDF Portable Document Disorder SIDBI Small Industries
Format PWD Public Works Department Development Bank of India
PUC Pollution Under Control,
PFA Please Find Attachment,
10 Á|üC„ ãT<Ûäyês¡+ 22 »qe] 2020

GENERALKNOWLEDGE
German 64%, French 20%, English, Welsh, Scots Gaelic
Italian 7% (all official) - United States
English 82%, Spanish 11%
- Syria - Uruguay
Arabic (official); Kurdish, Arme Spanish, Portunol, or Brazilero
nian, Aramaic, Circassian wide- - Uzbekistan
franca) ly understood Uzbek 74.3%, Russian 14.2%,
COUNTRIES - LANGUAGES - Singapore - Taiwan Tajik 4.4%
Mandarin 35%, English 23%, Chinese (Mandarin, official) - Vanuatu
- Portugal Malay 14.1% - Tajikistan Bislama 23% (a Melanesian
Portuguese (official), Mirande - Slovakia Tajik (official), Russian widely pidgin English)
se (official, but locally used) Slovak 84% (official), Hungari used in government and busi-
- Qatar an 11% ness - Vatican City (Holy See)
Arabic (official); English a com- - Slovenia - Tanzania Italian, Latin, French
mon second language Slovenian 91%, Serbo-Croati Swahili, English (both official); - Venezuela
- Romania an 5% Arabic Spanish (official), numerous
Romanian (official), Hungarian, - Solomon Islands- - Thailand indigenous dialects
German English 1%-2% (official), Thai (Siamese), English (sec- - Vietnam
- Russia Melanesian pidgin (lingua fran- ondary language of the elite) Vietnamese (official); English
Russian, others ca) (increasingly favored as a sec-
- Rwanda - Togo ond language)
Kinyarwanda, French, and - Somalia French (official, commerce); - Western Sahara
English (all official) Somali (official), Arabic, Engli Ewé, (proposed state)
sh, Italian - Tonga Hassaniya Arabic, Moroccan
Arabic
- Yemen
Arabic

- zambia
English (official); major vernac-
ulars
- Zimbabwe
English (official), Shona, Ndebe
le (Sindebele)

List of countries -
their currency
- Afghanistan
Afghan afghani
- Albania-
Albanian lek
- Algeria
Algerian dinar
- Andorra
Euro
- Angola
Angolan kwanza
- St. Kitts and Nevis - South Africa Tongan (an Austronesian lan-
guage), English - Antigua and Barbuda
English IsiZulu 23.8%, IsiXhosa 17.6%, East Caribbean dollar
- St. Lucia Afrikaans 13.3%, Sepedi 9.4%, - Trinidad and Tobago
English (official), Hindi, French, - Argentina
English (official), French patois English 8.2% Argentine peso
- St. Vincent and the Grenadi - South Sudan Spanish
- Tunisia - Armenia
nes English (official), Arabic (includ Armenian dram
English, French patois es Juba and Sudanese vari- Arabic (official, commerce),
French (commerce) - Australia
- Samoa ants) (official) Australian dollar
Samoan, English - Spain - Turkey
Turkish (official), Kurdish, Dim - Austria
- San Marino Castilian Spanish 74% (official
li, Azeri, Kabardian Euro
Italian nationwide); Catalan 17%
- Sri Lanka - Azerbaijan
- São Tomé and Príncipe- Sinhala 74% (official and natio - Turkmenistan Azerbaijani manat
Portuguese (official) nal), Tamil 18% (national) Turkmen 72%; Russian 12%; - Bahamas
- Saudi Arabia Uzbek 9% Bahamian dollar
Arabic - Sudan - Tuvalu - Bahrain
- Senegal Arabic (official), Nubian Tuvaluan, English, Samoan, Bahraini dinar
French (official); Wolof, Pulaar, - Suriname Kiribati - Bangladesh
Jola, Mandinka Dutch (official), Surinamese - Uganda Bangladeshi taka
- Serbia (lingua franca), English widely English (official), Ganda or - Barbados
Serbian (official) spoken, Hindustani Luganda Barbadian dollar
- Seychelles - Swaziland - Ukraine - Belarus
Seselwa Creole 92%, English English, siSwati (both official) Ukrainian 67%, Russian 24% Belarusian ruble
5%, French (all official) - Sweden - United Arab Emirates
- Belgium
Swedish, small Sami- and Finni Arabic (official), Persian, Engli
Euro
- Sierra Leone sh-speaking minorities sh, Hindi, Urdu
- Belize
English (official), Krio (lingua - Switzerland Belize dollar
- United Kingdom
 ãT<Ûäyês¡+ 22 »qe] 2020 Á|üC„ 11
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